Pension Benefit Consultants
Pension Benefit Consultants is a privately held Oakland-based B2B professional services firm that designs, administers, and provides actuarial consulting for qualified pension and profit sharing plans for employers in business and professional sectors.
- Company typePrivate
- Founded1993
- HeadquartersOakland, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Pension Benefit Consultants does
Pension Benefit Consultants, Inc. (PBC) is a privately held B2B professional services firm founded in 1993 by Theodore Kao and headquartered in Oakland, California. The firm specializes in the design, implementation, and ongoing administration of qualified pension and profit sharing plans for employers in business and professional sectors. Its service portfolio spans feasibility studies and plan design, IRS plan documentation and submission, comprehensive compliance reviews against IRS/DOL/PBGC requirements, full-service annual administration, actuarial services for defined benefit plans, client representation before the IRS and DOL during examinations, plan termination services, and participation in the EPCRS voluntary correction programs (CAP, VCP, VCS, SCP).
PBC's professional staff holds specialized retirement plan credentials including ERPA, EA, AIFA, MSPA, CPC, QPA, and Enrolled Actuary, with industry experience dating to the early 1980s. The firm positions itself as the coordinating framework for other advisors and vendors involved in a client's retirement benefit plan, rather than a full-stack replacement for them. It also refers clients to Colonial Direct for ERISA fidelity bonding services through a direct website integration.
Revenue is generated through professional consulting and actuarial services, likely on a project or retainer basis with quote-based pricing tied to plan complexity. The firm has 11-50 employees, no disclosed institutional ownership, no funding rounds, and no public revenue figures. No proprietary technology platform, digital product, or AI capability is disclosed; service delivery is centered on credentialed professional staff operating remotely via secure email, with no geographic restriction on client engagement.
Pension Benefit Consultants firmographics
Firmographics- Name
- Pension Benefit Consultants
- Legal name
- Pension Benefit Consultants, Inc.
- Website
- https://pensionbenefit.com
- Company type
- Private
- Founded year
- 1993
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Pension Benefit Consultants is a privately held Oakland-based B2B professional services firm that designs, administers, and provides actuarial consulting for qualified pension and profit sharing plans for employers in business and professional sectors.
- Ownership category
- akta.pro rank
Where Pension Benefit Consultants is headquartered
LocationHeadquarters
- HQ city
- Oakland
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Pension Benefit Consultants business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Retirement Plan Administration and Consulting Services: PBC generates revenue through professional consulting and actuarial services for qualified pension and profit sharing plans. Services include annual administration, actuarial valuations, plan design, compliance review, IRS/DOL representation, and plan termination services. The revenue model appears to be project-based and/or retainer-based professional services.
Go-to-market motion1 record
Distribution channels1 record
Pension Benefit Consultants product offering
Product offeringCore offering
Pension Benefit Consultants designs, documents, and administers qualified pension and profit sharing plans for employers, complemented by actuarial valuations, IRS and DOL representation, plan termination support, and voluntary compliance program filings (EPCRS). The firm serves as a coordinating framework among a plan sponsor's other advisors and vendors, emphasizing the highest level of compliance and service.
Product overview
Pension Benefit Consultants (PBC) is a retirement plan design and administration firm offering a unified suite of services centered on qualified pension and profit sharing plans. The core offering consists of Feasibility Study and Plan Design, Plan Documentation and IRS Submission Services, Comprehensive Plan Compliance Review, and Full Service Annual Administration. These services are delivered through specialized modules including Actuarial Services for Defined Benefit Pension Plans, Client Representation before IRS and DOL, Plan Termination Services, and Special and Voluntary Compliance Programs (EPCRS). The firm also provides access to an ERISA Fidelity Bond Cost Calculator through a third-party provider. PBC serves as the framework for coordinating with other advisors and vendors involved in retirement benefit plans.
Differentiator
Problem solved
Functional benefit
Products and services
- Feasibility Study and Plan Design
Companies that use Pension Benefit Consultants
Customer profileSegments1 record
Ideal customer profiles1 record
Pension Benefit Consultants technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Pension Benefit Consultants partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Colonial DirectsupportingColonial Direct provides ERISA-compliant fidelity bonding cost calculator and application services. PBC refers clients to Colonial Direct for bonding requirements assistance, linking directly from their website to Colonial Direct's cost calculator and application portal.
Scale indicators1 record
Recent moves3 records
Expansion highlights1 record
Pension Benefit Consultants competitors and assessment
Company assessmentMarket position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key highlights5 records
Customer concentration
Pension Benefit Consultants social profiles
Digital presencePension Benefit Consultants financial estimates
Financial estimateRevenue estimate
Valuation estimate
Pension Benefit Consultants leadership team
Management profileNumber of profiles
Profiles4 records
Pension Benefit Consultants funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Pension Benefit Consultants M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Pension Benefit Consultants
What does Pension Benefit Consultants do?
Pension Benefit Consultants designs, documents, and administers qualified pension and profit sharing plans for employers, complemented by actuarial valuations, IRS and DOL representation, plan termination support, and voluntary compliance program filings (EPCRS). The firm serves as a coordinating framework among a plan sponsor's other advisors and vendors, emphasizing the highest level of compliance and service.
Is Pension Benefit Consultants a public or private company?
Pension Benefit Consultants is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Pension Benefit Consultants founded?
Pension Benefit Consultants was founded in 1993. It employs 1 to 10 people.
Where is Pension Benefit Consultants based?
Pension Benefit Consultants is headquartered in Oakland, United States, in the North America region.
How does Pension Benefit Consultants make money?
One revenue line is on record: retirement Plan Administration and Consulting Services.
Does Pension Benefit Consultants have an API?
No public API is recorded for Pension Benefit Consultants.