21st Century Financial

Financial Advisory Servicesxxifinancial.com

Company typePrivate
Founded1996
HeadquartersAtlanta, United States
Headcount51–100
GTM typeB2C
OfferingServices

21st Century Financial firmographics

Firmographics

Name: 21st Century Financial
Legal name: 21st Century Financial
Website: https://xxifinancial.com
Company type: Private
Founded year: 1996
Operating status: Operating
Headcount range: 51–100 employees
Ownership category
akta.pro rank

21st Century Financial industry classification

Industry

Product category: Financial Advisory Services
NAICS: Portfolio Management and Investment Advice (523940), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523)
SIC: Investment Advice (6282)
akta.pro primary industry: Comprehensive Financial Planning (FSAEAAAA)
akta.pro secondary industries: Retirement Planning & Long-Term Financial Planning Tools (FSAGADAI), Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ)

Keywords

Financial advisory services
Retirement planning
Investment management
Wealth management
Estate planning

Where 21st Century Financial is headquartered

Location

Headquarters

HQ city: Atlanta
HQ country: United States
HQ region: North America

Offices1 record

Markets served

21st Century Financial business model

Business model

GTM type: B2C
Offering type: Services
Cost components: Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

Securities and Investment Advisory Fees: The firm generates revenue through securities transactions (commissions on stocks, mutual funds, ETFs) and investment advisory services. Securities and investment advisory services are offered through Osaic Wealth, Inc., Member FINRA/SIPC. Financial professionals may charge both transaction fees (commissions, sales loads, surrender charges) and ongoing asset-based fees for portfolio management.

Pricing tiers

Model	Billing	Price
Other	Other	Customized financial planning services with personalized consultation

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

21st Century Financial product offering

Product offering

Core offering

21st Century Financial is a financial advisory practice that delivers personalized wealth management and financial planning services to individual clients and small business owners. Its core offerings include investment management, wealth accumulation, asset preservation, retirement planning, estate and legacy planning, small business planning, and tax-aware planning. Securities and investment advisory services are offered through its affiliation with Osaic Wealth, Inc., a FINRA/SIPC member broker-dealer.

Product overview

21st Century Financial is a financial advisory services firm offering a unified suite of professional services rather than a software product platform. The core offering consists of seven financial advisory services: Investment Management (customized portfolio strategies), Wealth Accumulation (long-term asset growth), Asset Preservation (risk protection), Retirement Planning, Estate & Legacy Planning, Small Business Planning, and Tax-Aware Planning. These services are supported by digital tools including Financial Calculators (retirement, estate, investment, insurance, tax, money, and lifestyle calculators), Educational Videos, and Financial Articles covering various financial topics.

Differentiator

Problem solved

Functional benefit

Products and services

Investment Management Customized portfolio strategies aligned with the individual client's risk tolerance and financial goals, delivered through licensed financial representatives.
Wealth Accumulation Strategic planning to grow client assets and build long-term financial security for individuals and families.
Asset Preservation Safeguarding client wealth from market volatility and unforeseen risks through protective financial planning.
Retirement Planning Tailored roadmaps designed to ensure a seamless and comfortable transition into retirement for individual clients.
Estate & Legacy Planning Securing client legacy and ensuring assets are passed on according to the client's wishes through estate and legacy planning.
Small Business Planning Comprehensive financial solutions for small business owners, spanning cash flow management, retirement plan selection, business valuation, and succession planning.
Tax-Aware Planning Evaluation of financial planning opportunities with consideration for tax efficiency and the client's long-term goals.
Financial Calculators Online calculators for retirement savings, investment comparisons, mortgage decisions, tax planning, insurance needs, and other financial planning scenarios.

Companies that use 21st Century Financial

Customer profile

Segments2 records

Ideal customer profiles2 records

21st Century Financial technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

21st Century Financial partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

Osaic Wealth, Inc.coreChannel Partner/ Reseller/ DistributorSecurities and investment advisory services are offered through Osaic Wealth, Inc., Member FINRA/SIPC. This is a core partnership providing the regulatory infrastructure, broker-dealer services, and investment product access necessary for the firm to conduct securities business. The firm is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Scale indicators1 record

Recent moves5 records

Expansion highlights5 records

21st Century Financial competitors and assessment

Company assessment

Direct peers

Edward Jones: Large US advisor-led wealth management firm built around individually-licensed financial advisors serving individual investors and small businesses. Directly comparable to 21st Century Financial's relationship-based, face-to-face advisory model with a similar mix of investment, retirement, and planning services.
Ameriprise Financial: Comprehensive financial planning firm offering investment, retirement, estate, and tax planning services to individuals and small businesses through a network of financial advisors. Directly comparable service mix and target customer base to 21st Century Financial.
Northwestern Mutual: Insurance-anchored financial services firm with a captive advisor network providing investment, retirement, estate, and planning services to individuals and families. Closely comparable given 21st Century Financial's combined wealth + insurance positioning and multi-service approach.
Cetera Financial Group: Independent broker-dealer network supporting affiliated financial advisors in delivering investment, retirement, and planning services to individuals. Cetera was merged into Osaic (the parent of 21st Century Financial's broker-dealer), making it a structurally close peer within the same ecosystem.
Cambridge Investment Research: Large independent broker-dealer supporting thousands of financial advisors who serve individual and small-business clients with comprehensive planning services. Same independent-advisor business model with broker-dealer infrastructure support.
Commonwealth Financial Network: Independent broker-dealer supporting a national network of financial advisors serving retail clients with retirement, investment, and estate planning. Closely comparable to 21st Century Financial's advisor-led, broker-dealer-supported business model.
MassMutual: Mutual insurance and financial services company with a captive financial advisor network providing investment, retirement, and estate planning to individuals and families. Similar combination of insurance + wealth services with relationship-driven advisory delivery.
Waddell & Reed Financial (now part of LPL/Macquarie): Historically a network of financial advisors delivering investment, retirement, and financial planning services to individuals. Comparable advisor-led model serving retail clients with planning-led relationships, similar to 21st Century Financial.

Broad incumbents

LPL Financial: Largest independent broker-dealer in the US, supporting a national network of financial advisors with investment, retirement, and wealth services. Comparable model at significantly larger scale; broader incumbent serving similar advisor practices like 21st Century Financial.
Raymond James Financial: Large diversified financial services firm with a significant Private Client Group supporting independent financial advisors offering wealth management, retirement, and planning services. Comparable at much larger scale with overlapping customer segments.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

21st Century Financial compliance and trust

Trust signal

Compliance3 records

21st Century Financial financial estimates

Financial estimate

Revenue estimate

Valuation estimate

21st Century Financial leadership team

Management profile

Number of profiles

Profiles8 records

21st Century Financial funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

21st Century Financial M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 21st Century Financial

What does 21st Century Financial do?

Is 21st Century Financial a public or private company?

21st Century Financial is a private company. It is classified as founder individual operated bootstrapped and is currently operating.

When was 21st Century Financial founded?

21st Century Financial was founded in 1996. It employs 51 to 100 people.

Where is 21st Century Financial based?

21st Century Financial is headquartered in Atlanta, United States, in the North America region.

How does 21st Century Financial make money?

One revenue line is on record: securities and Investment Advisory Fees.

Who are 21st Century Financial's main competitors?

Direct peers on record are Edward Jones, Ameriprise Financial, Northwestern Mutual, Cetera Financial Group, Cambridge Investment Research, Commonwealth Financial Network, MassMutual and Waddell & Reed Financial (now part of LPL/Macquarie). Broad incumbents are LPL Financial and Raymond James Financial.

Does 21st Century Financial have an API?

No public API is recorded for 21st Century Financial.

What industry is 21st Century Financial in?

21st Century Financial's product category is Financial Advisory Services. Its primary akta.pro industry code is FSAEAAAA, Comprehensive Financial Planning, with a secondary code of FSAGADAI, Retirement Planning & Long-Term Financial Planning Tools. Its NAICS code is 523940 and its SIC code is 6282.