OSPAT

What OSPAT does

OSPAT Obra Social del Personal de la Actividad del Turf is a non-profit, mandatory Argentine social health insurance fund (obra social) that provides health coverage exclusively to workers in the turf/horse racing industry and their dependents. Founded in 1994 and headquartered in Buenos Aires, OSPAT operates under regulatory oversight of the Superintendencia de Servicios de Salud (registration R.N.O.S. N° 1-2170-5) and is funded primarily through mandatory monthly payroll contributions deducted at source from workers and employers in the turf sector. Its core product portfolio centers on two plans: the Plan PMO (Plan Médico Obligatorio), which is the legally required medical plan, and Plan Bronce, an accessible supplementary tier that layers an affordable monthly fee on top of standard contributions.

OSPAT's digital product surface, built in 2026, includes the SiSalud mobile app (Android and iOS) for digital credentials, medical authorization management, and co-payment (coseguro) processing with card linking and automatic debit; the Hola Doctor telemedicine platform providing free 24/7 video consultations nationwide; the Cartilla Online provider directory; an online procedures suite (Trámites Online) for members and providers; and a dedicated WhatsApp channel for diabetes management. Distribution combines a nationwide physical office network (delegaciones) with self-service digital channels and multi-channel content marketing through the Pensar Salud blog and social media presence on Instagram, Facebook, YouTube, and X.

The business model is a hybrid of subscription (mandatory monthly contributions) and transaction-based revenue (coseguro co-payments, recently digitalized). The go-to-market is sales-led, leveraging direct affiliation at workplaces in the turf industry, union relationships, and a national field-office footprint. In 2026, OSPAT was recognized as the best-valued obra social in Argentina. Revenue, member count, and detailed financial figures are not publicly disclosed; the customer base is structurally concentrated in a single, narrow industry vertical.

Name

OSPAT

Legal name

OSPAT Obra Social del Personal de la Actividad del Turf

Website

https://ospat.com.ar

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

101–250 employees

Short description

OSPAT is a non-profit, mandatory Argentine social health insurance fund providing coverage to turf/horse racing industry workers and their dependents, offering Plan PMO and Plan Bronce along with the SiSalud app, Hola Doctor telemedicine, and a nationwide office network.

Ownership category

akta.pro rank

Product category

Social Health Insurance (Obras Sociales)

NAICS

Health and Welfare Funds (525120), Health and Welfare Funds (52512)

SIC

Hospital & Medical Service Plans (6324)

akta.pro primary industry

Self-Funded Employer Plan TPA (ASO Administration) (HLAEALAA)

akta.pro secondary industries

Association & PEO Group Health Plans (AHP/PEO-Sponsored) (FSAIAFAH), Network-Model HMOs (HLAEAMAC)

Keywords

• Health insurance coverage
• Social health fund
• Medical plan benefits
• Telemedicine consultations
• Digital health credentials

Headquarters

HQ city

Buenos Aires

HQ country

Argentina

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Monthly Member Contributions: OSPAT is a mandatory social health fund (obra social) for turf industry workers, funded through monthly payroll contributions made by workers and their employers. Contributions are deducted at source and finance all healthcare coverage provided to members and their dependents.
2. Coseguros (Co-payments): Affiliates pay coseguro (co-payment) fees for certain services, which are managed through the SiSalud app. New digital circuit implemented in 2026 for co-payment collection and automatic debit, with national application of updated coseguro schedules.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels7 records

Core offering

OSPAT is a mandatory social health insurance fund (obra social) that provides comprehensive healthcare coverage to workers in Argentina's turf (horse racing) industry and their dependents. Its core offerings are the Plan PMO mandatory medical plan and the affordable Plan Bronce supplementary plan, funded through payroll contributions and supplemented by digital services including 24/7 telemedicine (HolaDoctor), a digital credential and authorization app (SiSalud), and a nationwide provider network.

Product overview

OSPAT is a health insurance fund (obra social) for workers in the turf/horse racing industry in Argentina, offering a portfolio of health coverage plans centered on Plan PMO (the mandatory medical plan) and Plan Bronce. These plans are supplemented by digital service modules including the SiSalud mobile app (digital credentials, authorization management, and payment services), the HolaDoctor telemedicina platform (24/7 video consultations), an online provider directory (Cartilla Online), and a suite of online procedures (Trámites Online). OSPAT's digital ecosystem also includes the Pensar Salud blog for health education content. The SiSalud app integrates co-payment processing with support for credit/debit card linking and automatic debit enrollment.

Differentiator

Problem solved

Functional benefit

Brands

• SiSalud: Mobile application for digital credentials, authorization management, and healthcare services for OSPAT members.
• Hola Doctor
• Plan PMO
• Plan Bronce
• Pensar Salud

Products and services

• Plan PMO (Plan Médico Obligatorio) Standard mandatory health insurance plan (Plan Médico Obligatorio) providing comprehensive medical coverage to OSPAT-affiliated turf industry workers and their dependents, funded through monthly payroll contributions and including all legally required medical services.
• Plan Bronce

Quantifiable outcome

• OSPAT rated as the best-valued obra social in Argentina in 2026

Named customers1 record

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Three partnerships are on record, tiered core.

• SiSalud (App Developer)coreTechnology or Integration · 1 January 2026SiSalud developed the SiSalud mobile application used by OSPAT affiliates to access digital credentials, manage medical authorizations, process coseguro payments, and track claim statuses. The app is available on Android and iOS and serves as the primary digital touchpoint for member interactions.
• Hola Doctor (Telemedicine Platform)coreTechnology or Integration · 1 January 2026Hola Doctor is the telemedicine platform integrated into OSPAT's service offering, providing free 24/7 video medical consultations for OSPAT affiliates across Argentina. Available via web portal and dedicated mobile apps on Google Play and App Store.
• Superintendencia de Servicios de Salud (SSS) - Órgano de ControlcoreOthersOSPAT operates under the regulatory oversight of the Superintendencia de Servicios de Salud (SSS), the government body that controls Obras Sociales and Medicina Prepaga entities in Argentina. Registered under R.N.O.S. Nº 1-2170-5. The SSS maintains a free hotline (0800-222-SALUD / 0800-222-72583) for beneficiary complaints.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Galeno: Galeno is a leading Argentine prepaid health plan (medicina prepaga) providing comprehensive health coverage, provider networks, and digital services to individuals and corporate clients — directly comparable to OSPAT in offering comprehensive health plans with member digital tools and nationwide provider access.
• Omint: Omint is an Argentine prepaid health plan offering comprehensive health coverage, provider networks, and digital member services. It is directly comparable to OSPAT in providing tiered health plans with member digital tools, though targeting a broader corporate and individual market across Argentina.
• Sancor Salud: Sancor Salud is an Argentine prepaid health plan associated with a mutual/cooperative structure, providing comprehensive health coverage and provider networks. It is directly comparable to OSPAT as a member-funded health plan with a similar ethos of cooperative-based coverage, though it operates across multiple regions and industries.
• Swiss Medical Argentina: Swiss Medical is a major Argentine prepaid health plan offering comprehensive medical coverage, provider networks, and digital tools — directly comparable to OSPAT in product offering and target market (members seeking comprehensive health plans with digital access), though at significantly larger scale and broader membership.
• OSDE: OSDE is one of Argentina's largest prepaid health plans (medicina prepaga) and a direct comparable to OSPAT as another health coverage organization serving individuals and families with comprehensive plans, provider networks, and digital services — only operating at vastly greater scale and serving a much broader market.
• Medifé: Medifé is an Argentine prepaid health plan with a provider network, telemedicine offerings, and digital member services — comparable to OSPAT in delivering tiered health plans with digital and telemedicine access, though serving a broader consumer market rather than a single industry.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• Xx.com/pensarsalud
• YouTubeyoutube.com/ObraSocialOspat
• Facebookfacebook.com/obrasocialOSPAT
• Instagraminstagram.com/ospat.obrasocial

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about OSPAT