VLGI Investimentos

What VLGI Investimentos does

VLGI Investimentos (legal name: VLG Investimentos Assessor de Investimento e Corretora de Seguros LTDA) is a Brasília-based, privately-held investment advisory firm registered with the CVM (Comissão de Valores Mobiliários, the Brazilian securities regulator) under Resolution CVM 178/23. Founded in 2016, the firm operates an advisor-led, face-to-face wealth advisory model targeting high-net-worth individuals and families, business owners and companies (pessoa jurídica / PJ, i.e. legal entities), and individual clients (pessoa física / PF, i.e. natural persons) across at least eight Brazilian cities, anchored by two Brasília offices (SIG and Lago Sul) and supported by additional branches in Aracaju, Belém, São Paulo, Recife, Unaí, and Feira de Santana.

The company's core product is specialized investment advisory delivered through dedicated assessores (investment advisors) under the "VLG | XP" co-brand, distributing securities, public bonds, CDBs (Certificados de Depósito Bancário), LCIs (Letras de Crédito Imobiliário), LCAs (Letras de Crédito do Agronegócio), private credit, investment funds, and structured operations through a core partnership with XP Investimentos. Around this advisory core, Grupo VLG has assembled an ecosystem of adjacent subsidiaries — VLG Asset (asset management) and VLG Vida (insurance brokerage) — and a broader services catalog covering foreign exchange for individuals and companies, home equity, tax optimization (PF and PJ), receivables anticipation, corporate credit, life planning, corporate health plans, business insurance, and renewable energy solutions via a partnership with Newave Energia. The underlying technology is a financial advisory platform integrated with XP Investimentos' distribution infrastructure, with Google Analytics and YouTube as the only disclosed third-party integrations; no proprietary AI, mobile app, or API surface is disclosed.

Commercially, VLGI operates a sales-led, relationship-driven GTM (go-to-market) motion: each client is assigned a personal assessor who handles onboarding, portfolio construction, and cross-sell across the Grupo VLG product set. Revenue is generated primarily through advisory fees on the R$ 2.3 billion in assets under custody reported by the firm, plus insurance commissions, FX margin, and credit facilitation income; pricing is quote-based and not publicly disclosed, with billing described as annual/recurring. The firm reports +3,500 active clients, a 101–250 employee band, and leadership under CEO Darla Sierra alongside Partner-Director Marcelo Carvalho.

Name

VLGI Investimentos

Legal name

VLG Investimentos Assessor de Investimento e Corretora de Seguros LTDA

Website

https://vlginvestimentos.com.br

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

101–250 employees

Short description

VLGI Investimentos is a Brasília-based, CVM-registered investment advisory firm operating since 2016 with 3,500+ clients and R$2.3 billion in assets under custody, delivering relationship-led wealth advisory, asset management, and insurance brokerage across eight Brazilian cities via XP Investimentos distribution.

Ownership category

akta.pro rank

Product category

Investment Advisory Services

NAICS

Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Private Banking Advisory & Discretionary Portfolio Management (FSABADAD)

akta.pro secondary industry

Managed Platforms & Wrap Programs for Private Clients (Model Portfolios, UMA/SMAs) (FSAAABAM)

Keywords

• Investment advisory services
• Wealth management advisory
• Asset management services
• Insurance brokerage services
• Financial advisory ecosystem

Headquarters

HQ city

Brasília

HQ country

Brazil

HQ region

Latin America

Offices8 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Financial Advisory Fees: Revenue generated through advisory services for investment products distributed via XP Investimentos platform. The company acts as an investment advisor registered with CVM, connecting clients to financial products including public securities, CDs, LCIs, LCAs, private credit, investment funds, structured operations, and optimized portfolios.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels5 records

Core offering

VLGI Investimentos is a CVM-registered investment advisory firm (Resolution CVM 178/23) that provides personalized financial advisory services connecting individuals, families, and companies to investment, insurance, credit, and foreign-exchange products distributed through the XP Investimentos platform. Operating as the advisory arm of Grupo VLG alongside VLG Asset (securities management) and VLG Vida (insurance brokerage), it assigns each client a dedicated assessor who curates fixed-income, variable-income, private credit, fund, structured, and international diversification solutions, supplemented by home equity, receivables anticipation, and corporate credit offerings.

Product overview

VLGI Investimentos operates as a comprehensive financial ecosystem comprising three main divisions: VLG Investimentos (investment advisory and wealth management), VLG Asset (securities management), and VLG Vida (insurance and protection). The company offers a broad portfolio of financial services including specialized investment advisory, fixed and variable income products, international diversification, foreign exchange, home equity, tax optimization, receivables anticipation, business credit, life planning, corporate insurance, health plans, and renewable energy solutions through a partner. The core offering centers on personalized financial advisory connected to the XP Investimentos platform for product distribution.

Differentiator

Problem solved

Functional benefit

Brands

• VLG Asset: Gestora de Valores Mobiliários - Active asset management with market intelligence and performance focus.
• VLG Vida

Products and services

• VLG Investimentos — Assessoria de Investimentos High-level financial advisory focused on investment planning and customized strategies for wealth protection, growth, and perpetuation, operating as a credented XP Inc. investment office for individuals, legal entities, entrepreneurs, and families.
• VLG Asset — Gestão de Valores Mobiliários Active securities and resource management with market intelligence and performance focus, provided through a separate wholly-owned subsidiary focused on gestão de valores mobiliários.
• VLG Vida — Corretora de Seguros Insurance brokerage and asset protection solutions covering personal, family, business insurance, health plans, and retirement planning services through a wholly-owned subsidiary.
• Mesa Estratégica de Renda Variável e Renda Fixa Strategic advisory desk covering public bonds, CDBs, LCIs, LCAs, private credit, investment funds, structured operations, and optimized portfolios for client mandates.
• Diversificação Internacional International diversification services including international account opening, international cards, foreign exchange operations, and cross-border resource management for clients.
• Câmbio para PF e PJ Foreign exchange services for individuals (PF) and legal entities (PJ) with competitive rates and specialized advisory for investments, imports, exports, travel, and other transactions.
• Home Equity Leverage accumulated real estate equity to enable investments, debt payoff, or projects with flexible and advantageous conditions for property owners.
• Otimização Tributária PF e PJ Personalized tax optimization strategies ensuring legal compliance while maximizing resources through efficient tax planning analysis and implementation for individuals and companies.
• Antecipação de Recebíveis Receivables anticipation service that transforms installment sales into immediate capital, improving company cash flow without taking on new debt.
• Crédito para PJ Credit lines with special conditions to finance projects, expand businesses, and improve cash flow, using investments as collateral for more accessible credit.
• Planejamento de Vida Life planning services including personal and family protection, consortiums, retirement planning, and structuring of patrimonial holding and offshore structures.
• Seguro Empresarial Business insurance solutions protecting enterprises against diverse risks and ensuring continuity despite unforeseen events.
• Plano de Saúde Empresarial Corporate health plans with national coverage and access to a broad network of hospitals and clinics, promoting wellness and security for entire teams.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Partnerships

One partnership is on record.

• XP InvestimentoscoreChannel Partner/ Reseller/ DistributorVLG Investimentos is an XP Investimentos partner, maintaining a distribution agreement for financial products. The company is registered as an investment advisor with CVM under Resolution CVM 178/23 and operates on the capital markets on behalf of clients through XP platform.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• XP Investimentos: Brazil's largest independent wealth platform and VLG's core distribution partner; offers the same investment, advisory, insurance and credit product shelf that VLG distributes. Comparable as the upstream platform whose economics and product set define VLG's offering.
• BTG Pactual Digital: Brazilian investment bank's retail and high-net-worth advisory arm offering brokerage, advisory, funds, credit and wealth structuring. Comparable as a broad incumbent with overlapping advisory, asset management and insurance offerings.
• Inter Investimentos (Banco Inter): Brazilian digital bank offering brokerage, advisory, funds, credit, FX and insurance within a single app. Comparable as a broad incumbent competing for the same PF and PJ investment, credit and insurance flows.

Direct peers

• Warren Investimentos: Brazilian digital wealth manager offering investment advisory, fixed-income, funds and structured products with a technology-led model. Comparable as a fee-based investment advisor competing for the same HNW/upper-mass-affluent retail clients in Brazil.
• Modal Mais: Brazilian digital investment platform providing brokerage, advisory, funds and credit products to retail and high-net-worth clients. Comparable as a fee-based investment advisor with a mix of digital and relationship-driven distribution.
• Órama Investimentos: Brazilian independent investment platform offering funds, fixed income, variable income and advisory services to retail clients. Comparable as a multi-product investment advisor targeting similar PF segments in Brazil.
• Genial Investimentos: Brazilian open-architecture investment platform offering advisory, brokerage, asset management and insurance distribution. Comparable as a multi-product wealth platform with both proprietary and partner-led advisor channels.
• Rico Investimentos: Brazilian retail investment platform with advisory, brokerage and funds distribution serving individuals and companies. Comparable as a multi-channel investment advisor competing for similar PF and PJ client segments.
• Guide Investimentos: Brazilian investment advisor and asset manager offering wealth management, funds and structured products. Comparable as a fee-based investment advisor with both proprietary management and partner product distribution.

Emerging players

• Nomad Investment Platform: Brazilian digital investment platform specializing in international diversification, FX and offshore accounts for HNW individuals. Comparable as an emerging competitor for VLG's Diversificação Internacional and câmbio service line.

Market position

Strengths2 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights5 records

Customer concentration

• YouTubeyoutube.com/@vlgiinvestimentos3622
• LinkedInlinkedin.com/company/vlginvestimentos
• Instagraminstagram.com/vlginvestimentos?igsh=bnhidWJldDJtOGYz
• Facebookfacebook.com/vlginvestimentos

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about VLGI Investimentos