Q Report

What Q Report does

Q Report (trading as Jewellers Loop Pty Ltd, ABN 47 110 767 087, AFSL No. 556525) is an Australian specialist insurance intermediary that provides standalone jewellery, engagement ring, wedding ring, and luxury watch insurance to individual consumers. Founded in 2004 and headquartered at Level 10, 61-63 Market Street in Sydney, the company operates as Australia's first dedicated jewellery insurance provider and holds binding authority from Chubb Insurance Australia Limited to arrange, underwrite on Chubb's behalf, and handle claims. The company employs 11-50 people and has built a reputation around 2,400+ verified five-star Google reviews.

The core product offering is a subscription-style insurance policy priced at approximately 2.75% of insured value annually, with typical engagement ring premiums of $83-$440 per year and watch premiums of $250-$1,650 per year. Coverage is worldwide against loss, theft, accidental damage, mysterious disappearance, and natural disasters, with a fixed $100 excess, no premium increase after claims, complimentary annual revaluation, and up to 50% additional cover buffer. The technology stack consists of a digital quote calculator at qreport.com.au, a document-submission portal for valuations, and a separate payment portal at payment.qreport.com.au; the platform is ISO 27001 certified but shows no AI/ML capabilities.

Q Report distributes through three channels: direct-to-consumer via website self-serve quotes and inside sales (02 9234 0580), and a jeweller referral network (Q Referrer and Q Certified Jeweller programs) covering hundreds of premium Australian retailers that direct customers at point of sale. Monthly instalment payments are facilitated by premium funding partner IQumulate. All revenue is generated domestically within Australia, with no disclosed international operations. The company is privately held with no evidence of external venture capital, private equity, or parent-company ownership.

Name

Q Report

Legal name

Jewellers Loop Pty Ltd

Website

https://qreport.com.au

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

11–50 employees

Short description

Q Report is Australia's first standalone jewellery insurance intermediary, providing subscription-based specialist insurance for engagement rings, wedding rings, jewellery, and luxury watches to individual consumers via direct digital sales and a jeweller referral network. Policies are underwritten by Chubb and priced as a percentage of insured value.

Ownership category

akta.pro rank

Product category

Jewellery Insurance

NAICS

Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411), Insurance Carriers, Nec (6399)

akta.pro industry

PRIMARYFSAJAGAL

Fine Art, Jewelry & Specie

Financial & Insurance/Insurance — Motor, Property & Casualty/Specialty & Excess/Surplus Lines (E&S)

Keywords

• Jewellery insurance
• Watch insurance
• Engagement ring insurance
• Valuables insurance
• Personal property insurance

Headquarters

HQ city

Sydney

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D

Revenue model

1. Insurance Premiums: Q Report generates revenue through annual and monthly insurance premiums calculated as a percentage of the insured jewellery/watch value. Premiums are collected either upfront annually or through monthly instalment plans facilitated by premium funding partner IQumulate. The revenue model is subscription-based with annual renewal cycles that include complimentary annual revaluation.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels6 records

Core offering

Q Report is an Australian specialist insurance intermediary that arranges and distributes jewellery and watch insurance policies underwritten by Chubb Insurance Australia. Its core products are Engagement Ring Insurance, Jewellery Insurance, Wedding Ring Insurance, and Watch Insurance, providing worldwide coverage for loss, theft, accidental damage, mysterious disappearance, and natural disasters, with annual revaluation, like-for-like replacement, and the ability to return to the customer's preferred jeweller.

Product overview

Q Report is Australia's first standalone jewellery insurance provider, designed by jewellers and underwritten by Chubb. The company offers a unified insurance platform covering engagement rings, wedding rings, general jewellery, and luxury watches. All policies provide worldwide coverage against loss, theft, accidental damage, mysterious disappearance, and natural disasters. Key features include annual revaluation at no charge, up to 50% additional cover buffer, low fixed $100 excess, no-impact claims (premiums don't increase after making a claim), in-house claims consultants, and the ability to return to original or preferred jewellers for repairs or replacement.

Differentiator

Problem solved

Functional benefit

Products and services

• Q Report Jewellery Insurance Comprehensive jewellery insurance coverage underwritten by Chubb for engagement rings, jewellery, and watches, providing worldwide protection against loss, theft, accidental damage, mysterious disappearance, and natural disasters, with annual revaluation, up to 50% additional cover buffer, low $100 excess, and no-impact claims.
• Engagement Ring Insurance Specialist insurance for engagement rings providing worldwide cover against loss, theft, accidental damage, mysterious disappearance, and natural disasters, with the ability to return to the customer's preferred jeweller for repair or replacement.
• Wedding Ring Insurance Specialist insurance for wedding rings covering loss, theft, accidental damage, mysterious disappearance, and natural disasters worldwide, with like-for-like replacement and the ability to return to the customer's preferred jeweller for repairs or replacement.
• Watch Insurance Specialist luxury watch insurance underwritten by Chubb covering theft, accidental damage, loss, mysterious disappearance, and natural disasters worldwide, with access to brand-certified repair or replacement and the option to return to the original watch boutique.

Quantifiable outcome

• 2,400+ satisfied customers with 5-star Google reviews
• +2 more outcomes

Named customers10 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

Three partnerships are on record, tiered core.

• Chubb Insurance Australia LimitedcoreStrategic or Co-development PartnerQ Report policies are underwritten by Chubb, a global insurer with extensive experience insuring fine arts and valuables collections. Jewellers Loop Pty Ltd holds a binding authority from Chubb to arrange, enter into and distribute insurance on behalf of Chubb, and is authorised to provide claims handling services on behalf of Chubb.
• Premium Australian JewellerscoreChannel Partner/ Reseller/ DistributorHundreds of premium jewellery retailers across Australia refer Q Report to their customers as the preferred specialist jewellery insurance provider. These jewellers recommend Q Report at point of sale and some Q Certified Jewellers can facilitate instant coverage.
• Jewellers Loop Pty LtdcoreStrategic or Co-development PartnerTrading as Q Report, Jewellers Loop Pty Ltd (ABN 47 110 767 087, AFSL No. 556525) is the authorised representative that arranges jewellery insurance underwritten by Chubb. The company was founded by jewellers and maintains deep industry relationships.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Jewelers Mutual Insurance Group: The original US specialist jewellery and watch insurer, founded in 1913. Most directly comparable to Q Report in product, customer, and channel — both are jewellery-industry-rooted specialists selling standalone fine jewellery and watch cover through jeweller referrals and direct digital channels.
• Lavalier (Jewelry Insurance by Lavalier): US-based jewellery insurance specialist offering standalone personal jewellery and watch coverage with worldwide protection. Closely comparable product, target customer, and digital direct-to-consumer distribution approach.

Emerging players

• BriteCo: US-based jewellery and engagement ring insurance specialist offering digital-first quotes and policies. Comparable niche and customer profile, but smaller scale and an earlier-stage distribution model than Q Report's jeweller referral network.

Regional players

• TH March Insurance: Long-standing UK jewellery insurance broker with deep ties to the British jewellery trade. Closely analogous in business model and channel strategy, but UK-focused and serving a different geography.

Broad incumbents

• Chubb Personal Insurance (Masterpiece): Q Report's existing underwriter and the global leader in high-net-worth personal insurance including jewellery and watches via its Masterpiece product. Comparable product coverage but offered as part of a broad HNW portfolio rather than a specialist jewellery proposition.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Instagraminstagram.com/qreportjewelleryinsurance
• Xx.com/qreport
• Facebookfacebook.com/QReport
• LinkedInlinkedin.com/company/the-q-report

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Q Report