South Central Kansas Economic Development District

What South Central Kansas Economic Development District does

South Central Kansas Economic Development District (SCKEDD) is a private nonprofit Economic Development District founded in 1974 and headquartered in Wichita, Kansas, operating for over 50 years as a federally-designated conduit for community development capital in South Central Kansas. The organization serves homeowners, small business owners, and community leaders across 40 counties, administering a portfolio of federal and state programs including SBA Microloans (up to $50,000), SBA Community Advantage loans ($5,000–$350,000), SBA 504 commercial real estate loans (up to $5.5 million), EDA Revolving Loan Funds ($5,000–$300,000), USDA Intermediary Relending Program loans ($5,000–$250,000), Community Development Block Grants (up to $800,000), a Weatherization Assistance Program, and the Resurgence Program for vacant property rehabilitation.

SCKEDD does not develop proprietary technology products; its operational core is financial program administration, grant management, and loan servicing, supported by a Gateway Portal online application system and a website/blog content channel. The organization operates without disclosed parent, subsidiary, or external ownership relationships, and reports that nearly 80% of expenses flow directly to community impact programs.

The revenue model is a mix of federal/state program allocations (DOE weatherization funding, SBA/EDA/USDA lending capital, Kansas Department of Commerce CDBG grants) and interest income on originated loans, with no subscription or fee-for-service charges to end borrowers. Pricing is fixed and federally set: SBA microloan and USDA IRP rates at up to 10%, SBA Community Advantage and EDA RLF at 6–10% fixed, SBA 504 at below-market fixed rates with 10% down, weatherization services at zero cost to eligible households, and CDBG grants up to $800,000 with 25% local match. Customer acquisition is community-led and direct, relying on partnerships with local banks, GrowKS/Network Kansas, Kansas SBDC, SCORE, city and county officials, and referral networks rather than paid marketing.

Name

South Central Kansas Economic Development District

Legal name

South Central Kansas Economic Development District

Website

https://sckedd.org

Company type

Private

Founded year

1974

Operating status

Operating

Headcount range

11–50 employees

Short description

South Central Kansas Economic Development District (SCKEDD) is a Wichita-based nonprofit, founded in 1974, that administers SBA, EDA, USDA, DOE, and state-funded small business loans, weatherization services, and community development grants across 40 counties in South Central Kansas.

Ownership category

akta.pro rank

Headquarters

HQ city

Hutchinson

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Program Administration and Grants: SCKEDD operates as a non-profit economic development district that administers federal and state funding programs including SBA loans, EDA revolving loan funds, USDA programs, and community development block grants. The organization receives annual revenue to fund programs supporting housing, business development, and infrastructure. Nearly 80% of all expenses go directly to community impact.
2. Weatherization Assistance Program: The weatherization program is provided at no cost to income-eligible homeowners, funded through federal low-income energy assistance programs.
3. Small Business Lending: SCKEDD originates SBA microloans, SBA Community Advantage loans, EDA Revolving Loan Funds, and USDA IRP loans to small businesses. These are federally-backed loan programs administered to serve businesses that may not qualify for traditional commercial financing.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

SCKEDD is a nonprofit economic development district that administers federal and state financial assistance programs for 40 counties in South Central Kansas. It originates and services SBA Microloans, SBA Community Advantage loans, SBA 504 commercial real estate loans, EDA Revolving Loan Funds, USDA IRP loans, and distributes Community Development Block Grants (CDBG) for infrastructure and housing. It also operates the Weatherization Assistance Program delivering free home energy-efficiency upgrades to income-eligible households and the Resurgence Program for rehabilitating vacant properties.

Product overview

South Central Kansas Economic Development District (SCKEDD) operates as a regional economic development organization offering a portfolio of financial assistance programs. The core offerings consist of Small Business Loans (SBA Microloans, SBA Community Advantage, EDA Revolving Loan Fund, USDA IRP), SBA 504 Loans for commercial real estate, the Weatherization Assistance Program for energy efficiency, Community Development Grants for infrastructure and housing, and the Resurgence Program for vacant property rehabilitation. These programs are designed to serve homeowners, entrepreneurs, and community leaders across 40 counties in South Central Kansas.

Differentiator

Problem solved

Functional benefit

Products and services

• Small Business Loans A portfolio of federally-backed loan programs providing capital to Kansas entrepreneurs who cannot obtain traditional commercial loans. Includes SBA Microloans (up to $50,000), SBA Community Advantage ($5,000–$350,000), EDA Revolving Loan Fund ($5,000–$300,000), and USDA Intermediary Relending Program ($5,000–$250,000). Loans can fund startup costs, expansion, equipment, working capital, and acquisitions.
• SBA 504 Commercial Real Estate Loans Long-term, fixed-rate commercial real estate and equipment financing structured as a three-part loan (50% bank first mortgage, 40% SBA second mortgage through SCKEDD, 10-20% borrower down payment). Provides up to $5.5 million in financing at below-market fixed rates with 10, 20, or 25-year fixed terms, no balloon payments, and soft costs included.
• Weatherization Assistance Program Free comprehensive home energy audit and weatherization services for income-eligible Kansas households, including insulation, air sealing, window replacement, and heating/cooling system upgrades. Available at no cost to households qualifying under federal low-income guidelines or via participation in SSI, TANF, or LIEAP programs.
• Community Development Grants Grant programs supporting Kansas community infrastructure, housing rehabilitation, economic development, and public facility improvements, administered through CDBG. Includes CDBG Water & Sewer Infrastructure (up to $800,000), Community Facilities, ADA Improvements, Youth Job Training, and Housing Rehabilitation grants. SCKEDD provides expert grant-writing team support throughout the application process.
• Resurgence Program Vacant and abandoned property rehabilitation program that revitalizes properties and connects eligible families to affordable homeownership opportunities in South Central Kansas counties.

Quantifiable outcome

• 20-30% annual savings on utility bills after weatherization upgrades
• +2 more outcomes

Named customers6 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Six partnerships are on record, tiered major, minor and core.

• National Association of Development Organizations (NADO)majorStrategic or Co-development PartnerNADO is a national association supporting economic development districts and planning organizations, providing SCKEDD with peer networking and best practice resources.
• National Association of Government Guaranteed Lenders (NAGGL)majorStrategic or Co-development PartnerNAGGL provides training and resources for SBA 504 and microloan lenders, helping SCKEDD staff stay current on SBA lending requirements and best practices.
• GrowKS / Network KansasmajorGTM or Marketing PartnerGrowKS and Network Kansas collaborate with SCKEDD to provide comprehensive funding packages for Kansas entrepreneurs, often co-funding deals and making referrals.
• Kansas SBDC (Small Business Development Center)majorGTM or Marketing PartnerKansas SBDC provides business counseling and training services that complement SCKEDD's loan programs, referring small business clients who need financing.
• SCOREminorGTM or Marketing PartnerSCORE provides mentoring services for small businesses that may benefit from SCKEDD financing, creating referral pathways for entrepreneurs seeking both mentorship and capital.
• Local Banking PartnerscoreChannel Partner/ Reseller/ DistributorLocal Kansas banks partner with SCKEDD on SBA 504 loans, providing 50% of the financing as first mortgage holders while SCKEDD provides 40% as second mortgage through SBA.

Scale indicators5 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Northeast Kansas Community Action Program (NEKCAP): Community action agency serving northeast Kansas that administers weatherization, CDBG, and small business lending programs analogous to SCKEDD's portfolio. Listed as an SCKEDD partner, it represents a directly comparable service model in a different Kansas region.
• Network Kansas (GrowKS): Statewide CDFI and small business support network that co-funds deals with SCKEDD. Comparable in serving Kansas entrepreneurs with alternative capital, though broader in scope and statewide rather than regionally bounded.
• East Central Kansas Economic Opportunity Corporation (ECKAN): Community action agency providing weatherization, housing rehabilitation, and economic development services in east central Kansas. Directly comparable program mix to SCKEDD and identified as a referral partner.
• North Central Regional Planning Commission (NCRPC): EDA-designated Economic Development District serving north central Kansas, administering similar SBA, EDA, and weatherization programs. SCKEDD explicitly partners with NCRPC, indicating overlapping mission, program mix, and customer base.
• Kansas Small Business Development Center (Kansas SBDC): Federally-funded SBDC providing small business counseling and training across Kansas, with a referral pipeline into SCKEDD for borrowers needing capital. Comparable in serving the same entrepreneur segment, though SBDC focuses on advisory services rather than direct lending.

Emerging players

• Accion Opportunity Fund: National nonprofit CDFI providing SBA microloans and small business financing to underserved entrepreneurs, including in rural markets. Competes with SCKEDD's SBA microloan book via digital origination channels.

Others

• National Association of Development Organizations (NADO): National membership association representing EDA-designated Economic Development Districts like SCKEDD. Not a direct competitor, but the institutional ecosystem of which SCKEDD is part and which sets program standards and best practices.

Regional players

• Kansas Housing Resources Corporation (KHRC): State housing finance agency that funds moderate-income housing programs distributed in part through SCKEDD. Comparable in the housing finance space at statewide scale; functions as both a funder and adjacent operator rather than a direct competitor.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about South Central Kansas Economic Development District