Ladd Gardner Aviation Insurance Agency

What Ladd Gardner Aviation Insurance Agency does

Ladd Gardner Aviation Insurance Agency (LGA) is an independent aviation insurance brokerage founded in 2007 by Ladd Gardner in Kerrville, Texas, and relocated to Addison, Texas in 2010. The firm operates as a division of Patriot Growth Insurance Services, LLC and is licensed as Ladd Gardner Aviation Insurance Agency, Inc. LGA places aviation insurance policies through a network of 27+ underwriters including AIG Aviation, Allianz, Global Aerospace, USAIG, Starr Aviation, Tokio Marine HCC, Great American Insurance Group, and Aerospace Insurance Managers. The agency maintains a team of approximately 12 professionals with combined 100+ years of aviation insurance experience, with individual tenures ranging from 8 to 28+ years across warbirds, corporate aircraft, helicopters, experimental, and antique aircraft specializations.

LGA's product portfolio includes core aircraft hull and liability insurance, non-owned/renters coverage for pilots flying aircraft they do not own, CFI non-owned insurance for flight instructors, UAV/drone/UAS coverage, specialized Pilatus PC-12 and PC-24 insurance, and add-on non-aviation lines (homeowners, auto, boat, business). Quote intake is handled through the AeroInsure digital platform and direct agent contact. The firm also provides claims processing support. LGA serves a fragmented base of individual aircraft owners, corporate flight departments, flight instructors, renters, drone operators, and Pilatus turboprop/light jet owners across the United States.

The business model is commission-based: LGA earns carrier commissions on placed policies as an independent broker rather than a captive agent, allowing it to match client coverage to the most competitive carrier. Pricing is individually quoted based on aircraft type, pilot credentials, usage, hull value, and carrier appetite, with annual billing cycles. Distribution is sales-led, relying on personalized service from experienced agents, supported by a website (lgainsurance.com), aviation news partnerships (Aero-News Network, Kathryn's Report, AV Web), Facebook, and industry association partnerships including CJP, Redstar Pilots, NATA, T-34 Association, and Bob Hoover Academy.

Name

Ladd Gardner Aviation Insurance Agency

Legal name

Ladd Gardner Aviation Insurance Agency, Inc.

Website

https://lgainsurance.com

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

11–50 employees

Short description

Ladd Gardner Aviation Insurance Agency is an independent U.S. aviation insurance brokerage placing policies with 27+ carriers for individual aircraft owners, corporate flight departments, flight instructors, drone operators, and Pilatus PC-12/PC-24 owners, operating as a division of Patriot Growth Insurance Services.

Ownership category

akta.pro rank

Product category

Aviation Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Other Insurance Related Activities (52429)

SIC

Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Aviation Specialty (FSAJAGAK)

akta.pro secondary industries

Aviation Hull Insurance (FSAJAHAC), Aviation Liability Insurance (Passenger & Third-Party) (FSAJAHAD), Private Aviation Insurance & Financing/Leasing Services (THABAFAM)

Keywords

• Aviation insurance
• Aircraft insurance
• Independent insurance brokerage
• Drone insurance
• Pilot liability insurance

Headquarters

HQ city

Addison

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commissions: Revenue generated through commissions from insurance carriers for placing aviation insurance policies. As an independent broker, they work with multiple underwriters to find competitive coverage for clients.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Ladd Gardner Aviation Insurance Agency is an independent insurance brokerage that places aviation insurance policies on behalf of clients with multiple underwriters. The agency provides aircraft hull and liability coverage, non-owned/renters insurance for pilots, certified flight instructor (CFI) liability, UAV/drone/UAS insurance, and specialized coverage for Pilatus PC-12/PC-24 aircraft, along with claims support.

Product overview

Ladd Gardner Aviation Insurance Agency operates as an independent brokerage offering a portfolio of aviation and related insurance products. The core offerings include aircraft insurance (hull and liability), non-owned/renters insurance, CFI non-owned insurance, and UAV/drone insurance. The agency also provides specialized Pilatus PC-12 and PC-24 insurance, non-aviation insurance products, and claims processing services. As an independent agency, they work with multiple insurance carriers to match coverage to client needs. The product line is accessed through online quote forms and direct agent contact.

Differentiator

Problem solved

Functional benefit

Products and services

• Aircraft Insurance Core aviation insurance coverage for owned aircraft including hull insurance and liability protection for private pilots, corporate flight departments, warbird owners, antique aircraft collectors, and commercial operators.
• Non-Owned/Renters Insurance Liability coverage for pilots who rent or borrow aircraft, providing protection during flights in aircraft they do not own.
• CFI Non-Owned Insurance Specialized liability insurance for certified flight instructors covering instruction provided in non-owned aircraft.
• UAV/Drone/UAS Insurance Insurance coverage for unmanned aerial vehicles, drones, and UAS operations including liability and hull coverage for commercial and recreational operators.
• Pilatus PC-12 and PC-24 Insurance Specialized insurance coverage for Pilatus PC-12 and PC-24 aircraft owners, sourced through A-rated carriers with experience underwriting these specific turboprop and jet models used in worldwide operations.
• Non-Aviation Insurance Non-aviation insurance products including homeowners, auto, boat, and business coverage placed for clients alongside their aviation policies.
• Claims Processing Claims filing and support services for aviation policyholders, providing assistance with incidents and accidents during and after business hours.

Named customers1 record

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

14 partnerships are on record, tiered core and minor.

• AIG AviationcoreChannel Partner/ Reseller/ DistributorMajor aviation insurance underwriter providing coverage through LGA's independent brokerage platform. LGA places client policies with AIG Aviation for comprehensive coverage options.
• AllianzcoreChannel Partner/ Reseller/ DistributorGlobal insurance carrier providing aviation coverage options through LGA's brokerage relationships.
• Global AerospacecoreChannel Partner/ Reseller/ DistributorLeading aviation insurance specialist providing specialized coverage through LGA's broker network.
• Great American Insurance GroupcoreChannel Partner/ Reseller/ DistributorDiversified insurance carrier with aviation division offering coverage through LGA.
• Starr AviationcoreChannel Partner/ Reseller/ DistributorAviation-focused insurance carrier providing coverage through independent brokers like LGA.
• Tokio Marine HCCcoreChannel Partner/ Reseller/ DistributorSpecialty insurance group with aviation products available through LGA's carrier network.
• USAIGcoreChannel Partner/ Reseller/ DistributorLong-established aviation insurance provider serving aircraft owners through independent agents.
• Aerospace Insurance ManagerscoreChannel Partner/ Reseller/ DistributorAviation insurance managing general agent providing coverage options through LGA.
• Patriot Growth Insurance Services, LLCcoreChannel Partner/ Reseller/ DistributorParent company/division structure. LGA Insurance is A Division of Patriot Growth Insurance Services, LLC, providing organizational backing and resources.
• Citation Jet Pilots Owner Pilot Association (CJP)minorStrategic or Co-development PartnerIndustry association for Citation jet owners and pilots. LGA participates as insurance partner for members.
• Redstar Pilots AssociationminorStrategic or Co-development PartnerAviation membership organization with LGA as affiliated insurance provider.
• NATA (National Air Transportation Association)minorStrategic or Co-development PartnerLeading trade association for aviation businesses. LGA maintains membership and partnership.
• T-34 AssociationminorStrategic or Co-development PartnerAircraft owner association for T-34 Mentor aircraft. LGA provides specialized insurance coverage for members.
• Bob Hoover AcademyminorStrategic or Co-development PartnerAviation education foundation honoring legendary pilot Bob Hoover. LGA provides support as partner.

Scale indicators2 records

Recent moves8 records

Expansion highlights5 records

Direct peers

• Aviation Insurance Resources (AIR): Aviation insurance broker offering hull, liability, and non-owned coverage to general aviation owners. Comparable independent brokerage model with multi-carrier placement for similar GA customer segments.
• BWI Aviation Insurance (AvQuest / Baddoura Insurance Group): Independent aviation insurance agency offering GA hull, liability, and specialty coverage similar to LGA. Comparable business model as an independent brokerage serving individual and corporate aircraft owners across the US.
• Insurmark / Aviation Insurance Specialists: Independent aviation insurance agency placing coverage with multiple carriers for aircraft owners and corporate flight departments. Closely matches LGA's independent brokerage and multi-carrier distribution model.
• National Aviation Insurance Inc. Independent aviation insurance agency providing coverage for piston, turbine, helicopter, and corporate aircraft. Directly comparable in product mix and customer base to LGA.
• Falcon Insurance Agency: Independent aviation insurance agency placing hull and liability coverage for general aviation owners and operators. Directly comparable as a specialty aviation brokerage competing for similar pilot/owner clients.

Broad incumbents

• Global Aerospace: Major aviation specialty insurance carrier underwriting hull, liability, and product liability for airlines, corporate, and general aviation. Comparable as a dominant aviation specialty market that LGA distributes through.
• USAIG (United States Aircraft Insurance Group): Leading aviation insurance underwriter / pool that LGA places business with. Comparable as a major aviation insurance brand serving overlapping GA, corporate, and rotorcraft customers through brokers and direct channels.
• AOPA Insurance Program: AOPA's group aviation insurance program offering hull and liability coverage to AOPA members. Comparable as a scaled aviation insurance distribution channel serving overlapping individual pilot and aircraft owner customers.
• Avemco Insurance Company: Aviation insurance carrier specializing in recreational, experimental, and owner-flown aircraft. Comparable as a long-standing aviation specialty brand competing for similar GA and non-owned pilot customers.

Emerging players

• SkyWatch.AI: Insurtech providing on-demand drone/UAS liability insurance via a digital platform. Comparable as a competing distributor of aviation insurance (specifically UAS) to LGA's UAV/Drone product line.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/LaddGardnerAviationInsurance
• LinkedInlinkedin.com/company/ladd-gardner-aviation-insurance-agency-inc-

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ladd Gardner Aviation Insurance Agency