Moss & Associates

What Moss & Associates does

Moss & Associates, Attorneys, P.A. is a South Carolina-based consumer bankruptcy law firm operating from three offices in Columbia (headquarters), Greenville, and Charleston. Founded in 2003 and led by Managing Attorney Jason T. Moss, the firm markets itself as South Carolina's largest bankruptcy filer and claims to have assisted over 20,000 individuals over 20+ years. The practice focuses exclusively on consumer bankruptcy (Chapter 7 liquidation, Chapter 13 reorganization), mortgage modification integrated within Chapter 13 plans, foreclosure prevention, student loan management via its "Student Loanify" Program, and the statutorily required pre- and post-filing credit counseling and financial management courses.

The firm's core service differentiator is the pioneering integration of mortgage modification calculations (31% of gross monthly income per Treasury Directive 10-02 and HAMP guidelines) directly inside Chapter 13 bankruptcy plans in South Carolina, a service generally not bundled by competing firms. Technology usage is industry-standard and non-proprietary: third-party client intake portals (mycaseinfo.com, myhorizontoday.com), National Data Center (NDC) Chapter 13 case tracking, and court e-filing systems. The firm employs no proprietary AI/ML or custom software products, instead leveraging trained intake specialists and standardized questionnaires to drive operational throughput.

Revenue is generated through professional services fees on a per-case basis — Chapter 7 at $338 filing fee plus reasonable attorney fees, Chapter 13 at $313 plus reasonable attorney fees — with retainers available from $100 and flexible payment plans. The go-to-market motion is direct-to-consumer: Google AdWords and Facebook paid media managed in-house, organic SEO, Expertise.com recognition badges, client testimonials, and a toll-free intake line (1-800-346-4916) backed by trained intake specialists and LawTap online scheduling. The firm is privately held, founder/owner-operated, and serves a primary segment of financially distressed South Carolina individuals plus a secondary segment of small business owners seeking business dissolution. No external funding, parent company, or institutional investors are disclosed.

Name

Moss & Associates

Legal name

Moss & Associates, Attorneys, P.A.

Website

https://mossattorneys.com

Company type

Private

Founded year

2003

Operating status

Operating

Headcount range

11–50 employees

Short description

Moss & Associates, Attorneys, P.A. is a South Carolina consumer bankruptcy law firm offering Chapter 7 and Chapter 13 filings, integrated mortgage modification, and foreclosure prevention to financially distressed individuals across three statewide offices.

Ownership category

akta.pro rank

Product category

Consumer Bankruptcy Legal Services

NAICS

Offices of Lawyers (541110), Collection Agencies (56144)

SIC

Services-Legal Services (8111), Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Bankruptcy, Restructuring & Insolvency Law (BPAHAAAH)

akta.pro secondary industries

Bankruptcy, Insolvency & Restructuring Servicing (Consumer) (FSAKAJAK), Insolvency, Restructuring & Bankruptcy Administration (BPAHABAL)

Keywords

• Consumer bankruptcy law
• Chapter 13 reorganization
• Chapter 7 liquidation
• Mortgage modification services
• Debt relief attorneys

Headquarters

HQ city

Columbia

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Bankruptcy Legal Services: Moss & Associates charges flat filing fees plus reasonable attorney fees for bankruptcy filings. Chapter 7 costs $338 plus reasonable attorney fees; Chapter 13 costs $313 plus reasonable attorney fees. Additional fees apply for complexity and litigation. Payment plans are offered starting at $100 to retain services.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Moss & Associates, Attorneys, P.A. is a South Carolina consumer bankruptcy law firm that files Chapter 7 liquidation and Chapter 13 reorganization cases for individuals and small business entities, and integrates mortgage modification within Chapter 13 plans. The firm delivers services through three physical offices in Columbia, Greenville, and Charleston, supported by free initial consultations, intake specialists, and flexible payment plans starting at $100. It markets itself as South Carolina's largest bankruptcy filer with over 20,000 clients helped and more than 20 years of experience.

Product overview

Moss & Associates, Attorneys, P.A. is a bankruptcy law firm offering legal services rather than a software product. The firm's service portfolio centers on bankruptcy filing services including Chapter 7 liquidation and Chapter 13 reorganization, supplemented by mortgage modification programs, student loan management, and required credit counseling courses. Services are delivered through three South Carolina offices (Columbia, Greenville, Charleston) with client support tools including online questionnaire portals and case tracking integrations.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• Over 20,000 clients helped with bankruptcy and debt relief
• +3 more outcomes

Named customers4 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Scale indicators4 records

Recent moves5 records

Expansion highlights4 records

Emerging players

• SoloSuit: Legal-tech platform assisting consumers with debt-defense and bankruptcy responses. Overlaps Moss & Associates' distressed-consumer funnel, particularly for cases that don't require full representation.
• Upsolve: National nonprofit offering free Chapter 7 filing tools and attorney-matched services. Competes for the same distressed-consumer top-of-funnel paid search keywords and pressures fee-based firms' CAC and conversion economics.

Broad incumbents

• LegalZoom: Broad online legal-services platform offering Chapter 7 filing packages at lower price points. Indirect competition for self-directed bankruptcy filers in Moss & Associates' service area.
• National Debt Relief: Large national debt-settlement company that competes for the same distressed-consumer paid-search traffic and is a substitute (rather than complement) to bankruptcy filing for many clients.

Regional players

• David W. Martin, P.A. North Carolina consumer bankruptcy firm offering Chapter 7 and Chapter 13 representation to distressed individuals in the Carolinas. Comparable direct-to-consumer bankruptcy model in an adjacent Southeast market to Moss & Associates' SC footprint.
• Brock & Stout, Attorneys at Law: Multi-office Florida consumer bankruptcy firm with a comparable high-volume Chapter 7/Chapter 13 practice serving distressed consumers. Closely comparable regional multi-office bankruptcy model.

Others

• Best Case (bankruptcy software): Bankruptcy case-management and forms software used by consumer bankruptcy attorneys. Moss & Associates' Roger Pruitt sits on its Client Advisory Board, indicating technology infrastructure dependency and ecosystem participation.
• NDC (National Data Center): Court-integrated bankruptcy case-tracking platform that Moss & Associates directs clients to for Chapter 13 monitoring. Core infrastructure dependency rather than a direct competitor.

Direct peers

• Reibman & Weinstein, LLP: Pennsylvania/New Jersey consumer bankruptcy firm with a Chapter 7/Chapter 13 practice and mortgage-modification support. Directly comparable single-line consumer bankruptcy model.
• Borowitz & Clark LLP: California consumer bankruptcy firm specializing in Chapter 7 and Chapter 13 filings for individuals facing foreclosure and creditor harassment. Closely comparable single-practice consumer bankruptcy model with direct-to-consumer positioning.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/MossAssociates
• Facebookfacebook.com/mossassociates

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Moss & Associates