Banca Credinvest

Name

Banca Credinvest

Legal name

Banca Credinvest SA

Website

https://credinvest.ch

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Private Banking / Wealth Management

NAICS

Depository Credit Intermediation (5221), Portfolio Management and Investment Advice (523940), Securities, Commodity Contracts, and Other Financial Investments and Related Activities (523), Savings Institutions and Other Depository Credit Intermediation (52218)

SIC

National Commercial Banks (6021), Security Brokers, Dealers & Flotation Companies (6211), Asset-Backed Securities (6189)

akta.pro primary industry

Independent Broker-Dealers (Retail Network) (FSAAAAAC)

akta.pro secondary industries

Asset-Backed Securities (ABS) (FSACACAA), BaaS Platforms & Sponsor Bank Enablement (FSAGALAA)

Keywords

• Private banking services
• Wealth management solutions
• Institutional trading custody
• Actively managed certificates
• External asset manager services

Headquarters

HQ city

Lugano

HQ country

Switzerland

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Private Banking Services: Discretionary mandates, advisory services, and execution-only services for high-net-worth individuals. Revenue from management fees, advisory fees, and transaction commissions.
2. Institutional Services: Trading, custody, banking services (payments, multi-currency accounts), and AMC issuance/distribution for institutional clients including banks, broker-dealers, family offices, EAMs, and funds.
3. Asset Management with AI: AI-driven portfolio management through MDOTM partnership across four risk profiles (Stabilità, Conservativa, Bilanciata, Azionaria). Revenue from management fees on assets under management.
4. AMC Issuance and Management: Issuance and ongoing management of Actively Managed Certificates. Setup fees and ongoing management fees for structuring, issuance, reporting, and lifecycle management.
5. Lombard and Financing: Lending services accepting client portfolios as collateral, including supercar loans and asset-backed loans of niche specialization.

Pricing tiers

Go-to-market motion2 records

Distribution channels5 records

Marketing channels6 records

Core offering

Banca Credinvest SA is an independent Swiss private bank that provides wealth management, institutional trading and custody, Actively Managed Certificate (AMC) issuance and distribution, External Asset Manager (EAM) banking infrastructure, Lombard lending, and AI-driven asset management. Its offerings span three divisions — Institutional Services, Private Banking, and Asset Management — serving HNW/UHNW individuals, banks, broker-dealers, family offices, funds, and independent asset managers through a proprietary e-banking platform and multi-channel trading desk based in Lugano and Zurich.

Product overview

Credinvest Bank is an independent Swiss private bank offering a multi-platform wealth management ecosystem organized across three core business divisions: Institutional Services (trading, custody, Actively Managed Certificates, and structured products for banks, brokers, family offices, and external asset managers), Private Banking (discretionary mandates, advisory services, execution-only, Lombard lending, and AI-powered asset management), and Asset Management (AI-driven investment strategies via MDOTM partnership). The flagship AMC product enables external asset managers to encapsulate actively managed strategies into ISIN-coded bank instruments with listing options on Swiss, Luxembourg, and Guernsey structures, and SeDeX. The platform integrates with Saxo Bank, Interactive Brokers, Bloomberg Terminal, and SIX SIS for trading and custody operations. A proprietary e-banking platform supports both internal operations and white-label customization for EAM clients.

Differentiator

Problem solved

Functional benefit

Brands

• CREDINTALKS: The podcast of Credinvest Bank featuring interviews with professionals and entrepreneurs on evolving stories and trends.
• Actively Managed Certificates (AMC)
• AI Asset Management with MDOTM

Products and services

• Actively Managed Certificates (AMC) Discretionarily managed portfolio of underlying assets encapsulated in a bank-issued instrument with ISIN code, available via Luxembourg SPV, Credinvest Bank direct issuance, and Guernsey SPV structures. Issued to external asset managers and institutional clients, with listing capability on SeDeX.
• AI Asset Management (MDOTM Partnership) AI-powered portfolio management delivered via partnership with MDOTM, offering four managed portfolio lines — Stabilità EUR, Conservativa EUR, Bilanciata EUR, and Azionaria EUR — with human supervision verifying alignment to client risk profiles. Credinvest Bank acts as fund manager.
• Institutional Trading and Custody Comprehensive trading infrastructure for institutional clients including online and offline trading, API or front-end connectivity, real-time market overview, forex (including margin), custody (internal, external, or hybrid), consolidated reporting, settlement services, multi-currency accounts, and domestic and international payments.
• Private Banking Wealth management and advisory services for high-net-worth individuals, encompassing discretionary mandates, advisory mandates, execution-only services, Lombard lending, and access to AI-powered investment solutions via MDOTM.
• External Asset Manager (EAM) Services Dedicated infrastructure and services for independent external asset managers including AMC issuance, customized IT services, direct access to the trading desk and online platforms, white-label e-banking, and a dedicated relationship team with direct access to bank leadership.
• Structured Products Bespoke structured financial products tailored to specific client investment objectives and risk profiles, supporting institutional and private wealth management needs.
• E-Banking Platform Proprietary electronic banking platform providing clients online access to accounts, trading, reporting, and portfolio management capabilities; available in white-label configuration for external asset managers.
• Lombard and Asset-Backed Lending Lending services accepting client portfolios as collateral, including Lombard lending and asset-backed loans of niche specialization, such as supercar loans, offered to private banking and institutional clients.

Quantifiable outcome

• AMC issuance in 2-3 weeks or as fast as 10 business days
• +2 more outcomes

Named customers6 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

AI capability5 records

Feature5 records

Partnerships

Two partnerships are on record, tiered core and minor.

• MDOTMcoreTechnology or IntegrationPartnership for AI-driven investment strategies. MDOTM develops investment strategies using artificial intelligence that support Credinvest in its investment process. Four AI-managed portfolio lines are offered: Stabilità EUR, Conservativa EUR, Bilanciata EUR, and Azionaria. MDOTM was the only European fintech startup selected for Google's Silicon Valley acceleration program.
• Google for Entrepreneurs (via MDOTM)minorStrategic or Co-development PartnerMDOTM participated in Google's Silicon Valley acceleration program, positioning Credinvest (through the MDOTM partnership) within the Google entrepreneurial ecosystem.

Scale indicators5 records

Recent moves9 records

Expansion highlights6 records

Direct peers

• Banca del Ceresio: Lugano-headquartered Swiss private bank focused on wealth management for HNW/UHNW clients, with similar multi-jurisdictional (Swiss/Italian) client base. Highly comparable in scale, geography, and target customer profile.
• EFG Bank: Swiss private banking group (formed via BSI acquisition) operating globally with comparable private banking, institutional, and external asset manager services. Closely aligned in product offering (discretionary mandates, structured products, custody) although materially larger.
• Cornèr Bank: Independent Swiss private bank offering wealth management, Lombard lending, and card/payment services. Comparable as a family-controlled, independent Swiss bank serving HNW clients with bespoke services.
• Bordier & Cie: Swiss private bank (Geneva) operating as an independent partnership focused on discretionary wealth management. Comparable as a boutique, relationship-led Swiss private bank with a multigenerational client book.
• J. Safra Sarasin: Swiss private banking group with HNW/UHNW wealth management, institutional asset management, and structured products. Comparable in offering breadth (private banking, institutional services, AM) although at significantly larger scale.
• Mirabaud: Swiss private bank (Geneva) offering wealth management, asset management, and corporate finance. Comparable as an independent, partnership-structured Swiss bank with similar clientele and product set.

Broad incumbents

• Pictet Group: One of the largest Swiss private banks with extensive wealth management, asset management, and asset servicing franchises. Broader and far larger than Credinvest but directly comparable in product lines and Swiss private banking DNA.

Regional players

• Hypothekarbank Lenzburg: Independent Swiss regional bank offering private banking, mortgages, and asset management. Comparable as a smaller independent Swiss bank with a regional focus, though less weighted to institutional and structured products.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/banca-credinvest

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles20 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Banca Credinvest