Champlain Insurance Group
Champlain Insurance Group is a specialty excess and surplus lines insurer headquartered in Manchester, NH, providing general and excess liability coverage to small and middle-market artisan contractors, energy service companies, and security firms across roughly forty U.S. states through affiliated carrier, program administrator, and claims TPA entities.
- Company typePrivate
- Founded2017
- HeadquartersManchester, United States
- Headcount51–100
- GTM typeB2B
- OfferingServices
What Champlain Insurance Group does
Champlain Insurance Group is a privately held specialty excess and surplus lines insurance enterprise headquartered in Manchester, New Hampshire, controlled by parent Glencoe Diversified Holdings LLC. The group is built around three operating entities: Champlain Specialty Insurance Company, a Vermont-domiciled E&S carrier carrying an AM Best A- (Excellent), VII rating assigned December 22, 2021; WestCongress Insurance Services LLC, a licensed surplus lines producer and program administrator with binding authority established in 2015; and WestCongress Risk Services LLC, a wholly owned claims TPA. The company insures small to middle-market commercial risks in three tightly defined verticals — artisan contractors (roofers, general contractors, homebuilders, remodelers, and trades), energy site and service contractors (oil and gas midstream/downstream, well site contractors, equipment servicers), and security industry accounts (alarm, guard, fire suppression).
The core underwriting product is commercial general liability up to $1 million occurrence / $2 million aggregate / $5 million policy aggregate, supported by commercial excess liability up to $5 million occurrence / $5 million aggregate, with manuscript endorsements designed for each vertical and a per-project aggregate feature for construction risks. Operations are paper-free end-to-end, with files created and stored electronically throughout underwriting and claims administration. Pricing is quote-based, occurrence or claims-made, with no minimum premium and annual billing.
The revenue engine is recurring insurance premiums generated through WestCongress Insurance Services, which produced over $80 million of gross written premium in 2021 with significant growth expected in 2022. Distribution is wholesale-only via an extensive network of surplus lines brokers across approximately forty U.S. states, leveraging the affiliate's binding authority on Champlain Specialty paper. The leadership bench draws heavily from the First Mercury and CoverX franchises of the 1970s and 2000s, including David Evans (Executive Chairman/CEO), Thomas Dulapa (President/COO), and Ted Camp (Global Underwriting Strategy), which the company frames as a differentiated capability in disciplined specialty underwriting and tailored policy forms.
Champlain Insurance Group firmographics
Firmographics- Name
- Champlain Insurance Group
- Legal name
- Champlain Insurance Group LLC
- Website
- https://champlaingroup.com
- Company type
- Private
- Founded year
- 2017
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Champlain Insurance Group is a specialty excess and surplus lines insurer headquartered in Manchester, NH, providing general and excess liability coverage to small and middle-market artisan contractors, energy service companies, and security firms across roughly forty U.S. states through affiliated carrier, program administrator, and claims TPA entities.
- Ownership category
- akta.pro rank
Where Champlain Insurance Group is headquartered
LocationHeadquarters
- HQ city
- Manchester
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
Champlain Insurance Group business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Premiums: Champlain Insurance Group generates revenue through insurance premiums collected on primary and excess general liability policies. WestCongress Insurance Services produced over $80 million in gross written premium in 2021 and expected significant growth in 2022.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Primary & Excess Casualty Coverage |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels2 records
Champlain Insurance Group product offering
Product offeringCore offering
Champlain Insurance Group is a specialty excess and surplus lines insurance enterprise that, through its affiliates, underwrites and distributes commercial general liability and commercial excess liability insurance for small to middle-market risks in niche market segments (artisan contractors, energy, and security). The company pairs its underwriting with claims handling and risk management solutions delivered nationwide through affiliated program administrator WestCongress Insurance Services LLC and claims administrator WestCongress Risk Services LLC.
Product overview
Champlain Insurance Group is a specialty surplus and excess lines insurance enterprise offering commercial general liability and commercial excess liability insurance products through its affiliates. The core product portfolio consists of Commercial General Liability Insurance (up to $1M Occurrence/$2M Aggregate/$5M Policy Aggregate) and Commercial Excess Liability Insurance (up to $5M Occurrence/$5M Aggregate), complemented by Claims Administration Services through WestCongress Risk Services LLC. These products are organized into three specialized market segment programs targeting small to middle-market risks: the Artisan Contractors Insurance Program (covering roofing, general contractors, homebuilders, and trades), the Energy Insurance Program (covering oil and gas, well site contractors, and equipment servicers), and the Security Industry Insurance Program (covering alarm systems, guard services, and fire suppression). The enterprise distributes through WestCongress Insurance Services LLC as a wholesale surplus lines insurance producer.
Differentiator
Problem solved
Functional benefit
Products and services
- Commercial General Liability Insurance Primary general liability insurance coverage tailored for the energy, contractor, and security industries, with coverage up to $1M Occurrence / $2M Aggregate / $5M Policy Aggregate for artisan contractors and security segments. Sold through wholesale surplus lines brokers.
- Commercial Excess Liability Insurance Excess liability insurance designed specifically for the artisan contractor and security industries, with coverage up to $5M Occurrence / $5M Aggregate. Sold through wholesale surplus lines brokers.
- Claims Administration Services Claims handling and administration services provided through affiliate WestCongress Risk Services LLC, with expertise in the industries served and intimate knowledge of policy terms and conditions. Includes paper-free electronic file creation and storage.
- Artisan Contractors Insurance Program Specialized insurance program for residential and commercial roofing and other artisan contractors including roofing, commercial general contractors, homebuilders, remodelers, infrastructure and site work, carpentry, electrical, metal work, plastering, welding, demolition, and concrete contractors. Includes manuscript endorsements for construction risks and per-project aggregate coverage.
- Energy Insurance Program Specialized insurance program for energy contractors including oil and gas midstream/downstream operations, well site contractors, equipment rental, site preparation, construction, and machinery installation and servicing. Includes tailored coverages for unique energy industry insurance requirements.
- Security Industry Insurance Program Insurance coverage for the security industry including alarm systems companies (installation, monitoring, manufacturing), security/patrol agencies (armed and unarmed), private investigators, armored car services, and fire suppression companies. Includes commercial general liability, excess liability, E&O, and per-project aggregate coverage.
Quantifiable outcome
- Over $80M gross written premium produced in 2021
- +1 more outcomes
Companies that use Champlain Insurance Group
Customer profileSegments3 records
Ideal customer profiles3 records
Champlain Insurance Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Champlain Insurance Group partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core.
- WestCongress Insurance Services LLC (WCIS)coreSpecialty surplus and excess lines insurance producer with authority to bind primary and excess general liability insurance solutions throughout the United States. WCIS was established in 2015 as an insurance producer and program administrator with a 'carrier mindset'. Produced over $80M gross written premium in 2021.
- WestCongress Risk Services LLCcoreAffiliated claims administrator that handles all claims arising under business bound by WCIS. Provides claims administration services as an independent third-party administrator in addition to administering business produced by WCIS.
Scale indicators4 records
Recent moves6 records
Expansion highlights6 records
Champlain Insurance Group competitors and assessment
Company assessmentBroad incumbents
- Markel Corporation: Diversified specialty insurance holding company with significant E&S commercial casualty operations including contractor, energy, and security segments. Much larger scale, but direct segment overlap.
- W. R. Berkley Corporation: Specialty insurance holding company operating multiple E&S writer subsidiaries serving contractors, energy, and security niches through wholesale distribution. Parent of Admiral Insurance, providing a benchmark for specialty insurer scale and economics.
- Scottsdale Insurance Company: Nationwide subsidiary writing E&S commercial lines through Scottsdale specialty and excess markets divisions. Larger scale and broader product set, but overlaps directly in middle-market contractor and security casualty.
Direct peers
- Admiral Insurance Group: A specialty E&S division of W. R. Berkley writing commercial general liability and excess casualty for hard-to-place middle-market risks including contractors and security/service businesses. Directly comparable niche focus and wholesale broker distribution.
- Seneca Insurance Company: Specialty commercial E&S writer with programs targeting contractor, service, and security risks through wholesale broker distribution. Similar product construct of primary GL plus supported excess.
- James River Insurance Company: Specialty commercial insurer focused on excess and surplus lines coverage for niche classes including contractors, security, and energy, distributed through wholesale brokers. Direct overlap in target segments.
- Capitol Specialty Insurance Corporation: E&S subsidiary writing specialty commercial casualty through wholesale producers, with comparable middle-market contractor and service-business appetites. Similar program-administration structure.
- Northfield Insurance Company: E&S casualty writer focused on small-to-middle-market commercial risks distributed through wholesale producers. Comparably sized and product-overlapping for contractor and service trades.
- Falls Lake National Insurance Company: Specialty E&S carrier writing casualty and excess lines for niche commercial classes through wholesale brokers. Operates with a similar specialty-market positioning and underwriting-led culture to CIG.
Emerging players
- Kinsale Insurance Group: Public specialty E&S underwriter concentrating on small commercial excess & surplus lines casualty. Smaller average account size but directly comparable underwriting appetite and wholesale distribution model.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Champlain Insurance Group social profiles
Digital presenceChamplain Insurance Group compliance and trust
Trust signalCompliance1 record
Champlain Insurance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Champlain Insurance Group leadership team
Management profileNumber of profiles
Profiles12 records
Champlain Insurance Group subsidiaries and ownership
Company hierarchySubsidiaries3 records
Champlain Insurance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Champlain Insurance Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Champlain Insurance Group
What does Champlain Insurance Group do?
Champlain Insurance Group is a specialty excess and surplus lines insurance enterprise that, through its affiliates, underwrites and distributes commercial general liability and commercial excess liability insurance for small to middle-market risks in niche market segments (artisan contractors, energy, and security). The company pairs its underwriting with claims handling and risk management solutions delivered nationwide through affiliated program administrator WestCongress Insurance Services LLC and claims administrator WestCongress Risk Services LLC.
Is Champlain Insurance Group a public or private company?
Champlain Insurance Group is a private company. It is classified as corporate owned and is currently operating.
When was Champlain Insurance Group founded?
Champlain Insurance Group was founded in 2017. It employs 51 to 100 people.
Where is Champlain Insurance Group based?
Champlain Insurance Group is headquartered in Manchester, United States, in the North America region.
How does Champlain Insurance Group make money?
One revenue line is on record: insurance Premiums.
Who are Champlain Insurance Group's main competitors?
Broad incumbents on record are Markel Corporation, W. R. Berkley Corporation and Scottsdale Insurance Company. Direct peers are Admiral Insurance Group, Seneca Insurance Company, James River Insurance Company, Capitol Specialty Insurance Corporation, Northfield Insurance Company and Falls Lake National Insurance Company. Kinsale Insurance Group is listed as an emerging player.
Does Champlain Insurance Group have an API?
No public API is recorded for Champlain Insurance Group.