Charter Benefits
Charter Benefits is a privately held Professional Employer Organization (PEO) founded in 1998 and headquartered in Lake Elsinore, California, providing integrated HR outsourcing — benefits, payroll, HR support, talent management, and a cloud-based HR technology platform — to small and mid-size businesses with 2 to 150+ employees across the continental United States through a co-employment model.
- Company typePrivate
- Founded1998
- HeadquartersLake Elsinore, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Charter Benefits does
Charter Benefits is a privately held Professional Employer Organization (PEO) headquartered in Lake Elsinore, California, founded in 1998. The company provides HR outsourcing services to small and mid-size businesses (2 to 150+ employees) across the continental United States, operating a co-employment model in which it shares employer responsibilities with client businesses. Its service portfolio spans five integrated lines: Employee Benefits administration (medical, dental, vision, 401(k), HSA, FSA, disability, life, supplemental coverage via partnerships with nationally-recognized health carriers), Payroll Administration (tax filing, wage garnishments, W-4/W-2 processing, multi-state payments), HR Support (compliance, risk management, training), Talent Management (recruiting, onboarding, performance management), and HR Technology (an all-in-one cloud-based portal with applicant tracking, time and attendance, benefits enrollment, and mobile employee self-service).
The underlying technology is a unified cloud-based HR platform that consolidates Benefits Administration, Payroll, HR, Talent Management, and Time and Attendance into a single system accessible via desktop and mobile devices, supporting both employer administration and employee self-service (pay stubs, W-2 retrieval, time-off requests, direct deposit management). Revenue is generated through subscription-style PEO service fees and managed-services billing for payroll and benefits administration, with strategic HR consulting as a professional-services adjunct. Pricing is quote-based with annual billing across four disclosed size tiers (2-19, 20-49, 50-99, 100+ employees), and customer acquisition runs through a sales-led model anchored on free consultations, direct phone outreach, and a website quote form. The company maintains a modest marketing footprint via its website and Facebook page, with no disclosed social profiles on LinkedIn, Instagram references aside from the homepage, or third-party distribution channels. Charter Benefits remains independently owned with no disclosed parent company, acquisitions, or external capital.
Charter Benefits firmographics
Firmographics- Name
- Charter Benefits
- Legal name
- Charter Benefits
- Website
- https://charterbenefits.com
- Company type
- Private
- Founded year
- 1998
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Charter Benefits is a privately held Professional Employer Organization (PEO) founded in 1998 and headquartered in Lake Elsinore, California, providing integrated HR outsourcing — benefits, payroll, HR support, talent management, and a cloud-based HR technology platform — to small and mid-size businesses with 2 to 150+ employees across the continental United States through a co-employment model.
- Ownership category
- akta.pro rank
Charter Benefits industry classification
Industry- Product category
- Professional Employer Organization (PEO) Services
- NAICS
- Professional Employer Organizations (56133)
- SIC
- Hospital & Medical Service Plans (6324)
- akta.pro primary industry
- Professional Employer Organization (PEO) / Co-Employment Services (BPACAHAB)
- akta.pro secondary industry
- Benefits Administration (BPACAPAC)
Keywords
Where Charter Benefits is headquartered
LocationHeadquarters
- HQ city
- Lake Elsinore
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Charter Benefits business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- PEO Co-Employment Services: Charter Benefits operates as a Professional Employer Organization (PEO), entering co-employment arrangements with client businesses to share responsibility for employees. Revenue is generated through service fees for comprehensive HR solutions including benefits administration, payroll, compliance, and talent management.
- Employee Benefits Administration: As an insurance broker and benefits administrator, Charter Benefits earns revenue by coordinating and administering employee benefits including medical, dental, vision, 401(k), HSA, FSA, disability, life insurance, and supplemental coverage. They serve as intermediary between employers and nationally-recognized health carriers.
- Strategic HR Services: Professional consulting services including salary assessments, compensation and incentive plans, handbooks and addendums, performance improvement systems, policies and procedures, and management development programs billed as ongoing strategic support.
- Payroll Administration Services: Comprehensive payroll processing services including tax support (federal, state, local), wage garnishments, W-4 and W-2 preparation and delivery, and compliance management for businesses across the continental United States.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Services for businesses with 2-19 employees |
| Subscription | Annual | Services for businesses with 20-49 employees |
| Subscription | Annual | Services for businesses with 50-99 employees |
| Subscription | Annual | Services for businesses with 100+ employees |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Charter Benefits product offering
Product offeringCore offering
Charter Benefits is a Professional Employer Organization (PEO) that enters co-employment arrangements with small and mid-size businesses to share responsibility for their employees. The company delivers an integrated suite of HR services including Employee Benefits Administration, Payroll Administration, HR Support, Talent Management, and an all-in-one cloud-based HR Technology platform.
Product overview
Charter Benefits is a Professional Employer Organization (PEO) offering a comprehensive suite of HR services under one roof. The company provides five core service areas: Employee Benefits administration, Payroll Administration, HR Support, HR Technology (all-in-one online platform), and Talent Management. These services work together as an integrated PEO solution where Charter Benefits acts as a co-employer, sharing responsibility for employees with client businesses. The company serves small to mid-size businesses with 2-150+ employees, helping them manage HR functions efficiently from hiring through retention.
Differentiator
Problem solved
Functional benefit
Products and services
- Employee Benefits Comprehensive employee benefits administration including Medical, Dental, Vision, 401(k) Retirement, Health Savings Account (HSA), Flexible Spending Account (FSA), Life Insurance, Supplemental Benefits, and Section 125 Plan. Charter Benefits serves as an intermediary between employers and nationally-recognized health carriers to offer benefits packages that rival large corporations.
- Payroll Administration Professional payroll processing services including payroll submissions, deductions, attendance tracking, tax filing, wage garnishments, W-4 and W-2 preparation and delivery, and support for multiple payment methods including direct deposit, paper checks, and pay cards. Covers federal, state, and local tax support for businesses across the continental United States.
- HR Support Comprehensive HR support services including employee support, benefit administration, compliance and employer risk management, workplace training (harassment, discrimination, state-specific sexual harassment, management training), and strategic HR services such as salary assessments, compensation and incentive plans, handbooks and addendums, performance improvement systems, policies and procedures, and management development programs.
- HR Technology Cloud-based all-in-one HR technology platform providing a unified online portal integrating Benefits, Payroll, HR, Talent, and Time and Attendance functions. Includes applicant tracking system and employee onboarding for step-by-step new hire processing. Provides powerful reporting tools for business analysis and timecard reviews, time-off requests, and payroll submissions.
- Talent Management Strategic talent management system covering the entire employee life cycle including finding, developing, directing, motivating, and retaining employees. Five key areas: finding talent, developing talent, directing performance, motivating excellence, and retaining top talent.
Quantifiable outcome
- Payroll errors can lead to dissatisfaction and compliance issues. Our payroll administration services guarantee accurate and timely payment every time.
- +2 more outcomes
Companies that use Charter Benefits
Customer profileSegments5 records
Ideal customer profiles5 records
Charter Benefits technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
Charter Benefits partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Nationally-recognized Health CarrierscoreCharter Benefits partners with nationally-recognized health carriers to provide comprehensive medical, dental, and vision coverage options to client businesses. Through these carrier relationships, the company offers multiple HDHP and PPO plans, integrated FSAs and HSAs, and ongoing day-to-day administration services. These partnerships enable small and mid-size businesses to access benefits packages that rival large corporations.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
Charter Benefits competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Charter Benefits social profiles
Digital presenceCharter Benefits compliance and trust
Trust signalCompliance1 record
Charter Benefits financial estimates
Financial estimateRevenue estimate
Valuation estimate
Charter Benefits leadership team
Management profileNumber of profiles
Charter Benefits funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Charter Benefits M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Charter Benefits
What does Charter Benefits do?
Charter Benefits is a Professional Employer Organization (PEO) that enters co-employment arrangements with small and mid-size businesses to share responsibility for their employees. The company delivers an integrated suite of HR services including Employee Benefits Administration, Payroll Administration, HR Support, Talent Management, and an all-in-one cloud-based HR Technology platform.
Is Charter Benefits a public or private company?
Charter Benefits is a private company. It is classified as unknown and is currently operating.
When was Charter Benefits founded?
Charter Benefits was founded in 1998. It employs 1 to 10 people.
Where is Charter Benefits based?
Charter Benefits is headquartered in Lake Elsinore, United States, in the North America region.
How does Charter Benefits make money?
Four revenue lines are on record. PEO Co-Employment Services are the primary driver. The others are employee Benefits Administration, strategic HR Services and payroll Administration Services.
Does Charter Benefits have an API?
No public API is recorded for Charter Benefits.
What industry is Charter Benefits in?
Charter Benefits's product category is Professional Employer Organization (PEO) Services. Its primary akta.pro industry code is BPACAHAB, Professional Employer Organization (PEO) / Co-Employment Services, with a secondary code of BPACAPAC, Benefits Administration. Its NAICS code is 56133 and its SIC code is 6324.