Gage-Wiley

What Gage-Wiley does

Gage-Wiley is a private, independent wealth management firm founded in 1933 in Northampton, Massachusetts, and operating today as part of the St. Germain Wealth Management Group following a 2019 merger with St. Germain Investment Management. The firm offers portfolio management (Private Wealth Management, Strategic Allocation Portfolios, Sustainable/ESG Investing, and Fixed Income Management) alongside comprehensive financial planning covering retirement, tax, estate, education, risk management, and charitable giving. Investment minimums are $500,000 for Private Wealth Management and Fixed Income accounts and $100,000 for Strategic Allocation and ESG Portfolios, with an asset-based fee schedule that decreases as portfolio size increases.

The firm operates with approximately 23 staff across Financial Advisors and Client Services (9), Portfolio Management (8), and Operations, Finance, Marketing and Compliance (6), with two offices in Northampton and Plymouth, Massachusetts, and clients spanning 42 states. No proprietary technology platform is disclosed; operations rely on third-party infrastructure including Charles Schwab client access, eMoney planning tools, American Funds, and SS&C systems. Michael R. Matty (President, CFA, ChFC) oversees investment policy and stock selection for over $1.2 billion in assets under management, supported by a senior portfolio team with prior tenure at Berkshire Bank Wealth Management, Banknorth Investment Management, and other institutional firms.

Gage-Wiley serves a diversified client base including affluent individuals and families ($1M+ investable assets), retirees and pre-retirees, business owners and executives ($500K-$10M+), professionals (physicians, lawyers, educators), an estimated 100 non-profit institutions (endowments, foundations, religious and charitable organizations), and targeted segments such as LGBTQ+ clients and ESG-focused investors. Marketing is primarily relationship-driven through referrals, community involvement, thought-leadership content, and search-optimized web presence; the sales motion is consultative with detailed intake forms and direct client access to portfolio managers, all delivered through a single-country, direct-advisor channel.

Name

Gage-Wiley

Legal name

Gage-Wiley

Website

https://gagewiley.com

Company type

Private

Founded year

1933

Operating status

Operating

Headcount range

11–50 employees

Short description

Gage-Wiley is an independent, Massachusetts-based wealth management firm offering portfolio management and financial planning to affluent individuals, families, professionals, business owners, and approximately 100 non-profit institutions, with minimums of $100,000-$500,000 and clients across 42 states.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)

SIC

Investment Advice (6282)

akta.pro primary industry

Fee-Based Advisory (FSAEAAAM)

akta.pro secondary industries

Estate & Legacy Planning Advisory (FSAEAAAG), Advisory Portfolio Management (Non-Discretionary) (FSAAABAD), Investor Education, Research & Portfolio Analytics Services (Retail) (FSAAAAAO)

Keywords

• Wealth management services
• Investment advisory services
• Portfolio management
• Financial planning services
• Fiduciary asset management

Headquarters

HQ city

Northampton

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Asset-Based Management Fees: Transparent, asset-based fee structure where fees are calculated as a percentage of assets under management. Fees decrease as portfolio size increases, aligning firm incentives with client outcomes. No hidden costs or surprise expenses disclosed.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels4 records

Core offering

Gage-Wiley is an independent, fee-based wealth management firm offering discretionary Portfolio Management (customized equity, bond, ETF, and ESG portfolios) and comprehensive Financial Planning (retirement, tax, estate, education, risk, and cash-flow planning) to affluent individuals, families, professionals, business owners, and non-profit organizations. Assets are custodied with third-party providers such as Charles Schwab, while investment decisions are made internally by Gage-Wiley's portfolio managers who clients can access directly.

Product overview

Gage-Wiley is a wealth management firm offering comprehensive financial planning and portfolio management services. The core offerings include Portfolio Management (covering Private Wealth Management, Strategic Allocation Portfolios, Sustainable/ESG Investing, and Fixed Income Management) and Financial Planning (covering Retirement Planning, Cash Flow/Budgeting, Tax Planning, Risk Management, Estate/Legacy Planning, and Education Planning). Additional services include insurance solutions and non-profit investment strategy support. The firm serves various client segments including individuals, families, professionals, business owners, non-profits, and trusts/estates.

Differentiator

Problem solved

Functional benefit

Products and services

• Portfolio Management Disciplined, research-driven discretionary investment management combining rigorous analysis with personalized strategy to protect and grow client wealth, using diversified portfolios of equities, bonds, and ETFs with sustainable investing (ESG) options.
• Financial Planning Comprehensive financial planning covering income and cash flow, education funding, retirement, charitable giving, and trusts/estates/wealth transfer planning for individuals, families, professionals, business owners, and non-profits.
• Private Wealth Management Actively managed, customized portfolios invested in individual stocks, bonds, and ETFs tailored to client risk tolerance, goals, and preferences. Requires a $500,000 minimum investment.
• Strategic Allocation Portfolios Diversified investment strategies using carefully selected mutual funds and ETFs with strategic asset allocation and professional oversight. Requires a $100,000 minimum investment.
• Sustainable (ESG) Investing Portfolios integrating environmental, social, and governance factors with values-aligned investment selection and impact progress reporting. Requires a $100,000 minimum investment.
• Fixed Income Management Customized bond portfolios providing reliable income streams with dynamic laddered maturity strategies and tax-efficient bond selection. Requires a $500,000 minimum investment.

Segments9 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Edelman Financial Engines: Large national independent RIA providing wealth management, financial planning, and retirement plan services to households and individuals across the mass-affluent and HNW spectrum. Comparable as an independent RIA serving individuals and families, though operating at far greater scale with hybrid digital-advisor delivery.
• LPL Financial: Largest independent broker-dealer and RIA custodian in the U.S., supporting thousands of financial advisors and wealth management firms with custody, technology, and compliance infrastructure. Comparable as an independent wealth management services provider but at vastly larger scale and via a broker-dealer/custodian model.
• Focus Financial Partners: Partnership model providing capital, infrastructure, and operational support to a national network of independent RIAs serving HNW clients. Comparable to Gage-Wiley as a fiduciary RIA but operates as a large multi-affiliate platform rather than a single boutique firm.
• Hightower Advisors: National RIA platform supporting independent advisor teams providing wealth management, investment, and planning services to HNW clients and institutions. Comparable service model and client base but larger scale and multi-affiliate structure.

Others

• Commonwealth Financial Network: Independent broker-dealer and RIA support platform providing custody, technology, practice management, and compliance services to independent financial advisors. Comparable as ecosystem infrastructure that Gage-Wiley-adjacent independent RIAs rely on for back-office support, but operates as a custodian/B-D rather than a direct wealth management competitor.

Direct peers

• Brown Brothers Harriman Wealth Management: Privately held, independent trust and wealth management firm serving HNW families, foundations, and endowments with personalized investment management and estate planning. Comparable as a long-tenured, independent fiduciary wealth manager with similar multi-generational client orientation.
• Ballentine Partners: Independent, fee-only multi-family office and RIA based in New England serving HNW individuals and families with comprehensive wealth management, financial planning, and investment management. Highly comparable in scale, geography, fiduciary model, and service breadth to Gage-Wiley.
• Glenmede: Independent, employee-owned investment and wealth management firm managing private wealth, endowments, and foundations with discretionary portfolio management and integrated planning. Comparable independent fiduciary model, multi-decade client relationships, and endowment/non-profit segment focus.
• Mariner Wealth Advisors: Large independent RIA providing comprehensive wealth advisory, investment management, tax, estate, and retirement planning to HNW individuals and families. Comparable independent fiduciary positioning and full-service wealth management model, though operating at materially larger scale than Gage-Wiley.
• Creative Planning: One of the largest independent RIAs in the U.S., offering wealth management, financial planning, tax, and estate services to HNW households. Comparable fiduciary-first positioning and comprehensive planning offering, though operating nationally at far greater scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Gage-Wiley