Access Cash

Name

Access Cash

Legal name

Access Cash General Partnership

Website

https://access-cash.com

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

ATM Operations and Management Services

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

SIC

Functions Related To Depository Banking, Nec (6099)

akta.pro primary industry

ATM Deployers & Managed ATM Services (IAD/ISO) (FSAMAOAC)

akta.pro secondary industry

Cash Access & Cardless ATM Withdrawal Services (FSAMAOAJ)

Keywords

• ATM deployment services
• Cash management solutions
• Merchant ATM placement
• ATM transaction processing
• ATM branding programs

Headquarters

HQ city

Toronto

HQ country

Canada

HQ region

North America

Offices8 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. ATM Placement / Managed Services (ATM Plus): Access Cash maintains ownership of the ATM and handles all operations including installation, service, cash loading, monitoring, and communications. Merchants receive a percentage of the surcharge for providing floor space. Surcharge percentages are based on transaction volumes. This is a recurring revenue model where Access Cash retains operational ownership.
2. ATM Placement - Merchant Cash Loading (ATM Placement): Access Cash provides the ATM at no upfront cost to the merchant, maintains ownership, and handles service and supplies. The merchant loads their own cash and receives a percentage of surcharge revenue based on monthly transaction volumes.
3. ATM Direct Sales: Merchants who already own or wish to purchase an ATM outright pay for processing, service, communications, signage, and supplies from Access Cash, keeping all surcharge revenue. Access Cash earns fees for services and equipment supplies.
4. ATM Hardware Sales: Direct sales of ATMs to merchants and financial institutions. Access Cash is partnered with leading ATM manufacturers (Nautilus Hyosung, Triton, NCR, Wincor-Nixdorf) and resells their equipment. Revenue is one-time per unit sale.
5. Target Marketing / Screen Advertising: Merchants can use ATM screen advertising and coupon-on-receipt features to promote their businesses. Revenue may come from advertising fees charged to merchants for marketing on the ATM screen, as well as upsell potential from increased in-store purchases.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Access Cash is Canada's premier ATM portfolio management services provider, operating more than 10,000 ATMs across Canada and the US. The company sells, places, and manages ATMs for merchants, financial institutions, and retailers through three program tiers (ATM Direct, ATM Placement, ATM Plus) and supports them with maintenance, cash management, transaction processing, telecommunications, and target marketing services. All operations run on the proprietary Perativ AI platform for cash distribution network management.

Product overview

Access Cash operates as Canada's #1 ATM operator offering a comprehensive portfolio of ATM products and service programs. The product lineup includes white-label ATMs from leading manufacturers Nautilus Hyosung (Halo II, 5300CE, 5000 CE, 2700 CE, 1800 SE) and Triton (Argo 12, Traverse, RL5000, RL2000, RL1600), complemented by three service program tiers: ATM Direct (ownership model), ATM Placement (no-cost placement), and ATM Plus (full turnkey). Supporting services include maintenance, cash management powered by predictive analytics, transaction processing via TNS, target marketing/advertising, telecommunications, and ATM branding. All operations run on the proprietary Perativ AI platform for network management. The company serves diverse industries including financial institutions, retail chains, gaming, hospitality, and transportation across Canada with over 10,000 deployed ATMs.

Differentiator

Problem solved

Functional benefit

Products and services

• ATM Direct Program

Quantifiable outcome

• ATMs can increase customer traffic by as much as 40% as bank customers modify their routine to visit locations with their bank's ATM
• +4 more outcomes

Named customers23 records

Segments10 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature6 records

Partnerships

Seven partnerships are on record, tiered core, major and strategic.

• Triton SystemscoreTechnology or IntegrationAccess Cash is partnered with Triton Systems, a leading ATM manufacturer, to provide the latest ATMs at competitive prices. Products include Triton Argo, Triton Traverse, Triton RL5000, Triton RL2000, and Triton RL1600. Triton has over 30 years of experience in cash-dispensing solutions and sets standards for innovative design, security, and reliability.
• Nautilus HyosungcoreTechnology or IntegrationAccess Cash carries the complete line of Nautilus Hyosung ATMs, a premier manufacturer of white label ATMs in North America. Products include Halo II, 5300CE, 5000CE, and 2700CE. Nautilus Hyosung is recognized for reliability, energy efficiency, and modular design for easy maintenance.
• NCRmajorTechnology or IntegrationAccess Cash offers NCR ATMs as part of their product portfolio. NCR is one of the leading global ATM manufacturers, providing enterprise-grade cash dispensing solutions.
• Wincor-NixdorfmajorTechnology or IntegrationAccess Cash offers Wincor-Nixdorf ATMs as part of their product portfolio. Wincor-Nixdorf is a leading global provider of ATM and retail technology solutions.
• TNS (Transaction Network Services)coreTechnology or IntegrationAccess Cash's transaction processing systems are managed by TNS, a global provider of payment processing solutions. TNS provides a state-of-the-art active-to-active switch and infrastructure trusted by customers worldwide for self-service banking and payment processing.
• PerativcoreOthersPerativ General Partnership operates Access Cash and GAB Ezee brands. Access Cash ATMs operate on the Perativ proprietary advanced AI platform for cash distribution network management. Perativ has been a market leader in cash distribution services and technology since 2005, managing more than 10,000 ATMs for banks and major retailers across Canada. Perativ recently launched a SaaS solution for global retail banks to rethink cash distribution.
• ATMIA CanadastrategicStrategic or Co-development PartnerAccess Cash is a Board Member of ATMIA Canada, the ATM Industry Association for Canada. This leadership position demonstrates commitment to the growth of the ATM industry, implementation of highest regulatory practices, and pursuit of excellence in business ethics.

Scale indicators8 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• NCR Atleos (formerly Cardtronics): The largest ATM deployer globally (spun out of NCR Corporation in 2023), operating hundreds of thousands of ATMs across the U.S., Canada, U.K., and other markets. Most directly comparable to Access Cash by business model (third-party ATM operator serving retailers and financial institutions).
• Payment Alliance International (PAI): Major U.S. independent ATM deployer providing ATM placement, cash vault services, and managed ATM programs to retailers, convenience stores, and financial institutions. Directly comparable third-party ATM operator focused on merchant placements.
• DirectCash Payments (Brink's subsidiary): Was Canada's second-largest ATM deployer before being acquired by Brink's; provides ATM deployment, currency processing, and managed services to retailers and financial institutions. Closest direct Canadian peer prior to consolidation.
• Genpass Inc. U.S.-focused independent ATM deployer serving convenience stores, gas stations, and retail locations. Comparable operating model in merchant ATM placement with revenue sharing on surcharge transactions.
• Dolphin Debit: U.S. independent ATM operator providing full-service ATM placement and management to a range of merchant verticals. Directly comparable managed-services ATM model with focus on retailer relationships.
• ATM Source: U.S. independent ATM deployer specializing in enterprise ATM placement programs for retail chains and convenience stores. Comparable business model serving multi-location merchants with standardized ATM programs.

Regional players

• Calforex Currency Exchange: Canadian currency exchange and ATM operator providing foreign exchange and ATM placement services primarily in Western Canada. Adjacent Canadian competitor in the cash-services category.

Broad incumbents

• Brink's Company: Global cash management and secure logistics provider with ATM and retail cash services that overlap with Access Cash's offering (and owns DirectCash Payments). Comparable as a broader cash-services incumbent rather than a focused ATM deployer.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Customer concentration

• LinkedInca.linkedin.com/company/access-cash-gp-ezeeatm

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Access Cash