Digital Vault Services

What Digital Vault Services does

Digital Vault Services GmbH is a German fintech founded in 2019 by GlobalTrade Corporation (Toronto) and Lindner Group KG (Arnstorf, Germany), headquartered in Munich with an operations center in Passau. The company operates the Guarantee Vault platform, a SaaS market infrastructure for the issuance, safekeeping, and lifecycle management of digital bank guarantees and sureties. It serves three primary participant types: corporates and public institutions as applicants, banks and credit insurers as guarantors, and beneficiaries receiving guarantees, with named participants including Siemens, KONGSBERG, PORR, and Mast-Jägermeister on the corporate side, and Deutsche Bank, HSBC, BNP Paribas, Allianz Trade, Coface, Erste Group, and DNB on the financial institution side. The platform was publicly launched in January 2021 after a two-year co-development with 17 international banks, insurers, and corporates.

The platform is built on Microsoft Azure (hosted in Germany) and exposes REST APIs using OpenAPI 3 and oAuth standards, productized into three APIs for applicants, guarantors, and beneficiaries. It holds ISO 27001:2013 certification (achieved October 2021, recertified in 2024 by DNV), supports eIDAS-qualified electronic signatures, and is GDPR-compliant, with documents retained for 10 years per regulatory requirements. Integration partners include treasury and trade finance system providers Diapason (myDiapason Guarantees), COPS (corima TMS), Trinity TMS, and GlobalTrade Corporation, enabling corporates to manage approval, amendment, and tracking workflows inside their existing TMS. Digital guarantees can be requested and issued within minutes, with standard onboarding completed within 3 business days.

The business runs a B2B SaaS subscription model with quote-based enterprise pricing on annual billing cycles, while beneficiaries access the platform free of charge. Go-to-market combines direct enterprise sales, an API-first distribution model, and channel partnerships with regional distributors including tesselate Group (France), Assuro Digital Services (Australia and New Zealand), MonetaGo (Middle East, Africa, Southeast Asia), and Gracher (Germany). The company received a strategic investment from Clearstream, the post-trade business of Deutsche Börse Group, in May 2025 to establish next-generation market infrastructure for digital guarantees in Europe.

Name

Digital Vault Services

Legal name

Digital Vault Services GmbH

Website

https://digitalvaultservices.com

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

11–50 employees

Short description

Digital Vault Services operates the Guarantee Vault SaaS platform for the issuance, safekeeping, and lifecycle management of digital bank guarantees and sureties, connecting corporates, banks, credit insurers, and beneficiaries across Europe with expansion into APAC and MEA.

Ownership category

akta.pro rank

Product category

Trade Finance SaaS / Digital Guarantee Infrastructure

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services (518210)

SIC

Services-Prepackaged Software (7372)

akta.pro primary industry

Tokenization, Network Vaults & Credential Management (FSAGABAF)

akta.pro secondary industry

Tokenization & Secure Payment Vaults (Card-on-File) (FSAMACAC)

Keywords

• Digital guarantee platform
• Trade finance software
• Bank guarantee issuance
• Surety safekeeping SaaS
• Corporate treasury APIs

Headquarters

HQ city

Passau

HQ country

Germany

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. SaaS Platform Subscription and Usage Fees: Subscription-based SaaS model providing access to the Guarantee Vault platform for digital guarantee issuance and management. Usage-based pricing components likely apply based on transaction volume. Customers include corporates and financial institutions requiring digital guarantee management capabilities.

Pricing tiers

Go-to-market motion3 records

Distribution channels6 records

Marketing channels6 records

Core offering

Digital Vault Services provides the Guarantee Vault, a SaaS platform for the issuance, safekeeping, and end-to-end lifecycle management of digital bank guarantees and sureties. The platform connects applicants (corporates), guarantors (banks and credit insurers), and beneficiaries through a shared digital infrastructure, processing guarantees in real time via web interface or REST APIs, and replacing paper-based guarantee workflows with qualified electronic signatures.

Product overview

Digital Vault Services GmbH is a German SaaS company founded in 2019 by GlobalTrade Corporation (Toronto) and Lindner Group KG (Arnstorf), offering a single unified product: the Guarantee Vault platform. The platform serves as a central register and shared market infrastructure for digital guarantees, connecting corporates, banks, credit insurers, and beneficiaries across Europe. It operates through a multi-guarantor network of financial institutions (including Deutsche Bank, HSBC, BNP Paribas, Allianz Trade, Atradius, Coface, and others), supports end-to-end digital guarantee workflows via REST API and web interface, and is hosted on Microsoft Azure servers in Germany under GDPR and eIDAS compliance.

Differentiator

Problem solved

Functional benefit

Brands

• Guarantee Vault: Central platform for the issuance and safekeeping of digital guarantees, enabling end-to-end digital guarantee management across applicants, guarantors, and beneficiaries.

Products and services

• Guarantee Vault Platform A cloud-based SaaS platform (hosted on Microsoft Azure in Germany) providing centralized issuance, safekeeping, and end-to-end lifecycle management of digital bank guarantees and sureties. Serves three participant types — applicants (corporates/public institutions), guarantors (banks and credit insurers), and beneficiaries — via a web interface and REST APIs with OpenAPI 3 and oAuth standards. Multi-guarantor connectivity, real-time processing, eIDAS-compliant electronic signatures, and ISO 27001:2013 certified security underpin the platform.
• Guarantee Vault REST APIs (Applicant, Guarantor, Beneficiary APIs) A suite of REST APIs built on OpenAPI 3 and oAuth standards for direct integration with enterprise systems. The Applicant API enables corporates to submit guarantee requests, manage changes, and receive notifications; the Guarantor API enables banks and credit insurers to issue guarantees, manage amendments and releases, and receive notifications; the Beneficiary API enables beneficiaries to access issued guarantees, perform release operations, and receive notifications.

Quantifiable outcome

• Cost savings of 35% to 70% when digitizing guarantee business (PwC validated)
• +5 more outcomes

Named customers8 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature6 records

Partnerships

Eleven partnerships are on record, tiered core and major.

• DiapasoncoreTechnology or Integration · 7 May 2026Integration with Diapason's myDiapason Guarantees platform enables corporates to manage approval, amendment, and tracking workflows within Diapason while transmitting requests to connected banks and insurers (Deutsche Bank, Crédit Agricole, Allianz Trade) via Guarantee Vault. Real-time data synchronization maintained as Single Source of Truth.
• Erste GroupcoreTechnology or Integration · 30 April 2026Erste Group and DVS jointly launched API connection to Guarantee Vault, enabling corporate customers fast, transparent, and efficient guarantee management: end-to-end from applicant to beneficiary across the entire guarantee lifecycle. Important step in digital transformation of guarantee processes in Austria and across Europe.
• MonetaGomajorStrategic or Co-development Partner · 29 April 2025Strategic partnership combining DVS's digital guarantee infrastructure with MonetaGo's financial infrastructure solutions and fraud prevention expertise. Focus on Middle East, Africa, and Southeast Asia with expansion planned for end of 2025. Provides financial institutions with enhanced solutions for digital transformation and compliance.
• tesselate GroupcoreChannel Partner/ Reseller/ Distributor · 11 December 2024New partnership focused on bringing digital guarantees to France and French-speaking markets. Combines DVS's Guarantee Vault technology with tesselate's extensive local network and corporate banking expertise for efficient, secure, fully digital guarantee management.
• Assuro Digital ServicescoreChannel Partner/ Reseller/ Distributor · 2 May 2024Exclusive distribution agreement for Australia and New Zealand markets. Assuro Digital Services, part of Assuro Group, serves as exclusive distributor introducing Guarantee Vault technology for issuance and safekeeping of digital guarantees in the Australasian market.
• Gracher Kredit- und Kautionsmakler GmbH & Co. KGmajorChannel Partner/ Reseller/ Distributor · 3 September 2023Germany's largest credit and surety broker connects to Guarantee Vault via API and their Surety Manager tool. Provides companies rapid direct access to numerous banks and insurers, enhancing transparency and efficiency across the entire guarantee process.
• SiemensmajorImplementation/ SI/ Consulting PartnerSiemens committed to full digitization of guarantee management with DVS. First end-to-end digital guarantee executed through Guarantee Vault in collaboration with Bayerische Landesbank and thyssenkrupp, marking market shift toward digital guarantees.
• Deutsche BankcoreTechnology or IntegrationDeutsche Bank customers can fully digitize their guarantees through Guarantee Vault. Deutsche Bank Paris successfully issued first digital guarantees in France, marking significant milestone and expanding DVS presence in French market.
• HSBCcoreTechnology or IntegrationHSBC executed first fully digital, end-to-end indirect guarantee in Europe via DVS digital infrastructure called Guarantee Vault. Transaction involved multiple jurisdictions and eliminated physical documentation in significant trade finance advancement.
• COPS GmbHmajorTechnology or IntegrationPartnership connecting COPS's modular Treasury Management System (corima) with DVS's Guarantee Vault Platform, strengthening digital guarantee capabilities for corporate treasury across Europe.
• MitigrammajorStrategic or Co-development PartnerTrusted long-term partnership combining innovative technologies to accelerate adoption of open and interoperable guarantees across the global market. Integration with Mitigram's leading trade finance execution platform.

Scale indicators7 records

Recent moves7 records

Expansion highlights6 records

Direct peers

• MonetaGo: MonetaGo builds financial infrastructure for trade finance, specializing in digital negotiable instruments and duplicate financing fraud prevention. DVS is a strategic partner with MonetaGo targeting MEA/SEA markets; both address similar digital guarantee infrastructure needs with complementary approaches.
• Komgo: Komgo is a blockchain-based trade finance platform founded by major commodity trading houses and banks (including BNP Paribas, Citi, ING). It offers digitalization of letters of credit, certificates of origin, and other trade finance instruments, competing with DVS in the broader trade finance digitization space.
• TradeIX (Marco Polo Network): TradeIX operates the Marco Polo Network, an enterprise blockchain platform for trade and working capital finance connecting banks, corporates, and logistics providers. Competes with DVS in the broader digital trade finance infrastructure category.
• Contour: Contour is a digital letter of credit network built on R3's Corda blockchain, used by major global banks (HSBC, ING, Citi, BNP Paribas, Standard Chartered). Directly comparable to DVS as digital trade finance infrastructure for banks and corporates.
• Mitigram: Mitigram is a trade finance execution platform that is a strategic partner of DVS. It connects banks, insurers, and corporates through trade finance distribution and execution, with overlapping target customers and complementary infrastructure capabilities.
• Bolero International: Bolero provides electronic title documents and digital trade finance solutions, enabling digitalization of bills of lading, letters of credit, and other trade instruments. Directly comparable to DVS as digital trade finance infrastructure for banks and corporates.
• essDOCS: essDOCS (now part of Ctxt Software) provides electronic documents for trade finance, including CargoDocs for electronic bills of lading and digital trade documentation. Operates in adjacent digital trade finance infrastructure space with similar institutional customer base.

Emerging players

• Tradeteq: Tradeteq is a trade finance distribution and securitization platform connecting originators, investors, and servicers in the trade finance asset class. Adjacent to DVS in trade finance infrastructure but focused on capital markets distribution rather than guarantee issuance.

Others

• GlobalTrade Corporation (GTC): GlobalTrade Corporation is a co-founder of DVS and provider of the @GlobalTrade trade finance system. Serves as both a strategic partner (integrated with Guarantee Vault) and an enabler in the trade finance technology ecosystem, though not a direct competitor.

Broad incumbents

• R3: R3 operates the Corda enterprise blockchain platform used by major financial institutions, including for trade finance applications through partners like Contour and TradeIX. A broader incumbent in the digital trade finance infrastructure space with which DVS competes indirectly via partner ecosystems.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@digitalvaultservicesgmbh3256/videos
• LinkedInlinkedin.com/company/digitalvault

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Digital Vault Services