Bizerba
Bizerba Financial Services GmbH is a BaFin-regulated, Balingen-based subsidiary of Bizerba SE & Co. KG providing leasing and hire-purchase financing for Bizerba equipment, vehicles, and machinery to German SMEs, Mittelstand firms, and sports clubs across three German offices.
- Company typePrivate
- Founded1989
- HeadquartersBalingen, Germany
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Bizerba does
Bizerba Financial Services GmbH (BFS) is a BaFin-regulated financial services provider headquartered in Balingen, Germany, and a 100% subsidiary of the family-owned Bizerba SE & Co. KG (founded 1866, fifth generation). Founded in 1989 as BLG Bizerba Leasing GmbH and rebranded in January 2021, BFS specializes in leasing and hire-purchase (Mietkauf) financing for mobile investment goods, offering three core contract structures: partial amortization (Teilamortisation), full amortization (Vollamortisation), and hire-purchase. Its product scope covers Bizerba-branded weighing, slicing, and labeling equipment, third-party vehicles, machinery, and equipment for SMEs, sports clubs, and the Mittelstand. BFS is BaFin-authorized as a financial services institution since December 25, 2008, holds annual ISO 9001:2015 certification from TÜV SÜD, and operates from three German offices (Balingen headquarters, Stuttgart, and Bochum).
The company runs a direct-to-consumer GTM motion with personal advisory at the core, supplemented by a strategic partnership with the Württembergischer Landessportbund (WLSB) for sports club referrals, a Vertriebskooperation reseller program for equipment dealers, and a listing on the leasing.de AG comparison portal. Revenue is generated through financing margins, interest, and fees on leasing and hire-purchase contracts, with pricing customized to asset class, contract term, and customer credit profile. A proprietary digital customer portal and native iOS/Android mobile apps, launched in August 2021, provide self-service contract management, digital damage reporting, and callback functionality, representing the company's primary technology investment. Distribution to sports clubs is amplified by WLSB-Beratung on-site consultation services.
The Bizerba parent group also markets AI-enabled retail hardware (computer-vision product recognition, RFID-based operator authentication, IoT-connected checkout), but those capabilities reside in Bizerba SE & Co. KG's equipment products, not in the BFS financial services subsidiary. The subsidiary has approximately 25+ named staff across financial advisory, financial analysis, asset recovery, compliance, and administration functions, though firmographics reports a 1–10 employee band that likely understates actual headcount. BFS has no disclosed funding rounds, no M&A activity, and no external investors, reflecting its status as a wholly captive financing arm of a family-owned industrial group.
Bizerba firmographics
Firmographics- Name
- Bizerba
- Legal name
- Bizerba Financial Services GmbH
- Website
- https://bizerba-financialservices.de
- Company type
- Private
- Founded year
- 1989
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Bizerba Financial Services GmbH is a BaFin-regulated, Balingen-based subsidiary of Bizerba SE & Co. KG providing leasing and hire-purchase financing for Bizerba equipment, vehicles, and machinery to German SMEs, Mittelstand firms, and sports clubs across three German offices.
- Ownership category
- akta.pro rank
Where Bizerba is headquartered
LocationHeadquarters
- HQ city
- Balingen
- HQ country
- Germany
- HQ region
- Europe
Offices3 records
Markets served
Bizerba business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Leasing and Hire-Purchase Financing: The company provides leasing and hire-purchase financing solutions for mobile assets including Bizerba products, vehicles, and machinery. Revenue is generated through financing agreements with customers, operating as a subsidiary of Bizerba SE & Co. KG since 1989.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Leasing financing for equipment and vehicles |
| Hybrid | Monthly | Hire-purchase financing for SMEs and sports clubs |
Go-to-market motion1 record
Distribution channels5 records
Marketing channels5 records
Bizerba product offering
Product offeringCore offering
Bizerba Financial Services GmbH provides leasing and hire-purchase financing solutions for mobile investment goods. The company offers three core contract types—partial amortization leasing (Teilamortisation), full amortization leasing (Vollamortisation), and hire purchase (Mietkauf)—to finance Bizerba products, vehicles, machinery, and other equipment. It is a 100% subsidiary of Bizerba SE & Co. KG, serving German SMEs, sports clubs, and vehicle fleet operators since 1989.
Product overview
Bizerba Financial Services (BFS) is a 100% subsidiary of Bizerba SE & Co. KG offering leasing and hire purchase financing solutions. The company provides three main financing instruments: partial amortization leasing (Teilamortisation), full amortization leasing (Vollamortisation), and hire purchase (Mietkauf). These financing solutions support financing of Bizerba products (weighing, slicing, and labeling equipment), vehicles, machines, and other mobile investment goods. The company operates as a nationwide financing service provider with over 30 years of experience since its founding in 1989. In 2021, the company rebranded from BLG Bizerba Leasing GmbH to Bizerba Financial Services GmbH and launched a digital customer portal in August 2021 offering centralized contract management and digital services.
Differentiator
Problem solved
Functional benefit
Products and services
- Leasing and Financial Solutions Leasing and hire-purchase financing solutions for mobile assets including Bizerba products, vehicles, machines, and other investment goods. Targeted at SMEs, sports clubs, and fleet operators in Germany.
- Teilamortisation (Partial Amortization) Leasing contract where acquisition costs are not fully covered during the basic rental period; full amortization occurs through sale, buyout, or contract extension at end of term.
- Vollamortisation (Full Amortization) Leasing contract where all acquisition costs and financing costs are fully covered during the basic rental period through agreed monthly lease payments.
- Mietkauf (Hire Purchase) Hire-purchase contract corresponding economically to installment purchase; economic ownership transfers immediately to the buyer while legal ownership transfers after final payment. Particularly suitable for sports clubs due to eligibility for WLSB subsidies.
- Bizerba Products Financing Financing solutions specifically for Bizerba weighing, slicing, and labeling products, offered to Bizerba equipment customers.
- Vehicle Financing Financing solutions for cars, commercial vehicles, and motorcycles across all segments from compact to luxury to semi-trailer tractors, manufacturer-independent.
- Machine Financing Financing solutions for single production machines or complex production plants regardless of industry.
- Sales Cooperation (Vertriebskooperation) Partnership program offering financing concepts individually tailored to customer needs, including complete sales leasing and dealer financing product portfolios for equipment dealers and manufacturers.
- Customer Portal Web-based customer portal with features including digital damage reports, callback service, centralized contract management, available as browser application and mobile app.
- Leasing Returns (Leasingrückläufer) Pre-owned equipment from completed leasing contracts available for purchase.
Quantifiable outcome
- Nationwide successful financing company operating since 1989
- +1 more outcomes
Companies that use Bizerba
Customer profileNamed customers8 records
Segments4 records
Ideal customer profiles4 records
Bizerba technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
AI capability9 records
Feature1 record
Bizerba partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and minor.
- Württembergischer Landessportbund e.V. (WLSB)coreStrategic partnership with WLSB, the umbrella sports organization representing over 2 million members in 5,666 sports clubs and 60 member associations across 24 sports districts. WLSB actively recommends BFS as its preferred financing partner for sports clubs seeking equipment purchases, with dedicated WLSB advisors (WLSB-Berater) providing on-site consultation services.
- leasing.de AGminorListed on leasing.de AG, a leasing comparison portal allowing customers to research and compare financing options. The partnership provides online visibility and lead generation for the company.
- Jahreswagen Zentrum Klink GmbHminorPartnership with Jahreswagen Zentrum Klink, offering nearly-new vehicles (typically a few months old, excellently maintained, low mileage) for financing through BFS. Joint marketing presence on partner links page.
- Engel Automaten + TechnikminorPartnership with Engel Automaten + Technik, a general importer and distributor of leading vending machine and payment system manufacturers. Joint marketing presence on partner links page.
- Kramer GmbHminorPartnership with Kramer GmbH (KRAMER Ladenbau), a shop fitting company known for quality and design in innovative store concepts. Joint marketing presence on partner links page.
- MULTIVAC DeutschlandminorPartnership with MULTIVAC Deutschland, a leading global provider of packaging solutions including thermoforming packaging machines, quality control systems, and automation solutions. Joint marketing presence on partner links page.
Scale indicators3 records
Recent moves10 records
Expansion highlights5 records
Bizerba competitors and assessment
Company assessmentDirect peers
- Grenke AG: Listed German SME leasing company (SDAX) providing leasing and factoring for SMEs across IT equipment, machinery, and vehicles. Closest scaled German peer to BFS with similar Mittelstand/SME ticket sizes and lease economics.
- VR Smart Finanz Bank GmbH: Cooperative-banking SME financier offering leasing, hire-purchase, and credit to Mittelstand in Germany. Comparable niche focus on liquidity-preserving SME equipment financing with regional bank distribution.
- Deutsche Leasing (Société Générale Group): One of Germany's largest asset finance providers, part of Société Générale Group, financing machinery, vehicles, equipment, and real estate for mid-market companies. Most directly comparable German leasing competitor in commercial/industrial equipment tickets.
- De Lage Landen (DLL): Rabobank's global asset-finance subsidiary financing equipment and vehicles across vendor, retail, and direct channels, with a significant German presence. Directly overlaps BFS's vendor and end-customer equipment financing model.
- ALD Automotive: Société Générale subsidiary providing operating and finance leasing for vehicles to corporate and SME fleets across Europe. Directly comparable to BFS's vehicle financing arm of the product mix.
Broad incumbents
- BNP Paribas Leasing Solutions: European-wide vendor and corporate leasing arm of BNP Paribas covering equipment, technology, agricultural, and healthcare assets. Larger incumbent operating in many of BFS's segments at greater scale and geographic breadth.
- Mercedes-Benz Bank AG: Captive auto financing arm of Mercedes-Benz Group offering leasing and credit for vehicles in Germany. Direct parallel to BFS's vehicle financing product line but with much larger scale and brand captive anchor.
Others
- Siemens Financial Services: Captive financing division of Siemens AG financing Siemens industrial products and third-party equipment globally. Closest structural analog to BFS as an industrial-original-equipment-manufacturer captive leasing arm.
- TARGOBANK AG: German direct bank (Crédit Mutuel Group) providing SME loans, consumer credit, and leasing. Adjacent competitor for SME financing tickets though broader product portfolio than BFS.
- AKA Ausfuhrkredit-Gesellschaft mbH: German specialty export and structured finance institution offering leasing and credit facilities for mid-market and project financings. Related institutional specialty finance peer serving overlapping Mittelstand/corporate customers.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks7 records
Key highlights7 records
Customer concentration
Bizerba social profiles
Digital presenceBizerba compliance and trust
Trust signalCompliance3 records
Bizerba financial estimates
Financial estimateRevenue estimate
Valuation estimate
Bizerba leadership team
Management profileNumber of profiles
Profiles3 records
Bizerba funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Bizerba M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Bizerba
What does Bizerba do?
Bizerba Financial Services GmbH provides leasing and hire-purchase financing solutions for mobile investment goods. The company offers three core contract types—partial amortization leasing (Teilamortisation), full amortization leasing (Vollamortisation), and hire purchase (Mietkauf)—to finance Bizerba products, vehicles, machinery, and other equipment. It is a 100% subsidiary of Bizerba SE & Co. KG, serving German SMEs, sports clubs, and vehicle fleet operators since 1989.
Is Bizerba a public or private company?
Bizerba is a private company. It is classified as corporate owned and is currently operating.
When was Bizerba founded?
Bizerba was founded in 1989. It employs 1 to 10 people.
Where is Bizerba based?
Bizerba is headquartered in Balingen, Germany, in the Europe region.
How does Bizerba make money?
One revenue line is on record: leasing and Hire-Purchase Financing.
Who are Bizerba's main competitors?
Direct peers on record are Grenke AG, VR Smart Finanz Bank GmbH, Deutsche Leasing (Société Générale Group), De Lage Landen (DLL) and ALD Automotive. Broad incumbents are BNP Paribas Leasing Solutions and Mercedes-Benz Bank AG. Others are Siemens Financial Services, TARGOBANK AG and AKA Ausfuhrkredit-Gesellschaft mbH.
Does Bizerba have an API?
No public API is recorded for Bizerba.