Luis Pasteur

What Luis Pasteur does

Luis Pasteur (legal name: Obra Social del Personal de Dirección de Sanidad Luis Pasteur) is an Argentine non-profit health insurance organization founded in August 1975 to provide mandatory health coverage to management personnel of pharmaceutical companies and their dependents. Headquartered in Buenos Aires, the entity operates as an obra social under Argentine labor law, generating revenue primarily through recurring monthly contributions deducted from employee salaries and matched by employers, with a secondary stream of voluntary individual premiums for former affiliates and direct adherents. The organization sells across five plan tiers — Plan Novo (entry-level for young professionals aged 18–30), Plan N (mid-tier family), Plan P (comprehensive with border-country travel assistance), Plan S (premium with international travel and above-market reimbursements), and Plan V (top-tier with Suite hospitalization and unlimited reimbursements).

The core operating platform combines a proprietary network of medical centers (six to seven Centros Médicos Luis Pasteur across Greater Buenos Aires) with a national affiliate provider network reaching nine additional Argentine cities, supported by digital self-service channels including the Pasteur Mobile app (pasteurmobile.com.ar) and the Portal Afiliados web portal launched January 2023. Service breadth spans medical consultations, diagnostic studies, hospitalizations, dental and mental health coverage, pharmacy benefits (60–100% medication coverage by plan), optical coverage, travel assistance (Plan P/S), corporate wellness programs (ergonomics, nutrition, mental health), online wellness classes (yoga, tai chi, prenatal), and dedicated prevention programs for chronic conditions. The go-to-market operates as a hybrid model: B2B direct sales to pharmaceutical employers for collective affiliation, complemented by direct-to-consumer individual enrollment through the website, contact center (0810 333 7278), and self-serve digital channels.

Business model mechanics are rooted in subscription recurring revenue under Argentine obras sociales regulation, with the entity registered and overseen by the Superintendencia de Servicios de Salud (RNOS N° 4-0200-4, RNEMP N° 6-1013-3). The organization employs 251–500 staff, sustains 50 years of continuous operation without external investors, and pursues measured expansion through service-line additions (e.g., Centro Médico Pilar ultrasound services added 2025) and digital channel enhancement rather than geographic or vertical diversification beyond its pharmaceutical industry core.

Name

Luis Pasteur

Legal name

Obra Social del Personal de Dirección de Sanidad Luis Pasteur

Website

https://oslpasteur.com.ar

Company type

Private

Founded year

1975

Operating status

Operating

Headcount range

251–500 employees

Short description

Luis Pasteur is an Argentine non-profit obra social founded in 1975, providing mandatory health insurance to pharmaceutical industry management personnel and their families through five plan tiers, a proprietary network of medical centers, and digital self-service channels.

Ownership category

akta.pro rank

Product category

Health Insurance (Obra Social)

NAICS

Health and Welfare Funds (525120), Direct Health and Medical Insurance Carriers (524114)

SIC

Hospital & Medical Service Plans (6324)

akta.pro primary industry

Association & PEO Group Health Plans (AHP/PEO-Sponsored) (FSAIAFAH)

akta.pro secondary industries

Taft-Hartley / Union Multiemployer Group Health Plans (FSAIAFAG), Dental Insurance (FSAIAHAA), Small Group POS Plans (HLAEAOAI)

Keywords

• Health insurance plans
• Obra social services
• Pharmaceutical industry coverage
• Medical center network
• Preventive health programs

Headquarters

HQ city

Buenos Aires

HQ country

Argentina

HQ region

Latin America

Offices15 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Mandatory Health Insurance Contributions: As an obra social (mandatory health insurance fund) for pharmaceutical industry workers, Luis Pasteur derives revenue from monthly contributions deducted from employee salaries and matched by employers, as mandated by Argentine labor law. Contributions are based on a percentage of salary and vary by plan tier selected by the employer.
2. Voluntary/Individual Premiums: Additional revenue from voluntary adherent memberships (adherentes voluntarios) including former affiliates continuing coverage, children up to 30 years of age under special conditions, and individuals not covered under collective bargaining who opt for individual plans. These members pay full premiums without employer contributions.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Luis Pasteur operates as an Argentine Obra Social (non-profit health insurance fund) founded in 1975 to provide comprehensive health coverage to management personnel of pharmaceutical industry companies. It offers five tiered health plans (Plan Novo, N, P, S, V) ranging from entry-level coverage for young professionals to premium plans with international travel assistance and suite hospitalization. Coverage is delivered through a proprietary network of medical centers, a national affiliated provider network, pharmacy benefits, and digital self-service channels including a mobile app and member web portal.

Product overview

Luis Pasteur is an Argentine health insurance organization (Obra Social del Personal de Dirección de Sanidad Luis Pasteur) founded in 1975, serving approximately 50 years. The company operates a multi-plan architecture with five distinct health plans — Plan Novo (targeting young professionals aged 18-30), Plan N (mid-tier family coverage), Plan P (comprehensive family plan with regional travel assistance), Plan S (premium plan with international travel and above-market reimbursements), and Plan V (top-tier plan with Suite hospitalization and unlimited reimbursements). These plans are supported by a proprietary network of seven medical centers in Buenos Aires and the Greater Buenos Aires area, a national provider network with branches in major cities across Argentina, and digital channels including the Pasteur Mobile app and a member web portal (Portal Afiliados). The organization complements its core insurance offerings with wellness programs including corporate health initiatives (ergonomics, nutrition, mental health), an online activities platform (Tai Chi, yoga, prenatal classes), and the Embarazo Activo benefit. Prevention and medical programs address chronic conditions such as diabetes, cancer, hypertension, and cardiovascular risk, while travel assistance services are integrated into higher-tier plans.

Differentiator

Problem solved

Functional benefit

Brands

• Turismo Pasteur: Travel and tourism services division offering travel assistance, travel information, and tourism packages for members.
• Centro Médico Luis Pasteur
• Plan Novo
• Plan N
• Plan P
• Plan S
• Plan V

Products and services

• Plan Novo A health plan designed for young professionals, collaborators, and interns aged 18-30 entering the workforce. Includes 60% pharmacy discount, exclusive medical centers, free orthodontics brackets, and online appointment booking.
• Plan N A mid-tier health plan offering broad coverage and peace of mind for families at an accessible price. Includes unlimited consultations and diagnostic tests without co-payments, general dentistry, physiotherapy, optical coverage, and individual hospital rooms.
• Plan P A comprehensive health plan focused on excellence and the widest family coverage. Includes travel assistance in neighboring countries, 60% pharmacy discounts, and significant reimbursement coverage.
• Plan S A premium health plan with exclusive services and benefits for demanding members. Includes international travel assistance, above-market reimbursements, companion coverage during hospitalization without age limits, aesthetic surgery coverage, and unlimited orthodontics.
• Plan V The highest-tier health plan combining maximum quality medical services with high reimbursement values. Includes unlimited reimbursements, Suite-class hospitalization, acupuncture, homeopathy, and podiatry, plus a one-year coverage extension upon the policyholder's death.
• Pasteur Mobile App A mobile application enabling members to manage appointments, access medical records, view coverage details, and perform administrative tasks from their smartphones.
• Portal Afiliados A member web portal allowing affiliates to perform all available management tasks including appointment reservations, credential requests, billing, and coverage consultations online.
• Medical Center Network (Centros Médicos Luis Pasteur) A network of proprietary medical centers strategically located in Buenos Aires and surrounding areas, including Sede Central, Centro Médico Congreso, Centro Médico Belgrano, Centro Médico Lomas de Zamora, Centro Médico Martínez, Centro Médico Ramos Mejía, and Centro Médico Pilar, offering outpatient medical care across multiple specialties with laboratory and diagnostic services.
• Corporate Health Programs (Programas para Empresas) Programs for corporate clients including occupational ergonomics, healthy eating, integral health, and mental health programs designed to add value to affiliated companies and improve employee wellbeing.
• Travel Assistance (Turismo Pasteur) Travel assistance services for members including international travel assistance (in Plan S), coverage in neighboring countries (in Plan P), and information on travel health requirements.
• Prevention and Medical Programs (Programas Médicos) Comprehensive prevention programs covering mental health and addictions, eating disorders, smoking cessation, cancer prevention (prostate, digestive, gynecological), diabetes management, celiac disease, cardiovascular risk reduction, dental health, sexual health, and maternal-child health.
• Online Activities (Actividades Online) Online wellness activities including prenatal classes, Tai Chi, localized gymnastics, Hatha Yoga, and health awareness webinars on topics such as breast cancer prevention and prostate cancer awareness, provided via Instagram Live.
• Embarazo Activo A physical activity program for pregnant women and new mothers offering a 15% discount from the second month onward at partnered facilities, as part of the maternal health benefit offering.

Quantifiable outcome

• Plan Novo offers 60% discount on pharmacy costs
• +2 more outcomes

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• OSDE: Largest obra social/prepaid health plan in Argentina with multi-tier plan architecture and national provider network. Most direct comparator to Luis Pasteur in business model, plan structure, and target customer (corporate employer-sponsored affiliation), but with materially larger scale and broader industry coverage.
• Swiss Medical: Major Argentine prepaid health plan (pre-paga) offering multi-tier plans, owned clinics, and corporate B2B sales. Competes head-to-head with Luis Pasteur for corporate contracts and individual affiliates, with a stronger owned-provider footprint and broader national presence.
• Galeno: Large Argentine prepaid health plan with tiered plans (Plan 220, 330, 440, 550, 660) and owned sanatorium/hospital network. Directly comparable plan architecture, B2B sales motion, and member experience to Luis Pasteur's Novo-V tiers.
• Medicus: Argentine prepaid health plan (pre-paga) affiliated with the Hospital Italiano network, offering tiered plans to individuals and corporate clients. Direct comparator on plan tiering, B2B corporate sales, and Buenos Aires-centric service model.
• Omint: Argentine prepaid health plan with corporate and individual plans, recognized for high-end coverage. Comparable in tiered plan design, white-collar professional target segment, and corporate wellness orientation to Luis Pasteur's upper tiers (S and V).
• Sancor Salud: Argentine prepaid health plan originating from the cooperative sector with national coverage and tiered plans. Comparable B2B and B2C distribution, multi-tier architecture, and provincial branch footprint to Luis Pasteur's national model.
• Medifé: Argentine prepaid health plan with national provider network, corporate sales, and tiered plan options. Direct competitor for individual and corporate affiliations in the same middle-market segment as Luis Pasteur's Plans N and P.
• Hospital Italiano Plan de Salud: Closed-system health plan operated by Hospital Italiano de Buenos Aires, combining insurance with vertically integrated care delivery. Comparable in combining insurance + owned-provider model, though more limited geographically.

Broad incumbents

• Accord Salud: National obra social/managed care plan affiliated with the UOM (metalworkers union) with tiered individual and family plans. Comparable in operating as a managed care plan with corporate B2B motion, but serves a much broader industrial base rather than a single vertical.
• PAMI: National obra social for retirees and pensioners, managed under SSS oversight. Comparable in regulatory structure and non-profit obra social model, but serves a fundamentally different demographic (retirees) and is funded primarily by payroll tax transfers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xtwitter.com/oslpasteur
• YouTubeyoutube.com/c/ObraSocialLuisPasteurok
• Facebookfacebook.com/ObraSocialLuisPasteur
• LinkedInlinkedin.com/company/obra-social-luis-pasteur
• Instagraminstagram.com/oslpasteur

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Luis Pasteur