What Debitors Management does

Debitors Management SA is a privately held Swiss debt collection and accounts-receivable management company founded in 1997 and headquartered in Lausanne. The firm operates a modular platform spanning prevention, amicable collection, judicial recovery, outsourced invoicing, and identity/data monitoring, governed by an ETHICALcollect methodology that emphasizes amicable resolution (documented at an 85% rate) and creditor image preservation. Core products include PREMIUMcollect (multi-channel amicable collection with monitoring), PROcollect (judicial recovery), MEDIcollect (healthcare-specific, including an insurance claims module), WINcollect (loss-certificate management), EASYbilling (end-to-end outsourced invoicing with reminder and collection handoff), COLLECTIONforecast (predictive 18-month portfolio scoring against CRIF data), SICURNET (internet/dark-web data and identity monitoring), and myCRIFdata (individual and business solvency monitoring).

The technology stack is built around a strategic CRIF data partnership that supplies access to Switzerland's largest credit database covering 700,000+ businesses and 7 million individuals, and is exposed to clients via the My-Debitors client extranet and the pay-me multi-method debtor payment portal (PostFinance, PayPal, TWINT, Visa/Mastercard, QR-invoice). The company is an active member of Inkasso Suisse (Swiss Debt Collection Association) and has been certified by its move in 2023 to a Minergie-certified headquarters building.

Debitors earns revenue through a mix of success-based and transaction-fee collection commissions across its COLLECT, PREMIUMcollect, PROcollect, MEDIcollect, and WINcollect lines, supplemented by recurring annual subscriptions for SICURNET (CHF 39-159/year) and myCRIFdata/CRIF checks (CHF 49-334/year), per-transaction pricing for EASYbilling invoice management, and unit-priced professional debt-collection training (CHF 390-690 per course). Customer segments are led by Swiss SMEs, with secondary coverage of large enterprises, healthcare providers, and public institutions, and an individual-debtor self-service channel. Distribution is sales-led via website contact, account management, and online self-service portals, primarily across the Vaud and Geneva markets with explicit international recovery capability.

Name

Debitors Management

Legal name

Debitors management SA

Website

https://debitors.ch

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

11–50 employees

Short description

Debitors Management SA is a Swiss debt collection and accounts-receivable management firm serving SMEs, enterprises, healthcare providers, and public institutions with amicable and judicial collection, outsourced invoicing, and CRIF-powered solvency and identity monitoring.

Ownership category

akta.pro rank

Product category

Debt Collection Services

NAICS

Collection Agencies (56144)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Third-Party Debt Collection Agencies (Consumer & Commercial) (BPAAAEAB)

akta.pro secondary industries

Third-Party Collection Agencies (Consumer) (FSAKAJAB), Medical Debt Collection & Revenue Cycle Bad-Debt Recovery (FSAKAJAM), International & Cross-Border Collections (FSAKAJAO)

Keywords

• Debt collection services
• Accounts receivable management
• Invoice management
• Credit data verification
• Solvency monitoring

Headquarters

HQ city

Lausanne

HQ country

Switzerland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Debt Collection Commission: Collection fees charged as a percentage of recovered debts. The company offers free collection processing (COLLECT) for eligible cases, with success-based fees for judicial collection (PROcollect) and specialized medical debt collection (MEDIcollect).
2. Subscription Services (myCRIFdata, SICURNET): Annual subscription fees for solvency monitoring and identity protection tools accessed through CRIF partnership.
3. Professional Training: Collection and debt management training courses for businesses. Priced at CHF 690 for full course (2 modules) or CHF 390 per individual module.
4. EASYbilling Invoice Management: Outsourced invoice processing service with per-transaction pricing covering printing, mailing, payment tracking, and reminder generation.
5. WINcollect Verlustschein Management: Collection service for debt collection certificates (loss certificates) from bankruptcy proceedings, with result-based fees.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Debitors Management SA is a Swiss debt collection agency that recovers unpaid invoices on behalf of businesses through amicable (extra-judicial) and judicial collection processes, with 85% of cases resolved amicably. The firm also provides outsourced invoice management (EASYbilling), predictive collection analytics (COLLECTIONforecast), solvency and credit data verification via CRIF partnership, data breach/identity monitoring (SICURNET), and professional training on debt management, all delivered under an ethical collection framework (ETHICALcollect) that preserves the creditor's customer relationships.

Product overview

Debitors Management is a Swiss debt collection and accounts-receivable management company founded in 1997, offering a modular platform spanning prevention, amicable collection, judicial recovery, and invoice management. The core portfolio includes COLLECTIONforecast (predictive scoring tool), PREMIUMcollect (flagship multi-channel amicable collection with monitoring), PROcollect (judicial recovery), MEDIcollect (healthcare-specific), EASYbilling (outsourced invoicing), and SICURNET (identity/data monitoring). Add-on creditworthiness tools (myCRIFdata for individuals and businesses) and a debt-restructuring partnership (Solvable) extend the value chain. The entire offering is governed by the ETHICALcollect methodology, which prioritizes amicable resolution and creditor image preservation.

Differentiator

Problem solved

Functional benefit

Brands

• COLLECT: Debt collection service with 85% of cases resolved amicably
• PREMIUMcollect
• PROTECT
• EASYbilling
• MEDIcollect
• WINcollect
• PROcollect
• COLLECTIONforecast
• ETHICALcollect
• IMAGEmanagement
• SICURNET
• myCRIFdata
• pay-me
• My-Debitors

Products and services

• COLLECT (Amicable Debt Collection) Standard amicable (extra-judicial) debt collection service for Swiss businesses with outstanding invoices; processing is offered free for eligible cases with success-based fees applied on recovery.
• PREMIUMcollect Premium multi-channel amicable debt collection with guaranteed 48-hour processing, debtor scoring, intensive outbound contact strategies, dedicated account manager pool, personalized payment plans, and continuous post-resolution debtor monitoring.
• PROcollect Judicial debt collection service for high-value claims requiring court-managed enforcement, covering payment summons, objection removal, asset seizure, and bankruptcy proceedings.
• MEDIcollect Specialized debt collection service for healthcare institutions (clinics, hospitals, physicians, dental practices, laboratories), including a dedicated MEDIcollect Insurance module for disputed invoices with health insurers.
• EASYbilling Fully outsourced, 100% web-based invoicing platform covering the full billing lifecycle from quote and work report through invoice generation, printing, enveloping, mailing, automatic open-item updates, reminder issuance, and handoff to collection for unpaid items.
• COLLECTIONforecast Predictive analytics tool that scores each outstanding debt against CRIF data to forecast the collection potential of a receivables portfolio over an 18-month horizon by amount classes, enabling companies to anticipate bad debt losses.
• WINcollect Specialized loss-certificate recovery service for previously written-off debts, using long-term debtor monitoring via economic intelligence, active reminders, address searches, and repayment plan negotiation — with no upfront fees and only success-based compensation.
• SICURNET Early-warning monitoring service that watches personal or business data (address, phone, email, credit cards, website) across the internet and dark web 24/7, sending immediate alerts when sensitive information appears online; includes an expert hotline for data breach response.
• myCRIFdata (Business) Business creditworthiness monitoring platform providing Swiss companies with a CRIF-based solvency certificate, forgery-proof debt collection registry extract, one-year data access, and change notifications.
• myCRIFdata (Personal) Individual creditworthiness monitoring and management platform enabling Swiss residents to access and track their CRIF credit data, obtain a forgery-proof debt collection registry extract, receive change notifications, and access expert phone advisory services.
• Solvable Debt Restructuring Partnership Debt restructuring and credit data cleanup partnership with Solvable SA, offering personalized debt repayment plans, creditor negotiation, consolidated monthly payment, and removal of negative entries from Swiss credit registries (CRIF, ZEK, Betreibungsregister).
• Professional Training on Debt Management Collection and debt management training course for businesses, covering the full lifecycle from A to Z, delivered in 12 half-days across two modules with a 10% discount for additional employees from the same company.
• International Debt Recovery Debt recovery service for cases extending beyond Switzerland, covering cross-border collection of unpaid invoices.

Quantifiable outcome

• 85% of cases resolved through amicable (pre-litigation) collection
• +2 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature6 records

Partnerships

Five partnerships are on record, tiered core and minor.

• CRIFcoreTechnology or IntegrationStrategic partnership with CRIF, Switzerland's leading business and personal credit information provider. Provides access to credit data on 700,000+ Swiss businesses and 7 million individuals. Debitors integrates CRIF data for solvency checks, debt collection scoring, and debtor monitoring through myCRIFdata and SICURNET platforms.
• Solvable SAcoreStrategic or Co-development PartnerPartnership with Switzerland's market leader in debt restructuring and rehabilitation. Provides debt clearance services for individuals unable to pay, offering customized repayment solutions and creditor negotiations. Debitors refers debtors in difficulty to Solvable for comprehensive debt management.
• KREDOminorOthersPartnership enabling Swiss SMEs to quickly obtain credit for projects or liquidity needs. Kredo provides alternative financing solutions complementing Debitors' debt collection services.
• CCIG (Chambre de Commerce et d'Industrie de Genève)minorGTM or Marketing PartnerGeneva Chamber of Commerce and Industry. Regional business organization supporting Swiss enterprises with networking and business development resources.
• CVCI (Chambre Vaudoise du Commerce et de l'Industrie)minorGTM or Marketing PartnerVaudoise Chamber of Commerce and Industry. Regional business organization in Vaud supporting enterprise growth and business community connections.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Creditreform: Germany-headquartered international network of credit information and debt collection companies with DACH-wide operations. Comparable as an established credit-data + third-party collections platform; Creditreform Schweiz covers the same Swiss SME and enterprise segments Debitors targets.
• Intrum: European leader in debt collection and credit management with multinational operations across 20+ markets. Comparable as a much larger third-party collection platform serving business clients with a full amicable-to-judicial suite, including Switzerland exposure.
• EOS Group: German-headquartered international debt buyer and collection services provider with operations in many European countries. Directly comparable as a third-party collection agency offering both amicable and judicial recovery to B2B clients across DACH/Europe.
• Coface: French-listed trade credit insurer and B2B receivables management operator. Comparable as a broad incumbent combining credit information, business information, and debt collection services for corporate clients across international markets.
• Arvato Financial Solutions: Bertelsmann-owned German financial services provider covering collections, credit scoring and receivables management. Comparable as a broad incumbent offering both outsourced collection operations and credit data analytics across multiple European geographies.

Direct peers

• Atradius Collections: Dutch-headquartered B2B debt collection agency operating in 40+ countries with a focus on trade receivables. Directly comparable as a third-party collections specialist using credit information and multi-channel amicable-to-judicial recovery, serving SMEs through to large enterprises.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat4 records

Key risks4 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@debitorsmanagement-bureaud9101
• LinkedInlinkedin.com/company/debitors-management-sa

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Debitors Management