Courtage de France Assurances

What Courtage de France Assurances does

Courtage de France Assurances is a French insurance brokerage founded in 2001 in Marseille by Corinne BRENET, specializing in real estate insurance for property professionals, condominium associations (copropriétés), property managers (syndics), landlords, and real estate investors. The firm operates as a B2B intermediary earning commission revenue by placing insurance policies with European insurance carriers on behalf of clients, and offers a portfolio of over 20 insurance and financing products covering multi-risk building insurance (Multirisque Immeuble), structural damage insurance (Dommages-Ouvrage), legal protection, professional liability, unpaid rent guarantees, non-occupant owner insurance, cybersecurity, borrower insurance, and real estate loan origination. Distribution is sales-led through two physical offices in Paris and Marseille, with each client assigned a dedicated single contact for personalized advisory service.

Since March 2023, the firm has operated as the Marseille pole of the ODEALIM group alongside the Ripert de Grissac teams, integrating into a larger specialist real estate insurance platform while maintaining its niche focus on condominium and large real estate complex coverage. The business model is purely intermediation-based — there is no proprietary technology platform, no AI capabilities, and no disclosed pricing model beyond quote-based commission arrangements. The firm is privately held with 11-50 employees and serves clients across the entirety of France from its two regional offices.

Name

Courtage de France Assurances

Legal name

Courtage de France

Website

https://courtagedefrance.com

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

11–50 employees

Short description

Courtage de France Assurances is a French insurance brokerage founded in 2001, specializing in real estate insurance for property managers, condominium associations, landlords, and real estate professionals across France, operating as the Marseille pole of the ODEALIM group since 2023.

Ownership category

akta.pro rank

Product category

Real Estate Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial Lines Insurance Brokerage (FSAEADAB)

akta.pro secondary industry

Surety & Bond Brokerage (FSAEADAI)

Keywords

• Insurance brokerage
• Real estate insurance
• Property insurance
• Condominium insurance
• Landlord insurance

Headquarters

HQ city

Marseille

HQ country

France

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Services: The company operates as an insurance brokerage, earning commissions from placing insurance policies with insurance carriers on behalf of clients. They design and negotiate exclusive insurance solutions for property professionals.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Courtage de France Assurances is an insurance brokerage firm specializing in real estate insurance for property professionals across France. Founded in 2001 in Marseille by Corinne BRENET, the firm designs and negotiates exclusive insurance solutions with major European insurance carriers for syndics, investors, property managers, landlords, and real estate professionals. Since March 2023, it operates as the Marseille pole within the ODEALIM group alongside the Ripert de Grissac teams.

Product overview

Courtage de France is a specialist insurance brokerage firm for real estate professionals, part of the ODEALIM group since March 2023. The company offers a comprehensive portfolio of insurance and financial products organized into five main categories: (1) Building & Co-ownership insurance including Multirisque Immeuble, Dommages-Ouvrage, and Protection Juridique; (2) Real estate professional coverage such as Garantie Financière/RCP, Risque D'entreprise, and Cyber Sécurité; (3) Landlord products including PNO, unpaid rent guarantees, and Pack Bailleur Individuel; (4) Residential coverage with Multirisque Habitation; and (5) Financing services through Prêt Immobilier and Assurance Emprunteur. The portfolio is delivered as an integrated platform of complementary insurance solutions designed for property managers, landlords, syndicates, and real estate investors, with offerings ranging from mandatory structural damage insurance to optional legal protection and cybersecurity add-ons.

Differentiator

Problem solved

Functional benefit

Products and services

• Multirisque Immeuble Multi-risk building insurance providing comprehensive protection for residential and commercial buildings against fire, water damage, natural disasters, and civil liability. Designed for condominium buildings and large real estate ensembles managed by syndics and property managers.
• Dommages-Ouvrage Mandatory structural damage insurance for construction projects covering defects in workmanship and materials for ten years after completion. Targeted at property developers, construction professionals, and condominium construction projects.
• Protection Juridique Legal protection insurance covering legal costs, disputes, and litigation related to property ownership and co-ownership. Targeted at syndics, condominium associations, and property managers facing legal risks.
• Garantie Conseil Syndical Syndicate advisory guarantee providing liability coverage and professional advice protection for building co-ownership council members. Targeted at condominium council members and syndicates.
• Charges de Copropriété Impayées Insurance coverage for unpaid co-ownership charges protecting building management from financial losses due to defaulting co-owners. Targeted at syndics and condominium associations.
• Assur Sérénité Immeuble Comprehensive peace-of-mind building insurance package offering enhanced coverage and premium services for property managers. Targeted at property managers requiring elevated service levels.
• Dommages-Ouvrage (Maison) Structural damage insurance specifically designed for individual house construction projects, covering the same ten-year liability period as commercial construction. Targeted at individual property owners building private residences.
• Garantie Financière / RCP Financial guarantee and professional civil liability insurance for real estate professionals meeting regulatory requirements. Targeted at real estate agents, property developers, and construction professionals.
• Risque d'Entreprise Business risk insurance covering commercial enterprises against operational, property, and liability exposures. Targeted at real estate businesses and commercial enterprises.
• Cyber Sécurité Cybersecurity insurance protecting businesses against digital threats, data breaches, and cyber incident response costs. Targeted at real estate professionals and businesses exposed to cyber risks.
• Immobilier d'Entreprises et Risques Industriels Commercial real estate and industrial risk insurance covering business properties, tertiary risks, and service sector operations. Targeted at commercial real estate owners and industrial operators.
• Garantie des Loyers Impayés (Professionnels) Guarantee against unpaid professional rents protecting landlords from tenant default and covering rent recovery costs. Targeted at professional landlords with commercial rental properties.
• Assurance des Loyers Impayés (Particuliers) Insurance against unpaid rents for private landlords covering rental income loss due to tenant default. Targeted at individual landlords with residential rental properties.
• Garantie Locataire Tenant guarantee insurance protecting landlords against non-payment of rent by residential tenants. Targeted at individual and professional landlords seeking tenant default protection.
• Propriétaire Non-Occupant (PNO) Non-occupant owner insurance providing liability coverage and property protection for landlords who do not reside in their rental properties. Targeted at non-resident property owners and landlords.
• Multirisque Habitation Multi-risk home insurance covering private residences against fire, theft, water damage, and civil liability. Targeted at individual property owners and residents.
• Pack Bailleur Individuel Comprehensive insurance bundle for individual landlords combining property damage, unpaid rent, and legal protection in a single package. Targeted at individual property owners with rental portfolios seeking consolidated coverage.
• Garantie Revente Resale guarantee protecting property sellers against financial losses if a sale falls through after the property is committed. Targeted at property sellers and real estate investors.
• Carence et Vacance Locatives Coverage for rental vacancy and tenant default situations compensating landlords during periods when properties remain unoccupied. Targeted at landlords seeking protection against income loss during vacancy periods.
• Protection Juridique Bailleur Landlord-specific legal protection insurance covering legal expenses and representation for rental property disputes. Targeted at landlords facing tenant-related legal issues.
• Module de certification LEBONLOC LEBONLOC certification module for validating and certifying rental property compliance and quality standards. Targeted at landlords and property managers seeking rental compliance certification.
• Prêt Immobilier Real estate loan services facilitating property financing through partnerships with lending institutions. Targeted at property purchasers and real estate investors seeking financing.
• Assurance Emprunteur Borrower insurance covering loan repayment in case of death, disability, or job loss for property purchasers. Targeted at mortgage borrowers and property buyers.

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• ODEALIM GroupcoreStrategic or Co-development Partner · 1 March 2023Courtage de France joined the ODEALIM group in March 2023, forming the Marseille pole alongside Ripert de Grissac teams. ODEALIM is a specialist in real estate insurance based in Paris. The partnership provides Courtage de France with access to a broader network, shared resources, and integration into a larger insurance platform while maintaining its specialization in condominiums.

Scale indicators3 records

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• ODEALIM Group: Parent organization and wider real estate insurance platform. Comparable as the broader specialty broker housing Courtage de France, with adjacent entities (Ripert de Grissac, etc.) serving the same syndic and copropriété niche at greater scale.
• April (Courtage): Major French insurance brokerage group offering multi-line products including property, professional liability, and individual coverage. Comparable as a French insurance broker with overlapping distribution into property professionals and individuals.
• Verspieren: Independent French insurance broker and risk advisor serving corporate and real estate clients. Comparable as a French-headquartered intermediary competing for commercial property and construction insurance accounts.
• Marsh France: Global insurance broker's French operations, deeply embedded in commercial property, casualty, and construction insurance placement. Comparable as a competing channel for large immeubles and corporate real estate risk transfer.
• Aon France: Global insurance and reinsurance broker with French operations serving large property owners, investors, and corporate clients. Comparable as a competing full-service broker competing for the same property mandates.
• Willis Towers Watson (WTW) France: International insurance and risk advisory firm with French operations covering commercial property, construction, and professional liability. Comparable for risk advisory and large-account brokerage services in real estate.
• Gras Savoye (Howden): Historic French insurance broker (now part of Howden) covering commercial property, construction, and professional liability lines. Comparable as a French insurance brokerage serving similar corporate and real estate risk pools.

Direct peers

• Ripert de Grissac: Sister firm within ODEALIM group, serving as the Parisian counterpart to Courtage de France's Marseille pole. Direct comparable in real estate insurance brokerage, sharing carrier network and product portfolio under ODEALIM.

Emerging players

• SPVIE Assurances: French insurance intermediary with strong specialization in professional liability, décennale/construction, and niche commercial risks. Comparable as a specialty broker competing for SMEs and real estate professional accounts.

Regional players

• Saretec: French insurance expert group focused on construction-related risks (Dommages-Ouvrage, RC décennale, expertises). Comparable for construction-period insurance products that overlap with Courtage de France's DO offering.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/channel/UC7oa2O-MXf8MtxUB65hlODg
• LinkedInlinkedin.com/company/courtage-de-france
• Instagraminstagram.com/Odealim_

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Courtage de France Assurances