Domcura
DOMCURA AG is a German insurance broker (Versicherungsmakler) headquartered in Kiel, founded 1980, distributing private, housing-industry and commercial property insurance through an independent advisor network and direct channels to households, property managers and SMEs across Germany.
- Company typePrivate
- Founded1980
- HeadquartersKiel, Germany
- Headcount251–500
- GTM typeB2B
- OfferingServices
Domcura firmographics
Firmographics- Name
- Domcura
- Legal name
- DOMCURA AG
- Website
- https://domcura-ag.de
- Company type
- Private
- Founded year
- 1980
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Short description
- DOMCURA AG is a German insurance broker (Versicherungsmakler) headquartered in Kiel, founded 1980, distributing private, housing-industry and commercial property insurance through an independent advisor network and direct channels to households, property managers and SMEs across Germany.
- Ownership category
- akta.pro rank
Domcura industry classification
Industry- Product category
- Property Insurance Brokerage
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (52421)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)
Keywords
Where Domcura is headquartered
LocationHeadquarters
- HQ city
- Kiel
- HQ country
- Germany
- HQ region
- Europe
Offices1 record
Markets served
Domcura business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Premiums: Domcura acts as an insurance broker (Versicherungsmakler) earning commissions from insurance products including residential property insurance (Einfamilienhaus, Mehrfamilienhaus), household insurance (Hausrat), personal liability (Privathaftpflicht), legal protection (Rechtsschutz), accident insurance (Unfall), pet owner liability (Tierhalterhaftpflicht), commercial property insurance (Büro-Police, Inventar-Spezial), and D&O/Vermögensschadenhaftpflicht insurance.
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
Domcura product offering
Product offeringCore offering
Domcura (DOMCURA AG) is a German insurance broker (Versicherungsmakler) offering property, personal liability, household contents, accident, legal protection, and commercial insurance products across three portfolios: private property insurance, housing industry insurance, and commercial property insurance. The company designs and distributes these insurance solutions through a network of independent insurance advisors, differentiated by its proprietary 'Five Guarantees' (Fünf Garantien) framework covering performance, market, innovation, exchange, and future risks.
Product overview
Domcura is an insurance company offering three main product portfolios: Private Sachversicherungen (private property insurance) including Einfamilienhaus, Mehrfamilienhaus, Hausrat, Unfall, Privathaftpflicht, Tierhalterhaftpflicht, and Rechtsschutz; Versicherungen für die Wohnungswirtschaft (insurance for housing industry) including Gebäudeversicherung für Hausverwalter and Gebäudeversicherung für Wohnungsunternehmen; and Gewerbliche Sachversicherungen (commercial property insurance) including Büro-Police, Inventar-Spezial, Vermögensschadenhaftpflicht, and D&O. The company emphasizes unique guarantees including Leistungsgarantie (performance guarantee), Marktgarantie (market guarantee), Innovationsgarantie (innovation guarantee), Austauschgarantie (exchange guarantee), and Zukunftsgarantie (future guarantee) to ensure individualized and adaptive insurance coverage.
Differentiator
Problem solved
Functional benefit
Products and services
- Einfamilienhausversicherung Comprehensive residential building insurance for single-family homes, including elemental protection (Elementarschutz). Rated 'Sehr gut (0,6)' by Stiftung Warentest.
- Mehrfamilienhausversicherung Insurance for residential buildings containing multiple dwelling units, designed for owners of multi-family properties.
- Hausratversicherung Household contents insurance covering personal belongings within the insured residence against damage and loss.
- Unfallversicherung Personal accident insurance providing financial coverage and benefits in the event of accidental injury.
- Privathaftpflichtversicherung Personal liability insurance covering damages the policyholder causes to third parties in private, non-professional contexts.
- Tierhalterhaftpflichtversicherung Pet owner liability insurance covering damages caused by owned animals to third parties.
- Rechtsschutzversicherung Legal expenses insurance covering the costs of legal representation, court fees, and related proceedings for policyholders.
- Gebäudeversicherung für Hausverwalter Building insurance designed for professional property managers handling multiple residential properties.
- Gebäudeversicherung für Wohnungsunternehmen Building insurance tailored for housing companies and residential property portfolio operators managing large-scale real estate assets.
- Büro-Police Office insurance policy providing comprehensive coverage for commercial office spaces, contents, and associated business assets.
- Inventar-Spezial Specialized inventory insurance for commercial businesses, covering equipment, machinery, and stock.
- Vermögensschadenhaftpflichtversicherung Professional indemnity insurance covering financial losses third parties suffer due to professional errors, omissions, or negligence.
- D&O-Versicherung Directors and Officers liability insurance protecting corporate board members and executives from legal claims arising from their managerial decisions.
Quantifiable outcome
- Stiftung Warentest rating of 'Sehr gut (0,6)' for Einfamilienhausversicherung - top quality rating
Companies that use Domcura
Customer profileSegments3 records
Ideal customer profiles3 records
Domcura technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Domcura partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Insurance Partners (Versicherungspartner)coreDomcura maintains long-term partnerships with strong insurance providers (Versicherungspartner) as part of their 'Austauschgarantie' (exchange guarantee). This ensures they can offer the highest product quality and provide customers with the best possible coverage options. The company emphasizes working with 'leistungsstarken Versicherungspartnern' (high-performance insurance partners) to guarantee optimal outcomes.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Domcura competitors and assessment
Company assessmentDirect peers
- HUK-COBURG: Large German mutual insurer/broker providing property, liability, legal protection, and accident insurance, with a strong distribution network closely matching Domcura's product portfolio and German focus.
- Bayerische Versicherungsgruppe: German insurance group offering property, contents, liability, and personal insurance through an advisor network; directly comparable to Domcura's hybrid distribution and product mix.
- VHV Versicherungen: German insurer/broker specializing in property, liability, and motor insurance for private and commercial customers; highly comparable to Domcura's residential property and commercial lines focus.
- Barmenia Versicherungen: German mutual insurer providing property, liability, accident, and legal protection products with an established advisor network; comparable on product breadth and German-market focus.
- DEURAG Deutsche Rechtsschutz-Versicherung: Specialist German legal protection insurance (Rechtsschutz) provider; comparable to Domcura's Rechtsschutzversicherung line and a direct competitor in that specialty.
Broad incumbents
- R+V Versicherung: Large German insurer tied to cooperative banks, providing property, contents, liability, and accident products with a broad advisor network; overlapping product set and similar German-market positioning.
- Generali Deutschland: Major German P&C and life insurer offering residential, commercial, and D&O products; competes with Domcura in the German market with a wider portfolio and stronger brand recognition.
- Allianz Versicherungs-AG (Germany): Germany's largest insurer offering the full P&C, life, and health suite including residential property; broader portfolio but overlapping heavily with Domcura's product lines and distribution channels.
- ERGO Group: Major German insurance group (Munich Re subsidiary) offering property, liability, legal protection, and D&O across private and commercial segments; comparable breadth but at much larger scale.
- Zurich Insurance Group (Germany): Global insurer with a substantial German operation offering residential property, commercial, and specialty lines; broader portfolio but overlapping customer segments with Domcura.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Domcura social profiles
Digital presenceDomcura financial estimates
Financial estimateRevenue estimate
Valuation estimate
Domcura leadership team
Management profileNumber of profiles
Domcura funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Domcura M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Domcura
What does Domcura do?
Domcura (DOMCURA AG) is a German insurance broker (Versicherungsmakler) offering property, personal liability, household contents, accident, legal protection, and commercial insurance products across three portfolios: private property insurance, housing industry insurance, and commercial property insurance. The company designs and distributes these insurance solutions through a network of independent insurance advisors, differentiated by its proprietary 'Five Guarantees' (Fünf Garantien) framework covering performance, market, innovation, exchange, and future risks.
Is Domcura a public or private company?
Domcura is a private company. It is classified as unknown and is currently operating.
When was Domcura founded?
Domcura was founded in 1980. It employs 251 to 500 people.
Where is Domcura based?
Domcura is headquartered in Kiel, Germany, in the Europe region.
How does Domcura make money?
One revenue line is on record: insurance Premiums.
Who are Domcura's main competitors?
Direct peers on record are HUK-COBURG, Bayerische Versicherungsgruppe, VHV Versicherungen, Barmenia Versicherungen and DEURAG Deutsche Rechtsschutz-Versicherung. Broad incumbents are R+V Versicherung, Generali Deutschland, Allianz Versicherungs-AG (Germany), ERGO Group and Zurich Insurance Group (Germany).
Does Domcura have an API?
No public API is recorded for Domcura.
What industry is Domcura in?
Domcura's product category is Property Insurance Brokerage. Its primary akta.pro industry code is FSAEADAJ, Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines). Its NAICS code is 5242 and its SIC code is 6411.