Blanchard and Calhoun Insurance Agency

What Blanchard and Calhoun Insurance Agency does

Blanchard and Calhoun Insurance Agency is a privately held independent insurance agency founded in 1919 in Augusta, Georgia, operating as a Trusted Choice agency that places personal and commercial insurance on behalf of clients across multiple carriers. The agency offers personal lines products (auto, home, and life insurance) and a full suite of business insurance products including commercial auto & trucking, cyber, directors & officers, employment practice liability, general liability, property, and workers' compensation. As an independent agency, it represents more than 30 carrier partners — including Allstate, Travelers, Progressive, Hartford, Liberty Mutual, CNA, and Frankenmuth Insurance — and earns commissions on policies placed, with premium-based compensation structured as recurring monthly billing.

In 2023, Blanchard and Calhoun merged with Norton Agency Insurance (Gainesville, GA) to form Legacy Risk Solutions, LLC as a holding company, creating one of the top 100 insurance agencies in the nation with 200+ employees and combined premiums exceeding $200,000,000. The Legacy Risk Solutions platform, backed by BroadStreet Partners for growth capital, operates across 25+ states and serves as an alliance vehicle for additional independent agencies, with Blanchard and Calhoun maintaining its local Augusta/Thomson brand identity. The agency runs two physical offices (Augusta and Thomson, GA) supplemented by a digital quote request channel and integrations with AppliedPAY, CSR24 Client Portal, and Succeed Client Login for policyholder servicing. The technology stack is conventional for the independent agency channel, with no disclosed AI/ML capabilities, proprietary platform, or unified consumer-facing product.

Name

Blanchard and Calhoun Insurance Agency

Legal name

Blanchard and Calhoun Insurance Agency

Website

https://blanchardcalhounins.com

Company type

Private

Founded year

1919

Operating status

Operating

Headcount range

11–50 employees

Short description

Blanchard and Calhoun Insurance Agency is a 1919-founded independent insurance agency in Augusta, Georgia that places personal and commercial lines through 30+ carrier partners and operates as part of Legacy Risk Solutions following its 2023 merger.

Ownership category

akta.pro rank

Product category

Independent Insurance Agency

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAEADAA

Retail (Personal Lines) Insurance Brokerage

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAJAFAA

Small Business BOP (Main Street)

Financial & Insurance/Insurance — Motor, Property & Casualty/Commercial Package / Business Owners Policies (BOP)

Keywords

• Independent insurance agency
• Personal insurance brokerage
• Commercial insurance coverage
• Auto home life insurance
• Business risk coverage

Headquarters

HQ city

Augusta

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commissions: The agency earns commissions from multiple insurance carriers for policies placed on behalf of clients. As an independent agency, they represent multiple insurance companies and earn commissions on each policy sold.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Blanchard and Calhoun Insurance Agency is an independent insurance agency and Trusted Choice agency that places personal and commercial insurance coverage on behalf of clients through more than 30 carrier partners. It sells personal lines (auto, home, life) to individuals and families and business lines (commercial auto and trucking, cyber, directors and officers, employment practice liability, general liability, property, workers' comp) to commercial clients, while providing claims advocacy and ongoing policy service.

Product overview

Blanchard and Calhoun Insurance Agency is an Independent Insurance Agency offering personal and commercial insurance products through multiple carrier partnerships. Their personal insurance portfolio includes Auto, Home, and Life insurance products. Their business insurance offerings include Commercial Auto & Trucking, Cyber, Directors & Officers, Employment Practice Liability, General Liability, Property, and Worker's Comp coverage. The agency functions as a Trusted Choice agency, searching the marketplace across multiple insurance carriers to find optimal coverage and pricing for clients. The company does not offer a unified platform product but rather provides insurance advisory and brokerage services with claims assistance.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Vehicle insurance coverage providing protection for drivers on the road, offered to individuals and families.
• Home Insurance Coverage protecting homes against property damage and liability situations for individual homeowners.
• Life Insurance Insurance products protecting families financially in the present and future through life coverage.
• Commercial Auto & Trucking Insurance Insurance coverage for businesses with vehicles on the road, including commercial trucking operations.
• Cyber Insurance Protection against cyber threats and digital risks for business operations.
• Directors & Officers Insurance Coverage protecting private, public, and non-profit organizations' leadership from liability.
• Employment Practice Liability Insurance Protection for businesses when employment-related situations arise, covering employer liability exposures.
• General Liability Insurance Broad liability coverage options to protect business operations from third-party claims.
• Commercial Property Insurance Coverage solutions for commercial buildings and property protection for business owners.
• Workers' Compensation Insurance Coverage protecting employers and employees from workplace injuries and related costs.

Named customers6 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Partnerships

Five partnerships are on record, tiered core, minor and major.

• Legacy Risk Solutions, LLCcoreStrategic or Co-development Partner · 1 January 2023Legacy Risk Solutions is a holding company/network formed through the merger of Blanchard & Calhoun Insurance and Norton Agency Insurance. It is a network of Independent Insurance Agencies throughout the Southeast that protects and supports policyholders. Blanchard & Calhoun is a member of this network, providing access to additional resources and carrier options while maintaining their local brand presence.
• Norton Agency InsurancecoreStrategic or Co-development Partner · 1 January 2023Norton Agency Insurance, a Gainesville insurance agency, merged with Blanchard & Calhoun Insurance to form one of the top 100 insurance agencies in the nation under Legacy Risk Solutions, LLC. The combined agency maintains individual brands in each community served.
• Eastern Alliance Insurance GroupminorChannel Partner/ Reseller/ DistributorBlanchard & Calhoun was recognized as a Best-In-Class Agency Partner in Eastern's unite program. Eastern provides safety resources, parallel pay payment program, and competitive premiums through their independent agency partners.
• Frankenmuth InsurancemajorChannel Partner/ Reseller/ DistributorFrankenmuth Insurance has partnered with Blanchard & Calhoun since 2004. The agency is recognized as one of Frankenmuth's Premier independent insurance agency partners, having achieved Diamond Achiever status for highest performance among their 700+ independent agencies.
• Insurance Carrier PartnerscoreChannel Partner/ Reseller/ DistributorBlanchard & Calhoun represents over 30 insurance carriers including AF Group, Allstate, Amerisafe, Auto-Owners Insurance, Berkshire Hathaway Specialty Insurance, Builders Insurance Group, Central Insurance, Cincinnati Insurance, CNA, Doctors Company, EMC Insurance, Employers, Encompass, FCCI Insurance Group, FFVA Mutual, FHM Insurance Company, Foremost Insurance Group, Frankenmuth Insurance, Grange Insurance, Hanover Insurance Group, Hartford, Liberty Mutual, Main Street America Insurance, MCIM, Mercury Insurance, Philadelphia Insurance Companies, Progressive, Safeco Insurance, Selective, Southern Mutual, Travelers, US Assure, and Westfield. These partnerships enable the agency to search the marketplace and offer competitive pricing and broad product choice.

Scale indicators4 records

Recent moves7 records

Expansion highlights5 records

Market position

Weaknesses5 records

Competitive moat4 records

Key highlights7 records

Customer concentration

• Xx.com/BandC_Insurance
• Facebookfacebook.com/blanchardandcalhouninsurance
• LinkedInlinkedin.com/company/blanchard-and-calhoun-insurance-agency

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Blanchard and Calhoun Insurance Agency