Pacis Insurance
Pacis Insurance is a Nairobi-based general insurance carrier owned by the Catholic Church in Kenya, offering personal and commercial non-life products to individuals, professionals, and religious and educational institutions via agents, brokers, and digital channels.
- Company typePrivate
- Founded2005
- HeadquartersNairobi, Kenya
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
What Pacis Insurance does
Pacis Insurance Company Limited is a Kenyan general insurance carrier headquartered in Nairobi at Pacis Centre, regulated by the Insurance Regulatory Authority (IRA) of Kenya. It is wholly owned by the Catholic Church through its dioceses, religious congregations, and Catholic institutions, and was established to serve the insurance needs of the Catholic community after a pre-formation survey indicated the Church was paying approximately KES 1 billion in annual premiums externally with only ~20% claims ratio. The company writes all general insurance classes excluding aviation and life.
Its product portfolio spans personal lines (comprehensive and third-party motor, Pacis Amani Medical, home, Pacis Travel, last expense, personal accident including a student variant) and commercial lines (hospital malpractice, school comprehensive, professional indemnity across six professions, business combined, and religious comprehensive). Distribution combines insurance agents and brokers with a self-service portal, a customer quotation portal, USSD access, and an API platform. Go-to-market is sales-led, with the diocese/school network functioning as the primary commercial anchor and direct digital channels serving individuals.
The business model is standard insurance premium underwriting across personal and commercial lines, with competitive positioning framed around the Catholic Church's institutional trust, an embedded diocese distribution channel covering 25 dioceses and 5,000+ schools, and claims support through a panel network of providers. Pricing is quote-based and not publicly disclosed; the company signals competitive terms driven by a low historical claims ratio within its clientele.
Pacis Insurance firmographics
Firmographics- Name
- Pacis Insurance
- Legal name
- Pacis Insurance Company Limited
- Website
- https://pacisinsurance.com
- Company type
- Private
- Founded year
- 2005
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Pacis Insurance is a Nairobi-based general insurance carrier owned by the Catholic Church in Kenya, offering personal and commercial non-life products to individuals, professionals, and religious and educational institutions via agents, brokers, and digital channels.
- Ownership category
- akta.pro rank
Pacis Insurance industry classification
Industry- Product category
- General Insurance
- NAICS
- Direct Health and Medical Insurance Carriers (524114), Direct Life, Health, and Medical Insurance Carriers (52411)
- SIC
- Insurance Carriers, Nec (6399), Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Nonprofit / Social Services BOP (FSAJAFAM)
- akta.pro secondary industries
- Commercial Property Insurance (FSAJACAE), Healthcare Professional Liability (Med Mal) (FSAJAGAE)
Keywords
Where Pacis Insurance is headquartered
LocationHeadquarters
- HQ city
- Nairobi
- HQ country
- Kenya
- HQ region
- Africa
Offices1 record
Markets served
Pacis Insurance business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure, Others
Revenue model
- Insurance Premiums: Pacis Insurance generates revenue through collecting premiums from various insurance products including motor, medical, travel, home, personal accident, and commercial insurance policies. The company offers both comprehensive and third-party coverage options.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels2 records
Pacis Insurance product offering
Product offeringCore offering
Pacis Insurance is a Kenyan general insurance company that underwrites and distributes personal and commercial insurance policies — including motor, medical (Pacis Amani), travel, home, last expense, personal accident, hospital malpractice, school comprehensive, professional indemnity, business combined, and religious comprehensive coverage — to individuals, families, businesses, and Catholic institutions in Kenya, with quotes obtained through agents/brokers or a self-service digital portal.
Product overview
Pacis Insurance operates as a general insurance company offering a portfolio of personal and commercial insurance products. The personal lines include medical cover (Pacis Amani Medical), motor insurance (Comprehensive and Third-Party), home insurance, travel insurance, last expense cover, and personal accident insurance including a dedicated student accident product. The commercial lines encompass professional indemnity insurance across multiple professions (doctors, surveyors, accountants, architects, engineers, and lawyers), specialized coverage for hospitals, schools, and religious institutions, as well as combined business insurance. The company provides digital access through a web portal and USSD channel. Notably, Pacis Insurance was established by the Catholic Church through its dioceses and institutions, and maintains a focus on serving the religious and educational sectors with partnerships insuring over 5,000 schools across 25 dioceses.
Differentiator
Problem solved
Functional benefit
Brands
- Pacis Amani Medical: Medical insurance product offering individual medical cover
- Pacis Travel
Products and services
- Pacis Amani Medical Individual and family medical insurance cover providing healthcare benefits, with digital accessibility features.
- Comprehensive Motor Insurance Full motor insurance covering own-vehicle damage, theft, and accidents beyond third-party liability, for private vehicle owners.
- Motor 3rd Party (TPO) Third-party-only motor insurance covering legal liability to other parties arising from vehicle accidents.
- Personal Accident Insurance Coverage for accidental death, disability, and medical expenses arising from personal accidents, for individuals.
- Student's Personal Accident Insurance Accident coverage tailored for students, protecting against injuries sustained during school and student activities.
- Home Insurance Residential property insurance covering buildings and contents against specified risks such as fire, theft, and natural perils.
- Pacis Travel Travel insurance covering trip cancellations, medical emergencies abroad, and other travel-related disruptions for travellers.
- Last Expense Cover Funeral expense insurance providing lump-sum funds to cover burial and related end-of-life costs upon the insured's death.
- Hospital Malpractice Insurance Professional liability insurance for hospitals and healthcare institutions covering claims arising from medical negligence.
- School Comprehensive Insurance Comprehensive insurance for schools covering property, liability, and student-related risks.
- Professional Indemnity for Doctors Professional liability cover for medical practitioners protecting against malpractice and negligence claims.
- Professional Indemnity for Surveyors Professional liability cover for surveyors against errors, omissions, and professional negligence claims.
- Professional Indemnity for Accountants & Auditors Professional indemnity cover for accountants and auditors against claims arising from professional mistakes and negligence.
- Professional Indemnity for Architects Professional indemnity cover for architects against design errors and project-related claims.
- Professional Indemnity for Engineers Professional indemnity cover for engineers against claims arising from professional services and engineering work.
- Professional Indemnity for Lawyers Professional indemnity cover for legal practitioners against claims of professional misconduct or negligence.
- Business Combined Insurance Combined commercial policy bundling property, liability, and business interruption cover for SMEs and businesses.
- Religious Comprehensive Insurance Specialized insurance coverage for churches, dioceses, and related religious properties and activities.
Quantifiable outcome
- Partnerships with 25 dioceses insuring over 5,000 schools
Companies that use Pacis Insurance
Customer profileNamed customers2 records
Segments2 records
Ideal customer profiles2 records
Pacis Insurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Pacis Insurance partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Catholic DiocesescorePacis Insurance was established by the Catholic Church through dioceses, religious congregations, and various Catholic institutions. The company maintains strategic partnerships with 25 dioceses, insuring over 5,000 schools across multiple Christian denominations. This partnership forms the core of the company's market positioning and customer base.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
Pacis Insurance competitors and assessment
Company assessmentDirect peers
- Jubilee Insurance: One of the largest multi-line general insurers in Kenya offering motor, medical, property and commercial lines through agents and brokers — directly comparable in product breadth and channel mix to Pacis.
- Britam Holdings: Kenyan multi-line insurer with personal and commercial lines including motor, health and property — overlaps Pacis's product portfolio and Kenyan retail/SME customer base.
- UAP Old Mutual: East African multi-line insurer offering general insurance, life and health products through agency and broker channels — competes in many of the same product categories as Pacis.
- APA Insurance (Apollo Investments): Kenyan general insurer providing motor, medical, property and commercial lines via agents and brokers — directly comparable product set and distribution model to Pacis.
- CIC Insurance Group: Kenyan cooperative-rooted insurer offering personal and commercial general insurance products; comparable niche/community-anchored positioning relative to Pacis's church-rooted model.
- Sanlam Kenya: Kenyan multi-line insurer offering motor, medical and property cover to individuals and businesses — direct overlap with Pacis's product portfolio and broker-led distribution.
- Liberty Kenya: Kenyan multi-line insurer with personal and commercial lines including motor, health and property; comparable product breadth and agency-driven distribution to Pacis.
Broad incumbents
- Old Mutual Kenya: Long-established East African financial services group with broad life, general and asset management offerings — overlaps Pacis's general insurance business within a much wider portfolio.
Emerging players
- AAR Insurance: Kenyan health-focused insurer that overlaps directly with Pacis Amani Medical; comparable product focus on healthcare but narrower line scope than Pacis.
Regional players
- Waumini Insurance Brokers: Kenyan insurance brokerage also serving the Catholic community in Kenya — explicitly referenced in Pacis's FAQ as a comparable community-rooted insurance intermediary, though operating as a broker rather than carrier.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
Pacis Insurance social profiles
Digital presencePacis Insurance compliance and trust
Trust signalCompliance2 records
Pacis Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Pacis Insurance leadership team
Management profileNumber of profiles
Pacis Insurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Pacis Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Pacis Insurance
What does Pacis Insurance do?
Pacis Insurance is a Kenyan general insurance company that underwrites and distributes personal and commercial insurance policies — including motor, medical (Pacis Amani), travel, home, last expense, personal accident, hospital malpractice, school comprehensive, professional indemnity, business combined, and religious comprehensive coverage — to individuals, families, businesses, and Catholic institutions in Kenya, with quotes obtained through agents/brokers or a self-service digital portal.
Is Pacis Insurance a public or private company?
Pacis Insurance is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Pacis Insurance founded?
Pacis Insurance was founded in 2005. It employs 101 to 250 people.
Where is Pacis Insurance based?
Pacis Insurance is headquartered in Nairobi, Kenya, in the Africa region.
How does Pacis Insurance make money?
One revenue line is on record: insurance Premiums.
Who are Pacis Insurance's main competitors?
Direct peers on record are Jubilee Insurance, Britam Holdings, UAP Old Mutual, APA Insurance (Apollo Investments), CIC Insurance Group, Sanlam Kenya and Liberty Kenya. Old Mutual Kenya is listed as a broad incumbent. AAR Insurance is listed as an emerging player. Waumini Insurance Brokers is listed as a regional player.
Does Pacis Insurance have an API?
Yes. Pacis Insurance operates an API Platform alongside its USSD and Web Portal channels. The privacy policy indicates that personal data may be collected through these digital channels. However, no public API documentation, developer portal, SDK, authentication method, rate limits, or sandbox environment details are specified in the available source material.
What industry is Pacis Insurance in?
Pacis Insurance's product category is General Insurance. Its primary akta.pro industry code is FSAJAFAM, Nonprofit / Social Services BOP, with a secondary code of FSAJACAE, Commercial Property Insurance. Its NAICS code is 524114 and its SIC code is 6399.