Cavignac & Associates
Cavignac & Associates is a privately held San Diego-based insurance brokerage and risk management advisory firm, founded in 1992, serving design professionals, contractors, and other commercial clients across Southern California through advisor-led sales and five integrated service lines.
- Company typePrivate
- Founded1992
- HeadquartersSan Diego, United States
- Headcount51–100
- GTM typeB2B and B2C
- OfferingServices
What Cavignac & Associates does
Cavignac & Associates is a privately held insurance brokerage and risk management advisory firm founded in 1992 and headquartered in San Diego, California, with additional offices in Carlsbad and San Clemente. The firm serves business clients across eleven industry verticals, with primary depth in design professionals (architects, engineers, construction managers) and construction contractors, alongside secondary coverage of real estate, hospitality, manufacturing, non-profits, marine, government/defense, professional services, schools, and technology segments. Its core offering is organized around five integrated service lines: Commercial Insurance, Employee Benefits, Surety bonding, Private Client Insurance, and Risk Control, delivered through the proprietary TotalRISK Approach® methodology that combines insurance placement with proactive risk control and claims advocacy.
The firm's technology stack is built around the trademarked TotalRISK Approach® and SuretyPRO System® (web-based financial modeling and prequalification for surety bonds), supplemented by a CSR24 client portal for policy access and the AppliedPay online payment platform (3.5% credit card fee, $4 ACH fee). Third-party integrations include Zywave for HR risk tooling and KPA for safety, training, and COI management. The firm also holds CCPA-compliant privacy practices and is working toward WCAG 2.0 AA accessibility compliance.
Cavignac operates an advisor-led, consultative sales motion targeting enterprise and mid-market clients, supported by content marketing (blog, monthly webinars for design professionals, annual HR Law Review) and deep trade association participation (ACEC, AGC San Diego, AIA, NAIOP, Structural Engineers Association of San Diego). Revenue is generated primarily through insurance brokerage commissions as a percentage of premium placed with carriers, supplemented by transactional fees from the AppliedPay payment platform. Pricing is quote-based with multi-year contracts; specific rates are not publicly disclosed. The firm is privately owned, with no external investors or parent company identified, and operates exclusively in California.
Cavignac & Associates firmographics
Firmographics- Name
- Cavignac & Associates
- Legal name
- Cavignac & Associates
- Website
- https://cavignac.com
- Company type
- Private
- Founded year
- 1992
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Cavignac & Associates is a privately held San Diego-based insurance brokerage and risk management advisory firm, founded in 1992, serving design professionals, contractors, and other commercial clients across Southern California through advisor-led sales and five integrated service lines.
- Ownership category
- akta.pro rank
Where Cavignac & Associates is headquartered
LocationHeadquarters
- HQ city
- San Diego
- HQ country
- United States
- HQ region
- North America
Offices3 records
Markets served
Cavignac & Associates business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Brokerage Commissions: Cavignac earns commissions from insurance carriers for placing insurance coverage on behalf of clients. Commission rates are typically a percentage of premium.
- Client Portal & Payment Processing: Online client portal for policy access and AppliedPay secure payment portal with 3.5% credit card fee and $4 ACH flat fee.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | Insurance brokerage services - quote-based pricing |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Cavignac & Associates product offering
Product offeringCore offering
Cavignac & Associates is an independent insurance brokerage and risk management advisory firm that places commercial insurance, employee benefits, surety bonds, and private client insurance with multiple carriers, and supplements placement with proactive risk control and claims advocacy under its proprietary TotalRISK Approach methodology. The firm primarily serves businesses in vertical industries such as design professionals, construction, real estate, hospitality, manufacturing, non-profits, marine, government/defense contractors, professional services, schools, and technology across Southern California.
Product overview
Cavignac & Associates is a San Diego and Orange County-based insurance agency offering a unified portfolio of risk management solutions. The core offering consists of five integrated service lines: Commercial Insurance, Employee Benefits, Surety (bonding services), Private Client Insurance, and Risk Control. These are delivered through the proprietary TotalRISK Approach® methodology that combines insurance placement with proactive risk management and claims support. The firm serves diverse industries including design professionals (architecture, engineering, construction management), construction, real estate, hospitality, manufacturing, non-profits, marine, government/defense contractors, professional services, schools, and technology. Client-facing digital tools include a Client Portal for policy management and AppliedPay for invoice payments.
Differentiator
Problem solved
Functional benefit
Brands
- TotalRISK Approach©: The company's proprietary comprehensive risk management approach that helps clients navigate an uncertain world.
Products and services
- Commercial Insurance
Quantifiable outcome
- Trusted by architects, engineers, and construction managers for more than 30 years
Companies that use Cavignac & Associates
Customer profileNamed customers4 records
Segments11 records
Ideal customer profiles4 records
Cavignac & Associates technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
Feature2 records
Cavignac & Associates partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and minor.
- American Council of Engineering Companies (ACEC)coreCavignac has worked with ACEC for decades to support consulting engineering and land surveying professionals in California.
- AGC San Diego ChaptercoreLeading professional association for the construction industry providing advocacy, collaboration, education, networking, and member services.
- NAIOPcoreNational Association for Industrial and Office Parks - commercial real estate development association providing advocacy, education and business opportunities.
- Structural Engineers Association of San DiegocoreProfessional association advancing the science of structural engineering in the San Diego community.
- Associated Builders & ContractorsminorABC helps develop people, win work and deliver work safely, ethically and profitably with 68 chapters across the US.
- Building Industry Association (BIA)minorLeading voice of residential development in San Diego for over 85 years, advocating for housing at all levels.
- Independent Insurance Agents and Brokers of CaliforniaminorWorks to promote, protect, and preserve independent insurance agents and brokers in California.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Cavignac & Associates competitors and assessment
Company assessmentMarket position
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Cavignac & Associates social profiles
Digital presenceCavignac & Associates compliance and trust
Trust signalCompliance2 records
Cavignac & Associates financial estimates
Financial estimateRevenue estimate
Valuation estimate
Cavignac & Associates leadership team
Management profileNumber of profiles
Profiles7 records
Cavignac & Associates funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Cavignac & Associates M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Cavignac & Associates
What does Cavignac & Associates do?
Cavignac & Associates is an independent insurance brokerage and risk management advisory firm that places commercial insurance, employee benefits, surety bonds, and private client insurance with multiple carriers, and supplements placement with proactive risk control and claims advocacy under its proprietary TotalRISK Approach methodology. The firm primarily serves businesses in vertical industries such as design professionals, construction, real estate, hospitality, manufacturing, non-profits, marine, government/defense contractors, professional services, schools, and technology across Southern California.
Is Cavignac & Associates a public or private company?
Cavignac & Associates is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Cavignac & Associates founded?
Cavignac & Associates was founded in 1992. It employs 51 to 100 people.
Where is Cavignac & Associates based?
Cavignac & Associates is headquartered in San Diego, United States, in the North America region.
How does Cavignac & Associates make money?
Two revenue lines are on record. Insurance Brokerage Commissions are the primary driver. The others are client Portal & Payment Processing.
Does Cavignac & Associates have an API?
No public API is recorded for Cavignac & Associates.