What Softcash AG does

Softcash AG is a privately held Swiss financial software company headquartered in Schindellegi, canton Schwyz, founded in 1988. The firm operates with a 1-10 employee team and targets corporate treasury, finance, and accounting departments across Switzerland, with named customer evidence spanning insurance, government and municipal, healthcare, industrial manufacturing, transportation, and food and beverage verticals. Its offering revolves around two modular SaaS products — the magnet™ Treasury Management System and a complementary product branded "softcash" — covering cash management, liquidity planning, treasury operations (FX, credits, derivatives), multibanking, payment transactions, netting, and financial-accounting interfaces.

The magnet™ platform is delivered as a web-based, modular SaaS hosted on a certified Swiss ASP provider, with stated compliance with the revised Swiss Federal Data Protection Act. Differentiated features include the AutoDisposition automated liquidity-optimization engine, role-based access with four-eyes authorization, multi-currency handling, and a Robotic Process Automation capability for payment and treasury workflows. Customer implementations are supported by bundled implementation services and a structured training course catalog (e.g., Basis CHF 995, Liquidity Planning CHF 995, half-day AutoDisposition CHF 595 per participant), with pricing not disclosed for the underlying SaaS subscriptions.

Go-to-market is direct enterprise field sales anchored on "Schedule presentation" calls-to-action that route to on-site demonstrations at Schindellegi or Microsoft Teams sessions, supplemented by a customer support portal, email support with standard 08:00-12:00 / 13:00-17:00 hours and a 24-hour SLA, and a multilingual (DE/EN/FR/IT) website. Revenue mechanics combine recurring SaaS subscription fees tied to licensed modules with non-recurring training and implementation service revenue; the company reports more than 450 successful implementations across its customer base.

Name

Softcash AG

Legal name

softcash ag

Website

https://softcash.ch

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

1–10 employees

Short description

Softcash AG is a privately held Swiss financial software firm selling modular SaaS treasury management software (magnet™ and "softcash") to corporate finance teams in Switzerland, with bundled implementation, training, and Swiss-hosted infrastructure.

Ownership category

akta.pro rank

Product category

Treasury Management Software

NAICS

Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518)

SIC

Finance Services (6199)

akta.pro primary industry

Treasury & Risk Management Solutions (FX/MM, hedging, TMS integration) (FSABAIAE)

akta.pro secondary industries

Treasury, Cash Management & Liquidity (SME) (FSAGAJAG), Treasury & Cash Management (BPAIAEAB)

Keywords

• Treasury management software
• Cash management solutions
• Multibanking software
• Liquidity planning tools
• Financial accounting interface

Headquarters

HQ city

Schindellegi

HQ country

Switzerland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales

Revenue model

1. SaaS Subscription - magnet™ TMS: Monthly subscription fees for the magnet™ Treasury Management System covering software licenses, infrastructure rental, and administration. Modular pricing where customers pay only for licensed modules used.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Softcash AG develops and sells the magnet™ Treasury Management System (TMS), a web-based, modular SaaS platform that centralizes cash management, liquidity management, liquidity planning, treasury operations (FX, money market, credits, derivatives), multibanking, payment transactions, and financial accounting interfaces. The company also offers a second financial software product called 'softcash', along with paid implementation services, customer training courses, and ongoing support, all targeted at Swiss corporate treasury, finance, and accounting departments.

Product overview

Softcash AG offers a portfolio of two core financial software products: magnet™ (a Treasury Management System) and softcash. Both products are delivered via a modular SaaS (Software as a Service) model where customers license and pay only for the modules they use. The products work together to provide comprehensive financial management capabilities including cash management, liquidity management, liquidity planning, treasury operations (FX, credits, derivatives), payment transactions, multibanking, netting, and financial accounting interfaces. The software is described as scalable and can grow with company requirements.

Differentiator

Problem solved

Functional benefit

Brands

• magnet™: Treasury Management System (TMS) software product offering cash management, liquidity management, treasury, payment transactions, and financial accounting interface capabilities.

Products and services

• magnet™ Treasury Management System (TMS) Web-based SaaS Treasury Management System delivering multi-banking capabilities, payment transactions, cash management, liquidity planning, and treasury operations (FX, money market, credits, derivatives) with a modular architecture, RPA, AutoDisposition, role-based access controls, four-eyes authorization, multi-currency support, and a financial accounting interface. Sold on a modular SaaS subscription basis to Swiss enterprise corporate treasury, finance, and accounting departments.
• softcash (financial software product) Financial software product from Softcash AG positioned alongside magnet™ in the company portfolio, offered as a modular SaaS solution covering cash management, liquidity management, multibanking, and related financial workflows for Swiss corporates.
• Implementation Services Paid professional services for deploying and configuring magnet™ TMS at customer sites, including project management, configuration, training, and go-live support for enterprise treasury implementations.
• Customer Training Courses Paid instructor-led training courses for magnet™ customers covering system setup, master data, security, compliance, user administration, cash management, payment traffic, liquidity management, AutoDisposition, liquidity planning, FX, money market, loans, derivatives, and mirror transactions, priced per participant with group discounts.
• Customer Support Services Ongoing customer support for magnet™ users via a self-service support portal and email channel, with a 24-hour SLA, provided by Softcash AG as a paid element of the software relationship.

Quantifiable outcome

• Over 450 successful software implementations
• +1 more outcomes

Named customers10 records

Segments4 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature8 records

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Direct peers

• Kyriba: Largest independent cloud TMS provider globally, offering cash management, liquidity, payments and treasury analytics. Directly comparable to magnet™ across nearly every functional category, with broader geographic coverage and a much larger customer base.
• GTreasury: Cloud-native TMS providing cash, treasury, payments, FX risk and liquidity planning. Overlaps with magnet's full functional scope and increasingly targets European mid-market corporates.
• TIS (Treasury Intelligence Solutions): SaaS treasury and payments platform focused on cash visibility, bank connectivity and liquidity for mid-market and enterprise. Overlaps directly with magnet's cash management, multibanking and payment transactions modules.

Emerging players

• HighRadius: AI-powered finance platform with treasury, cash application and payments modules. Adjacent competitor expanding into the cash and treasury automation space where magnet operates.
• Trovata: Open-banking-driven treasury analytics and cash visibility platform. Overlaps with magnet's multibanking and liquidity visibility modules via a more modern, API-first architecture.
• Treasury4: Cloud-native TMS targeting mid-market corporates with cash management, forecasting and bank connectivity. Emerging competitor with a similar SaaS delivery model to magnet™ and comparable mid-market use cases.

Broad incumbents

• FIS Treasury and Risk Manager: Incumbent TMS offering from FIS serving large corporates and banks. Competes with magnet™ in the upper-mid market in Switzerland/DACH on breadth of treasury functionality and bank connectivity.
• Calypso (ION): Enterprise treasury and capital markets platform within ION Group. Overlaps with magnet's treasury, FX and multibanking capabilities, primarily at the upper end of the market but expanding down-market.
• SAP Treasury and Risk Management: Embedded treasury module within SAP S/4HANA covering cash management, liquidity, FX and bank communications. Competes with magnet™ for Swiss enterprise buyers that are already SAP customers and prefer bundled suites.

Regional players

• Avaloq (NEC / Finastra): Swiss-headquartered digital banking and wealth platform, now part of NEC/Finastra. Regionally relevant Swiss fintech that competes for local fintech and treasury/banking IT budget, with strong Swiss banking relationships that can indirectly shape buyer preferences for treasury tools like magnet™.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Softcash AG