Faith Finance

What Faith Finance does

Faith Finance is a UK-based private professional-services firm founded in 2020 that provides specialist accounting and financial services to churches and Christian ministries in Scotland. Its service suite spans six core offerings: bookkeeping, Gift-Aid reclaim administration (claiming the 25% top-up on eligible donations via HMRC), payroll processing with HMRC reporting and pension management, independent examinations of charity accounts, charity accounts preparation, and Self-Assessment Tax Returns. The company positions itself as a vertical specialist with deep familiarity with UK charity accounting requirements, OSCR (Office of the Scottish Charity Regulator) compliance, and the operational realities of small religious organizations.

The firm operates with 51-100 employees and is registered in Manchester while serving clients in Scotland. There is no proprietary technology platform, mobile application, or disclosed AI/automation tooling underpinning the service delivery, despite the firmographics classification as a fintech. Service delivery is direct, with clients engaging via the company website contact form, and the go-to-market motion is community-led, relying on referrals and word-of-mouth within Scottish church and Christian ministry networks rather than paid marketing.

Revenue is generated entirely through professional-services fees for these engagements. No pricing tiers, fee structures, or revenue figures are publicly disclosed. There are no recorded funding rounds, no M&A activity, no partnerships, no patents, no certifications, and no awards documented. The leadership team shown includes Umar Ali as Director of Operations; broader management team data is not disclosed.

Name

Faith Finance

Legal name

Faith Finance

Website

https://faithfinance.co.uk

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

51–100 employees

Short description

Faith Finance is a UK-based specialist accounting firm, founded in 2020, that provides bookkeeping, Gift-Aid reclaim, payroll, and charity account services to churches and Christian ministries in Scotland on a professional-services fee basis.

Ownership category

akta.pro rank

Product category

Church & Charity Accounting Services

NAICS

Trusts, Estates, and Agency Accounts (525920), Religious, Grantmaking, Civic, Professional, and Similar Organizations (813)

SIC

Finance Services (6199)

akta.pro primary industry

Charitable Giving & Philanthropic Trust Advisory (FSAEAKAH)

akta.pro secondary industry

Local Congregations & Worship Communities (Churches, Mosques, Temples, Synagogues) (BPAGAJAA)

Keywords

• Church accounting services
• Charity finance support
• Gift aid reclaim
• Nonprofit payroll services
• Independent examinations

Headquarters

HQ city

Manchester

HQ country

United Kingdom

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Accounting and Financial Services: Faith Finance generates revenue through professional accounting and financial services delivered to churches and Christian ministries in Scotland. Services include bookkeeping, Gift-Aid reclaim administration, payroll processing, independent examinations of accounts, charity accounts preparation, and Self-Assessment Tax Returns. Revenue is derived from service fees for these professional engagements.

Go-to-market motion1 record

Distribution channels1 record

Core offering

Faith Finance is a specialist accounting and financial services practice that supports churches and Christian ministries in Scotland with day-to-day financial administration. Its core offerings include bookkeeping, Gift-Aid reclaim administration, payroll processing with HMRC reporting, independent examinations of charity accounts, charity accounts preparation, and Self-Assessment Tax Returns. The practice helps religious organisations stay compliant with charity regulations and maximise donation income through proper Gift-Aid claims.

Product overview

Faith Finance offers a suite of financial services specifically designed for churches and Christian ministries in Scotland. The company provides six core service offerings: Bookkeeping (day-to-day financial record management), Gift-Aid Reclaim (maximizing donations by claiming the additional 25% on eligible gifts through HMRC), Payroll (staff payment processing with HMRC reporting and pension management), Independent Examinations (independent account reviews for charity compliance), Self-Assessment Tax Returns, and Charity Accounts preparation. These services work together to provide comprehensive financial support, enabling churches to manage their finances with confidence and focus on their ministry work.

Differentiator

Problem solved

Functional benefit

Products and services

• Bookkeeping Simple, reliable bookkeeping for churches and Christian ministries, covering recording of income and expenses, maintaining organised and up-to-date financial records, and handling day-to-day finances so nothing falls behind. Aimed at church treasurers and finance teams seeking reduced administrative burden and clear records.
• Gift-Aid Reclaim End-to-end Gift-Aid administration for churches, enabling them to claim an additional 25% on eligible gifts. Covers administration and HMRC claims support tailored to churches and ministries, with the objective of maximising donation income.
• Payroll Payroll processing for churches, including payslip preparation, HMRC reporting, and pension management. Designed to ensure church staff are paid smoothly, correctly, and on time, while meeting statutory obligations.
• Independent Examinations Independent review of church accounts to ensure compliance with charity requirements. Delivered with a calm, supportive approach and explanations in simple terms, producing accurate, compliant, and timely submissions.
• Self-Assessment Tax Returns Preparation and filing of Self-Assessment Tax Returns for churches and individuals in Christian ministry, drawing on the firm's specialist experience with faith-sector tax matters.
• Charity Accounts Accounting and financial reporting services for charity accounts, ensuring compliance with charity requirements and regulatory standards. Delivered as part of the firm's end-to-end support for religious organisations.

Quantifiable outcome

• 25% extra on eligible Gift-Aid donations through proper reclaim administration

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves3 records

Expansion highlights2 records

Direct peers

• Stewardship: UK Christian-focused financial services and giving platform serving churches and Christian donors with donation processing and charitable giving support — directly comparable to Faith Finance's church/ministry financial-services model.
• Sayer Vincent: UK specialist charity and faith-sector accountants providing independent examinations, charity accounts, and Gift-Aid-related services — direct overlap with Faith Finance's core service suite.
• Buzzacott: Major UK charity and not-for-profit accounting firm offering independent examinations, charity accounts, and tax services to faith-based clients — directly comparable on the professional services side.
• Hawsons: UK accountancy firm with a dedicated charity and not-for-profit sector team delivering bookkeeping, payroll, and charity accounts preparation — directly comparable specialist accounting offering.
• BHP Chartered Accountants: UK chartered accountancy firm with a charity sector specialism including church and faith-organization audits, Gift-Aid support, and charity accounts — overlapping service mix for the same customer type.

Broad incumbents

• Charities Aid Foundation (CAF): Established UK charity financial services organization providing donation processing, Gift-Aid administration, and account services to charities and faith organizations — broader incumbent serving overlapping needs at scale.
• CCLA: UK charity and faith-sector investment manager providing fund management and associated services to churches and charities — comparable audience and mission-aligned financial services, but at much larger scale.

Emerging players

• Pushpay (Realm): Digital giving, payments, and engagement platform purpose-built for churches and faith organizations — comparable fintech-for-churches wedge, though more SaaS-led and less accounting-focused than Faith Finance.
• Tithe.ly: Church-focused giving and financial engagement platform serving faith communities globally — adjacent fintech targeting the same customer base with digital-first donation and payment tools.
• ChurchSuite: UK church management software covering membership, giving, and small-group administration — complementary rather than directly competing, but targeting the same UK church buyer with overlapping finance-adjacent functionality.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/faithfinanceuk

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Faith Finance