Broker Trust, a.s.

What Broker Trust, a.s. does

Broker Trust, a.s. is the largest financial advisory broker pool in the Czech Republic, operating since 2001 and headquartered in Prague. The company recruits, supports, and equips a network of more than 3,300 independent financial advisors and small advisory firms, giving them access to over 600 verified financial products spanning mortgages, life and non-life insurance, investments, pensions, consumer credit, and building savings from leading Czech and international institutions including Česká spořitelna, Komerční banka, Generali, Kooperativa, Allianz, and NN. Broker Trust is registered with the Czech National Bank (ČNB) as an investment intermediary, independent insurance distributor, consumer credit broker, and supplementary pension savings broker, and holds an AAA financial stability rating. The company operates a B2B2C model with no direct-to-consumer distribution; all end-client relationships are routed through the advisor network, supported by 150+ in-house professionals and regional directors in every Czech region.

The platform is built around BeTy 2.0, the central advisor portal, which orchestrates a proprietary suite of specialized tools: BT Metodiky Online for cross-product comparison, BT Invest for investment structuring, BT Kredit for mortgage modeling, BT Neživot for non-life insurance contracting with electronic signature, BT Život for life insurance comparison with EUCS quality ratings, BT Penze for pension planning, and SOFIA Finanční plán for comprehensive financial planning including ČSSZ pension data ingestion. Complementary offerings include the Edward investment platform for affluent clients, the BT Edu education portal, and integrated services from EUCS for insurance claims support and ADVALO for paid-service consulting.

Broker Trust monetizes primarily through pool-based commissions and transaction fees on insurance premiums, investment products, mortgages, and other financial products placed through the platform; the spread between wholesale pool pricing and payouts to advisors is the core economic engine, with commissions paid weekly and transparently. Revenue exceeded 2.7 billion CZK in 2023 and has grown roughly 20% year-over-year, with annual mortgage origination volume of 74 billion CZK (every sixth mortgage in the country), 50,000+ new life insurance contracts and 190,000+ new non-life contracts, and 106 billion CZK in client assets under management across investments, deposits, and pensions. The company is privately held with no disclosed external funding rounds and is led by General Director Milan Vodička.

Name

Broker Trust, a.s.

Legal name

Broker Trust, a.s.

Website

https://brokertrust.cz

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

101–250 employees

Short description

Broker Trust is the leading Czech financial advisory broker pool, serving 3,300+ independent advisors with a proprietary platform (BeTy 2.0 and 8 specialized tools) that distributes 600+ financial products across mortgages, insurance, investments, and pensions, monetized via pool commissions.

Ownership category

akta.pro rank

Headquarters

HQ city

Prague

HQ country

Czechia

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Broker Pool Fees / Commissions: Financial advisors and firms pay pool-based fees to access the platform, tools, product access, compliance support, and professional services. The company generates revenue from the spread between wholesale pool pricing and payouts to advisors. Commissions are paid weekly and transparently. Revenue is driven by volume of insurance premiums, investment products, mortgages, and other financial products placed through the platform.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels9 records

Core offering

Broker Trust operates a financial advisory broker pool in the Czech Republic, providing independent financial advisors and small advisory firms with access to more than 600 verified financial products from leading Czech and international banks, insurers, investment companies, and pension funds. The company combines a centralized proprietary advisor platform (BeTy 2.0) with specialized comparison, modeling, and contracting tools, plus compliance support, weekly transparent commission payouts, education, and regional field support. End-client products distributed include life and non-life insurance, mortgages, investments, pensions, consumer credit, and building savings.

Product overview

Broker Trust operates as a financial advisory broker pool and platform serving over 3,300 financial advisors in the Czech Republic. The product portfolio consists of a central advisor portal (BeTy 2.0) connected to a suite of specialized advisory and sales tools: BT Metodiky (product comparison), BT Neživot (non-life insurance comparator and sjednávač), BT Život (life insurance comparator), BT Kredit (credit modeling), BT Invest (investment platform), BT Penze (pension planning), and SOFIA Finanční plán (comprehensive financial planning with ČSSZ data integration). The Edward investment platform and BT Edu education portal complement the ecosystem. The company distributes investment, mortgage, insurance, pension, and other financial products from over 600 verified product partners. BeTy 2.0 also integrates ADVALO for paid service consulting and EUCS for insurance claims support.

Differentiator

Problem solved

Functional benefit

Brands

• BeTy: Smart AI assistant mobile application for financial advisors
• BT Invest
• BT Metodiky
• BT Kredit
• BT Neživot
• BT Život
• BT Penze
• SOFIA
• Edward
• BT Edu

Products and services

• Broker Pool Membership Core broker pool service providing independent financial advisors and advisory firms with access to 600+ verified financial products, compliance support, training, transparent weekly commission payouts, and proprietary advisory tools for insurance, investments, mortgages, pensions, consumer credit, and building savings.
• BeTy 2.0 Advisor Portal Central advisor portal and CRM platform providing client management, product comparison tools, EUCS expert chat integration, ADVALO paid service consulting, electronic signatures, and access to all BT tools (BT Metodiky, BT Neživot, BT Život, BT Kredit, BT Penze, BT Invest, SOFIA). BeTy 2.0 integrates ADVALO's paid service advisory system enabling advisors to charge for 50+ financial and non-financial services.
• Edward Investment Platform Investment platform for managing affluent client portfolios, developed with Broker Trust support, featuring the largest market experience in the segment. It serves as a tool for investment advisory and portfolio management.
• BT Edu Education Portal Advisor education and training portal offering mandatory continuing education, product training, BT Communities (live and online sessions with experts), Business Development courses, and onboarding programs, built on an EFPA technical platform customized for Broker Trust.
• Investment Products Distribution Distribution of dozens of investment solutions for conservative and dynamic investors from major market players, including the Edward platform, BT Invest platform, and VHI acquisition for affluent client service.
• Mortgage Products Distribution Mortgage brokerage products with the highest market volume in the Czech Republic, covering mortgage loans, consumer loans, business loans, loans for housing associations and owner societies, with BT Metodiky and BT Kredit online tools.
• Insurance Products Distribution Full insurance brokerage covering life and non-life insurance across all risk types and insurance companies, supported by BT Metodiky, BT Neživot, BT Život, and EUCS expert consultations for claims processing.
• Other Financial Products Distribution Distribution of pension products, building savings (stavebko), gold investment products, savings accounts, term deposits, and consumer credit, totaling over 600 verified financial products from partner institutions.

Quantifiable outcome

• 340 million CZK in additional commissions through Opportunities (Příležitosti)
• +4 more outcomes

Named customers7 records

Segments2 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature10 records

Partnerships

17 partnerships are on record, tiered core and minor.

• ADVALOcoreStrategic or Co-development Partner · 26 February 2026Strategic partnership integrating ADVALO's paid service advisory system into Broker Trust's BeTy 2.0 platform. Enables advisors to charge clients for comprehensive financial services (50+ financial and non-financial services) in compliance with legislation. BT partners receive workshops free and preferential fee structure.
• EUCScoreStrategic or Co-development Partner · 4 April 2022EUCS insurance experts are available via chat in BeTy for free consultations on insurance claims for BT partners. EUCS specializes in ensuring clients receive fair insurance settlements. Additional paid services include Personal Liquidator and EUCS Guarantee product.
• Česká spořitelnacoreChannel Partner/ Reseller/ DistributorMajor banking partner providing mortgage products, building savings, investment products, and pension products through Broker Trust's advisor network.
• ČSOB Hypoteční bankacoreChannel Partner/ Reseller/ DistributorKey mortgage partner with strong product offerings distributed through Broker Trust advisors.
• Komerční bankacoreChannel Partner/ Reseller/ DistributorMajor banking partner offering mortgages, consumer credit, investment products, and pension products through the network.
• RaiffeisenbankcoreChannel Partner/ Reseller/ DistributorBanking partner for mortgages, building savings, and other financial products distributed via Broker Trust.
• Generali Česká pojišťovnacoreChannel Partner/ Reseller/ DistributorMajor insurance partner covering life and property insurance products.
• Kooperativa pojišťovnacoreChannel Partner/ Reseller/ DistributorLeading insurance partner (Vienna Insurance Group) for property and casualty insurance.
• Allianz pojišťovnacoreChannel Partner/ Reseller/ DistributorInternational insurance partner offering comprehensive insurance products.
• NN Životní pojišťovnacoreChannel Partner/ Reseller/ DistributorLife insurance partner with products available through BT Život comparison tool.
• UNIQA pojišťovnacoreChannel Partner/ Reseller/ DistributorInsurance partner covering life and non-life products.
• Conseq Investment ManagementcoreChannel Partner/ Reseller/ DistributorMajor Czech investment management company providing investment fund products.
• Amundi Czech Republic Asset ManagementcoreChannel Partner/ Reseller/ DistributorGlobal asset management company with investment products available through the platform.
• INVESTIKA investiční společnostcoreChannel Partner/ Reseller/ DistributorInvestment company offering real estate and other investment funds including new CRYPTONIKA (crypto) and METALIKA (gold) funds.
• J&T BANKAcoreChannel Partner/ Reseller/ DistributorPremium banking partner for wealthy clients and investment products.
• VHI (Vojtova a Hromádko Investiční)coreTechnology or IntegrationAcquired company expanding Broker Trust's capabilities in serving affluent client segment with relationship management approach. Investment community and expert team (including Martin Večerka) integrated into BT ecosystem.
• BT Kongres Partner Financial InstitutionsminorChannel Partner/ Reseller/ DistributorAnnual BT Kongres conference features partnerships with leading Czech banks, insurance companies, and building savings institutions presenting product innovations.

Scale indicators14 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Fincentrum & Investicniweb: One of the other major Czech financial advisory broker pools, directly competing with Broker Trust for independent advisors and product distribution. Operates a similar multi-product platform across insurance, investments, and mortgages in the Czech Republic.
• OVB Holding AG: Germany-headquartered financial advisory group operating across Central and Eastern Europe including the Czech Republic, providing a broker-pool model serving independent financial advisors with insurance, banking, and investment products. Comparable multi-country structure to Broker Trust's domestic market dominance.
• Partners Financial Services: Czech financial advisory network and broker pool competing directly with Broker Trust for independent advisors in the domestic market. Offers multi-product distribution and advisory support services to financial professionals.
• Swiss Life Select (Deutschland): Germany-based financial advisory network offering broker-pool infrastructure and product distribution to independent advisors. Comparable business model of aggregating advisors under a multi-product platform with training and compliance support.
• Hypoport AG: German fintech operating financial product distribution platforms (including mortgage and insurance marketplaces), comparable in technology-enabled brokerage model and product comparison focus to Broker Trust's BT Metodiky and BT Invest tools.
• Openwork Partnership: UK IFA consolidator and platform providing infrastructure, product access, and support services to hundreds of advisory firms. Directly comparable to Broker Trust as a multi-product broker pool serving independent advisors at scale.
• Focus Financial Partners: US-based partnership supporting independent wealth management firms with capital, infrastructure, and back-office services — comparable consolidator/advisor-platform model serving financial advisors, though focused on wealth management segment.

Others

• True Potential LLP:

Broad incumbents

• St. James's Place plc: UK-listed wealth management group with a large restricted advisor network distributing investment, pension, and protection products. Comparable in scale of advisor network and multi-product distribution, though more focused on wealth management than general financial advisory.

Regional players

• ZFP Akademie (Zentrum für Finanz- und Personalberatung): German financial advisory and insurance broker network operating in DACH region with comparable broker-pool infrastructure for independent advisors. Regional peer operating in adjacent (non-overlapping) geography to Broker Trust's Czech focus.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat7 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/brokertrust.cz
• LinkedInlinkedin.com/company/1728143?trk=tyah
• Xx.com/Broker_Trust

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Broker Trust, a.s.