Capital Insurance Group
Capital Insurance Group (TISA Insurance) is a Papua New Guinea-headquartered general insurer offering home, motor vehicle, life, and medical insurance to consumers across five Pacific Island nations via a direct, office-based distribution model.
- Company typePrivate
- Founded1993
- HeadquartersPort Moresby, Papua New Guinea
- Headcount51–100
- GTM typeB2C
- OfferingServices
What Capital Insurance Group does
Capital Insurance Group operates under the trade name TISA Insurance and is a privately held general insurer founded in 1993. Headquartered in Port Moresby, Papua New Guinea, the company provides four core insurance product lines: home insurance, motor vehicle insurance, life insurance, and medical insurance. These products are sold and serviced through a network of physical offices spanning five Pacific Island nations — Papua New Guinea (head office), Fiji, Vanuatu, the Solomon Islands, and Tonga.
The company runs a direct-to-consumer insurance distribution model with no disclosed intermediary or broker channel. Pricing is quote-based, underwritten individually based on risk level, type of cover, insured value, and other underwriting factors, with policyholders able to pay premiums monthly, quarterly, or annually. The revenue model is subscription/recurring in nature, driven by insurance premiums collected from a mass-market base of individual homeowners, vehicle owners, families, and individuals/families seeking health coverage. Customer segmentation is horizontal — i.e., broad consumer coverage across households rather than a focused enterprise or niche vertical.
Operationally, the firm employs 51-100 staff, maintains an active corporate website with quote-request and claim-filing functionality, and shows no disclosed funding rounds, M&A activity, partnerships, patents, certifications, or technology/AI infrastructure in the available source material. Leadership disclosed includes Jeremy Norton in the role of Group Chief Executive Officer. The ownership structure, incorporation jurisdiction, and financial performance (revenue, premiums written, claims ratios) are not disclosed in publicly available sources.
Capital Insurance Group firmographics
Firmographics- Name
- Capital Insurance Group
- Legal name
- TISA Insurance
- Website
- https://capgrp.com
- Company type
- Private
- Founded year
- 1993
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Capital Insurance Group (TISA Insurance) is a Papua New Guinea-headquartered general insurer offering home, motor vehicle, life, and medical insurance to consumers across five Pacific Island nations via a direct, office-based distribution model.
- Ownership category
- akta.pro rank
Where Capital Insurance Group is headquartered
LocationHeadquarters
- HQ city
- Port Moresby
- HQ country
- Papua New Guinea
- HQ region
- Oceania
Offices5 records
Markets served
Capital Insurance Group business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Premiums: Insurance premium payments collected from policyholders. Premiums may be paid monthly, quarterly, or annually depending on the arrangement. The premium is calculated based on level of risk, type of cover, value of the insured item, and other underwriting factors.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Custom insurance coverage tailored to individual risk profiles and coverage needs |
Distribution channels1 record
Marketing channels3 records
Capital Insurance Group product offering
Product offeringCore offering
Capital Insurance Group, operating as TISA Insurance, provides personal lines insurance products including home, motor vehicle, life, and medical insurance. The company serves individual consumers and families across five Pacific island nations (Papua New Guinea, Fiji, Vanuatu, Solomon Islands, and Tonga) through a network of regional offices, offering financial protection against unexpected events, accidents, illness, theft, and other covered risks.
Product overview
TISA Insurance offers a portfolio of core insurance products covering home, motor vehicle, life, and medical coverage. The company operates across five Pacific Island nations (Papua New Guinea, Fiji, Vanuatu, Solomon Islands, and Tonga) providing financial protection against unexpected events, accidents, illness, and other covered risks. Home Insurance safeguards properties and belongings; Motor Vehicle Insurance covers vehicles on the road; Life Insurance protects beneficiaries financially; and Medical Insurance ensures access to quality healthcare.
Differentiator
Problem solved
Functional benefit
Products and services
- Home Insurance Insurance coverage that safeguards homes and belongings from unexpected events such as damage, theft, or natural disasters. Targeted at individual homeowners seeking to protect their property and belongings from unexpected events, theft, or damage.
- Motor Vehicle Insurance Coverage that protects vehicles against accidents, damage, theft, and other road-related risks. Targeted at individuals who own cars and need insurance coverage while driving.
- Life Insurance Insurance product that provides financial security for beneficiaries upon the policyholder's death. Targeted at families seeking to protect their loved ones financially in case of death or critical events.
- Medical Insurance Health coverage that ensures access to quality healthcare services and medical treatment for families. Targeted at individuals and families seeking access to quality healthcare through insurance coverage.
Companies that use Capital Insurance Group
Customer profileSegments4 records
Ideal customer profiles3 records
Capital Insurance Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Capital Insurance Group partnerships and signals
Strategic signalScale indicators1 record
Expansion highlights4 records
Capital Insurance Group competitors and assessment
Company assessmentBroad incumbents
- Zurich Insurance Group: Global general insurer with Pacific Island commercial and personal lines operations. Represents a broad incumbent competing in property, casualty, and life categories across overlapping markets.
- QBE Insurance: Australia-headquartered global insurer with Pacific Island exposure offering commercial and personal lines. Operates broadly across the same region but at materially greater scale and capital depth than Capital Insurance Group.
- AIG (American International Group): Global insurer with Pacific presence offering property, casualty, and life products. Represents the large multinational incumbent competing in the same end-customer segments across the region.
- IAG (Insurance Australia Group): Largest general insurer in Australia with Pacific operations including PNG and Fiji. Competes in overlapping P&C and motor categories across the same regional geography at significantly larger scale.
Regional players
- Hastings Insurance (Pacific): Australia-based specialty insurer with Pacific distribution including PNG. Comparable in targeting Pacific personal lines customers though headquartered outside the region.
Direct peers
- Pacific International Insurance: Pacific-focused insurer offering general insurance and specialty lines to Pacific Island markets. Direct competitor in serving similar customer segments with comparable product mix in overlapping geographies.
- Tower Insurance: New Zealand-based general insurer with established Pacific Island operations (Fiji, Vanuatu, Solomon Islands, PNG). Directly comparable in multi-line P&C and life coverage across overlapping Pacific geographies, with similar physical-distribution model.
- Life PNG (Life Insurance Corporation of PNG): Papua New Guinea-focused life insurer serving the same primary market as Capital Insurance Group. Direct competitor in the life insurance category within the company's home country.
- Sun Insurance (Papua New Guinea): PNG-domestic general insurer offering motor, property, and commercial lines. Directly competes with Capital Insurance Group's home and motor products in the PNG market.
- Bupa Pacific: Health insurance provider with operations across Pacific Island markets including PNG and Fiji. Directly competes with Capital Insurance Group's medical insurance line in the same regional customer base.
Market position
Weaknesses4 records
Competitive moat3 records
Key risks1 record
Key highlights6 records
Customer concentration
Capital Insurance Group social profiles
Digital presenceCapital Insurance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Capital Insurance Group leadership team
Management profileNumber of profiles
Profiles1 record
Capital Insurance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Capital Insurance Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Capital Insurance Group
What does Capital Insurance Group do?
Capital Insurance Group, operating as TISA Insurance, provides personal lines insurance products including home, motor vehicle, life, and medical insurance. The company serves individual consumers and families across five Pacific island nations (Papua New Guinea, Fiji, Vanuatu, Solomon Islands, and Tonga) through a network of regional offices, offering financial protection against unexpected events, accidents, illness, theft, and other covered risks.
Is Capital Insurance Group a public or private company?
Capital Insurance Group is a private company. It is classified as unknown and is currently operating.
When was Capital Insurance Group founded?
Capital Insurance Group was founded in 1993. It employs 51 to 100 people.
Where is Capital Insurance Group based?
Capital Insurance Group is headquartered in Port Moresby, Papua New Guinea, in the Oceania region.
How does Capital Insurance Group make money?
One revenue line is on record: insurance Premiums.
Who are Capital Insurance Group's main competitors?
Broad incumbents on record are Zurich Insurance Group, QBE Insurance, AIG (American International Group) and IAG (Insurance Australia Group). Hastings Insurance (Pacific) is listed as a regional player. Direct peers are Pacific International Insurance, Tower Insurance, Life PNG (Life Insurance Corporation of PNG), Sun Insurance (Papua New Guinea) and Bupa Pacific.
Does Capital Insurance Group have an API?
No public API is recorded for Capital Insurance Group.