Bank of the Plains
Bank of the Plains is a privately held Kansas community bank founded in 1906, serving individuals, small-to-medium businesses, and agricultural operations across nine Kansas branches with personal banking, commercial, agricultural, and mortgage lending products.
- Company typePrivate
- Founded1906
- HeadquartersKansas, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Bank of the Plains does
Bank of the Plains is a privately held Kansas community bank founded in 1906 in Plains, Kansas, by the Collingwood brothers, operating today as a subsidiary of Plains Bancshares, Inc. The bank serves individual consumers, small-to-medium businesses, and agricultural operations across central and southwestern Kansas through nine physical branch locations (Plains, Great Bend, Hutchinson, Salina, Liberal, Anthony, Harper, Sterling, and Lakin) and a digital banking platform comprising iOS and Android mobile apps, online banking, bill pay, e-statements, and online loan applications for consumer, mortgage, and commercial/AG credit.
The product portfolio spans personal banking (checking, savings, money market, CDs, IRAs, personal and auto loans, credit cards, safety deposit boxes), business banking (commercial checking tiers, commercial loans and lines of credit, commercial real estate and equipment loans, business credit cards, merchant services), agricultural lending (livestock loans, agricultural real estate, agricultural equipment loans, agricultural lines of credit), and residential mortgages (purchase, refinance, home equity lines of credit, and a first-time home buyer grant program). Underlying technology is a standard community banking platform integrated with ICE Mortgage Technology for mortgage servicing and ProfitStars SmartPay for one-time payments, with no proprietary technology assets disclosed.
Revenue is generated principally through interest income on agricultural, commercial, residential, and consumer loan portfolios, supplemented by deposit account fees, mortgage origination revenue, and merchant card processing. The bank employs 70+ local staff, holds FDIC membership and NMLS licensure, and maintains a relationship-driven direct-to-consumer go-to-market supported by community sponsorships, Chamber of Commerce participation, and local lending decisions executed at the branch level.
Bank of the Plains firmographics
Firmographics- Name
- Bank of the Plains
- Legal name
- Bank Of The Plains
- Website
- https://bankoftheplains.com
- Company type
- Private
- Founded year
- 1906
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Bank of the Plains is a privately held Kansas community bank founded in 1906, serving individuals, small-to-medium businesses, and agricultural operations across nine Kansas branches with personal banking, commercial, agricultural, and mortgage lending products.
- Ownership category
- akta.pro rank
Bank of the Plains industry classification
Industry- Product category
- Community Banking
- NAICS
- Commercial Banking (52211)
- SIC
- State Commercial Banks (6022)
- akta.pro primary industry
- SME Deposits & Business Accounts (Operating, Savings, CDs) (FSABABAC)
Keywords
Where Bank of the Plains is headquartered
LocationHeadquarters
- HQ city
- Kansas
- HQ country
- United States
- HQ region
- North America
Offices9 records
Markets served
Bank of the Plains business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales
Revenue model
- Interest Income from Lending: The bank generates primary revenue through interest income from various loan products including agricultural loans, commercial loans, residential mortgages, and consumer loans (personal loans, auto loans, credit cards).
- Deposit Account Fees and Services: Revenue from monthly maintenance fees, overdraft fees, and other account service charges on checking and savings accounts.
- Mortgage Banking: Revenue from mortgage originations including purchase mortgages, refinances, home equity lines of credit, and first-time home buyer programs.
- Credit Card and Merchant Services: Revenue from business credit cards and merchant card processing services for business customers.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Simple Saver - Basic savings account |
| Subscription | Monthly | Money Market - Interest-bearing money market account |
| Subscription | Monthly | Simple Money Market - Premium business account |
| Subscription | Monthly | Club Checking - Full-service checking |
| Subscription | Monthly | Value E-Checking - Basic electronic checking |
| Subscription | Monthly | Super Now Checking - Interest-bearing checking |
| Subscription | Monthly | Simple Rewards Checking - Rewards checking |
| Subscription | Monthly | Simple Success Checking - Interest rewards checking |
| Subscription | Monthly | Business Checking - Standard business account |
| Subscription | Monthly | Commercial Premier Checking - Premium business account |
| Subscription | Monthly | Small Business Checking - Small business account |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels4 records
Bank of the Plains product offering
Product offeringCore offering
Bank of the Plains is a community bank offering personal and business deposit accounts (checking, savings, money market, CDs, IRAs), consumer loans (personal, auto, credit cards), residential mortgages, commercial loans and lines of credit, and specialized agricultural lending products (livestock, equipment, real estate, operating lines of credit). Services are delivered through nine Kansas branch locations plus an online banking platform and a mobile banking app with mobile deposit, bill pay, e-statements, and online loan applications.
Product overview
Bank of the Plains is a community bank offering a comprehensive suite of traditional banking products and services. The portfolio includes personal banking (checking, savings, personal loans, auto loans, credit cards, safety deposit boxes), business banking (checking, savings, commercial loans, business credit cards), agricultural lending (livestock loans, agricultural real estate loans, agricultural equipment loans, agricultural lines of credit), and residential mortgage products (purchase, refinance, first-time home buyer programs, home equity lines of credit). Digital banking services include online banking, mobile banking app, bill pay, e-statements, Pay a Person, and online loan applications. The bank operates 9 branch locations across Kansas (Plains, Lakin, Great Bend, Hutchinson, Salina, Liberal, Anthony, Harper, Sterling) and serves customers since 1906.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Checking Accounts
Companies that use Bank of the Plains
Customer profileSegments3 records
Ideal customer profiles3 records
Bank of the Plains technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
Bank of the Plains partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered minor and core.
- Dream First BankminorAgreement made for Dream First Bank to acquire the Lakin branch location from Bank of the Plains. Joint press release announced in November 2025.
- Sixth Bancshares, Inc.corePlains Bancshares, Inc. acquired all outstanding shares of Sixth Bancshares, Inc., the holding company for BANK VI, a $107 million asset community bank headquartered in Salina, KS. The merger brought BANK VI's two Salina locations and expanded the combined bank's assets to approximately $214 million. BANK VI management joined Plains State Bank's management team.
- BANK VIcoreFollowing the acquisition, BANK VI became a division of Plains State Bank. BANK VI had core strengths in commercial and real estate lending with a dedicated team of valued employees and ongoing community support.
Scale indicators6 records
Recent moves10 records
Expansion highlights3 records
Bank of the Plains competitors and assessment
Company assessmentDirect peers
- Landmark National Bank: Manhattan, Kansas-based community bank serving consumers, businesses, and ag borrowers across Kansas. Direct competitor in the Kansas community bank segment with similar ag-lending focus and branch-based distribution.
- Intrust Bank: Wichita, Kansas-based community bank with a large Kansas branch network offering personal, business, ag, and wealth services. Comparable community-banking model, much larger scale, and a likely M&A benchmark for Kansas community banks.
- Sunflower Bank: Salina, Kansas-based community bank serving consumers, businesses, and ag borrowers across Kansas and the Sunflower state. Most direct geographic and product overlap with Bank of the Plains, including ag, commercial, and mortgage lending.
- First National Bank of Hutchinson: Hutchinson, Kansas-based community bank providing personal, business, and ag banking services. Direct competitor in the same Hutchinson market where Bank of the Plains also operates a branch.
- Capitol Federal Savings Bank: Topeka, Kansas-based savings bank (Capitol Federal Financial, CFFN) focused on retail mortgage and consumer banking across Kansas. Comparable in Kansas focus and consumer-banking emphasis, though more retail/mortgage-skewed.
- Equity Bank: Wichita-based community bank (Equity Bancshares, EQBK) with significant Kansas presence serving consumers, businesses, and ag operators. Closely comparable mid-size Kansas community bank pursuing M&A-driven growth in similar markets.
- Fidelity Bank: Wichita, Kansas-based community bank offering personal, business, ag, and mortgage banking. Comparable Kansas community bank with similar product breadth and community-banking model.
- The Bennington State Bank: Bennington, Kansas-based community bank offering personal, business, and ag banking. Direct rural Kansas peer with similar size, footprint, and community-banking positioning to Bank of the Plains.
Broad incumbents
- UMB Bank: Kansas City-based regional bank with a large Kansas branch and ag lending franchise. Larger, multi-state incumbent that competes with Bank of the Plains for commercial and ag customers across Kansas.
Regional players
- Dream First Bank: Syracuse, Kansas-based community bank and the announced acquirer of Bank of the Plains' Lakin branch. Comparable Kansas community bank with overlapping ag and consumer banking focus in western Kansas.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks6 records
Key highlights6 records
Customer concentration
Bank of the Plains social profiles
Digital presenceBank of the Plains compliance and trust
Trust signalCompliance3 records
Bank of the Plains financial estimates
Financial estimateRevenue estimate
Valuation estimate
Bank of the Plains leadership team
Management profileNumber of profiles
Profiles16 records
Bank of the Plains funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Bank of the Plains M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Bank of the Plains
What does Bank of the Plains do?
Bank of the Plains is a community bank offering personal and business deposit accounts (checking, savings, money market, CDs, IRAs), consumer loans (personal, auto, credit cards), residential mortgages, commercial loans and lines of credit, and specialized agricultural lending products (livestock, equipment, real estate, operating lines of credit). Services are delivered through nine Kansas branch locations plus an online banking platform and a mobile banking app with mobile deposit, bill pay, e-statements, and online loan applications.
Is Bank of the Plains a public or private company?
Bank of the Plains is a private company. It is classified as family owned and is currently operating.
When was Bank of the Plains founded?
Bank of the Plains was founded in 1906. It employs 11 to 50 people.
Where is Bank of the Plains based?
Bank of the Plains is headquartered in Kansas, United States, in the North America region.
How does Bank of the Plains make money?
Four revenue lines are on record. Interest Income from Lending is the primary driver. The others are deposit Account Fees and Services, mortgage Banking and credit Card and Merchant Services.
Who are Bank of the Plains's main competitors?
Direct peers on record are Landmark National Bank, Intrust Bank, Sunflower Bank, First National Bank of Hutchinson, Capitol Federal Savings Bank, Equity Bank, Fidelity Bank and The Bennington State Bank. UMB Bank is listed as a broad incumbent. Dream First Bank is listed as a regional player.
Does Bank of the Plains have an API?
No public API is recorded for Bank of the Plains.
What industry is Bank of the Plains in?
Bank of the Plains's product category is Community Banking. Its primary akta.pro industry code is FSABABAC, SME Deposits & Business Accounts (Operating, Savings, CDs). Its NAICS code is 52211 and its SIC code is 6022.