EDFA

What EDFA does

EDFA (European Digital Finance Association) is a Brussels-headquartered, Belgian-registered non-profit association (ASBL/VZW) founded on 26 May 2020 that operates as a pan-European federation of national fintech associations. It does not build or sell technology products; its core "services" are policy advocacy, working group convening, and structured engagement programs aimed at shaping EU digital finance regulation across FIDA, PSD3, MiCA, DORA, ECSP, and the DLT Pilot Regime. EDFA represents 25+ national fintech associations spanning 20+ European countries and, through them, an estimated 2,500+ fintech companies.

Its service portfolio includes four working groups (Open Finance, Blockchain & Crypto, AI Digital and Data Security, ECSP/Crowdfunding), the recurring Fintech Visits DG FISMA program (direct dialogue between national ecosystems and the European Commission), Bridging Borders Roundtables (fintech associations with national supervisors), Fintech Café community sessions, formal position papers and consultation responses, regular newsletters, and event partnerships with Money20/20 Europe, Point Zero Forum, and UNCHAIN Festival. There is no proprietary technology platform, API, or AI product; the offering is fundamentally relational and institutional rather than technical.

EDFA's business model is membership-fee based, with national fintech associations and ecosystem partners paying recurring subscription fees to gain EU-level representation, working group participation, event discounts, and policy advocacy support. The organisation holds EU Transparency Register number 870785291740-77 and is governed by a Supervisory Board of member-association representatives. Leadership includes Secretary General Noam Perets (appointed October 2025), Regulations Director Florence de Maupeou, and ECSP Working Group Co-Chair Karsten Wenzlaff. The association also references Maria Staszkiewicz as President and Secretary General in its leadership materials.

Name

EDFA

Legal name

European Digital Finance Association ASBL/VZW

Website

https://europeandigitalfinance.eu

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

1–10 employees

Short description

EDFA is a Brussels-based non-profit federation representing 25+ national fintech associations and 2,500+ fintechs across 20+ European countries, advocating on EU digital finance regulation through working groups, policy papers, and structured engagement with the European Commission.

Ownership category

akta.pro rank

Headquarters

HQ city

Brussels

HQ country

Belgium

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Membership Fees: EDFA generates revenue through membership fees from national fintech associations and ecosystem partners across Europe, providing them with advocacy representation, networking, and policy engagement services.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

EDFA is a pan-European federation of national fintech associations that coordinates industry-wide policy advocacy and regulatory engagement with EU institutions. It operates working groups, the Fintech Visits to DG FISMA program, community formats such as Bridging Borders Roundtables and Fintech Café, and publishes position papers and consultation responses on key digital finance regulatory files including FIDA, PSD3, MiCA, DORA, and ECSP.

Product overview

EDFA (European Digital Finance Association) is a pan-European federation of fintech associations, not a traditional product company. It operates as a membership-based advocacy and networking organization offering programs and services including Working Groups (AI & Data Security, Open Finance, Blockchain & Crypto, ECSP/Crowdfunding), Fintech Visits to DG FISMA, Bridging Borders Roundtables, Fintech Café community sessions, Publications and Position Papers on EU regulatory frameworks (FIDA, PSD3, DLT Pilot Regime, ECSP, MiCA), newsletters, and event partnership programs. The organization serves as a coordinating body representing over 2,500 fintechs across Europe to advance innovation-friendly regulation and a unified digital single market for financial services.

Differentiator

Problem solved

Functional benefit

Named customers8 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Twelve partnerships are on record, tiered core and minor.

• Türkiye Fintech AssociationcoreStrategic or Co-development Partner · 1 June 2026The Türkiye Fintech Association joined EDFA's ecosystem as a new affiliated ecosystem partner, expanding EDFA's geographical reach to include Turkey and strengthening cross-border fintech collaboration.
• Bundesverband für elektronische Wertpapiere (EWPG)coreStrategic or Co-development Partner · 1 February 2026The German Association for Electronic Securities joined EDFA, promoting electronic and crypto-securities under Germany's eWpG framework, representing issuers and service providers while supporting securities law modernization.
• European Third Party Providers Association (ETPPA)coreStrategic or Co-development PartnerETPPA co-signed joint letters with EDFA on FIDA (Financial Data Access Regulation), representing a unified industry position on open finance framework across 25+ fintech organisations.
• Digital Invest GermanycoreGTM or Marketing PartnerGerman fintech association and EDFA member that hosted the Frankfurt Digital Finance Conference and Q1 2026 Supervisory Board Meeting.
• Fintech LatviacoreGTM or Marketing PartnerCo-organiser of Baltic Fintech Days event, representing Latvia's fintech ecosystem within the EDFA network.
• FinTech PolandcoreGTM or Marketing PartnerPolish fintech association partnered with EDFA for Warsaw Finance Week and Future Finance Summit, with 40% international participation.
• France FinTechcoreStrategic or Co-development PartnerFrench national fintech association participating in EDFA's Fintech Visits to DG FISMA, representing President Alain Clot and Deputy CEO Florence de Maupeou.
• Global Finance & Technology Network (GFTN)minorGTM or Marketing PartnerGFTN co-organises Point Zero Forum with Switzerland's State Secretariat for International Finance, with EDFA as a Community Partner for the 2026 edition.
• Holland Fintech AssociationcoreGTM or Marketing PartnerDutch fintech association, EDFA member and ecosystem partner hosting Executive Fintech Summer School event.
• Czech Fintech AssociationcoreGTM or Marketing PartnerOrganiser of FinTech Roadmap conference, EDFA ecosystem partner for Central and Eastern European fintech dialogue.
• Fintech BulgariacoreStrategic or Co-development PartnerBulgarian fintech association representing 75+ companies, participated in Fintech Visits to DG FISMA spotlighting Bulgaria's ecosystem.
• 24 European Fintech Organisations (Coalition)coreStrategic or Co-development PartnerCoalition of 24 European fintech organisations plus ETPPA submitted joint letter to European Council in defence of FIDA, calling for an ambitious open finance framework.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Others

• Finance Estonia: Estonian fintech and finance community organization and EDFA ecosystem partner. Comparable in community-building and national fintech advocacy but operates at a single-country level rather than pan-European.

Broad incumbents

• European Banking Federation (EBF): Brussels-based umbrella banking association representing 32 national banking associations across Europe. Functions as a broad incumbent in EU financial services policy advocacy, with deeper banking-sector resources but less fintech-specific focus than EDFA.
• Euro Banking Association (EBA): Pan-European banking industry association focused on payments, open banking, and related payment-services regulation. Comparable to EDFA in its European-level policy advocacy function but centered on incumbent banks and payment service providers rather than fintechs.
• European Savings and Retail Banking Group (ESBG): European banking association representing savings and retail banks, with active engagement on EU digital finance regulation including FIDA and PSD3. Comparable to EDFA as a Brussels-based financial-sector advocate, though representing incumbents rather than fintechs.
• Institute of International Finance (IIF): Global association of financial institutions headquartered in Washington DC with a Brussels office. Engages with policymakers on financial regulation including digital finance, but covers a much broader membership of large banks and asset managers rather than fintechs.
• Association for Financial Markets in Europe (AFME): Large pan-European trade association representing wholesale financial markets participants including banks, asset managers, and infrastructure providers. AFME engages in Brussels-based financial services policy advocacy across a broader portfolio than EDFA's fintech focus.
• European Fund and Asset Management Association (EFAMA): Pan-European trade association for the investment management industry, representing 28 member associations and 70+ corporate members. Functions similarly to EDFA in pan-European financial-services advocacy, but centered on asset management rather than fintech.

Regional players

• UK Finance: UK trade association for the financial services sector, representing over 300 firms across banking and related services. Comparable to EDFA in industry-association advocacy function, but UK-focused and incumbent-finance weighted rather than fintech-specific.
• Innovate Finance: UK-based industry association representing the British fintech ecosystem with strong advocacy and policy engagement. Functions similarly to EDFA at a national level, making it the most comparable UK-specific peer despite post-Brexit geography.

Direct peers

• European Third Party Providers Association (ETPPA): Pan-European industry association representing third-party providers in open banking and open finance. ETPPA co-signs joint letters with EDFA on FIDA and is the closest direct counterpart in Brussels-based fintech policy advocacy.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Customer concentration

• LinkedInlinkedin.com/company/eu-digitalfinance
• Facebookfacebook.com/EUDigitalFinance

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about EDFA