FCA
FCA is a private, Richmond-based financial services firm founded in 1997 with 1-10 employees, providing employee benefits, taxation, estate, investment, income, and retirement planning services to individuals and families.
- Company typePublic
- Founded1997
- HeadquartersRichmond, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What FCA does
FCA is a private financial services firm headquartered in Richmond, United States, founded in 1997 and operating with a small team of 1-10 employees. Per the firmographic profile, the firm provides financial services spanning employee benefits, taxation, estate, investment, income, and retirement planning to individuals and families. The offering is positioned around comprehensive, ongoing financial planning rather than transactional product sales, with advisors guiding clients across working-year and retirement life stages.
The source material aggregates FCA into the broader Arthur J. Gallagher & Co. (NYSE: AJG) ecosystem. FCA-related operations draw on regulated infrastructure from Gallagher Fiduciary Advisors, LLC (an SEC registered investment advisor that delivers retirement, investment advisory, discretionary, and independent fiduciary services) and Gallagher Benefit Services, Inc. Securities are offered through a partner broker-dealer, Osaic Wealth, Inc. (member FINRA/SIPC). Client-facing account aggregation is supported through Albridge and Black Diamond login portals, while prospect engagement is driven by monthly Financial Wellbeing webinars and a website contact funnel capturing personal, employer, and financial-planning-need information.
The business model is relationship-led and recurring: discovery conversations feed customized financial plans covering investment strategy, retirement, education savings, family protection, estate planning, and long-term care, with ongoing reviews as client circumstances evolve. No technology platform, pricing tiers, or fee structures are publicly disclosed; engagement is initiated by quote via direct contact. Revenue is therefore implicitly generated through recurring advisory fees (asset-based and/or flat planning fees) within the Gallagher Fiduciary Advisors / Gallagher Financial Planning value chain rather than through disclosed FCA-specific pricing.
FCA firmographics
Firmographics- Name
- FCA
- Legal name
- Arthur J. Gallagher & Co.
- Website
- https://fcaretirement.com
- Company type
- Public
- Founded year
- 1997
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- FCA is a private, Richmond-based financial services firm founded in 1997 with 1-10 employees, providing employee benefits, taxation, estate, investment, income, and retirement planning services to individuals and families.
- Ownership category
- akta.pro rank
FCA industry classification
Industry- Product category
- Financial Planning & Investment Advisory
- NAICS
- Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Fee-Based Advisory (FSAEAAAM)
Keywords
Where FCA is headquartered
LocationHeadquarters
- HQ city
- Richmond
- HQ country
- United States
- HQ region
- North America
Markets served
FCA business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Investment Advisory Services: Gallagher Fiduciary Advisors, LLC provides investment advisory services as an SEC registered investment advisor. The disclosure mentions investment advisory, discretionary and independent fiduciary services. Securities are offered through Osaic Wealth, Inc. The revenue appears to be generated through advisory fees, likely asset-based or fee-for-service arrangements for retirement plan and investment advisory services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Customized financial planning services with advisor-led engagement |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
FCA product offering
Product offeringCore offering
FCA provides personal financial planning services covering employee benefits, taxation, estate, investment, income, and retirement planning for individuals and families. Advisory services are delivered through a team of financial advisors acting in a fiduciary capacity, with investment advisory capabilities provided via the affiliated SEC-registered investment advisor Gallagher Fiduciary Advisors, LLC, and securities execution routed through Osaic Wealth, Inc.
Product overview
Gallagher offers a unified Financial Planning service delivered through its team of financial planners and subsidiary Gallagher Fiduciary Advisors, LLC (an SEC registered investment advisor). The core offering combines holistic financial planning with fiduciary investment advisory services, supported by specialized sub-brands: Gallagher Fiduciary Advisors for investment management and the Investment Strategy team. Additional support services include financial wellbeing webinars. Securities services are provided through partner Osaic Wealth, Inc.
Differentiator
Problem solved
Functional benefit
Products and services
- Financial Planning Services Comprehensive, advisor-led financial planning for individuals and families, delivered through fiduciary advisors and covering investment strategy, retirement planning, education savings, family protection, estate planning, and long-term care on an ongoing relationship basis.
- Gallagher Fiduciary Advisors, LLC (Investment Advisory Services) SEC registered investment advisor providing retirement, investment advisory, discretionary, and independent fiduciary services to individuals and families; securities are offered through Osaic Wealth, Inc. (member FINRA/SIPC).
- Investment Strategy and Management Services Investment strategy and income management services delivered by a dedicated Investment Strategy team, providing individuals with tools and guidance to confidently navigate their investment journey.
Companies that use FCA
Customer profileSegments1 record
Ideal customer profiles1 record
FCA technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
FCA partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Osaic Wealth, Inc.coreSecurities offered through Osaic Wealth, Inc., member FINRA/SIPC. Osaic Wealth is a separate broker-dealer entity that provides securities distribution capabilities for Gallagher's investment advisory services. This is a standard regulatory arrangement for registered investment advisors to offer securities products.
Scale indicators1 record
Recent moves4 records
Expansion highlights4 records
FCA competitors and assessment
Company assessmentDirect peers
- Cetera Financial Group: Independent broker-dealer and advisor support platform serving financial advisors who provide retirement and investment planning to individuals — similar advisor-led business model delivering retirement/income planning services.
- Raymond James Financial Services: Financial advisor network providing retirement, estate and investment planning to individuals and families with a relationship-based advisor model — closely matches FCA's stated offering and target customers.
- Cambridge Investment Research: Independent advisor platform supporting financial advisors in providing investment advisory and financial planning services — comparable offering and target market to FCA.
- Edward Jones: Large national advisor network offering retirement planning, investment management, and estate planning to individuals and families through local offices — directly comparable GTM motion to FCA's local-Richmond practice.
- LPL Financial: Largest independent broker-dealer supporting thousands of financial advisors offering retirement and wealth planning to individuals and families — directly comparable model as an advisor-platform comparable to FCA's practice.
Emerging players
- Empower Retirement: Recordkeeper and advisor platform focused on retirement-plan participants and individual retirement planning — overlapping retirement-planning focus with FCA, increasingly serving end-investors directly via digital tools.
Broad incumbents
- Charles Schwab Wealth Advisory: Major brokerage providing fee-based investment advisory, retirement and estate planning services to individuals — directly comparable advisory offerings to FCA, with scale advantage and lower-fee positioning.
- Ameriprise Financial: Large publicly-traded financial advisory and wealth management firm offering retirement, investment, tax and estate planning to individuals and families — directly comparable breadth of services to FCA, but at much greater scale and brand reach.
- Fidelity Wealth Services: Large brokerage and wealth management firm offering retirement planning, investment advisory and estate planning to individuals — comparable offering, much larger scale, increasingly digital/self-directed GTM that competes for the same retail-investor customer.
- Northwestern Mutual: Established financial services firm combining insurance, investment and retirement planning services to individuals and families — overlapping with FCA's employee benefits, retirement and estate planning mix.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights4 records
Customer concentration
FCA social profiles
Digital presenceFCA compliance and trust
Trust signalCompliance3 records
FCA financial estimates
Financial estimateRevenue estimate
Valuation estimate
FCA leadership team
Management profileNumber of profiles
FCA subsidiaries and ownership
Company hierarchySubsidiaries2 records
FCA funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
FCA M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about FCA
What does FCA do?
FCA provides personal financial planning services covering employee benefits, taxation, estate, investment, income, and retirement planning for individuals and families. Advisory services are delivered through a team of financial advisors acting in a fiduciary capacity, with investment advisory capabilities provided via the affiliated SEC-registered investment advisor Gallagher Fiduciary Advisors, LLC, and securities execution routed through Osaic Wealth, Inc.
Is FCA a public or private company?
FCA is a public company. It is classified as unknown and is currently operating.
When was FCA founded?
FCA was founded in 1997. It employs 1 to 10 people.
Where is FCA based?
FCA is headquartered in Richmond, United States, in the North America region.
How does FCA make money?
One revenue line is on record: investment Advisory Services.
Who are FCA's main competitors?
Direct peers on record are Cetera Financial Group, Raymond James Financial Services, Cambridge Investment Research, Edward Jones and LPL Financial. Empower Retirement is listed as an emerging player. Broad incumbents are Charles Schwab Wealth Advisory, Ameriprise Financial, Fidelity Wealth Services and Northwestern Mutual.
Does FCA have an API?
No public API is recorded for FCA.
What industry is FCA in?
FCA's product category is Financial Planning & Investment Advisory. Its primary akta.pro industry code is FSAEAAAM, Fee-Based Advisory. Its NAICS code is 523940 and its SIC code is 6282.