Smart ID
Smart-ID, operated by SK ID Solutions AS, is a PKI-based mobile digital identity and qualified e-signature service that lets end users authenticate and sign documents via smartphone, serving 700+ enterprise e-service providers across the Baltics, Belgium, India, and Iceland.
- Company typePrivate
- Founded2017
- HeadquartersTallinn, Estonia
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
What Smart ID does
Smart-ID is a mobile-based digital identity authentication and electronic signature service operated by SK ID Solutions AS, an Estonian private technology company headquartered in Tallinn. The service enables end users to authenticate to e-services and sign legally binding documents via a smartphone application available on iOS, Android, and Huawei AppGallery, using PKI (Public Key Infrastructure) cryptographic keys, PIN codes, and optional biometric registration via NFC-capable passports or Estonian ID-cards. Smart-ID holds eIDAS QSCD certification, granting its digital signatures full legal equivalence to handwritten signatures across all EU member states, and additionally meets PSD2, GDPR, and local qualified trust service requirements (including in Latvia). As of 2022, Smart-ID reported 3.27 million total app users and over 1 billion authentication/signing transactions annually, with 700+ integrated e-service providers across Estonia, Latvia, Lithuania, Belgium, India (via the Jio SecureID sub-brand), and Iceland (via the Audkenni sub-brand).
The business model is B2B2C with a freemium end-user proposition and per-transaction revenue from e-service providers. End users download and use the Smart-ID app at no direct charge; revenue is generated when banks, government portals, healthcare systems, energy companies, and other enterprises integrate the Smart-ID API to authenticate their customers or capture qualified signatures (e.g., LHV Pank, Neste, Eesti Energia, Itk, Xolo, Storent, Moment Credit, Lithuanian Central Credit Union). Distribution to end users is primarily indirect, surfaced through partner login screens, with developer onboarding supported via GitHub-hosted documentation, a free test environment, and integrator webinars. Smart-ID combines a product-led consumer motion (self-serve app registration and biometric onboarding) with a direct enterprise integration sales motion targeting technical teams and e-service provider decision-makers.
Notable product capabilities include the Smart-ID+ enhanced tier (QR-code authentication flow with stronger anti-fraud protection), Apple Watch support, NFC-based ID-card and passport registration, and integrations with document signing platforms including Adobe Acrobat Sign, DigiDoc4, Dokobit, and RIA DigiDoc. The company has been recognized with regional industry awards (ITL Breakthrough of the Year 2018, Lithuanian Confederation of Industries Service of the Year 2017) and brand accolades in Latvia and Estonia.
Smart ID firmographics
Firmographics- Name
- Smart ID
- Legal name
- SK ID Solutions AS
- Website
- https://smartid.ee
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Smart-ID, operated by SK ID Solutions AS, is a PKI-based mobile digital identity and qualified e-signature service that lets end users authenticate and sign documents via smartphone, serving 700+ enterprise e-service providers across the Baltics, Belgium, India, and Iceland.
- Ownership category
- akta.pro rank
Smart ID industry classification
Industry- Product category
- Digital Identity Authentication
- NAICS
- Security Systems Services (except Locksmiths) (561621)
- akta.pro primary industry
- Authentication (MFA/Passwordless/Biometrics) Platforms (BPAMAEAE)
Keywords
Where Smart ID is headquartered
LocationHeadquarters
- HQ city
- Tallinn
- HQ country
- Estonia
- HQ region
- Europe
Offices1 record
Markets served
Smart ID business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Infrastructure, Marketing or Sales
Revenue model
- Authentication and Signing Transactions: E-service providers (banks, government portals, companies) integrate Smart-ID APIs and pay per authentication or digital signature transaction. This is the primary revenue mechanism, based on per-transaction or per-seat volume.
- Qualified Electronic Signature (QES) Service: Smart-ID's QSCD-certified service enables legally binding e-signatures at the Qualified Electronic Signature level, generating revenue per document signed via integrations such as Adobe Acrobat Sign, DigiDoc4, Dokobit, and RIA DigiDoc.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Pay-as-you-go | Smart-ID (Free for end users) |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels6 records
Smart ID product offering
Product offeringCore offering
Smart-ID is a mobile-based digital identity authentication and electronic signature platform that enables users to securely log in to e-services, sign documents with legally binding Qualified Electronic Signatures (QES) under the EU eIDAS regulation, and confirm transactions via a smartphone app. E-service providers — including banks, government portals, healthcare institutions, energy companies, and fintech firms — integrate Smart-ID via API and pay per authentication or signing transaction, while end users download and use the app for free.
Product overview
Smart-ID is a unified digital identity platform providing two-in-one strong authentication: identity verification and digital signing. The core Smart-ID platform enables users to log into e-services and sign documents electronically. Smart-ID+ offers enhanced features with stronger fraud protection. The ecosystem includes the Smart-ID mobile app (available on iOS, Android, and Huawei), the Smart-ID Digiallkirjastamine digital signing service with QSCD/eIDAS certification, and integrations with third-party signing services like Adobe Acrobat Sign, Dokobit, and Lahdes.
Differentiator
Problem solved
Functional benefit
Brands
- Jio SecureID: Smart-ID app rebranded for the Indian market under partnership with Jio
- Audkenni
- Smart-ID+
Products and services
- Smart-ID (Mobile App and Service) Core Smart-ID mobile app and digital identity service enabling secure login to e-services, digital document signing, and transaction confirmation over the internet using iOS, Android, and Huawei smartphones. Used by individual consumers and integrated by 700+ e-service providers.
- Smart-ID+ Enhanced version of Smart-ID offering stronger fraud protection and new authentication flows (including QR-code scanning login), requiring integration and testing by e-service providers before deployment.
- Smart-ID Digiallkirjastamine (Digital Signing Service) Digital signing service enabling legally binding electronic signatures at Qualified Electronic Signature (QES) level with QSCD certification under eIDAS, accessible via Smart-ID authentication.
- Smart-ID API for E-Service Providers Developer-facing API that enables e-service providers to integrate Smart-ID authentication and digital signing into their portals, supported by a free test environment (GitHub/SK-EID), API documentation, and integrator webinars.
Quantifiable outcome
- Kahekordistas uute mobiilipanga kasutajate arvu ühe kuu kohta
- +2 more outcomes
Companies that use Smart ID
Customer profileNamed customers8 records
Segments5 records
Ideal customer profiles3 records
Smart ID technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
Feature6 records
Smart ID partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core, minor and regional.
- Adobe Acrobat SigncoreAdobe Acrobat Sign integrates Smart-ID as a qualified e-signature method, enabling Smart-ID users to sign cloud documents via the Adobe Sign platform with legally binding QES-level signatures.
- DigiDoc4coreDigiDoc4 client software on desktop allows users to select Smart-ID as the signing tool for local document signing workflows.
- DokobitcoreDokobit provides an online signing service and MS Word add-in that support Smart-ID for digital document signing, both via web and mobile app.
- RIA DigiDoc (Estonian Data Gateway)coreThe Estonian RIA DigiDoc mobile app integrates Smart-ID for signing documents on mobile devices, providing another channel for QES-level digital signing.
- Huawei (AppGallery)minorHuawei AppGallery distributes the Smart-ID app to Huawei smartphone users, particularly relevant in markets where Google Play access is restricted.
- Jio Platforms (India)regionalSmart-ID was launched in India in 2022 as Jio SecureID, a localized app branded and distributed via Jio's ecosystem, demonstrating a strategic market entry partnership for the Indian market.
- Icelandic Partner (Audkenni)regionalSmart-ID was launched in Iceland in 2021 under the local brand name Audkenni, indicating a regional adaptation and distribution partnership for the Icelandic market.
Scale indicators8 records
Recent moves7 records
Expansion highlights6 records
Smart ID competitors and assessment
Company assessmentDirect peers
- Veriff: Estonian-founded identity verification platform offering KYC, AML, and age verification. Direct geographic and functional overlap with Smart-ID's authentication and digital identity focus in the Baltics, though Veriff leans toward onboarding/verification vs. Smart-ID's authentication/signing.
- iDenfy: Lithuanian identity verification provider offering biometric and document-based KYC. Comparable to Smart-ID in Baltic origin and customer segments (banks, fintechs, governments), with overlapping biometric registration concepts.
- BankID (Norway / Sweden / broader Nordic): National-issued mobile eID widely used across the Nordics for authentication and signing — the most analogous product to Smart-ID in terms of consumer use case, regulatory positioning, and bank-led distribution model.
- itsme: Belgian mobile identity app providing eIDAS-compliant authentication and qualified electronic signatures — directly comparable to Smart-ID in functionality and regulation, and now a direct competitor given Smart-ID's 2023 Belgium launch.
- Signicat: Nordic digital identity and e-signature platform offering eIDAS-compliant authentication, signing, and onboarding APIs to banks and governments. Direct competitor in the e-service provider authentication space across Europe.
- Dokobit: Baltic-origin e-signature and document workflow platform — both a Smart-ID integration partner and a functional competitor in the digital signing market for the same enterprise and government customers.
Emerging players
- Onfido: Global AI-driven identity verification platform serving banks, fintechs, and enterprises — overlaps with Smart-ID's authentication/KYC use cases for enterprise customers but is onboarding-focused rather than authentication-focused.
Broad incumbents
- Okta (Auth0): Global identity and access management leader offering MFA, passwordless, and adaptive authentication. Competes with Smart-ID for enterprise authentication budgets but is much broader in scope and serves different buyer profiles.
- Entrust: Established PKI, digital signing, and identity infrastructure provider with eIDAS-compliant solutions. Comparable to Smart-ID at the QSCD level, but serving global enterprise and government markets at much larger scale.
- DigiCert: Global certificate authority and PKI provider with document signing and identity solutions. Comparable to Smart-ID in PKI-based authentication and signing technology stack, but serving a different (largely enterprise/global) customer base.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Smart ID social profiles
Digital presenceSmart ID compliance and trust
Trust signalCompliance4 records
Smart ID financial estimates
Financial estimateRevenue estimate
Valuation estimate
Smart ID leadership team
Management profileNumber of profiles
Smart ID funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Smart ID M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Smart ID
What does Smart ID do?
Smart-ID is a mobile-based digital identity authentication and electronic signature platform that enables users to securely log in to e-services, sign documents with legally binding Qualified Electronic Signatures (QES) under the EU eIDAS regulation, and confirm transactions via a smartphone app. E-service providers — including banks, government portals, healthcare institutions, energy companies, and fintech firms — integrate Smart-ID via API and pay per authentication or signing transaction, while end users download and use the app for free.
Is Smart ID a public or private company?
Smart ID is a private company. It is classified as corporate owned and is currently operating.
When was Smart ID founded?
Smart ID was founded in 2017. It employs 1 to 10 people.
Where is Smart ID based?
Smart ID is headquartered in Tallinn, Estonia, in the Europe region.
How does Smart ID make money?
Two revenue lines are on record. Authentication and Signing Transactions are the primary driver. The others are qualified Electronic Signature (QES) Service.
Who are Smart ID's main competitors?
Direct peers on record are Veriff, iDenfy, BankID (Norway / Sweden / broader Nordic), itsme, Signicat and Dokobit. Onfido is listed as an emerging player. Broad incumbents are Okta (Auth0), Entrust and DigiCert.
Does Smart ID have an API?
Yes. Smart-ID offers integration APIs for developers to integrate authentication and digital signing services. A free test environment is available for testing integrations. The API supports login/authentication flows and digital document signing. Developer documentation is at github.com/SK-EID/smart-id-documentation/wiki.
What industry is Smart ID in?
Smart ID's product category is Digital Identity Authentication. Its primary akta.pro industry code is BPAMAEAE, Authentication (MFA/Passwordless/Biometrics) Platforms. Its NAICS code is 561621.