Boatsafe

What Boatsafe does

Boatsafe is an online insurance broker platform targeting Czech and Slovak recreational and professional sailors. Founded in June 2020 and operated by Rentsafe z.s. (a Czech civil association registered in Prague), the company distributes regulated insurance products through carrier partnerships with Česká podnikatelská pojišťovna, Pojišťovna VZP, and PREMIUM Insurance Company, with PLATINUM Consulting s.r.o. historically serving as the licensed intermediary (ČNB-registered since 1 February 2019) and Rentsafe z.s. itself registered as a standalone intermediary with the Czech National Bank effective 13 October 2025.

The platform offers six core insurance products: deposit (kauční) insurance, skipper liability insurance (up to €5 million, worldwide excluding USA and Canada), travel insurance (medical coverage up to 100 million CZK), cancellation insurance (80% reimbursement), regatta insurance including supplementary sail coverage, and SeaHelp maritime assistance (CharterPass 14-day or 365). Products are sold in single-trip variants (Dovolená, Regata) or annual subscriptions (Jachtař, Profík) via a web-based online configurator that completes purchases in approximately five minutes. The D2C platform is supplemented by a partner ecosystem (yachting schools, sailing clubs, charter companies) and a loyalty layer (Boatsafe Skippers Club annual membership at 990–1,490 CZK) plus a gift voucher program. Boatsafe expanded to Slovakia in June 2023 via boatsafe.sk and runs a content-driven marketing strategy anchored by an extensive blog, YouTube lectures, and contributions from maritime law expert JUDr. Jan Onheiser.

Name

Boatsafe

Legal name

Rentsafe z.s.

Website

https://boatsafe.cz

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

1–10 employees

Short description

Boatsafe offers comprehensive online insurance solutions for yacht owners with extensive coverage.

Ownership category

akta.pro rank

Product category

Specialty Insurance (Yachting / Marine)

SIC

Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Yacht & Pleasure Craft Insurance (FSAJAHAI)

akta.pro secondary industry

Marine & Aviation Insurance (FSAJAKAE)

Keywords

• Yacht insurance
• Deposit insurance
• Skipper liability
• Maritime assistance
• Sailing insurance

Headquarters

HQ city

Hlubocepy

HQ country

Czechia

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Insurance Premium Revenue: Boatsafe acts as a licensed insurance broker (registered with the Czech National Bank) distributing insurance products from multiple insurers (Česká podnikatelská pojišťovna, Pojišťovna VZP, PREMIUM Insurance Company). Revenue is generated through insurance premiums paid by customers for deposit insurance, skipper liability, travel insurance, cancellation insurance, regatta insurance, and SeaHelp membership.
2. Boatsafe Skippers Club Membership: Annual membership program offering premium lectures, expert consultations, discounts on insurance, and partner discounts. Members pay annual fees of 990 Kč (for existing clients) or 1,490 Kč (for new customers).
3. Gift Vouchers: Gift vouchers sold at 1,000 Kč, 2,000 Kč, 5,000 Kč or custom amounts, redeemable for any Boatsafe insurance product or Skippers Club membership.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels7 records

Core offering

Boatsafe is a Czech online insurance broker platform that distributes specialized yachting insurance products underwritten by Česká podnikatelská pojišťovna, Pojišťovna VZP, and PREMIUM Insurance Company. Customers use a web-based configurator to build and purchase coverage packages (deposit insurance, skipper liability, travel insurance, cancellation insurance, regatta insurance, and SeaHelp maritime assistance) in approximately 5 minutes. Policies are available as single-trip (Dovolená, Regata) or annual (Jachtař, Profík) variants for Czech and Slovak recreational and professional sailors.

Product overview

Boatsafe is an online insurance broker platform for recreational and professional sailors, offering six core insurance products: deposit insurance (Pojištění kauce), skipper liability insurance (Pojištění odpovědnosti skippera), travel insurance (Cestovní pojištění), cancellation insurance (Pojištění storna), regatta insurance (Pojištění regaty), and SeaHelp maritime assistance. The platform operates on a modular architecture where clients can purchase individual products or combine them into discounted packages. The Skippers Club membership adds premium features including advanced lectures, expert consultations, and partner discounts. Insurance is available through an online configurator with payment via Gopay, Apple Pay, or bank transfer. The platform is operated by Rentsafe z.s. with PLATINUM Consulting s.r.o. as registered insurance intermediary.

Differentiator

Problem solved

Functional benefit

Brands

• Boatsafe Skippers Club: A premium annual membership program offering advanced sailors exclusive benefits including webinars from top sailors, expert technical and legal consultations, discounts on deposit insurance, and partner discounts.

Products and services

• Pojištění kauce (Deposit Insurance) Insurance covering damage to chartered boats and protecting against loss of the rental deposit, covering surface and deep gelcoat damage, dinghy damage, sail damage, anchor damage, propeller damage, and other equipment. For Czech and Slovak recreational and professional sailors who charter boats.
• Pojištění odpovědnosti skippera (Skipper Liability Insurance) Covers skipper liability for damages exceeding deposit limits, including gross negligence, crew injury claims, lost rental income, and environmental damage. Coverage up to €5,000,000 with gross negligence coverage up to €400,000. Valid worldwide except USA and Canada. For skippers leading chartered or private vessels.
• Cestovní pojištění (Travel Insurance for Yachtsmen) Specialized travel insurance for yachtsmen covering medical expenses up to 100 million CZK, including COVID-19, search and rescue within 200 nautical miles, water sports, legal protection, personal belongings, and accident coverage. Available for Europe or worldwide, with annual contracts option. For sailors travelling abroad for charters and yachting holidays.
• Pojištění storna (Cancellation Insurance)

Quantifiable outcome

• Claims typically processed and paid within 7 days of submitting complete documentation
• +3 more outcomes

Named customers9 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature2 records

Partnerships

13 partnerships are on record, tiered core, major and minor.

• Česká podnikatelská pojišťovna (ČP), a.s.coreOthersČeská podnikatelská pojišťovna is one of the main insurance carriers backing Boatsafe products. Listed as a principal insurance partner on the Boatsafe website.
• Pojišťovna VZP, a.s.coreOthersPojišťovna VZP is one of the principal insurance carriers supporting Boatsafe's product offerings. Listed as a principal insurance partner on the Boatsafe website.
• PREMIUM Insurance CompanycoreOthersPREMIUM Insurance Company is one of the principal insurance carriers behind Boatsafe insurance products. Listed as a principal insurance partner on the Boatsafe website.
• SeaTime.cz (Námořní akademie)majorGTM or Marketing PartnerSeaTime is the longest-running partner of Boatsafe, linked by both years of collaboration and personal friendship. SeaTime's founder and team appear prominently in Boatsafe's educational content. Boatsafe reciprocally promotes SeaTime as a partner in its Skippers Club.
• Onheiser Miechová advokátní kancelář, s.r.o.majorStrategic or Co-development PartnerLaw firm of JUDr. Jan Onheiser, maritime law expert and yachting instructor, collaborates with Boatsafe on legal content, accident analyses, and expert opinions on COLREG regulations. Onheiser serves as a Skippers Club expert.
• KWSminorChannel Partner/ Reseller/ DistributorYachting/charter company partner in the Boatsafe partner program. Displayed in the 'Spolupracují s námi' (Partners) section.
• MaraisminorChannel Partner/ Reseller/ DistributorYachting/charter company partner in the Boatsafe partner program. Displayed in the 'Spolupracují s námi' (Partners) section.
• YachtersAcademyminorChannel Partner/ Reseller/ DistributorYachting education and charter partner in the Boatsafe partner program. Displayed in the 'Spolupracují s námi' (Partners) section.
• YFAminorChannel Partner/ Reseller/ DistributorYachting federation/association partner in the Boatsafe partner program. Displayed in the 'Spolupracují s námi' (Partners) section.
• JachtarkaminorChannel Partner/ Reseller/ DistributorYachting/charter company partner in the Boatsafe partner program. Displayed in the 'Spolupracují s námi' (Partners) section.
• Sea-Help GmbHmajorStrategic or Co-development PartnerSea-Help GmbH provides maritime assistance services (SeaHelp) integrated into Boatsafe's product lineup. Boatsafe acts as a distribution channel for SeaHelp memberships (CharterPass 14-day and CharterPass 365). SeaHelp operates rescue vessels up to 48 knots in Croatia, Italy, Germany, Netherlands, Slovenia, and Spain/Balearics.
• Český Yacht Klub (Optimist Team)minorGTM or Marketing PartnerBoatsafe is a proud supporter (sponsor) of the Optimist Team of the Český Yacht Klub, a youth sailing program. Boatsafe supports young sailing talent as part of its community-building mission.
• PLATINUM Consulting s.r.o.coreImplementation/ SI/ Consulting PartnerPLATINUM Consulting s.r.o. (IČO: 28255623) is the registered insurance broker through which Boatsafe services are provided. Licensed by the Czech National Bank since 1 February 2019. Handles claims management through its dedicated claims department ([email protected], +420 771 291 293).

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Pantaenius: Pantaenius is one of Europe's largest specialist yacht insurance brokers, offering hull, liability, and charter deposit insurance to recreational sailors. Highly comparable to Boatsafe as a niche yacht insurance specialist, though operating at pan-European scale with broader geographic reach.
• Yacht-Pool: Yacht-Pool is a German yacht insurance broker specializing in charter deposit insurance, skipper liability, and regatta coverage for German-speaking sailors. Closest direct competitor in product mix and target customer (chartering recreational sailors), making it an essentially identical model in a different geography.
• SkipperFirst / Navigation Insurance (European yacht broker peers): European specialist yacht insurance brokers serving national sailing markets. Comparable to Boatsafe as dedicated yacht insurance distributors focused on charter deposit and liability products for recreational sailors.
• SK Yacht-Versicherung: German specialist yacht insurance underwriter offering hull, liability, and charter insurance for sailing vessels. Comparable to Boatsafe in product focus (yacht-only insurance) but operates as an underwriter rather than a broker, and serves a larger German market.
• Hanse Marine Insurance: Hanse Marine is a German yacht insurance specialist focused on sailing and motor yachts. Comparable to Boatsafe in offering tailored policies for recreational sailors, with a similar niche specialization strategy in a larger adjacent market.

Broad incumbents

• Allianz (Marine/Yacht Insurance): Allianz offers boat and yacht insurance as part of its broad P&C portfolio across Europe. Comparable to Boatsafe as a competitor chasing the same end customer, but operates as a broad incumbent with yacht insurance as a small sub-line versus Boatsafe's niche-only positioning.
• Generali (Marine Insurance): Generali provides boat and yacht insurance across multiple European markets. Comparable to Boatsafe in product overlap (charter and liability coverage) but is a broad-line incumbent rather than a yacht specialist, lacking Boatsafe's "by sailors for sailors" brand identity.
• Hiscox (Boat Insurance): Hiscox offers boat and yacht insurance alongside its specialty P&C lines. Comparable to Boatsafe in serving affluent recreational sailors and offering online purchase, but as a broader specialty insurer rather than a yacht-only specialist.

Others

• SeaHelp GmbH: SeaHelp is a maritime assistance provider offering response boats and assistance memberships across the Mediterranean. Boatsafe is a distribution partner for SeaHelp, so comparable as an ecosystem participant in the same yachting value chain rather than a direct insurance competitor.
• SeaTime.cz (Námořní akademie): SeaTime is a Czech maritime education and content platform and Boatsafe's longest-running partner. Comparable as a Czech yachting ecosystem participant driving education and engagement, complementing Boatsafe's insurance products rather than competing with them.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UCUtZmM6JTC5X9buQBGjiFrA
• Facebookfacebook.com/boatsafecz
• Instagraminstagram.com/boatsafe
• LinkedInlinkedin.com/company/boatsafe

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Boatsafe