Note Servicing Center
- Company typePrivate
- Founded1984
- HeadquartersChowchilla, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
Note Servicing Center firmographics
Firmographics- Name
- Note Servicing Center
- Legal name
- Note Servicing Center, Inc.
- Website
- https://noteservicingcenter.com
- Company type
- Private
- Founded year
- 1984
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Note Servicing Center industry classification
Industry- Product category
- Private Mortgage Loan Servicing
- NAICS
- Credit Intermediation and Related Activities (522)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Commercial Mortgage Servicing & Asset Management (Master/Special) (FSALADAJ)
- akta.pro secondary industries
- Loan Servicing & Special Servicing (Delinquency Management) (FSAKAJAG), Foreclosure, Bankruptcy & REO Servicing (FSALAEAH)
Keywords
Where Note Servicing Center is headquartered
LocationHeadquarters
- HQ city
- Chowchilla
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Note Servicing Center business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Loan Servicing Fees: Monthly per-payment fees plus one-time setup fees for each loan account serviced. The company processes payments, manages trust accounts, handles compliance reporting, and disburses funds to lenders.
- Convenience Fees: Fees charged for optional convenience services including online payment processing and credit/debit card payments (though credit/debit cards no longer accepted as of Nov 1, 2022).
- Demand for Payoff Fees: Fees charged for preparing payoff amount calculations, including rush request options for expedited processing within 2 business days.
- Verification of Mortgage Fees: Fees for processing Verification of Mortgage requests, pricing found on rate sheet.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Hybrid | Pay-as-you-go | One-time setup fee plus per-payment servicing fee |
| Transaction based/ take rate | Pay-as-you-go | Online payment convenience fees |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels4 records
Note Servicing Center product offering
Product offeringCore offering
Note Servicing Center provides professional, fully compliant third-party loan and note servicing for private mortgage investors, hard money lenders, mortgage brokers, and seller financiers. Core activities include payment collection and disbursement, trust and impound/escrow account management, federal and state regulatory compliance and reporting, IRS 1098/1099 preparation, late notice processing, and foreclosure coordination, delivered alongside 24/7 online lender and borrower portals.
Product overview
Note Servicing Center is a third-generation family company providing professional private mortgage note and loan servicing primarily for private mortgage investors, hard money lenders, note brokers, and seller financiers. The core offering is Loan and Note Servicing, a unified platform that handles payment collection and disbursement, federal and state regulatory compliance and reporting, trust and impound accounting, tax and insurance escrow management, and late notice/early intervention coordination. The product portfolio includes borrower-facing online payment processing via CORE, demand for payoff requests, verification of mortgage services, and lender/borrower online portals. Additional services encompass loan documentation, modifications, and foreclosure coordination. The company services over $2 billion in private mortgage notes across 35+ years, handling diverse loan types including residential, commercial, construction, bridge, multi-lender, graduated term, Section 32, and impounded loans.
Differentiator
Problem solved
Functional benefit
Products and services
- Loan and Note Servicing Professional mortgage loan servicing for private mortgage investors, handling payment collection, calculation, disbursement, regulatory compliance, and accounting for promissory notes secured by real estate, covering residential, commercial, construction, bridge, multi-lender, graduated term, Section 32, and impounded loans.
- Online Payment Processing
- Demand for Payoff Request
- Verification of Mortgage
- Impound/Escrow Account Management
- Loan Documentation and Modification
- Early Intervention Foreclosure Coordination
Quantifiable outcome
- Over $2 Billion in private mortgage notes serviced over 35+ years
- +1 more outcomes
Companies that use Note Servicing Center
Customer profileNamed customers6 records
Segments5 records
Ideal customer profiles3 records
Note Servicing Center technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration3 records
Feature4 records
Note Servicing Center partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered minor and core.
- Better Business Bureau (BBB)minorBBB accreditation demonstrates Note Servicing Center's commitment to ethical business practices. The BBB seal is displayed on the website to build consumer trust and credibility.
- LendersView Central (Lender Portal)coreSecure password-protected online portal for lenders to access account information, review cash flows, download reports, and manage loan portfolios 24/7.
- The Mortgage Office (Borrower Portal)coreOnline borrower portal providing 24/7 access to loan balance, payment history, and account management capabilities.
- 4Spot MarketingminorWebsite design partner responsible for Note Servicing Center's website design and digital marketing support.
Scale indicators4 records
Recent moves5 records
Expansion highlights5 records
Note Servicing Center competitors and assessment
Company assessmentOthers
- SnapServ (Mortgage Servicing Software): Cloud-based mortgage servicing software platform enabling lenders to service loans in-house or through outsourced arrangements. An adjacent technology provider rather than direct competitor, but represents the modern, technology-enabled alternative to traditional servicing platforms like those used by Note Servicing Center.
Broad incumbents
- LoanCare: One of the largest U.S. mortgage subservicers, handling millions of loans for banks and investors. A broad incumbent in loan servicing that, while primarily focused on agency-conforming portfolios, has the scale and licensing footprint to compete for private mortgage servicing work where Note Servicing Center operates.
- Cenlar FSB: Major U.S. mortgage subservicer serving banks, credit unions, and institutional investors. A broad incumbent with national scale, similar servicing capabilities (payment collection, escrow, default management) that overlaps with Note Servicing Center's core offering but at substantially larger scale.
Direct peers
- FCI Lender Services: Specialized mortgage subservicer focused on non-QM, hard money, and private lender portfolios. A direct competitor in the niche third-party servicing market for private mortgage investors — the same core customer segment as Note Servicing Center.
- The Bradford Company: Specialized mortgage subservicer serving community banks, credit unions, and private lenders. A direct peer in third-party loan servicing with overlapping capabilities in default management and borrower communications.
- Specialized Loan Servicing (SLS): Specialized residential and commercial mortgage subservicer focused on non-performing loans, performing loans, and bankruptcy servicing. A direct peer in third-party loan servicing with overlapping capability in default, bankruptcy, and special servicing — areas where Note Servicing Center also operates.
- Titan Servicing: Mortgage subservicer serving private lenders, hard money lenders, and small-to-mid sized mortgage bankers. A direct peer in third-party loan servicing for the private/non-QM segment, competing with Note Servicing Center for similar customer profiles.
- AMAX Information Services: Mortgage servicing technology provider and servicer serving small-to-mid sized lenders with loan servicing software and back-office processing. A direct peer offering technology-enabled servicing for private and hard money lenders.
- Global Servicing Solutions: Specialty mortgage subservicer providing performing and non-performing loan servicing for community banks, credit unions, and private lenders. A direct peer serving similar customer segments with overlapping default and special servicing capabilities.
Regional players
- Pacific Coast Title Company: California-headquartered title and escrow company with private loan servicing capabilities. A regional peer with overlapping servicing and escrow management capabilities primarily serving the West Coast private lending market.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Note Servicing Center social profiles
Digital presenceNote Servicing Center compliance and trust
Trust signalCompliance8 records
Note Servicing Center financial estimates
Financial estimateRevenue estimate
Valuation estimate
Note Servicing Center leadership team
Management profileNumber of profiles
Profiles2 records
Note Servicing Center funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Note Servicing Center M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Note Servicing Center
What does Note Servicing Center do?
Note Servicing Center provides professional, fully compliant third-party loan and note servicing for private mortgage investors, hard money lenders, mortgage brokers, and seller financiers. Core activities include payment collection and disbursement, trust and impound/escrow account management, federal and state regulatory compliance and reporting, IRS 1098/1099 preparation, late notice processing, and foreclosure coordination, delivered alongside 24/7 online lender and borrower portals.
Is Note Servicing Center a public or private company?
Note Servicing Center is a private company. It is classified as family owned and is currently operating.
When was Note Servicing Center founded?
Note Servicing Center was founded in 1984. It employs 11 to 50 people.
Where is Note Servicing Center based?
Note Servicing Center is headquartered in Chowchilla, United States, in the North America region.
How does Note Servicing Center make money?
Four revenue lines are on record. Loan Servicing Fees are the primary driver. The others are convenience Fees, demand for Payoff Fees and verification of Mortgage Fees.
Who are Note Servicing Center's main competitors?
SnapServ (Mortgage Servicing Software) is listed as an others. Broad incumbents are LoanCare and Cenlar FSB. Direct peers are FCI Lender Services, The Bradford Company, Specialized Loan Servicing (SLS), Titan Servicing, AMAX Information Services and Global Servicing Solutions. Pacific Coast Title Company is listed as a regional player.
Does Note Servicing Center have an API?
No public API is recorded for Note Servicing Center.
What industry is Note Servicing Center in?
Note Servicing Center's product category is Private Mortgage Loan Servicing. Its primary akta.pro industry code is FSALADAJ, Commercial Mortgage Servicing & Asset Management (Master/Special), with a secondary code of FSAKAJAG, Loan Servicing & Special Servicing (Delinquency Management). Its NAICS code is 522 and its SIC code is 6162.