LWM

What LWM does

London Wealth Management Ltd (LWM) is a UK-authorized, FCA-regulated wealth management firm founded in 2008 by Paul Hoban, Ben Howland, and Edward Tudor. The firm provides a single integrated service called Financial Planning led Investment Management, combining holistic financial planning (cash management, tax efficiency, pension planning, inheritance tax, and protection reviews) with discretionary investment management delivered by qualified Chartered Wealth Managers and Chartered Financial Planners. Its core technology is an open-architecture investment platform providing access to the whole of the UK market for research and portfolio construction, with custody, trading, and KYC services delivered through a core partnership with Raymond James.

The firm serves UK-domiciled high net worth individuals and families with a minimum of £500,000 in investable assets, segmented into accumulation, decumulation, and multi-generational wealth propositions. Go-to-market is exclusively direct advisory, executed by a team of approximately 14 professionals through a referral-driven model in which over 90% of clients originate from word-of-mouth and professional networks. The firm operates from a single headquarters at Hend House, 233 Shaftesbury Avenue, central London, and does not serve clients outside the UK.

Revenue is generated through tiered annual AUM-based management fees: 0.85% on the first £3m and 0.75% above £3m (for combined portfolios below £5m), stepping down to 0.70% / 0.60% / 0.50% across £0-5m / £5-15m / above £15m bands, plus custodian fees (0.10-0.13%) and per-trade charges (£10-£25). The firm is privately held by its three founders with no external institutional investment or M&A activity disclosed.

Name

LWM

Legal name

London Wealth Management Ltd

Website

https://londonwm.co.uk

Company type

Private

Founded year

2008

Operating status

Operating

Headcount range

1–10 employees

Short description

London Wealth Management is a UK FCA-regulated, privately held wealth management firm that provides integrated financial planning and discretionary investment management to high net worth individuals and families (typically £500k+ investable assets) via a referral-driven, direct advisory model, using an open-architecture platform with Raymond James as custodian.

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Private Banking Advisory & Discretionary Portfolio Management (FSABADAD)

akta.pro secondary industries

Affluent / Mass-Affluent Private Banking (FSABADAC), Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ)

Keywords

• Wealth management services
• Financial planning advice
• Discretionary investment management
• Private client portfolios
• Retirement and inheritance planning

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. AUM-Based Management Fees: London Wealth Management charges annual management fees as a percentage of assets under management (AUM). Fees are tiered based on portfolio size, with lower percentages applied to larger portfolios. Combined portfolios below £5m are charged 0.85% pa on first £3m plus VAT and 0.75% pa on amounts above £3m plus VAT. Combined portfolios above £5m are charged 0.70% pa on first £5m plus VAT, 0.60% pa on £5m-£15m plus VAT, and 0.50% pa on amounts above £15m plus VAT. Trading is charged at £25 per trade for portfolios below £5m and £10 per trade for portfolios above £5m.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels4 records

Core offering

London Wealth Management provides integrated financial planning and discretionary investment management services to high net worth individuals with a minimum of £500,000 in investable assets. Each client is supported by a dedicated financial planner and investment manager who collaborate to deliver bespoke financial plans covering cash management, tax efficiency, pension and inheritance tax planning, and active portfolio construction. Portfolios are held in custody with Raymond James and built using an open architecture approach with access to the whole of the market.

Product overview

London Wealth Management offers a single unified service called Financial Planning led Investment Management, combining financial planning and discretionary investment management. Clients receive dedicated support from both a financial planner and investment manager who work together to deliver bespoke financial plans and investment portfolios. The service includes discretionary investment management with open architecture, cash flow modelling, tax efficiency planning, and personalized portfolio construction based on individual risk profiles. The firm serves high net worth individuals with minimum £500k investable assets.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Planning led Investment Management Unified service combining financial planning and discretionary investment management, in which each client receives a dedicated financial planner and investment manager working together. Aimed at UK high net worth individuals with at least £500,000 in investable assets.
• Discretionary Investment Management Discretionary authority granted to LWM's wealth managers to make investment decisions on behalf of clients based on agreed objectives and risk tolerance, using an open architecture platform with access to the whole of the market. For UK HNW clients.
• Financial Planning Services Financial planning covering cash management, tax efficiency, capital gains management, cash flow modelling, pension regulations, investment objectives, inheritance tax planning, and protection reviews. For UK HNW individuals and families.
• Accumulation Phase Wealth Planning Wealth building service for clients in the accumulation phase, focusing on tax efficiency, pension optimisation, balance sheet management, cash flow modelling, and long-term investment management. For UK HNW individuals.
• Decumulation Phase Wealth Planning Retirement and decumulation planning service including income planning, wealth protection, tax optimisation, and intergenerational wealth transfer. For UK HNW individuals approaching or in retirement.

Quantifiable outcome

• Over 90% of clients come through referrals

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Raymond JamescoreTechnology or IntegrationRaymond James serves as the firm's custodian and trading partner. Client details are sent to Raymond James for identity verification purposes using LexisNexis tools. Raymond James provides custody services with associated platform and administration support for client portfolios.

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

Market position

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about LWM