What Complianz does

Complianz (legal entity Financial Services Compliance Limited) is an independent, founder-led New Zealand risk and compliance consulting firm founded in 2004 by Elizabeth Ginever. It serves licensed and regulated NZ financial services entities — spanning NBDTs, MIS managers, insurers, FAPs, TCSPs, lenders, and lawyers captured by the AML/CFT regime — with a portfolio of professional services: FMA/RBNZ licence applications and FSPR registration, outsourced Risk & Compliance Officer/Manager support, end-to-end AML/CFT services (programme drafting, independent limited/reasonable-assurance audits, CDD/ongoing monitoring, SAR/PTR reporting, annual returns), Privacy Act 2020 policy work and gap analysis (including the new IPP3A obligation effective 1 May 2026), and staff/management training delivered on-site or online.

The firm's core technology is a consulting methodology built around NZ-specific regulatory frameworks rather than a software platform; there is no public API, SDK, or proprietary technology product. Service delivery combines on-site consulting (including visits to client offices for implementation and in-person training) with online training delivery, and engagements are scoped against the NZ AML/CFT Act 2009, Privacy Act 2020, CoFI, FSPR, and sector-specific licensing regimes.

The business model is professional services and managed services, not software. Revenue is generated from project-based engagements (licensing, framework implementation, audits, privacy gap analyses) and recurring outsourced-officer retainers, priced on a time basis from a few hours per week up to full weeks of implementation, with an optional monthly retainer package. Pricing is not publicly disclosed; the first consultation is free and prospects are routed via phone (0800 266 751), email, or a website contact form. With only two named consultants disclosed and a 1–10 employee firmographic range, the firm is a small boutique practice.

Name

Complianz

Legal name

Financial Services Compliance Limited

Website

https://complianz.biz

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Regulatory Compliance Consulting

NAICS

Professional, Scientific, and Technical Services (541)

akta.pro primary industry

AML/CTF Transaction Monitoring & Case Management (FSAGAFAC)

akta.pro secondary industry

Third-Party Risk, Vendor Due Diligence & Supply Chain Compliance (BPAEAPAG)

Keywords

• Compliance consulting services
• AML/CFT advisory
• Regulatory licensing support
• Risk management consulting
• Privacy policy services

Headquarters

HQ city

Albany

HQ country

New Zealand

HQ region

Oceania

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Ongoing Risk & Compliance Support Retainers: Recurring advisory engagement where Complianz acts as outsourced Risk & Compliance Officer/Manager. Time-based billing from a few hours per week up to full weeks for implementation, with optional monthly retainer packages.
2. Independent AML/CFT Audits: One-off/periodic independent audits of AML/CFT Risk Assessments and Programmes for reporting entities (limited or reasonable assurance).
3. Licensing and Registration Project Engagements: Project-based consulting for FMA/RBNZ licence applications and FSPR registration, including framework creation, policy drafting, and ongoing post-licence compliance support.
4. Compliance Framework Implementation Projects: Project work to create and implement Compliance Assurance Programmes (CAP), Fair Conduct Programmes (FCP), Risk Management Programmes (RMP), risk registers, and governance/policy frameworks.
5. Compliance and AML/CFT Training Services: Training delivered to client staff and management, on-site or online, including assessments and training certificates.
6. Privacy Policy Review and Gap Analysis: Project engagements to create, review, or update Privacy Policies and perform Gap Analysis against the Privacy Act 2020 (including IPP3A from 1 May 2026).

Pricing tiers

Go-to-market motion2 records

Core offering

Complianz is a New Zealand risk and compliance consulting firm that helps licensed and licensing-stage financial services businesses meet their regulatory obligations under the AML/CFT Act 2009, Privacy Act 2020, FMA/RBNZ licensing regimes (NBDT, MIS, Insurance, CoFI, Lending), and related frameworks. Its offering combines licensing application support, outsourced Risk & Compliance Officer/Manager services, independent AML/CFT audits, privacy policy reviews and Gap Analysis, and AML/CFT and general compliance training delivered on-site or online to staff and management.

Product overview

Complianz operates as a single integrated consulting practice rather than a software platform; its offering is a portfolio of related professional service lines that share common regulatory subject matter (NZ financial services compliance, AML/CFT, and privacy) and a common delivery model (framework design, drafting, independent audit, outsourced officer, and training). The core engagements are delivered under the Compliance Support engagement model — review and implement risk & compliance frameworks, policies and procedures — which underpins the named service lines: Licensing (FMA/RBNZ licence applications and FSPR registration), Risk & Compliance Support (outsourced Risk & Compliance Manager/Officer), AML/CFT Services (Risk Assessment, Programme drafting, independent audits, Compliance Officer support, CDD/ongoing CDD, SAR/PTR reporting and Annual Returns), Privacy Services (Privacy Policy creation/review and Gap Analysis against the Privacy Act 2020), and Compliance Training (AML/CFT and general compliance training for staff, managers, and Compliance Officers).

Differentiator

Problem solved

Functional benefit

Products and services

• Licensing (FMA, RBNZ) Assistance with licence applications to the Financial Markets Authority (FMA) and Reserve Bank of New Zealand (RBNZ), plus Financial Services Providers Register (FSPR) registration. Covers NBDT, MIS, Insurance, CoFI and Lenders, including policy/procedure creation, risk and compliance frameworks, governance reviews, and drafting of Compliance Assurance Programmes (CAP), Fair Conduct Programmes (FCP), Risk Management Programmes (RMP) and Risk Registers. Intended for NZ financial services businesses preparing to operate under regulated regimes.
• Risk & Compliance Support Outsourced Risk & Compliance Manager/Officer service delivering ongoing or project-based support, from a few hours per week to full weeks of implementation. Includes reviewing and implementing frameworks/policies/procedures, risk management programmes, Fair Conduct Programmes (FCP), Compliance Assurance Programmes (CAP), risk identification across the business, maintenance of registers (vetting, training, obligations, reporting), and ongoing compliance assurance testing with management/Board reporting. Intended for NZ financial services firms that need senior compliance leadership without hiring a full-time in-house resource.
• AML/CFT Services End-to-end Anti-Money Laundering and Countering Financing of Terrorism (AML/CFT) services under the AML/CFT Act 2009, covering Risk Assessments, AML/CFT Programme drafting, independent AML/CFT Audits (limited or reasonable assurance), outsourced Compliance Officer duties, vetting and training, Customer Due Diligence (CDD), ongoing CDD and monitoring, regular reviews, Suspicious Activity Reporting (SARs) and Prescribed Transaction Reporting (PTRs), and Annual Returns to AML/CFT Supervisors. Intended for NZ reporting entities across financial services, lending, casinos, and legal practices.
• Privacy Services Privacy Act 2020 advisory and documentation services, including creation of new Privacy Policies, review and updating of existing Privacy Policies, and Gap Analysis between prior and required policies/procedures to align with the 14 Information Privacy Principles (including the new IPP3A indirect collection notification effective 1 May 2026) and notifiable privacy breach obligations. Intended for NZ businesses and organisations that hold personal information.
• Compliance Training Training programmes for staff and management covering AML/CFT (initial and ongoing annual training as required by s57(b) of the AML/CFT Act, with assessments and training certificates, delivered in-office or online) and general compliance topics tailored to Compliance Managers/Officers. Intended for senior managers, directors, compliance officers, and AML/CFT-relevant staff at NZ financial services firms.

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Bell Gully: Leading NZ law firm with a financial services regulatory practice advising on FMA/RBNZ licensing, AML/CFT, and Privacy Act compliance — competes for the same NZ FS clients as Complianz on the legal-adjacent portion of licensing and regulatory work.
• Russell McVeagh: NZ law firm with a financial services regulatory group covering licensing, AML/CFT, and privacy advisory — competes with Complianz for the regulatory and licensing mandates of NZ financial services clients.
• EY New Zealand: Big Four NZ practice offering financial services risk, compliance, AML/CFT, and forensic services — overlapping with Complianz's outsourced officer and AML/CFT audit offerings from a much larger platform.
• KPMG New Zealand: Big Four firm in NZ with a dedicated Financial Services risk and compliance practice serving banks, insurers, MIS managers, and NBDTs on AML/CFT, regulatory reporting, and governance — competes with Complianz on the larger end of the same engagements.
• BDO New Zealand: Mid-tier NZ advisory firm with a financial services compliance practice covering AML/CFT, licensing support, and outsourced compliance officer work — a clear scale competitor to Complianz across most service lines.
• Crowe New Zealand: Mid-tier NZ accounting and advisory firm offering licensing, AML/CFT, risk and compliance, and outsourced compliance officer services to NZ financial services entities — directly overlapping Complianz's Licensing, AML/CFT, Compliance Support, and Privacy lines, but at materially greater scale.
• PwC New Zealand: Big Four NZ practice with a Financial Services risk and regulatory consulting group covering licensing, AML/CFT, and privacy — directly comparable to Complianz across multiple service lines.
• Deloitte New Zealand: Big Four NZ practice with risk, regulatory, and AML/CFT consulting capabilities serving NZ financial services clients — comparable on AML/CFT audit, licensing, and compliance officer services at enterprise scale.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/financial-services-compliance-ltd

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Complianz