What Banque Transatlantique does

Banque Transatlantique is a French private bank founded in 1881 and headquartered at 26 avenue Franklin D. Roosevelt in Paris. It is a wholly-owned subsidiary of Crédit Mutuel Alliance Fédérale, one of France's largest banking groups, and operates as a specialist in private wealth management, asset management, and international banking. The bank serves a diversified client base including high-net-worth individuals, expatriate and international clients, institutional clients (such as non-profit organizations and foundations), senior public officials, entrepreneurs, and corporate clients requiring employee shareholding plan administration. Its primary product is "Gestion de Fortune" (private wealth management), supplemented by specialized modules for international services, executive shareholding ("Actionnariat Managers"), institutional clients, and philanthropy advisory, and by the asset management subsidiary Dubly Transatlantique Gestion and the shareholding plan platform Transatplan. The bank maintains 13 international offices across Europe (Paris, London, Brussels, Courtrai, Luxembourg, Madrid, Barcelona), North America (New York, Boston, San Francisco, Montreal), and Asia-Pacific (Hong Kong, Singapore), positioning cross-border wealth management for French expatriates and internationally mobile families as a core competency.

The technology stack centers on a digital banking platform with secure authentication systems including the SAFETRANS card reader and electronic certificate authentication, supported by mobile banking applications on iOS and Android, including the dedicated Banque Transatlantique Pay payment application launched in 2026. The bank also publishes an open-banking API under PSD2 (DSP2) for third-party payment service providers, with a dedicated developer portal, and operates the Transatplan platform for employee shareholding plan management. Reported proprietary technology focuses on security architecture and payment usability rather than AI or data-driven advisory. The reported headcount of 51-100 employees almost certainly understates the actual full-time staff given the 13-office international footprint; this data gap is noted but not relied upon for revenue triangulation.

Banque Transatlantique's business model is built on recurring fee and commission income from wealth management and asset management services, supplemented by transaction fees on banking services and net interest income on lending activities (with a published base rate of 7.40%). Pricing follows a published schedule for private clients and professionals, with a 2026 schedule effective January 1, 2026. Go-to-market is relationship-led, with dedicated private bankers ("banquiers privés") acquiring and serving clients through direct advisory relationships, in-person meetings, and referrals, supported by digital channels and a content marketing program covering wealth management, tax planning, and philanthropy. Revenue is not publicly disclosed, and no funding rounds, M&A, or leadership changes are reported, consistent with its stable position as a wholly-owned subsidiary of a major French banking conglomerate.

Name

Banque Transatlantique

Legal name

Banque Transatlantique

Website

https://banquetransatlantique.com

Company type

Private

Founded year

1881

Operating status

Operating

Headcount range

51–100 employees

Short description

Banque Transatlantique is a French private bank founded in 1881, wholly owned by Crédit Mutuel Alliance Fédérale, providing wealth management, asset management, and international banking services to high-net-worth individuals, expatriates, institutional clients, and entrepreneurs across 13 offices worldwide.

Ownership category

akta.pro rank

Product category

Private Banking & Wealth Management

NAICS

Commercial Banking (522110), Commercial Banking (52211)

SIC

State Commercial Banks (6022)

akta.pro primary industry

Private Banking Cross-Border & International Wealth Services (FSABADAL)

akta.pro secondary industry

Cooperative Banks (Member-Owned Commercial/Retail) (FSABAEAF)

Keywords

• Private banking services
• Wealth management solutions
• Asset management services
• International banking services
• Philanthropy advisory services

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices13 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Private Banking / Wealth Management: Fees and commissions from managing wealth portfolios for high-net-worth individuals, including investment advice, asset allocation, and portfolio management services
2. Asset Management: Revenue from managing investment assets through Dubly Transatlantique Gestion subsidiary, including fund management and investment product distribution
3. Banking Services: Transaction fees, account maintenance fees, credit services, and payment services for private and institutional clients
4. Interest Income: Interest income from lending activities, with base rate of 7.40% as of current publication

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Banque Transatlantique is a private bank founded in 1881 that delivers wealth management, private banking, asset management, and international banking services to high-net-worth individuals, expatriates, institutional clients, business owners, and senior public officials. Its offerings span financial advisory, asset allocation, estate and tax planning, employee shareholding plan administration, philanthropy advisory, and a digital banking platform with secure mobile payment and online banking capabilities. Operating as a wholly-owned subsidiary of Crédit Mutuel Alliance Fédérale, it serves clients through 11 international offices and a network of dedicated private bankers.

Product overview

Banque Transatlantique is a private wealth management bank established in 1881, operating as part of the Crédit Mutuel Alliance Fédérale group. The company offers a unified private banking platform centered on Gestion de Fortune (wealth management), complemented by specialized modules including International Services for expatriate clients, Actionnariat Managers for executive shareholding solutions, Institutionnels for institutional clients, and Dubly Transatlantique Gestion for asset management. The product portfolio also includes Philanthropie advisory services for charitable giving. Digital channels comprise the core website and mobile applications (iOS and Android), the Banque Transatlantique Pay payment app, the Transatplan shareholding management platform, and an Open-banking API for third-party payment service providers under PSD2 regulations. Client support is delivered through Transat Accueil Client service hotline and Filbanque for card management.

Differentiator

Problem solved

Functional benefit

Brands

• Banque Transatlantique Pay: Mobile payment application for secure payments

Products and services

• Gestion de Fortune (Private Wealth Management) Comprehensive private wealth management division offering personalized financial advisory, asset allocation, and long-term investment strategies for high-net-worth individuals.
• International Services Banking services for expatriate clients and international investors, including cross-border asset management, currency management, and support for French institutions operating internationally.
• Actionnariat Managers (Manager Shareholding Plans) Specialized platform and advisory services for executive and employee shareholding plans, including plan structuring, management solutions, and stock ownership program administration for corporate clients.
• Institutionnels (Institutional Services) Banking and asset management services for institutional clients including non-profit organizations (OBNL), senior public officials, French institutions abroad, entrepreneurs, and professional advisors.
• Dubly Transatlantique Gestion (Asset Management) Wholly-owned asset management subsidiary providing investment fund management and investment product distribution to bank clients, including asset allocation strategies and investment letters.
• Philanthropie (Philanthropy Advisory) Philanthropy advisory services including philanthropic fund creation, the Transatlantique Endowment Fund, and management of hosted philanthropic funds for clients engaged in charitable giving.
• Banque Transatlantique Pay Mobile payment application providing free and fully secured payment services for daily transactions, available for iOS and Android, with European accessibility compliance.
• Transatplan (Shareholding Plan Platform) Dedicated online platform for shareholding plan management, providing executives and employees access to their stock ownership programs and related financial services.
• Application Bancaire Mobile (iOS & Android) Mobile banking applications for iOS and Android devices providing secure access to banking services with full accessibility compliance per European standards.
• Open-Banking API Platform (PSD2) Open-banking API platform for payment service providers supporting the Payment Services Directive 2 (PSD2/DSP2), with a developer portal providing technical specifications for third-party integration.

Segments6 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Four partnerships are on record, tiered core and minor.

• Crédit Mutuel Alliance FédéralecoreOthersBanque Transatlantique is a subsidiary of Crédit Mutuel Alliance Fédérale, one of France's largest banking groups. This ownership provides institutional strength, operational backing, and access to broader banking infrastructure and resources.
• Dubly Transatlantique GestioncoreOthersAsset management subsidiary specializing in investment fund management and distribution of investment products to bank clients.
• TransatplancoreOthersShareholding plan platform subsidiary providing employee stock ownership and shareholding plan administration services for corporate clients.
• CIC (Caisse Interdicale de Crédit Mutuel)minorOthersShared services partner for certain operational functions including fraud protection, technical support, and insurance services. Contact numbers for insurance claims and fraud reporting route through CIC infrastructure.

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Indosuez Wealth Management: Private banking arm of Crédit Agricole group, headquartered in France with international offices serving HNWIs and institutional clients. Highly comparable: cross-border wealth management, group subsidiary structure, French private-banking heritage, and similar AUM scale.
• BNP Paribas Wealth Management: Private banking division of BNP Paribas, one of France's largest banks, serving HNWIs globally with wealth advisory, asset management, and cross-border services. Directly comparable in target client, service mix, and geographic reach.
• Société Générale Private Banking: Private banking arm of Société Générale offering wealth management, investment solutions, and international services to HNWIs in France and abroad. Comparable on parent backing, French roots, and cross-border HNWI positioning.
• Crédit Agricole CIB Private Banking: Wealth management arm within Crédit Agricole group offering private banking and asset management services. Comparable in group-affiliated French private banking model.
• Lazard Frères Gestion (Private Banking): Private banking and asset management arm of the Lazard group in France, offering wealth advisory to HNWIs and family offices. Comparable on French HNW focus, advisory-led model, and integrated asset management offering.
• Pictet Group: Swiss private bank and asset manager with strong international wealth management franchise serving HNWIs across Europe, Asia, and the Americas. Comparable on cross-border HNWI private banking and asset management focus.
• Lombard Odier: Swiss private bank offering wealth management and asset management services to private clients and institutions globally. Comparable on international HNWI private banking, with similar client profile and advisory approach.
• Rothschild & Co (Wealth & Asset Management): Family-controlled financial group with a wealth and asset management division serving UHNW families globally. Comparable on long-standing French/international private banking heritage and family-office service model.
• Mirabaud & Cie: Swiss private bank with international offices, providing wealth management and asset management services to HNWIs. Comparable on multi-jurisdictional HNWI advisory and family/client advisory focus.

Broad incumbents

• HSBC Private Bank: Global private bank within HSBC serving internationally mobile HNWIs across multiple jurisdictions. Comparable on cross-border expat banking, Hong Kong/Singapore presence, and global office footprint.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCpSiLlxdN84TLLyyAbEarGg?feature=emb_subscribe_title
• LinkedInlinkedin.com/company/banque-transatlantique-london
• Xx.com/BT_London

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Banque Transatlantique