1st National ATM

What 1st National ATM does

1st National ATM is a US-based Independent Sales Organization (ISO) headquartered in Gresham, Oregon, that provides ATM equipment distribution, placement, processing, and special-event ATM services to small and mid-sized merchants. The company is registered as a processing ISO with Columbus Data Services and is fully sponsored by MetaBank, which together enable processing across all major US card networks (Visa, Cirrus, Plus, Pulse). It is an authorized distributor and certified service provider for Tranax, Hyosung, and Triton ATMs, giving it access to the three principal independent ATM hardware brands sold in the United States.

The company offers its services through four programs: a Purchase/Lease program with in-house financing and bundled warranty; a Placement program where 1st National ATM owns and operates the ATM at merchant locations; a Processing program for merchants who already own ATMs; and a Special Events program for temporary placement at fairs and similar gatherings. Supporting services include 24/7 customer support, online real-time transaction reporting for merchants and market partners, parts and labor warranty coverage, and 24-hour weekday cash replenishment. Distribution is primarily direct via phone and the company website, supplemented by memberships in the Oregon, Washington, Arizona, and Missouri Fairs Associations to source event-based placements.

The business is small and privately held with no disclosed funding rounds, no parent company, no public ticker, and no identified management team in the source material. Revenue is generated from a combination of equipment sales and leases, per-transaction surcharge splits on placement and event ATMs, and processing fees for merchant-owned machines. Operating geography is limited to the United States, with the four-state fair association footprint representing the most evident vector of geographic expansion beyond the Oregon home base.

Name

1st National ATM

Legal name

1st National ATM

Website

https://1stnationalatm.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

1st National ATM is a US-based ATM ISO offering Tranax, Hyosung, and Triton ATM sales, placement, processing, and event-based services to SMB merchants, backed by MetaBank sponsorship and Columbus Data Services processing.

Ownership category

akta.pro rank

Product category

ATM Services

SIC

Services-Equipment Rental & Leasing, Nec (7359)

akta.pro primary industry

ATM Deployers & Managed ATM Services (IAD/ISO) (FSAMAOAC)

Keywords

• ATM services
• ATM processing
• ATM placement
• Payment processing
• ATM equipment sales

Headquarters

HQ city

Gresham

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Infrastructure, Personnel, Marketing or Sales, Supply Chain, Technology or R&D

Revenue model

1. ATM Transaction/Surcharge Fees: Revenue generated from surcharge fees on ATM withdrawals. Merchants receive transaction revenue while 1st National ATM processes and earns a portion of each transaction.
2. ATM Equipment Sales and Leasing: Purchase and lease programs for ATM machines offered to merchants with instant credit approval and in-house leasing options.
3. ATM Processing Services: Processing program where merchants who own their ATM machines pay 1st National ATM to handle processing and receive warranty service.
4. Placement Program Revenue: Revenue from placing company-owned ATMs at merchant locations, with merchants providing space and optionally cash for the ATM.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels3 records

Core offering

1st National ATM is a registered Independent Sales Organization (ISO) that provides ATM equipment sales/leasing, ATM placement, ATM transaction processing, and special event ATM services to merchants across the United States. The company distributes and services Tranax, Hyosung, and Triton ATMs under MetaBank sponsorship through Columbus Data Services processor, offering turnkey solutions that include installation, processing, monitoring, warranty, and 24/7 customer support.

Product overview

1st National ATM is a payment processing ISO (Independent Sales Organization) offering ATM equipment sales, placement, and processing services. The core offering centers on distributing and servicing Tranax, Hyosung, and Triton ATM machines. The company operates through multiple business models: Purchase/Lease Program (merchants buy or lease equipment with full support), ATM Placement Program (company places ATMs at qualified merchant locations), Processing Program (processes merchant-owned ATMs), and Special Event contracts for temporary needs. Supporting services include 24/7 customer support, online real-time web reporting for transaction monitoring, complete installation and servicing, and warranty programs. All ATMs connect through Columbus Data Services processor and major payment networks (Visa, Cirrus, Plus, Pulse) via MetaBank sponsorship.

Differentiator

Problem solved

Functional benefit

Products and services

• ATM Purchase/Lease Program
• ATM Placement Program
• ATM Processing Program
• Special Event ATM Service

Quantifiable outcome

• Increase profits with transaction revenues
• +1 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

Feature2 records

Partnerships

Nine partnerships are on record, tiered core and minor.

• Columbus Data ServicescoreTechnology or IntegrationRegistered ISO with Columbus Data Services, the primary processor of ATM transactions. Provides transaction processing infrastructure and online reporting tools for market partners.
• MetaBankcoreStrategic or Co-development PartnerPrimary bank sponsor providing sponsorship and backing for ATM operations. Enables 1st National ATM to operate as a fully qualified payment network participant.
• Tranax (Hyosung)coreTechnology or IntegrationAuthorized distributor and certified service provider for Tranax and Hyosung ATMs. Provides ATM hardware, parts, and technical expertise for installation and maintenance.
• TritoncoreTechnology or IntegrationAuthorized distributor for Triton ATMs, providing another major ATM hardware brand in their portfolio.
• Visa, Cirrus, Plus, PulsecoreTechnology or IntegrationMajor payment networks enabling the company to process transactions on any card issued in the United States.
• Oregon Fairs AssociationminorChannel Partner/ Reseller/ DistributorMember of Oregon Fairs Association for ATM placement at fair events.
• Washington Fairs AssociationminorChannel Partner/ Reseller/ DistributorMember of Washington Fairs Association for ATM placement at fair events.
• Arizona Fairs AssociationminorChannel Partner/ Reseller/ DistributorMember of Arizona Fairs Association for ATM placement at fair events.
• Missouri Fairs AssociationminorChannel Partner/ Reseller/ DistributorMember of Missouri Fairs Association for ATM placement at fair events.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/1stNationalAtm
• LinkedInlinkedin.com/company/1st-national-atm-llc

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 1st National ATM