Taylor Benefits Insurance Agency

What Taylor Benefits Insurance Agency does

Taylor Benefits Insurance Agency Inc. is an independent group health insurance brokerage and employee benefits advisory firm founded in 1987 by Todd Taylor, headquartered at 4820 Harwood Rd, Ste 130, San Jose, CA 95124. The firm is compensated through commissions paid by insurance carriers (under CAA 2021 Section 408(b)(2) disclosure obligations for ERISA plans) and operates a dual go-to-market combining enterprise field sales with inside sales via a toll-free hotline (800-903-6066) and an online proposal form. It holds California Insurance License #0719534 and Texas Insurance License #1996283 and maintains 101-250 employees.

The core product is a multi-carrier group health insurance brokerage with access to all major U.S. carriers (Anthem, Blue Shield of California, Kaiser Permanente, Health Net, Aetna, UnitedHealthcare, Blue Cross Blue Shield, Humana, Cigna, and Oscar Health). Surrounding the brokerage are employee benefits administration, complimentary online HR management tooling, complimentary COBRA administration via a third-party administrator, and annual market analysis at renewal. Ancillary product lines include group dental, vision, life, short- and long-term disability, long-term care, 401(k), Section 125 cafeteria plans, HSA/HRA/FSA, benefits compliance advisory, M&A benefits integration, employer-sponsored fertility benefits (via Carrot, Progyny, and WINFertility), and financial wellness benefits. Distribution is exclusively direct — licensed brokers engage employer decision-makers across all 50 states, with marketing primarily through content/SEO, state-specific landing pages, NABIP membership, a YouTube channel, and a Yelp listing.

Commercially, the firm targets three primary segments — small businesses, large corporations, and startups — with a specialized use-case segment for companies undergoing M&A. Customer segmentation is horizontal by employer size rather than verticalized by industry. Technology is not proprietary: the firm operates as a traditional brokerage without a developed API, SDK, MCP server, or AI/ML features, and AI capability depth is zero. There is no disclosed revenue, no external funding history, no subsidiaries, no parent company, and no M&A activity — the firm remains entirely founder-owned and organically grown.

Name

Taylor Benefits Insurance Agency

Legal name

Taylor Benefits Insurance Agency Inc.

Website

https://taylorbenefitsinsurance.com

Company type

Private

Founded year

1987

Operating status

Operating

Headcount range

101–250 employees

Short description

Taylor Benefits Insurance Agency is an independent group health insurance broker and employee benefits advisory firm, founded 1987 in San Jose, CA, serving small businesses, large corporations, and startups across all 50 U.S. states with multi-carrier brokerage and benefits administration.

Ownership category

akta.pro rank

Product category

Insurance Brokerage Services

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYBPACAPAC

Benefits Administration

Business & Public Services/HR, Staffing & Recruitment Services/Human Capital Management (HCM) & HR Tech

SECONDARYHLAEALAH

Eligibility, Enrollment & Benefits Administration

Healthcare & Life Sciences/Health Insurance & Managed Care/Third-Party Administration (TPA) & Administrative Services Only (ASO)

SECONDARYHLAEALAN

Ancillary Benefits TPA (Dental/Vision/Life/Accident/Critical Illness)

Healthcare & Life Sciences/Health Insurance & Managed Care/Third-Party Administration (TPA) & Administrative Services Only (ASO)

SECONDARYBPAAAIAB

Benefits Administration & Enrollment Support

Business & Public Services/Administrative & Support Services (BPO, Call Centers, Back Office)/HR Operations Outsourcing (Onboarding, Benefits, HR Admin)

Keywords

• Group health insurance brokerage
• Employee benefits administration
• Employer benefits consulting
• Group benefit plans
• Insurance broker services

Headquarters

HQ city

San Jose

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Insurance Brokerage Commissions: Taylor Benefits Insurance Agency operates as an independent insurance broker compensated through commissions paid by insurance carriers — commissions embedded in premium payments. Under CAA 2021 Section 408(b)(2), brokers servicing ERISA-governed group health plans are required to disclose their full compensation, including commissions, override commissions, and any payments from carriers or vendors, to plan sponsors.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels8 records

Core offering

Taylor Benefits Insurance Agency is an independent group health insurance brokerage and employee benefits specialist that places group health, dental, vision, life, disability, and retirement plans for employers by shopping all competitive carriers nationwide. The agency provides full-service benefits administration, annual market analysis at renewal, and specialized advisory for compliance and M&A benefits integration. It is compensated via carrier commissions embedded in employer premiums.

Product overview

Taylor Benefits Insurance Agency operates as an independent group health insurance broker and employee benefits specialist since 1987, offering a comprehensive suite of brokerage and administrative services. The core offering is Group Health Insurance Brokerage, which provides access to all competitive insurance carriers nationwide for small and large businesses. This is supported by Employee Benefits Administration for ongoing plan management and an Online HR Management System provided complimentary to clients. The agency offers a broad portfolio of ancillary benefits including dental, vision, life, disability, and long-term care insurance, alongside retirement vehicles (401(k), HSA, HRA, FSA, Section 125 cafeteria plans). Additional specialized services include fertility benefits programs through vendor partners (Carrot, Progyny, WINFertility), financial wellness benefits, COBRA administration, M&A benefits integration, and compliance advisory. The service model combines independent brokerage (access to all carriers) with full-service administration and complimentary digital tools, positioning the agency as a comprehensive benefits management partner rather than a single software product.

Differentiator

Problem solved

Functional benefit

Products and services

• Group Health Insurance Brokerage Independent brokerage service placing group health insurance plans from all competitive carriers nationwide (PPO, HMO, HDHP, level-funded) for small and large employer groups.
• Employee Benefits Administration Full-service year-round administration of employer benefit plans, including enrollment management, carrier coordination, employee support, and renewal market analysis.
• Group Dental Insurance Brokerage of employer-sponsored group dental insurance plans covering preventive care, basic procedures, and major services such as crowns and bridges.
• Group Vision Insurance Brokerage of employer-sponsored group vision insurance plans covering eye exams, lenses, frames, and related eye-care services.
• Group Life Insurance Brokerage of employer-sponsored group life insurance plans available in Term, Whole Life, and Universal Life forms for set terms of 10, 20, or 30 years.
• Short and Long Term Disability Insurance Brokerage of short- and long-term disability insurance plans providing wage replacement and medical support to employees unable to work due to illness or injury.
• Long Term Care Insurance Brokerage of long-term care insurance covering extended care services such as nursing home care and in-home assistance not typically covered by health insurance.
• Group 401(k) Retirement Plans Brokerage of employer-sponsored 401(k) retirement plans enabling pre-tax employee contributions, compounding growth, and optional employer matching.
• Section 125 Cafeteria Plans Brokerage of Section 125 cafeteria plans that let employees elect from a menu of benefits and pay for selected coverage with pre-tax dollars.
• Health Savings Account (HSA) Brokerage of tax-advantaged Health Savings Accounts paired with qualified high-deductible health plans, functioning as employee-owned investment accounts with tax-free interest accrual.
• Health Reimbursement Arrangement (HRA) Brokerage of employer-funded Health Reimbursement Arrangements that reimburse employees for eligible healthcare expenses.
• Flexible Spending Account (FSA) Brokerage of medical Flexible Spending Accounts allowing employees to contribute pre-tax dollars for qualified healthcare costs, with optional employer contributions.
• Benefits Compliance Advisory Advisory guidance on compliance with ACA reporting, ERISA, COBRA, HIPAA, Mental Health Parity Act, and state-specific regulations affecting employer benefit plans.
• M&A Benefits Integration Services Specialized advisory for mergers and acquisitions including benefits due diligence, plan integration strategy, carrier negotiation, and compliance management during organizational transitions.
• Fertility Benefits Programs Brokerage of employer-sponsored fertility coverage including IVF, egg/sperm freezing, adoption and surrogacy assistance, fertility medications, and access to specialty networks such as Carrot, Progyny, and WINFertility.
• Financial Wellness Benefits Programs supporting employee financial wellness including financial education workshops, student loan assistance, emergency savings accounts, retirement planning, credit counseling, and lifestyle spending accounts.

Quantifiable outcome

• The agency has helped companies achieve 15% cost savings through carrier consolidation during mergers and acquisitions.
• +1 more outcomes

Named customers1 record

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eleven partnerships are on record, tiered minor and core.

• NABIP (National Association of Benefits Insurance Professionals)minorOthersTaylor Benefits Insurance Agency is a member of NABIP, an industry association for benefits insurance professionals. NABIP membership provides access to industry resources, continuing education, advocacy, and professional networking, enhancing the agency's credibility and industry standing.
• AnthemcoreChannel Partner/ Reseller/ DistributorTaylor Benefits works with Anthem as an insurance carrier partner, offering Anthem's group health insurance products (including large group health insurance) to employer clients. Anthem is one of the major carriers represented in the agency's client logos section.
• Blue Shield of CaliforniacoreChannel Partner/ Reseller/ DistributorTaylor Benefits works with Blue Shield of California as an insurance carrier partner, offering Blue Shield's group health insurance plans to employer clients. Blue Shield is one of the carriers represented in the client logos section, particularly strong for California-based businesses.
• Kaiser PermanentecoreChannel Partner/ Reseller/ DistributorTaylor Benefits works with Kaiser Permanente as an insurance carrier partner, offering Kaiser's integrated managed care group health plans. Kaiser is highlighted as particularly suitable for health-focused regional teams and offers affordable HMOs.
• Health NetcoreChannel Partner/ Reseller/ DistributorTaylor Benefits works with Health Net as an insurance carrier partner for group health insurance plans. Health Net is one of the carriers represented in the client logos section of the website.
• AetnacoreChannel Partner/ Reseller/ DistributorTaylor Benefits works with Aetna as an insurance carrier partner. Aetna offers flexible plans with HSA compatibility and is noted as suitable for growing businesses. The agency presents Aetna's full suite including medical, dental, vision, and life insurance.
• UnitedHealthcarecoreChannel Partner/ Reseller/ DistributorTaylor Benefits works with UnitedHealthcare as an insurance carrier partner. UnitedHealthcare is one of the nation's largest health insurance providers with a network of over 1.3 million doctors and hospitals, offering comprehensive group health insurance, mental health, dental, vision, and life/disability insurance.
• Blue Cross Blue ShieldcoreChannel Partner/ Reseller/ DistributorTaylor Benefits works with Blue Cross Blue Shield as an insurance carrier partner. Blue Cross Blue Shield is noted as particularly strong for California-based businesses, offering broad provider networks and PPO/HMO plan options for small and large group employers.
• HumanacoreChannel Partner/ Reseller/ DistributorTaylor Benefits works with Humana as an insurance carrier partner. Humana offers competitive pricing, flexible plan options, customizable protection, and wellness add-ons suitable for budget-minded small businesses, with group health insurance discounts available.
• CignacoreChannel Partner/ Reseller/ DistributorTaylor Benefits works with Cigna as an insurance carrier partner. Cigna provides flexible health insurance plans with international access, suitable for global-facing businesses. The agency presents Cigna's suite including medical, dental, and specialty coverage options.
• Oscar HealthminorChannel Partner/ Reseller/ DistributorTaylor Benefits presents Oscar Health as a carrier option for tech-savvy startups and businesses seeking simplicity. Oscar Health is noted for easy-to-use digital tools, affordable plan options for small teams, and virtual care with no additional cost.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Market position

Competitive moat5 records

Key risks1 record

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@taylorbenefitsinsurance7910
• Xx.com/taylorbenefits
• Facebookfacebook.com/taylor-benefits-insurance-agency-138609279530396
• LinkedInlinkedin.com/company/taylorbenefits

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Taylor Benefits Insurance Agency