NIRMA

What NIRMA does

NIRMA (Nebraska Intergovernmental Risk Management Association), formerly known as the Nebraska Risk Management Association, Inc. (NRMA), is a nonprofit public benefit corporation headquartered in Lincoln, Nebraska. It operates as a group self-insurance and risk management pool serving 120 Nebraska county governments and related public agencies (including county road departments, sheriff's offices, and county-affiliated ag societies). NIRMA's core function is to provide cost-effective insurance coverage, in-house claims administration, loss prevention consulting, and an integrated suite of member services — including an HR Help Line, a Legal Link service, the NIRMA ASSIST member applications, and the Lexipol/LocalGovU-powered NIRMA Online University — all funded through recurring member contributions.

The organization earns revenue via membership risk-pool contributions, which are described as a recurring subscription model in which member counties pay into the pool in exchange for coverage, claims administration, risk management, and loss prevention support. Performance-based dividends are distributed back to eligible members; in October 2025 NIRMA returned $1,000,000 to 95 eligible members. NIRMA's go-to-market is sales-led and direct: counties are acquired through engagement with county government associations and events such as the annual Self Defense for County Officials Conference (~300 attendees) and the regional Spring Spotlight Seminar Series.

NIRMA's competitive positioning is built on its statutory mandate under the Nebraska Political Subdivisions Tort Claims Act, its scale as a pooled risk-bearing entity covering 120 members, and a bundled service offering (coverage + claims + HR + legal + training) that is difficult to replicate. Strategic partnerships extend the platform: LocalGovU/Lexipol for training, Woods Aitken LLP for HR legal expertise, Medical Enterprises, Inc. for DOT drug testing administration, the National Safety Council-Nebraska Chapter for road safety, and the County Network Security Cooperative for cybersecurity resources. No proprietary technology platforms or AI/ML capabilities are described in the source materials.

Name

NIRMA

Legal name

Nebraska Intergovernmental Risk Management Association

Website

https://nirma.info

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

11–50 employees

Short description

NIRMA is a nonprofit group self-insurance and risk management pool serving 120 Nebraska county governments and related public agencies with integrated coverage, claims, HR, legal, and training services funded by recurring member contributions.

Ownership category

akta.pro rank

Product category

Government Risk Management and Insurance

NAICS

Other Insurance Funds (525190), Other Insurance Funds (52519), Insurance Carriers (5241)

SIC

Fire, Marine & Casualty Insurance (6331), Insurance Carriers, Nec (6399)

akta.pro primary industry

Captive Insurance Advisory & Management (FSAEADAF)

Keywords

• Public entity insurance
• Risk management services
• County government coverage
• Loss prevention training
• Self-insurance pool

Headquarters

HQ city

Lincoln

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Membership Risk Pool Contributions: NIRMA operates as a group self-insurance pool where member counties pay into the program to receive cost-effective coverage, risk management services, and loss prevention support. Members receive dividends based on program performance.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

NIRMA operates as a group self-insurance pool providing cost-effective insurance coverage, risk management strategies, comprehensive loss prevention, and safety services to Nebraska counties and related public agencies. Members pay into the program and receive dividends based on performance, with services delivered through in-house staff and partner organizations including claims administration, HR and legal helplines, and an online training university.

Product overview

NIRMA (Nebraska Intergovernmental Risk Management Association) is a risk management pool providing cost-effective insurance coverage, risk management services, and safety training to Nebraska counties and related public agencies. The organization operates as a group self-insurance and risk management program with a platform of integrated services including in-house claims administration, HR and legal helplines, the NIRMA ASSIST application suite, and comprehensive loss prevention consulting. Training capabilities center on NIRMA Online University (powered by Lexipol/LocalGovU), supplemented by in-person seminars, toolbox talks, Roll Call Training for law enforcement, and Safety Shorts publications. Insurance products include general coverages, property and liability protection, and specialized offerings such as TULIP (Tenants and Users Liability Insurance Policy). Resources include publications, inspection forms, checklists, and Nebraska-specific regulatory guidance.

Differentiator

Problem solved

Functional benefit

Products and services

• Claims Administration

Quantifiable outcome

• $1,000,000 dividend distributed to 95 eligible members
• +2 more outcomes

Named customers11 records

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Five partnerships are on record, tiered support and core.

• Woods Aitken LLPsupportStrategic or Co-development Partner · 6 August 2026Woods Aitken LLP serves as a co-presenter for NIRMA HR Roundtables. Founded in 1921, the law firm provides legal expertise on employment law and HR matters affecting county governments during the virtual roundtable sessions.
• NIRMA Online University (LocalGovU)coreStrategic or Co-development PartnerNIRMA partners with LocalGovU to provide online training through NIRMA Online University. This platform delivers training courses to member county employees covering safety, compliance, and professional development topics accessible on-demand.
• National Safety Council-Nebraska ChaptercoreStrategic or Co-development PartnerPartnership with the Nebraska Chapter of the National Safety Council to provide road safety training, resources, and programs to NIRMA member counties. The NSCN sponsors webinars and provides expertise on traffic safety issues.
• Medical Enterprises, Inc. (MEI)coreStrategic or Co-development PartnerMEI serves as NIRMA's Consortium/Third Party Administrator (C/TPA) for DOT and non-DOT drug and alcohol testing programs. NIRMA covers the annual fee for members who choose to use MEI as their provider, including random testing pool management.
• County Network Security CooperativesupportStrategic or Co-development PartnerPartnership to provide cybersecurity resources and training to NIRMA members. The cooperative develops cybersecurity materials including flyers on removable media and other security topics relevant to county government operations.

Scale indicators3 records

Recent moves4 records

Expansion highlights4 records

Others

• Lexipol: Lexipol is a policy and training content provider for public safety and local government agencies, and is NIRMA's online training partner through the LocalGovU platform. The partnership is mentioned explicitly in NIRMA's service offerings, making Lexipol a key ecosystem enabler for NIRMA's training services.
• Public Risk Management Association (PRIMA): PRIMA is the national association for public sector risk managers, providing education, resources, and networking for government risk pools. While not a direct peer, NIRMA and its members engage with PRIMA as the industry body for public entity risk management.

Direct peers

• Texas Municipal League Intergovernmental Risk Pool (TMLIRP): TMLIRP provides property, liability, and workers' compensation coverage to Texas municipalities and other governmental entities through a pooled risk-sharing model. Like NIRMA, it is a member-owned intergovernmental risk pool offering comprehensive risk management services.
• Iowa Communities Assurance Pool (ICAP): ICAP is a group self-insurance pool serving Iowa municipalities and counties, providing property, casualty, and workers' compensation coverage. It is the closest direct peer to NIRMA, operating the same government entity risk pool model with similar services including claims administration, loss prevention, and training.
• League of Minnesota Cities Insurance Trust (LMCIT): LMCIT provides liability, property, and workers' compensation coverage to Minnesota cities through a pooled risk-sharing structure. The model closely mirrors NIRMA's county government focus, with similar member services including training, claims administration, and loss prevention.
• Wisconsin Municipal Intergovernmental Insurance Cooperative (WMIIC): WMIIC is a Wisconsin governmental risk pool providing insurance and risk management services to municipalities and other public entities. It is a directly comparable peer to NIRMA in the regional public entity risk pool space.
• Michigan Municipal Risk Management Authority (MMRMA): MMRMA is a self-insurance pool providing liability and property coverage to Michigan municipalities. It operates the same pooling model as NIRMA, with member-owned governance and comprehensive risk management services for public entities.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/nebraska-risk-management-association-inc.

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about NIRMA