Altassura Group

What Altassura Group does

Altassura Group is a French credit insurance broker and comparator that operates assurance-credit-entreprise.fr, an online platform enabling French businesses to compare, subscribe to, and manage credit insurance policies from multiple insurers. Founded in 2007 and headquartered in Nice with primary sales operations routed through a Paris phone line, the company acts as an independent intermediary between businesses seeking trade credit protection and a panel of major credit insurers, including Atradius, Coface, Euler Hermes/Allianz Trade, Axa Assurcredit, Cesce, Credendo, Groupama, and AIG. Its platform segments offerings across three tiers: TPE (very small enterprises with annual revenue from approximately €100K), PME (small and medium enterprises with revenue between €1M and €250M), and Grands Comptes (large enterprises and multinationals requiring bespoke programs).

The company's underlying technology is a B2B comparison engine that aggregates named insurer product tiers (Modula, TradeLiner, SIMPLICITY, DECLIC, Easy Liner, Corporate Advantage, Globale Standard, MASTER, AIGTrade+), alongside self-service simulators for eligibility and buyer solvency assessment and an extensive educational content library. The platform supports 24/7 online quote requests, contract design, and claims management support, supplemented by phone and email advisory. Add-on modules extend the product surface into Single Buyer, Excess of Loss, Single Risk, Moyen Terme (up to 36 months), Leasing/Credit-Bail, Préfinancement, and compliance services for IFRS9 receivables valuation and France's Sapin II law.

Altassura earns revenue primarily through commissions paid by insurers for placing and servicing business, supplemented by advisory and claims management fees. End-client pricing for credit insurance ranges from €1,200 to €6,500+ HT in annual minimum premiums for smaller enterprises, with premium rates typically 0.1%–2% of insurable revenue and a 9% insurance tax applied to French domestic premiums. The company employs 1–10 people, has no disclosed revenue or funding history, and operates primarily in the French domestic market while facilitating international coverage through its insurer partners across 120+ countries.

Name

Altassura Group

Legal name

Groupe Altassura

Website

https://assurance-credit-entreprise.fr

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

1–10 employees

Short description

Altassura Group is a French credit insurance broker and online comparator (assurance-credit-entreprise.fr) that helps French TPE, PME, and large enterprises compare, subscribe to, and manage trade credit insurance policies from a panel of major insurers including Atradius, Coface, Euler Hermes/Allianz Trade, and Axa.

Ownership category

akta.pro rank

Headquarters

HQ city

Nice

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations

Revenue model

1. Credit Insurance Brokerage Commissions: Altassura acts as an intermediary between businesses seeking credit insurance protection and insurance companies (Atradius, Axa, Cesce, Coface, Euler Hermes/Allianz Trade, Groupama, Credendo). They earn commissions from insurers for placing business and providing advisory services. The platform helps companies compare and subscribe to credit insurance policies, with pricing ranging from €1,200 to €6,500+ HT annual minimum premiums depending on company size and coverage needs.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Altassura Group operates an independent credit insurance brokerage and comparator for French businesses (TPE, PME, and grands comptes) and international exporters. The company aggregates policies from major credit insurers, supports businesses with policy comparison, contract negotiation, subscription assistance, buyer solvency assessment, ongoing monitoring, and claims management. Pricing for placed policies ranges from approximately €1,200 to €6,500+ HT annual minimum premiums depending on company size and coverage scope.

Product overview

Altassura Group operates assurance-credit-entreprise.fr, a B2B credit insurance comparison and advisory platform. The core offering is a multi-insurer comparison engine (covering Atradius, Coface, Euler Hermes/Allianz Trade, Axa Assurcredit, Cesce, Credendo, Groupama, AIG) structured across three main segments — TPE (very small businesses), PME (small and medium enterprises), and Grands Comptes (large enterprises/multinationals). The platform offers named product tiers (MODULA, GLOBAL, TradeLiner, SIMPLICITY, DECLIC, EASY LINER, and others) from each insurer, alongside supplementary add-on modules such as Single Buyer, Excess of Loss, CAP/CAP+ complementary coverage, Single Risk, Moyen Terme, Leasing/Credit-Bail, and IFRS9 compliance services. Core services include policy comparison, subscription assistance, claims management, and debtor surveillance. The platform differentiates through a full-service advisory model (not self-service only), with a dedicated Grand Compte department providing bespoke contract design, renegotiation, and compliance support (Sapin II).

Differentiator

Problem solved

Functional benefit

Products and services

• Assurance-Crédit Comparateur (Credit Insurance Comparator Platform) B2B comparison and advisory platform aggregating credit insurance offers from multiple partner insurers (Atradius, Coface, Euler Hermes/Allianz Trade, Axa Assurcredit, Cesce, Credendo, Groupama, AIG) to help French businesses find and subscribe to the optimal policy for covering unpaid receivables.
• Assurance-Crédit TPE Credit insurance solutions tailored for Très Petites Entreprises (micro and very small businesses) with revenue as low as €100K, offering flat-fee pricing, online management portals, and automatic coverage for small outstanding amounts.
• Assurance-Crédit PME Credit insurance products designed for Petites et Moyennes Entreprises, offering configurable coverage limits, policy management tools, and protection against both domestic and export unpaid receivables.
• Assurance-Crédit Grands Comptes Customized credit insurance solutions for large enterprises and multinationals, featuring bespoke policies, group contracts, IFRS 9 compliance support, credit management consulting, and policy renegotiation services.
• Single Buyer (Débiteur Unique) Credit insurance product covering the risk of non-payment from a single key buyer, designed for businesses with concentrated customer exposure or one-off large transactions.
• Excess of Loss (Excédent de Pertes) Excess-of-loss credit insurance covering exceptional losses from unpaid receivables, with non-cancellable 12-month protections designed for risk optimization and balance sheet management.
• CAP / CAP+ (Complément de Garantie) Supplementary credit coverage that supplements an existing primary credit insurance policy on specific buyers where the main insurer cannot provide sufficient protection, covering commercial insolvency risks.
• Single Risk Per-contract credit insurance covering individual export transactions on a case-by-case basis, targeting businesses or financial institutions exposed to commercial or political risks internationally.
• Moyen Terme Medium-term credit insurance covering contracts with credit periods of up to 36 months, suited for infrastructure construction projects or capital goods supply agreements.
• Leasing / Crédit-Bail Credit insurance solution for financial leasing and credit-bail operations, providing firm guarantees valid for up to 5 years for commercial lessors and banks.
• Conformité Loi Sapin 2 Third-party compliance evaluation services for anti-fraud, anti-corruption, and anti-money laundering (AML) compliance required under France's Sapin II law for companies with over 500 employees.
• Application Norme IFRS9 Outsourced IFRS 9 compliance service providing rapid valuation of commercial receivables without requiring complex internal models, auditable by statutory auditors.
• Préfinancement / Assurance Avance sur Commande Insurance protection for advance payments made to suppliers in France or internationally, covering commercial and political risks if goods are not delivered and advances are not reimbursed.
• Gestion des Impayés et Recouvrement Accounts receivable management service including overdue balance monitoring, debtor surveillance, collections, and support in negotiating payment terms, complementing credit insurance policies.

Quantifiable outcome

• Coverage of 75% to 95% of unpaid invoice amounts
• +4 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Eight partnerships are on record, tiered core and minor.

• AtradiuscoreChannel Partner/ Reseller/ DistributorAltassura partners with Atradius to offer credit insurance solutions including Modula (for PME), Modula Jump (for TPE), and Global programs for multinationals. Atradius provides buyer credit analysis, global monitoring networks, and claims indemnification for policyholders placed through Altassura's platform.
• CofacecoreChannel Partner/ Reseller/ DistributorAltassura offers Coface credit insurance products including TradeLiner (for PME), Easy Liner (for TPE), and Coface Global Solutions for multinationals. Coface provides comprehensive credit risk management, debtor monitoring, and indemnification services.
• Euler Hermes (Allianz Trade)coreChannel Partner/ Reseller/ DistributorAltassura distributes Euler Hermes (now Allianz Trade) credit insurance solutions including Corporate Advantage (for PME), SIMPLICITY (for TPE), and excess of loss programs for large accounts. Euler Hermes provides extensive buyer credit databases and global debt recovery networks.
• Axa AssurcreditcoreChannel Partner/ Reseller/ DistributorAltassura offers Axa Assurcredit products including Global Kup (for TPE/PME) and Globale AAC (for PME). Axa Assurcredit provides domestic and export credit insurance coverage with no sector exclusions.
• Credendo GroupcoreChannel Partner/ Reseller/ DistributorAltassura distributes Credendo Globale Standard credit insurance for PME with coverage starting from €1M CA and including political risk coverage at 95% and manufacturing risk integrated in the premium.
• GroupamacoreChannel Partner/ Reseller/ DistributorAltassura offers Groupama credit insurance products including Mondopolis (designed for agri-food and packaging sectors) and DECLIC (for TPE with 9 guarantee levels per buyer). Groupama provides domestic and export coverage with simplified management.
• CescecoreChannel Partner/ Reseller/ DistributorAltassura distributes Cesce credit insurance products including MASTER (for PME with export focus requiring minimum 50% export revenue) and MASTER Standard (for TPE). Cesce provides comprehensive coverage with no sector exclusions.
• AIGminorChannel Partner/ Reseller/ DistributorAltassura offers AIG credit insurance products including AIGTradeEnable+ (for PME with €10–100M CA) and excess of loss solutions for large accounts with non-cancellable credit lines for 12 months.

Scale indicators5 records

Recent moves5 records

Expansion highlights4 records

Others

• Coface: One of the world's largest trade credit insurers and a direct distribution competitor/partner of Altassura; relevant because it offers direct-to-customer credit insurance that competes with the broker model.
• Atradius: Global trade credit insurer and another key partner/carrier for Altassura; comparable because it competes for the same end customers both through brokers and direct sales.

Direct peers

• Diot-Siaci: Large French brokerage group formed from Diot and Siaci Saint Honoré, with significant credit-insurance capabilities alongside broader P&C and employee benefits.
• Bessé (Siaci Saint Honoré): French mid-market insurance and reinsurance broker with strong credit-insurance practice covering domestic and export receivables for similar PME and mid-cap clients.
• Stelliant Insurance Brokers: French insurance broker group serving mid-market and corporate clients with specialisms in credit insurance, surety and trade credit risk.
• Verlingue: Mid-market French insurance and credit insurance broker serving PME and ETI clients with multi-insurer placement, advisory and claims management — comparable offering to Altassura across the PME and Grands Comptes segments.
• Verspieren: Independent French insurance broker with a dedicated credit-insurance and risk-management practice serving enterprise and mid-market clients in France.

Broad incumbents

• Howden France: International insurance broker with a growing French presence that places credit insurance as part of its broader specialty and mid-market offering.
• Aon France: Global insurance and reinsurance broker with a French office placing credit insurance as part of a broader commercial risk and employee-benefits practice.
• Marsh France: Subsidiary of global broker Marsh McLennan; offers credit insurance placement as part of a much wider risk-management portfolio across France and internationally.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/Altassura
• LinkedInlinkedin.com/company/altassura

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Altassura Group