What ESKA Capital does

ESKA Capital (ЕСКА Капітал) is a privately-held Ukrainian financial leasing company headquartered in Kyiv that finances the acquisition of vehicles and equipment for Ukrainian businesses and individuals. Founded with 17+ years of operating history, the company has concluded more than 3,500 leasing contracts and facilitated approximately UAH 3 billion (3 млрд грн) in financed vehicle and equipment purchases across all regions of Ukraine. Its core customer base spans micro, small, and medium enterprises, legal entities, private entrepreneurs, and physical persons, with particular concentration in the agricultural, construction, and logistics verticals.

The company operates a digital leasing platform comprising an online equipment catalog of more than 4,700 items (4,218 used, 482 new) with multi-dimensional filtering, an online lease calculator, and an online application workflow that delivers financing decisions within approximately 2 hours at a stated 97% approval rate. Product lines include passenger car leasing, commercial vehicle leasing, cargo truck and semi-trailer leasing, special equipment leasing, agricultural machinery leasing, and electric transport leasing, supplemented by reverse leasing (working capital against owned equipment). Technology is described as rule-based digital tooling rather than AI/ML systems, and the 2025 update focuses on customer support workflow automation and unified inter-team communication. Lease terms run 12–48 months (up to 60 months for semi-trailers), with advance payments from 20% (or 0% with additional collateral) and an appreciation rate from 17% inclusive of all costs, denominated in Ukrainian Hryvnia without currency pegging.

ESKA Capital makes money primarily through financial leasing arrangements, generating interest income from lease payments, advance payment processing, and ancillary fees. The company participates in the Ukrainian state-subsidized "Accessible Financial Leasing 5-7-9%" (Доступний фінансовий лізинг 5-7-9%) program. Its go-to-market is a hybrid of digital self-service (website, online calculator, catalog, SEO across 24 Ukrainian cities) and inside/field sales supported by personal managers, with marketing distributed across Facebook, Instagram, LinkedIn (49,643+ followers), TikTok, YouTube, and Telegram. The company also partners with external equipment platforms such as AUTO.RIA and OLX to finance customer-sourced assets. No parent company, public listing, subsidiaries, or disclosed funding rounds are referenced in the source data.

Name

ESKA Capital

Legal name

ESKA Capital

Website

https://eskacapital.com

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

11–50 employees

Short description

ESKA Capital is a privately-held Ukrainian financial leasing company that finances vehicles and equipment for SMBs, legal entities, agricultural, construction, and logistics operators across Ukraine, operating a digital platform with a 4,700+ item catalog, online lease calculator, and 2-hour approval decisions.

Ownership category

akta.pro rank

Product category

Financial Leasing

NAICS

Automotive Equipment Rental and Leasing (5321), Passenger Car Leasing (532112), Passenger Car Rental and Leasing (53211)

SIC

Finance Lessors (6172), Services-Auto Rental & Leasing (No Drivers) (7510), Services-Equipment Rental & Leasing, Nec (7359)

akta.pro primary industry

Fleet & Commercial Vehicle Finance (FSAKADAE)

Keywords

• Financial leasing services
• Vehicle leasing
• Equipment financing
• Agricultural machinery leasing
• Commercial leasing

Headquarters

HQ city

Kyiv

HQ country

Ukraine

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others

Revenue model

1. Financial Leasing: The primary revenue stream comes from financial leasing arrangements where customers lease vehicles and equipment with the option to purchase at the end of the term. Revenue is generated through lease payments including interest (from 17% appreciation), advance payments (from 20%), and processing fees. The company also offers reverse leasing and works with state programs like 'Доступний фінансовий лізинг 5-7-9%'.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels8 records

Core offering

ESKA Capital provides financial leasing of vehicles and equipment to Ukrainian legal entities, private entrepreneurs, and individuals. Core offerings span passenger cars, commercial vehicles, cargo trucks, special equipment, agricultural machinery, and semi-trailers, supplemented by electric transport leasing and reverse leasing. Customers access an online catalog of 4,700+ items, a lease payment calculator, and digital application processing with a 2-hour decision turnaround.

Product overview

ESKA Capital is a Ukrainian leasing company offering financial leasing services for vehicles and equipment. The core offering consists of multiple product lines — Passenger Car Leasing, Commercial Vehicle Leasing, Cargo Truck Leasing, Special Equipment Leasing, Agricultural Machinery Leasing, and Semi-Trailer Leasing — supplemented by Electric Transport Leasing and Reverse Leasing as add-on modules. The company's flagship digital platform is the Equipment Catalog, which lists over 4,700 vehicles and equipment items (4,218 used, 482 new) across categories such as passenger cars, commercial vehicles, agricultural machinery, trailers, and special equipment. Clients can also finance equipment found on external platforms such as AUTO.RIA and OLX. A Leasing Calculator tool enables prospective clients to estimate monthly payments in Ukrainian Hryvnia without currency exposure. The company provides leasing terms with down payments from 0%, terms up to 48–60 months, and financing for equipment up to 15 years old.

Differentiator

Problem solved

Functional benefit

Products and services

• Passenger Car Leasing (Лізинг легкових автомобілів)

Quantifiable outcome

• Decision on financing within 2 hours
• +3 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Caterpillar Financial Services: Captive financing arm of Caterpillar providing leases and loans for construction and heavy equipment globally. Overlaps with ESKA's construction and special-equipment leasing categories and sets benchmarks for asset-based financing terms.
• John Deere Financial: Captive finance arm of John Deere providing leasing and loans for agricultural equipment. Highly comparable to ESKA's agricultural machinery product line in terms of customer profile, equipment type, and seasonal cash-flow structuring.
• BNP Paribas Leasing Solutions: Global equipment and asset finance arm of BNP Paribas operating across multiple sectors and geographies. Indirect overlap through UkrSibbank parent; sets competitive benchmark on pricing, funding, and product breadth.
• Siemens Financial Services: Captive finance arm of Siemens providing equipment leasing and project finance globally. Comparable on the industrial and special-purpose equipment side of ESKA's portfolio, though focused on different end markets.
• CNH Industrial Capital: Captive finance arm of CNH Industrial (Case, New Holland, Iveco) providing leasing for agricultural, construction, and commercial vehicles. Directly comparable equipment categories and customer overlap with ESKA's agricultural and commercial vehicle financing.
• DLL (De Lage Landen): Rabobank-owned global vendor finance and leasing company active in agricultural equipment, transportation, and construction assets. Comparable equipment categories (tractors, combines, trucks) and partner-led origination model.

Direct peers

• UkrSibbank (BNP Paribas Group): Ukrainian subsidiary of BNP Paribas Group offering leasing products to corporate and SME clients. Comparable product set and Ukrainian footprint, with deeper capital base and global parent backing.
• PrivatLeasing: Leasing arm of PrivatBank, Ukraine's largest commercial bank, offering financial leasing of vehicles and equipment to retail and SME customers. Comparable business model and customer base; scale advantages via parent bank's funding cost.
• ProCredit Bank Ukraine: German-backed Ukrainian bank with an active SME and agricultural lending/leasing business. Comparable target segments (SMEs, farmers) and direct overlap on equipment and vehicle financing.
• OTP Leasing Ukraine: Subsidiary of Hungary's OTP Bank providing vehicle and equipment leasing to Ukrainian SMEs and individuals. Direct competitor with overlapping product set across passenger cars, commercial vehicles, and agricultural machinery in the same Ukrainian market.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UCs0M7KV7-xtnp8f2ilxjXXA
• Facebookfacebook.com/eskacapital
• LinkedInlinkedin.com/company/49643646
• Instagraminstagram.com/eska_capital
• TikToktiktok.com/@eskacapital.com
• Xx.com/ESKACapital

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ESKA Capital