What Mr-Money Software does

Mr-Money Software GmbH is a Stollberg-based German software vendor founded in 2012 (with predecessor operations dating to 1997) that develops web-based tools for insurance brokers, multi-agents, and broker pools in the German-speaking market. Its core product, SACH///LIVE, is a property insurance comparison calculator (Sachvergleichsrechner) that connects to 135+ insurance company interfaces for real-time tariff comparison and direct policy issuance (Dunkelpolicierung). The platform is modular: BiPRO///BOX handles automated electronic document transfer with insurers via BiPRO 430 and ExtraNet standards; PDF///BOX and SCAN///PDF apply AI-based OCR and computer vision to automate document classification and processing; MVP///LIVE provides broker management software; and complementary modules cover motor (KFZ///BOX), commercial (Gewerbe///LIVE), BU occupational disability (BUpro///LIVE), old-tariff comparison (Alt-Tarif///LIVE), and pet health insurance calculators. The product portfolio extends to insurance carriers via Tarif///BOX and VU///Manager for tariff analytics and monitoring.

The company operates a subscription-based business model with monthly fees of €49-60 net per module, supplemented by custom development services for carriers and software rental/licensing to comparison portals and fintechs via a public webservice and API. Distribution combines direct website sales (with free test accounts and webinars as conversion tools), external field sales representatives (since 2009), and white-label API licensing. The BiPRO///BOX product expanded to Austria in 2021, marking the first geographic move beyond Germany. Mr-Money operates as a privately held, founder-owned group with two primary subsidiaries: Mr-Money Makler-Bund GmbH (broker pool, founded 2007) and Mr-Money Service GmbH (distribution, founded 2011 as Maklersystems24 GmbH, 50/50 owned by founder Dirk Natschke and Managing Director Emanuel Römer). The company has remained bootstrapped throughout its history with no evidence of venture capital or private equity investment.

Operational signals indicate a mature, stable mid-sized enterprise: roughly 260 sqm owned headquarters in Stollberg, a long-tenured technical team, near-30-year continuous operating history, and a Trustpilot rating of 4.7/5. Customer testimonials (S.L.P. AG, KAB Maklerservice with nearly 10-year tenure) suggest strong retention within the SMB broker segment. Recent strategic emphasis is on AI-augmented document automation (SCAN///PDF, 2025) and extending the platform's value proposition upstream to insurance carriers via tariff analytics and BiPRO service monitoring tools.

Name

Mr-Money Software

Legal name

Mr-Money Software GmbH

Website

https://versicherungsmaklersoftware.de

Company type

Private

Founded year

2012

Operating status

Operating

Short description

Mr-Money Software GmbH is a German web-based software vendor serving insurance brokers, multi-agents, and broker pools with comparison calculators, BiPRO-integrated document exchange, and AI-powered document management connected to 135+ insurance companies in Germany and Austria.

Ownership category

akta.pro rank

Product category

Insurance Broker Software

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210), Software Publishers (513210)

SIC

Services-Prepackaged Software (7372), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Embedded Insurance Distribution & Premium Financing (FSAGALAF)

Keywords

• Insurance broker software
• Tariff comparison calculator
• BiPRO integration
• Broker document management
• Insurtech platform Germany

Headquarters

HQ city

Stollberg

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Software Subscriptions: Monthly subscription fees for insurance broker software products. SACH///LIVE is priced at €60.00 net/month, BiPRO///BOX at €49.00 net/month. Pricing is subscription-based with monthly billing.
2. Software Rental to Comparison Portals: Since 2006, the company rents its software (comparison calculators, online portfolio management, CMS broker websites) to comparison portals, brokers, and distribution partners.
3. Custom Development Services: Custom programming services for insurance companies and distribution partners, including individual projects and interface integrations. The company works with external programmers and has executed commissioned programming for insurers.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Mr-Money Software GmbH develops and sells web-based software for independent insurance brokers, multi-agents, and broker pools in Germany and Austria. Its core offering is a modular platform built around the SACH///LIVE property insurance comparison calculator, complemented by BiPRO///BOX for automated document exchange with 135+ insurance companies, PDF///BOX and SCAN///PDF for AI-powered document management, plus broker administration (MVP///LIVE), CMS, financial accounting (FIBU///LIVE), and analytics tools for insurance companies.

Product overview

Mr-Money Software is a German insurance broker software company (Mr-Money Software GmbH) offering a modular platform of web-based tools for insurance brokers, insurance distributors, and broker pools. The portfolio is organized around a core comparison engine (SACH///LIVE Sachvergleichsrechner) supplemented by specialized product modules: BiPRO///BOX provides automated document exchange with 135+ insurance companies via BiPRO standards; PDF///BOX and its newer AI-powered counterpart SCAN///PDF handle intelligent document management and processing; MVP///LIVE serves as the core broker administration and management system; CMS///LIVE provides broker website management; FIBU///LIVE offers web-based financial accounting; and specialized comparison calculators cover KFZ (vehicle), BU (disability), Gewerbe (commercial), Alt-Tarif (old tariffs), and pet health insurance (dogs, cats, horses). Supporting tools include Tarif///BOX for market analysis, VU///Manager for insurance company monitoring, Monitoring///BOX for BiPRO analytics, Meine-Versicherungsangebote.de for smart offer presentation, DSGVO///TOOL for GDPR compliance, and Kündigungshilfe for cancellation management. The platform is distributed via direct sales, external sales partners, and white-label/API licensing to fintechs and comparison portals.

Differentiator

Problem solved

Functional benefit

Brands

• SACH///LIVE: Core property insurance comparison calculator and quote management platform for insurance brokers, with features including offer center, dark policy issuance, and smart digital quote process.
• BiPRO///BOX
• PDF///BOX
• KFZ///BOX
• MVP///LIVE
• CMS///LIVE
• FIBU///LIVE
• DSGVO///TOOL
• Tarif///BOX
• VU///Manager
• SCAN///PDF
• Monitoring///BOX
• Kündigungshilfe
• Sponsor24.de

Products and services

• SACH///LIVE Flagship property insurance (Sachversicherungen) comparison calculator for insurance brokers, providing real-time tariff comparisons across multiple insurance companies with direct policy issuance (Dunkelpolicierung), offer center, performance and premium sliders, and smart digital offer presentation via Meine-Versicherungsangebote.de. Priced from €60.00 net/month.
• BiPRO///BOX Digital postman solution for automated electronic document retrieval from insurance companies via BiPRO 430 + ExtraNet (BiPRO 440 Deep Link), with auto-download from 135+ insurance companies, statistics, and user/role management. Priced from €49.00 net/month.
• PDF///BOX AI-powered document management system for insurance brokers that automatically processes, classifies, and routes incoming scanned PDFs, photos, letters, and faxes, reportedly handling 85% of daily document flow automatically with priority-based sorting. Priced from €49.00 net/month.
• SCAN///PDF AI-powered document scanning solution integrated into PDF///BOX that uses computer vision and OCR to read, classify, and process photographed or scanned insurance documents, enabling the 'Knipsen statt Tippen' (snap instead of type) workflow for brokers.
• KFZ///BOX Motor vehicle insurance comparison calculator module that enables brokers to compare KFZ tariffs from multiple insurance providers. Originated as Mr-Money's first comparison product in 1997.
• MVP///LIVE Insurance broker management program (Maklerverwaltungsprogramm) providing web-based customer and contract management for brokers and insurance distribution companies, including BiPRO interfaces and online advisory tools.
• CMS///LIVE Broker website content management system enabling insurance brokers to create and manage their professional online presence with integrated comparison tools and digital advisory capabilities.
• FIBU///LIVE Cloud-based financial accounting software for insurance brokers, tax advisors, and businesses featuring modern OCR technology for automated receipt and document processing and remote access for external accountants.
• Tarif///BOX Market analysis tool for insurance companies and coverage concept providers that analyzes household, personal liability, residential building, bicycle, and pet health (dog) insurance tariffs to identify strengths and weaknesses against competitors.
• VU///Manager Management and monitoring tool for insurance companies to control and monitor integrated tariffs within SACH///LIVE and BiPRO services connected to BiPRO///BOX.
• Monitoring///BOX Analytics and monitoring add-on for BiPRO///BOX providing comprehensive statistics and performance monitoring for the integrated insurance company connections and document flows.
• Meine-Versicherungsangebote.de Smart digital offer presentation platform enabling insurance brokers to present insurance comparison results to end customers on smart devices, tablets, and monitors as part of digital advisory workflows.
• Alt-Tarif///LIVE Old tariff (Alt-Tarif) comparison tool that enables brokers to compare thousands of legacy insurance tariffs against modern offerings, helping customers identify switching opportunities from outdated policies.
• Gewerbe///LIVE Commercial/industrial insurance comparison calculator for business customers covering commercial risks including commercial liability, property, and other business insurance lines.
• BUpro///LIVE Occupational disability (Berufsunfähigkeitsversicherung) advisory and comparison module for brokers providing tools to compare and advise on BU insurance products.
• DSGVO///TOOL GDPR (Datenschutz-Grundverordnung) compliance tool and template package for insurance brokers providing ready-made data protection documents and compliance materials.
• Sach///POOL Broker pool (Maklerpool) services operated by subsidiary Mr-Money Makler-Bund GmbH, enabling insurance brokers to pool business through the Mr-Money platform.
• Kündigungshilfe Free cancellation assistance tool for end users and brokers, enabling digital cancellation management with 100% mobile compatibility and digital signature capability.
• Hundekrankenversicherung Comparison Calculator Dog health insurance comparison calculator launched as a new specialized insurance product line.
• Pferdekrankenversicherung Comparison Calculator Horse health insurance comparison calculator launched as a new product line within the pet insurance vertical.
• Katzenkrankenversicherung Comparison Calculator Cat health insurance comparison calculator completing the pet health insurance product line alongside dog and horse coverage.
• Fahrrad-/eBike-Versicherung Comparison Calculator Bicycle and eBike insurance comparison calculator covering a growing segment of personal property insurance.

Quantifiable outcome

• 85% of daily document flow processed automatically by PDF///BOX
• +2 more outcomes

Named customers2 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

AI capability6 records

Feature5 records

Partnerships

Two partnerships are on record, tiered core.

• Mr-Money Makler-Bund GmbHcoreStrategic or Co-development Partner · 1 January 2007Mr-Money Software founded Mr-Money Makler-Bund GmbH in 2007, a separate company that enables insurance brokers to pool their insurance business through Mr-Money's infrastructure. This is a wholly-aligned subsidiary.
• 135+ Insurance Companies (via BiPRO Integration)coreTechnology or IntegrationMr-Money Software has connected the BiPRO///BOX to more than 135 insurance companies, enabling automatic document retrieval and policy processing through standardized BiPRO 430 and ExtraNet interfaces. This integration network is central to the company's value proposition.

Scale indicators5 records

Recent moves7 records

Expansion highlights6 records

Broad incumbents

• MLP SE: Large German financial services and advisory group with embedded broker technology capabilities and own advice platform (MLP Finanzberatung). A much larger player with broader portfolio that touches Mr-Money's addressable segments.

Others

• Verivox / CHECK24 Vergleichsportal: Large German insurance comparison portals that integrate comparison engines via API/webservice. Mr-Money rents its comparison technology to such portals, making them adjacent ecosystem partners and indirect distribution channels rather than direct competitors at the broker layer.

Direct peers

• AssFinet / Softtech GmbH: Provider of insurance broker administration software (mbNV) and industry-standard broker management tools in Germany. Competes with Mr-Money's broker management modules for the same target customer base.
• Jung, DMS & Cie. AG (JDC Group): Leading German financial technology and brokerage platform serving insurance brokers, financial advisors, and pools. JDC operates comparable broker administration, comparison, and digital infrastructure across the German market, making it the closest large-scale analog to Mr-Money.
• Fonds Finanz Maklerservice GmbH: One of Germany's largest broker pools, offering pooled infrastructure to insurance brokers including software, product access, and back-office services. Competes with Mr-Money's Makler-Bund GmbH subsidiary on the pool side.
• Softfolio GmbH: German SaaS provider of portfolio management and analysis software for insurance brokers and financial advisors. Directly competes with Mr-Money's MVP///LIVE and FIBU///LIVE products in the broker administration space.
• BCAG (Baden-Badener Consulting AG) / Policendirect: German insurance broker technology and service provider with comparison and administration tools. Serves a similar pool and broker segment with overlapping product functionality.

Regional players

• FINUM AG: German broker services provider focused on financial advisor and insurance intermediary enablement. Regional competitor with overlapping SaaS and service offerings for the broker channel.
• Plansecur Finanzgruppe: Germany financial advisory and insurance broker network offering broker infrastructure. Operates at a smaller scale than MLP/Fonds Finanz in the broker-services space and shares target customers with Mr-Money products.

Emerging players

• Elementum Insurance GmbH: German insurtech building digital insurance infrastructure and broker enablement tools. Overlaps with Mr-Money's BiPRO integration and comparison capabilities, though with a more digitally-native, API-first approach.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat5 records

Key risks4 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/watch?v=N__8Q2svLv0
• Facebookfacebook.com/mrmoney.de

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mr-Money Software