The Arc Master Trust

Name

The Arc Master Trust

Legal name

The Arc of Indiana Master Trust

Website

https://thearctrust.org

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Special Needs Trust Administration

NAICS

Trusts, Estates, and Agency Accounts (52592), Trust, Fiduciary, and Custody Activities (523991), Trusts, Estates, and Agency Accounts (525920)

akta.pro primary industry

Special Needs & Supplemental Needs Trust Services (FSAAANAJ)

akta.pro secondary industries

Trust Administration & Fiduciary Accounting Services (FSAAANAF), Fiduciary Agency & Trustee-for-Hire Services (FSAAANAL), Personal Trust & Fiduciary Administration (FSAEAKAA)

Keywords

• Pooled special needs trusts
• Trust administration services
• Disability financial planning
• Medicaid benefit preservation
• Nonprofit trust management

Headquarters

HQ city

Indianapolis

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Trust Enrollment Fees: One-time enrollment fee for establishing a trust with The Arc Master Trust. Covers the initial setup and administration of the trust account.
2. Annual Trust Services Fee: Annual fee paying for trust services including account manager contacts, deposits, disbursements, and investments. Fee information available in Documents and Resources.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels7 records

Core offering

The Arc Master Trust administers two pooled special needs trusts—Trust I for family/friends' funds (estate planning, gifts, fundraising) and Trust II for the individual's own funds (employment earnings, Social Security, lawsuit settlements, inheritances)—allowing people with disabilities, mental illness, or aged 65+ to save resources and pay for qualified expenses while preserving eligibility for SSI, Medicaid, and other means-tested benefits. Enrollment includes a Joinder Agreement, supporting documentation, an enrollment fee, and an initial deposit, with account management delivered via the proprietary INtrust online portal and personal account managers, plus disbursements processed twice weekly.

Product overview

The Arc Master Trust is a pooled special needs trust administration organization offering two main trust products: Trust I for family or friends' money (estate planning, gifts, fundraising) and Trust II for individual's own money (employment earnings, Social Security, settlements). Both trusts are managed through INtrust, the company's account management system that enables beneficiaries and account managers to view information, request disbursements, upload documentation, and process payments twice weekly on Tuesdays and Thursdays.

Differentiator

Problem solved

Functional benefit

Brands

• INtrust: The Arc Master Trust's account management program that allows key people and beneficiaries to view information about their account, request disbursements, upload documentation and update information.

Products and services

• Trust I Pooled special needs trust for family or friends' money, including funds from estate planning, gifts from friends or family, and fundraising for specific purchases. Established for individuals with disabilities, people with mental illness, or people aged 65+ to preserve benefits eligibility while accessing funds for qualified disability-related expenses.
• Trust II Pooled special needs trust for the individual's own money, including earnings from employment, Social Security funds, lawsuit settlements, and unexpected inheritances or gifts. Designed to allow self-funded resources to be pooled and professionally managed while preserving eligibility for means-tested government benefits.
• INtrust Account Management Program Online account management program for The Arc Master Trust beneficiaries and designated key people, allowing them to view account information, request disbursements, upload documentation, and update personal information. Disbursements are processed twice weekly on Tuesdays and Thursdays.

Named customers3 records

Segments3 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

One partnership is on record.

• The Arc of IndianacoreStrategic or Co-development PartnerThe Arc Master Trust is a program of The Arc of Indiana. The Arc of Indiana provides organizational oversight and alignment with broader disability advocacy and services. The Arc Master Trust copyright is held by The Arc of Indiana.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Commonwealth Community Trust: National pooled special needs trust administrator offering Trust I and Trust II-style pooled trusts. Directly comparable to The Arc Master Trust's core product offering, with the key difference being a multi-state vs. Indiana-only footprint.
• PLAN of Massachusetts: Massachusetts-based pooled special needs trust/abundantly funded trust offering with a similar dual-track structure for family money and beneficiary funds. Operates as a regional mirror of The Arc Master Trust's model.
• PLAN of California: California statewide pooled special needs trust program. Provides the same pooled-trust-plus-retirement-plan structure The Arc Master Trust offers, but serves California residents.

Broad incumbents

• The Arc of the United States: National federation of state and local Arc chapters providing disability advocacy and services. The Arc Master Trust is a program of the Indiana chapter; the national body sets cross-state policy and hosts overlapping expertise.
• Northern Trust: Large fiduciary/trust-services firm offering special needs trust administration as part of its broader private wealth practice. Competes for higher-net-worth special needs trust business with deeper investment capabilities.
• Wells Fargo Private Bank: National bank offering special needs trust and special needs planning services within its private wealth and trust practice. Represents scaled incumbent competition for trust administration.
• Fidelity Special Needs Planning: Fidelity's special needs planning resources and ABLE account offering (Fidelity-branded ABLE) provide a financial-services incumbent alternative to independent pooled trusts for families with brokerage relationships.

Emerging players

• ABLE National Resource Center: National nonprofit clearinghouse for ABLE accounts, which are the primary low-cost alternative to pooled special needs trusts. Directly referenced by The Arc Master Trust's own comparison materials as a competing product category.
• National Disability Institute: National nonprofit focused on financial wellness for people with disabilities. Operates adjacent financial programs and policy advocacy that overlap with The Arc Master Trust's beneficiary population.

Others

• Special Needs Alliance: National network of attorneys specializing in special needs planning and trust drafting. Functions as a referral channel and ecosystem partner, often co-developing the irrevocable trust structures that pool with The Arc Master Trust.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xtwitter.com/TheArcIN
• YouTubeyoutube.com/c/TheArcofIndiana
• Facebookfacebook.com/TheArcofIndiana
• LinkedInlinkedin.com/company/the-arc-of-indiana-master-trust
• Instagraminstagram.com/thearcin

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about The Arc Master Trust