Ospoce

What Ospoce does

OSPOCE (Obra Social del Personal de Organismos de Previsión y Asistencia) is an Argentine obras social — a regulated, membership-based health insurance entity — founded in 1992 and headquartered at Av. Rivadavia 1581 in Buenos Aires. Registered with the Superintendencia de Servicios de Salud under RN. O.S.:0-0040-6, it provides mandatory health coverage (Plan Médico Obligatorio, or PMO) to workers in the organismos de previsión y asistencia sector, with national geographic coverage across Argentina and a workforce of 101-250 employees. Beyond the statutory PMO, OSPOCE offers supplementary plans including Plan Materno, Plan Infantil, and Mi 2000, as well as a prepaid subsidiary called OSPOCE Integral that targets voluntary higher-tier coverage.

The organization operates a vertically integrated delivery model. It runs owned medical facilities — Centro Médico Monserrat (in continuous operation for 28 years), Centro Odontológico Monserrat, and Centro de Diagnóstico por Imágenes y Laboratorio Monserrat — covering general medicine, dentistry, imaging, and laboratory services. On the digital side, OSPOCE has deployed an Autogestión member self-service portal, a mobile application, the Conectados digital magazine, and the Sifeme integrated health records platform that links clinical data across its owned provider network. A partnership with Assist Card extends coverage into cross-border travel medical assistance.

Commercially, OSPOCE's revenue is anchored in Argentina's mandatory obras sociales contribution framework — payroll-based aportes y contribuciones from affiliated workers and their employers — supplemented by member-paid fees on its prepaga and supplementary plans. This dual funding base, combined with in-house care delivery, allows the entity to capture margin both on premium administration and on utilization within owned facilities, while distributing risk across a base of individual affiliates rather than concentrated employer contracts.

Name

Ospoce

Legal name

OSPOCE

Website

https://ospoce.com.ar

Company type

Private

Founded year

1992

Operating status

Operating

Headcount range

251–500 employees

Short description

OSPOCE is an Argentine obra social founded in 1992 that delivers mandatory and supplementary health coverage through owned medical, dental, and diagnostic centers, a prepaid subsidiary, and digital member platforms, serving affiliates nationwide.

Ownership category

akta.pro rank

Product category

Health Insurance (Obra Social / Prepaga)

NAICS

Health and Welfare Funds (525120), Offices of Dentists (6212), Health Care and Social Assistance (62)

SIC

Hospital & Medical Service Plans (6324), Services-Offices & Clinics Of Doctors Of Medicine (8011)

akta.pro industry

PRIMARYFSAIAFAH

Association & PEO Group Health Plans (AHP/PEO-Sponsored)

Financial & Insurance/Insurance — Life & Health/Group Health Insurance (Employer-Sponsored)

SECONDARYFSAIAHAA

Dental Insurance

Financial & Insurance/Insurance — Life & Health/Dental & Vision Insurance

SECONDARYFSAIAHAF

Dental Provider Networks (DPPO/DHMO)

Financial & Insurance/Insurance — Life & Health/Dental & Vision Insurance

SECONDARYFSAIAMAG

Worksite Dental Insurance

Financial & Insurance/Insurance — Life & Health/Supplemental & Voluntary Benefits (Worksite)

Keywords

• Health insurance fund
• Obra social services
• Supplementary health plans
• Medical provider network
• Diagnostic imaging services

Headquarters

HQ city

Buenos Aires

HQ country

Argentina

HQ region

Latin America

Offices5 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Monthly Premiums - Individual: Individual members pay monthly contributions for health coverage, with payment options including automatic debit (credit cards Visa/Mastercard), bank debit, Pago Fácil physical locations, and Mercado Pago online
2. Employer Contributions: Companies make mandatory social security contributions (aportes) for their employees, which are collected and managed by OSPOCE as a registered obra social under Argentine law 23.660
3. Company Plans: Dedicated business/health plans offered to companies with tailored coverage options, managed through the EMPRESAS portal with CUIT-based registration
4. Additional Services: Revenue from additional services including tourism benefits, subsidies, reimbursements, and supplementary coverage offerings beyond the mandatory Plan Médico Obligatorio

Pricing tiers

Go-to-market motion2 records

Distribution channels6 records

Marketing channels5 records

Core offering

Ospoce operates an Argentine obra social (mandatory health insurance fund) under Law 23.660, selling monthly health-plan subscriptions that cover medical consultations, hospitalizations, chronic-disease treatment, dental care, mental health and addiction services, oncology protocols, and disability coverage. The offering is delivered through an integrated owned network of medical, dental, and diagnostic centers, supplemented by affiliated providers, and supported by a member self-service portal and mobile app.

Product overview

OSPOCE operates as a comprehensive health insurance ecosystem comprising a core obra social (mandatory health insurance fund), a supplementary prepaga (OSPOCE Integral), and a network of owned medical facilities including Centro Médico Monserrat, Centro Odontológico Monserrat, and a diagnostic imaging and laboratory center. The company also maintains a digital platform (Conectados) for health education and an Autogestión self-service portal for affiliates. Plans offered include mandatory coverage (Plan Médico Obligatorio), maternal care (Plan Materno), child health (Plan Infantil), and named plans like Mi 2000.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• Cancer detection programs can achieve up to 90% prevention rate through early detection
• +2 more outcomes

Named customers4 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Five partnerships are on record, tiered minor and core.

• Assist CardminorStrategic or Co-development PartnerOSPOCE Integral partners with Assist Card to provide travel assistance and medical coverage for members traveling within Argentina and internationally. The partnership offers comprehensive travel protection including medical assistance, emergency services, and health coverage while traveling.
• Centro Médico MonserratcoreStrategic or Co-development Partner28-year-old medical center providing comprehensive medical services across multiple specialties as part of the OSPOCE provider network. Offers consultations, diagnostic services, and specialized treatments.
• Centro Odontológico MonserratcoreStrategic or Co-development PartnerDental center offering comprehensive dental services including general dentistry, laser dentistry treatments, pediatric dentistry, and specialized dental procedures. Part of the OSPOCE integrated healthcare network.
• Centro de Diagnóstico por Imágenes y Laboratorio MonserratcoreStrategic or Co-development PartnerDiagnostic imaging and laboratory center providing comprehensive diagnostic services including radiology, laboratory tests, and medical imaging. Celebrating third anniversary as part of the OSPOCE network.
• Superintendencia de Servicios de SaludcoreOthersOfficial regulatory body overseeing obra sociales and private health insurance entities in Argentina. OSPOCE is registered as RN. O.S.:0-0040-6 under this regulatory authority.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Regional players

• Federada Salud: Federada Salud is an Argentine prepaid health plan with a strong regional footprint, particularly in Buenos Aires province and the Pampean region. It serves a comparable member demographic to OSPOCE with overlapping plan structures and provider networks.

Broad incumbents

• Hospital Alemán: Hospital Alemán is a Buenos Aires integrated hospital and prepaid health plan operator offering Plan Aleman to corporate and individual members. Its combined provider-plus-insurer model mirrors OSPOCE's vertical structure, though anchored by a single flagship hospital.
• Hospital Italiano: Hospital Italiano operates an integrated hospital-and-health-plan model in Buenos Aires, combining a major academic hospital with the Plan de Salud Italiano prepaid offering. It is comparable to OSPOCE for its vertical integration of insurance and owned provider facilities in the Buenos Aires market.

Direct peers

• Omint: Omint is an Argentine prepaid health plan with a strong corporate and individual member base. Its product structure (mandatory plus supplemental plans, provider network access) directly parallels OSPOCE's obra social plus OSPOCE Integral dual model.
• Sancor Salud: Sancor Salud is a cooperative prepaid health plan affiliated with the Sancor Seguros group, offering national coverage through an affiliated provider network. It competes with OSPOCE for both individual and corporate Argentine health plan members with comparable plan tiers.
• Swiss Medical Group: Swiss Medical Group is one of Argentina's largest health insurers and operates an extensive owned hospital and clinic network. It competes head-to-head with OSPOCE on the integrated insurance-plus-provider model and targets the same corporate and individual member segments.
• Medifé: Medifé is an Argentine prepaid health plan with national reach and a broad affiliated provider network. It targets similar member segments to OSPOCE (corporate-sponsored and individual) with comparable plan structures and supplementary coverage positioning.
• Galeno: Galeno is a major Argentine prepaid health plan with multiple plan tiers (Galeno 200, 300, 400, 500, Oro) and affiliated provider network. It directly competes with OSPOCE's OSPOCE Integral offering for individuals seeking supplemental coverage beyond mandatory obra social benefits.
• OSDE: OSDE is Argentina's largest prepaid health plan (prepaga) with national coverage and an integrated provider network. It is the most direct competitor to OSPOCE in offering comprehensive health plans to individuals and employer groups, with comparable product breadth across medical, dental, and diagnostics.

Emerging players

• Docthos: Docthos is a smaller Argentine prepaid health plan targeting corporate and individual segments with a focused Buenos Aires-area provider network. It competes with OSPOCE at the lower-priced prepaga tier for cost-sensitive employer-sponsored and individual members.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/ospoceobrasocial
• LinkedInlinkedin.com/company/ospoce

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ospoce