Name

Interaudi Bank

Legal name

Interaudi Bank

Website

https://interaudibank.com

Company type

Private

Founded year

1983

Operating status

Operating

Headcount range

51–100 employees

Ownership category

akta.pro rank

Product category

Private Banking

NAICS

Commercial Banking (52211), Portfolio Management and Investment Advice (523940), Credit Intermediation and Related Activities (522)

SIC

State Commercial Banks (6022), Investment Advice (6282), Short-Term Business Credit Institutions (6153)

akta.pro primary industry

Debt Capital Raising Intermediation (Private Debt/Mezzanine/Bonds) (FSAEALAM)

akta.pro secondary industries

Multi-Asset / Cross-Asset Brokerage (FSAEACAM), Personal Loan & Unsecured Credit Intermediation (FSAEAEAM)

Keywords

• Private banking
• Boutique banking
• Wealth management
• Commercial lending
• Foreign exchange services

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Supply Chain

Revenue model

1. Banking Services: Traditional banking services including checking accounts, savings accounts, money market savings, time deposits, CDs through CDARS, foreign currency accounts, and wire transfers. Revenue generated through account fees, interest spreads, and transaction fees.
2. Lending Services: Comprehensive lending products including real estate lending, specialty lending (art and collectibles, life insurance), securities-based lending, construction lending, and lines of credit. Revenue generated through interest on loans and origination fees.
3. Wealth Management (Ameraudi Asset Management): Investment advisory and wealth management services through affiliate Ameraudi Asset Management. Services include managed portfolios, trading portfolios, and fiduciary services. Clients served across 35+ countries with $B+ in client assets. Custody through Pershing, Charles Schwab, and StoneX.
4. Card Services: Interaudi World Elite Mastercard (premium charge card), Interaudi World Debit Mastercard, and Interaudi Visa Credit Cards for personal and business accounts. Revenue from interchange fees and rewards programs.
5. Foreign Exchange Services: Foreign currency exchange at competitive rates in spot and forward markets. Currency accounts held in Euro, British Pounds, Swiss Francs, Canadian Dollar, and Japanese Yen.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels3 records

Core offering

Interaudi Bank is a boutique private bank providing an integrated suite of personal and business banking, lending, and wealth management services delivered through dedicated relationship managers. Core offerings include checking/savings/CD/foreign currency deposit accounts, Mastercard and Visa card products, real estate, specialty, securities-based, construction and trade finance lending, and managed/trading investment portfolios via affiliate Ameraudi Asset Management.

Product overview

Interaudi Bank is a boutique private bank established in 1983 offering a unified banking, lending, and wealth management platform. The core product portfolio spans Personal & Business Banking (checking, savings, foreign currency accounts, and card services including Interaudi World Elite Mastercard, World Debit Mastercard, and Visa Credit Cards), Lending (Real Estate Lending, Specialty Lending, Securities-Based Lending, Construction Lending, Lines of Credit, and Trade Finance), and Wealth Management through affiliate Ameraudi Asset Management (Managed Portfolio and Trading Portfolio services). Digital banking is delivered through Online and Mobile Banking with Zelle integration. An Interaudi Select Client tiered rewards program provides relationship-based benefits across all services.

Differentiator

Problem solved

Functional benefit

Brands

• Ameraudi Asset Management: Wealth management and investment advisory affiliate of Interaudi Bank, providing fully customized portfolio management and trading services.
• Interaudi Select Client

Products and services

• Personal & Business Banking Comprehensive personal and business deposit account suite including checking, savings, money market, time deposits, CDARS (multi-bank FDIC coverage), IRA/SEP accounts, and foreign currency accounts held in EUR, GBP, CHF, CAD, and JPY, with support for wire transfers, Zelle, bill pay, and mobile check deposit.
• Interaudi World Elite Mastercard Premium Mastercard charge card offering meaningful rewards, global acceptance, and elevated protections, available to Interaudi Bank clients with active personal accounts and accessed through the mobile app.
• Interaudi World Debit Mastercard Debit card available for both personal and business checking accounts, enabling ATM withdrawals worldwide and purchases wherever Mastercard is accepted.
• Interaudi Visa Credit Cards Visa-branded credit cards for personal and business checking accounts featuring a reward program where users earn bonus points with purchases, redeemable for merchandise and travel.
• Online Banking & Mobile Banking Digital banking platform enabling account access, wire transfers in USD or foreign currency, Bill Pay, Mobile Check Deposit, Zelle transfers, and card management, available via web (mbs.interaudibank.com) and iOS/Android apps.
• Real Estate Lending Financing for investment, residential, and commercial real estate properties, offered to existing business clients as part of the bank's tailored lending suite.
• Specialty Lending Specialized lending solutions against assets including fine art, collectibles, life insurance, and other unique investments, enabling clients to borrow against non-traditional collateral.
• Securities-Based Lending Borrowing against eligible securities to access investment value without disrupting the underlying investment strategy, providing financing alternatives for short- and long-term liquidity needs.
• Construction Lending Construction financing for small and complex construction projects, offered to existing business clients as part of the bank's tailored lending portfolio.
• Lines of Credit Revolving credit facility allowing access up to an approved limit where only interest is paid on borrowed funds and repaid amounts become available to re-borrow.
• Trade Finance & Collateral-Based Lending Accepts residential and commercial real estate, cash, securities, and specialized investments as collateral, and offers trade finance products including standby letters of credit through a worldwide network of correspondent banks.
• Ameraudi Managed Portfolio Fully customized wealth management service where clients define a risk profile and Ameraudi Asset Management manages the portfolio to achieve client objectives with dynamic rebalancing as market conditions evolve.
• Ameraudi Trading Portfolio Guided trading service where clients trade individual stocks, bonds, and funds with advisor assistance; the Ameraudi team provides trade ideas and execution support.
• Interaudi Select Client Rewards Program Tiered relationship rewards program with Premiere, Platinum, and Elite tiers based on qualifying combined balances in deposit, loan, and investment accounts, offering reduced/waived/refunded fees, preferential rates for time deposits and loans, and reduced loan processing fees.
• Foreign Exchange & Foreign Currency Accounts Foreign currency exchange at competitive rates in spot and forward markets, with currency accounts held in Euro, British Pounds, Swiss Francs, Canadian Dollar, and Japanese Yen for international clients and cross-border banking.

Quantifiable outcome

• Serving clients in 35+ countries with dedicated advisors
• +1 more outcomes

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature3 records

Partnerships

Seven partnerships are on record, tiered core.

• Ameraudi Asset ManagementcoreStrategic or Co-development PartnerAmeraudi Asset Management is the registered investment advisor affiliate of Interaudi Bank offering wealth management, investment advisory, managed portfolios, and trading portfolio services. Ameraudi is a fiduciary putting client interests first. The partnership provides seamless integration of banking and wealth management services with $B+ in client assets and clients in 35+ countries.
• Pershing Advisor SolutionscoreTechnology or IntegrationCustody and clearing services provider for Ameraudi Asset Management wealth management accounts. Part of the BNY Mellon network providing institutional-grade custody infrastructure.
• Charles Schwab & Co., Inc.coreTechnology or IntegrationCustody and clearing services provider for Ameraudi Asset Management wealth management accounts, offering additional custodian choice for clients.
• Ameraudi Asset ManagementcoreStrategic or Co-development PartnerJoint marketing partnership for financial products and services. Ameraudi Asset Management is an affiliate of Interaudi Bank with common corporate identity of Interaudi and Ameraudi.
• Zelle (Early Warning Services, LLC)coreTechnology or IntegrationPartnership with Zelle to provide fast, convenient person-to-person payment transfers. Interaudi Bank clients with U.S. personal accounts can send and receive money directly from their account to enrolled recipients in minutes using email or mobile number.
• MastercardcoreChannel Partner/ Reseller/ DistributorMastercard partnership for issuing Interaudi World Elite Mastercard and Interaudi World Debit Mastercard. Enables global card acceptance and payment processing network for debit and credit cards.
• VisacoreChannel Partner/ Reseller/ DistributorVisa partnership for issuing Interaudi Visa Credit Cards. Enables global card acceptance and payment processing network with reward program capabilities.

Scale indicators3 records

Recent moves7 records

Expansion highlights6 records

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/interaudi-bank

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Interaudi Bank