The Worley Banks Group

What The Worley Banks Group does

The Worley Banks Group, LLC is a privately held, SEC-registered investment advisory firm founded in 2002 by Timothy J. Banks and headquartered in Creve Coeur, Missouri, operating with a 100% virtual employee model and a staff of 1-10. The firm provides fiduciary, fee-only financial planning services to families within five years of retirement or already retired, with an integrated suite covering comprehensive financial planning, investment management, retirement and tax planning, pension planning (with specialized expertise in Missouri's PSRS and PEERS public educator systems), risk management via life insurance, and estate planning and philanthropy. Recommendations are explicitly not commission-motivated and no proprietary investments are offered, positioning the firm as a conflict-free boutique advisor.

Underlying technology is conventional rather than differentiated: standard financial planning software is used for analysis, and the client portal is powered by Orion Advisor. There are no disclosed AI/ML capabilities, proprietary models, or APIs. The go-to-market is sales-led and relationship-driven, with personalized consultations, free-consultation calls-to-action, organic content marketing via the firm website, LinkedIn, and YouTube, and reliance on referrals and professional reputation. Notable testimonials include public figures such as Albert Pujols and Phil Mickelson, though these appear to serve marketing rather than active client status.

Revenue mechanics are typical of a small fee-only RIA, with no publicly disclosed fee schedule, AUM, or revenue figures. The firm claims 6,000+ satisfied clients (though website-stated client counts are inconsistent across pages), targeting primarily individual mass-affluent pre-retirees and retirees, with a defined secondary vertical of PSRS/PEERS Missouri public school and education employees. No institutional, enterprise, or geographic expansion outside the US Midwest is indicated, and there is no external institutional investment, parent company, or disclosed M&A activity.

Name

The Worley Banks Group

Legal name

The Worley Banks Group, LLC

Website

https://worleybanks.com

Company type

Private

Founded year

2002

Operating status

Operating

Headcount range

1–10 employees

Short description

The Worley Banks Group is a fiduciary, fee-only SEC-registered investment advisory firm in Creve Coeur, Missouri, founded in 2002 to provide integrated retirement, pension, investment, tax, risk, and estate planning to pre-retiree and retiree families, with specialized expertise in Missouri's PSRS and PEERS public educator pension systems.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro industry

PRIMARYFSAEAAAA

Comprehensive Financial Planning

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Investment Advisory & Financial Planning

SECONDARYFSAEABAF

Retirement Plan Participant Advice & Managed Accounts

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Wealth & Retirement Advisory

Keywords

• Retirement planning services
• Investment management advisory
• Pension planning services
• Estate planning services
• Fiduciary financial planning

Headquarters

HQ city

Creve Coeur

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Investment Advisory Services: SEC registered investment advisor providing investment management recommendations. The company explicitly states recommendations are not motivated by commissions and there are no proprietary investments, suggesting a fee-based advisory model rather than commission-based compensation.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

The Worley Banks Group is a fiduciary financial planning firm offering an integrated suite of retirement planning services. Core offerings include Comprehensive Financial Planning, Investment Management, Retirement & Tax Planning, Pension Planning for PSRS & PEERS educators, Risk Management (life insurance and asset protection), and Estate Planning and Philanthropy. These services are designed for families within five years of retirement or already retired, helping them turn investments into income and protect principal for future generations.

Product overview

The Worley Banks Group is a fiduciary financial planning firm offering a unified suite of retirement planning services. The core offerings include Comprehensive Financial Planning (the holistic foundation service), Investment Management, Retirement & Tax Planning, Pension Planning for PSRS & PEERS educators, Risk Management (including life insurance), and Estate Planning and Philanthropy. These services are designed to work together as an integrated approach, helping families within five years of retirement or already retired build complete financial plans that protect principal and generate income.

Differentiator

Problem solved

Functional benefit

Products and services

• Comprehensive Financial Planning

Quantifiable outcome

• 6K+ satisfied clients

Named customers9 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Direct peers

• Modera Wealth Management: Fee-only RIA providing comprehensive financial planning, retirement, and investment management services to individuals and households. Closely comparable in fiduciary, fee-only positioning and pre-retiree/retiree client focus, and operates with a similarly virtual-friendly advisor model.
• Buckingham Strategic Wealth: Fee-only RIA and financial planning firm emphasizing evidence-based investment management and comprehensive planning for individuals and retirees. Highly comparable in business model, fee structure, and client segment to The Worley Banks Group, though larger in AUM and advisor count.

Emerging players

• Facet Wealth: Digital-first fee-only RIA offering flat-fee financial planning and investment management targeted at mass-affluent households and pre-retirees. Comparable client segment to The Worley Banks Group but competes on a technology-enabled, lower-fee model rather than high-touch local advice.

Regional players

• Wescott Financial Advisory Group: Mid-Atlantic fee-only RIA with a strong retirement income planning practice serving individuals and families. Comparable in business model and retirement focus to The Worley Banks Group, though anchored in the Philadelphia region rather than the St. Louis/Midwest market.
• Keeler Thomas Management: Small fee-only RIA based in Nebraska offering financial planning and investment management to individuals, families, and retirees. Highly comparable in boutique, fee-only, retirement-focused positioning, but serves a different Midwest regional footprint.

Broad incumbents

• Mercer Advisors: National RIA offering comprehensive financial planning, investment management, estate, tax, and retirement planning to HNW and mass-affluent households. Comparable in service breadth and fiduciary positioning but materially larger in scale and geographic reach than The Worley Banks Group.
• Edelman Financial Engines: One of the largest US independent RIAs with a heavy emphasis on retirement income planning and employer-sponsored plan participants. Comparable in target segment (pre-retirees and retirees) but vastly larger in scale, AUM, and technology investment than The Worley Banks Group.
• Fisher Investments: Large fee-based investment manager with a strong retirement-income and pension-related practice. Overlaps with The Worley Banks Group's investment management offering for retirees, but operates at institutional scale and targets higher asset tiers.
• Creative Planning: Large national fee-only RIA offering comprehensive financial planning, investment management, retirement, and tax planning to high-net-worth and mass-affluent clients. Overlaps directly with The Worley Banks Group's holistic planning model but operates at materially greater scale.
• Carson Group: Fee-only RIA with deep focus on retirement income planning and a network of advisor partners. Closely aligned with The Worley Banks Group's retirement-income orientation, but Carson is a multi-billion-dollar platform with technology and corporate RIA infrastructure the boutique firm lacks.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights5 records

Customer concentration

• YouTubeyoutube.com/@worleybanks
• LinkedInlinkedin.com/company/worley-banks

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about The Worley Banks Group