Bascule Insurance Services

Name

Bascule Insurance Services

Legal name

Bascule Insurance Services LLC

Website

https://basculeuw.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Specialty Equine Insurance

NAICS

Insurance Agencies and Brokerages (524210), Direct Insurance (except Life, Health, and Medical) Carriers (52412), Other Direct Insurance (except Life, Health, and Medical) Carriers (524128)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331)

akta.pro primary industry

Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)

akta.pro secondary industry

Specialty & Excess/Surplus Lines (E&S) (FSAJAKAI)

Keywords

• Equine insurance
• Horse mortality coverage
• Farm ranch insurance
• Bloodstock underwriting
• Workers compensation equine

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Equine Mortality & Theft Insurance: Annual premium-based insurance covering death or humane destruction due to accident, illness, disease or injury, plus theft coverage. Available on horses age 24 hours through age 20. Additional coverage options include colic treatment, emergency colic surgery, major medical, and surgical coverage.
2. Farm and Ranch Insurance: Complete property and liability packages tailored for equine-specific needs. Property packages cover home and barn contents, barns, arenas, machinery, equipment and tack. Liability packages cover private residences, operations, and horse owners liability.
3. Workers Compensation Insurance: Admitted product for Workers' Compensation specific for Equine Operations. Can be written as a standalone product with competitive rates, carriers with 'A' rating by A.M. Best, and low minimum premiums.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Bascule Insurance Services underwrites specialized equine insurance products for horse and bloodstock owners, farm and ranch operators, and equine businesses. Its portfolio centers on Equine Mortality & Theft coverage, Farm and Ranch property and liability packages, and Workers Compensation for equine operations, with both US Admitted and Lloyd's of London paper enabling domestic and global coverage. Distribution combines a 75-strong specialist retail agent network across the US with self-service online portals for policy management, payments, and claims.

Product overview

Bascule Insurance Services operates as an equine-focused insurance provider offering a core portfolio of three main products: Equine Mortality & Theft insurance (primary product covering horse death, illness, and theft), Farm and Ranch insurance (property and liability packages tailored for equine operations), and Workers Compensation (admitted product for equine operations). These core products are supplemented by multiple add-on coverage modules for equine insurance including Major Medical Coverage, Emergency Colic Surgery, Colic Treatment, Equine Medical Assistance, Guaranteed Renewal, Racehorse Surgical Coverage, Stallion Permanent Disability, Surgical Coverage, and Territorial Extension/Air Transit. The company provides both US Admitted and Lloyd's of London paper through New York and London offices, supported by A-rated capacity.

Differentiator

Problem solved

Functional benefit

Products and services

• Equine Mortality & Theft Insurance Primary equine insurance covering mortality, humane destruction, and theft for horses aged 24 hours through age 20, written with A-rated carrier capacity. Includes limited theft coverage and supports modular add-on options for major medical, emergency colic surgery, stallion permanent disability, surgical, and air transit cover. Designed for individual horse and bloodstock owners and equine operations.
• Farm and Ranch Insurance Specialty property and liability insurance package for equine farms and ranches, from hobby farms to complex corporate operations. Covers home and barn contents, barns, arenas, machinery, equipment, and tack, plus farm premises and product liability, including cover for boarding, breeding, and training activities. Tailored for equine owners rather than general agricultural risks.
• Workers Compensation Insurance for Equine Operations Admitted workers compensation insurance designed for equine employers including boarding, breeding, training, camps, and clinics. Written as a standalone policy with A.M. Best A-rated carriers, competitive rates, and low minimum premiums for small payrolls starting at one full-time employee or $25,000 in payroll.

Quantifiable outcome

• 98% of claims are paid in full
• +3 more outcomes

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature2 records

Partnerships

One partnership is on record.

• International Programs Group (IPG)coreImplementation/ SI/ Consulting PartnerIPG handles Farm and Ranch insurance claims for Bascule. Claims can be reported 24/7 via telephone (501-228-0900), internet, or email ([email protected]). IPG assigns an adjuster who reviews information and makes personal contact. For serious losses, Bascule prefers phone reporting for immediate escalation.

Scale indicators5 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Great American Insurance Group (Equine Division): Great American operates a dedicated equine insurance division writing mortality, farm, and ranch coverage through independent agents. Like Markel, it competes directly with Bascule in equine mortality and farm/ranch but as part of a much larger diversified P&C group.
• Markel Corporation: Markel is a specialty insurer with a long-standing equine mortality and farm/ranch program. It is one of the most established specialty equine underwriters in the US and competes with Bascule on mortality, farm property, and horse-related liability, but across a much broader specialty insurance portfolio.
• Country Financial: Country Financial is a regional mutual insurer with a strong farm and ranch book across the Midwest and equine-adjacent products. It competes with Bascule on farm property, equine liability, and workers' compensation for equine operations.
• AIG Private Client Group (Equine): AIG's Private Client Group insures high-value horse owners with mortality, liability, and farm coverage. It competes with Bascule at the high-value end of the equine market but within AIG's broader HNW insurance franchise.
• American Family Insurance (Equine): American Family offers equine and farm/ranch coverage through its personal lines and farm products. It overlaps with Bascule on equine mortality and farm property but as part of a national personal-lines carrier portfolio rather than as a specialist.
• Travelers (Equine / Agribusiness): Travelers writes equine and farm/ranch coverage for individuals and businesses through its agribusiness and personal insurance units. It competes with Bascule on farm property, equine liability, and farm workers' compensation at scale.
• Liberty Mutual (Equine / Helmsman): Liberty Mutual writes equine-related coverages through its personal and specialty lines, including farm and ranch products. It competes with Bascule across equine and farm P&C lines as a large diversified carrier.
• Chubb (High Net Worth / Equine): Chubb's Private Risk Services and equine coverage target high-net-worth horse owners with mortality, liability, and farm property. It competes with Bascule on high-value equine accounts but as part of a global specialty and HNW insurance franchise.

Direct peers

• Hallmark Equine Insurance Agency: Hallmark Equine is a specialty agency focused on equine mortality, major medical, and farm/ranch coverage distributed through independent agents. Closest direct competitor to Bascule given its narrow equine focus and agent-based distribution model.

Emerging players

• Hagerty Insurance Agency: Hagerty is a specialty insurance agency known for classic cars but built on a specialist enthusiast asset model with agency distribution and digital tools. It is comparable to Bascule as a specialty asset-insurance franchise with strong enthusiast community engagement and agent-led distribution.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInuk.linkedin.com/company/basculeuw
• Xx.com/basculeuw

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Bascule Insurance Services