Compexx Finanz

Name

Compexx Finanz

Legal name

compexx Finanz AG

Website

https://compexx-finanz.de

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282), Loan Brokers (6163), Finance Services (6199)

akta.pro primary industry

Comprehensive Financial Planning (FSAEAAAA)

akta.pro secondary industries

Real Estate Capital Markets Advisory (Debt/Equity Placement, Refinancing) (BPAJANAE), Net Worth & Personal Balance Sheet Tracking (FSAGADAF)

Keywords

• Independent financial advisory
• Insurance brokerage services
• Wealth management consulting
• Mortgage financing brokerage
• Retirement planning advisory

Headquarters

HQ city

Regensburg

HQ country

Germany

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Commission-based financial product distribution: Compexx Finanz AG generates revenue primarily through commissions (Courtage) earned from the distribution of financial products including insurance policies, investment products, real estate financing, and pension products from its network of over 500 product partners. Advisors are self-employed and earn commissions on sales, with the company earning a share. Revenue is recurring through ongoing client relationships and ongoing premiums on insurance products, supplemented by fees from one-time product placements.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Compexx Finanz AG is an independent financial advisory firm that delivers holistic financial consulting to private and business customers across Germany through a network of over 200 self-employed financial advisors. The firm brokers insurance, wealth building, real estate financing, and retirement products sourced from more than 500 product partners, supported by proprietary digital advisory software and specialized subsidiaries for mortgage financing and real estate services.

Product overview

Compexx Finanz AG operates as a holistic financial advisory platform organized as a 'Home of Experts' network. The core offering is independent financial advisory services for private and business customers, delivered through a network of over 200 self-employed advisors managing approximately 80,000 customers across Germany. The proprietary compexx 360° advisory software serves as the central technology platform, enabling digital financial analysis, concept creation, and digital signatures (TÜV-certified). Video consulting and individual financial reports (Finanzgutachten) are key service modules. The company maintains access to over 500 product partners including insurers, banks, building societies, and investment companies. Specialized subsidiaries include Zinskonzept GmbH (mortgage financing, over €400M financing volume), CPX Immocom GmbH (real estate services, over €60M volume), cpx Makler GmbH (insurance brokerage), DFC – Deutsche Finanz Consulting GmbH, and Fairmögenskonzepte Deutschland AG. The company holds permits for insurance distribution (§34d), financial investment mediation (§34f), and mortgage lending mediation (§34i) under German trade law.

Differentiator

Problem solved

Functional benefit

Brands

• Home of Experts: The company's strategic positioning and expert network concept, representing their holistic financial advisory approach with multiple specialist partners.

Products and services

• Holistic Financial Advisory for Private Customers

Quantifiable outcome

• Over 28 million euros in revenue (2024)
• +5 more outcomes

Named customers2 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature1 record

Partnerships

14 partnerships are on record, tiered major, minor and core.

• BarmeniaGothaermajorStrategic or Co-development Partner · 1 September 2025Compexx Finanz AG serves as an exclusive platform for cooperation between die Bayerische and BarmeniaGothaer. While Bayerische focuses on private and occupational pension provision, biometrics, and private property insurance, BarmeniaGothaer contributes expertise in private health insurance and commercial property insurance. Compexx acts as the neutral platform making these combined offerings accessible to its advisor network.
• AllianzminorOthersAllianz is listed among the 500+ product partners (Produktpartner) whose financial and insurance products are distributed through the compexx advisor network.
• Deutsche BankminorOthersDeutsche Bank is listed among the 500+ product partners accessible through compexx's independent advisor network.
• CommerzbankminorOthersCommerzbank is listed among the 500+ product partners accessible through compexx's independent advisor network.
• SparkasseminorOthersSparkasse is listed among the 500+ product partners accessible through compexx's independent advisor network.
• VolksbankminorOthersVolksbank is listed among the 500+ product partners accessible through compexx's independent advisor network.
• AXAminorOthersAXA is listed among the 500+ product partners whose insurance products are distributed through the compexx advisor network.
• ERGOminorOthersERGO is listed among the 500+ product partners whose insurance products are distributed through the compexx advisor network.
• GeneraliminorOthersGenerali is listed among the 500+ product partners whose insurance products are distributed through the compexx advisor network.
• Signal IdunaminorOthersSignal Iduna is listed among the 500+ product partners whose insurance products are distributed through the compexx advisor network.
• Nürnberger VersicherungminorOthersNürnberger Versicherung is listed among the 500+ product partners whose insurance products are distributed through the compexx advisor network.
• DKVminorOthersDKV is listed among the 500+ product partners whose health insurance products are distributed through the compexx advisor network.
• Zinskonzept GmbHcoreStrategic or Co-development PartnerZinskonzept GmbH is a subsidiary of compexx Finanz AG specializing in mortgage and construction financing (Baufinanzierung). It manages over 400 million euros in financing volume. On April 1, 2026, Patrick Luchetta was appointed as additional managing director alongside Angela Roth, bringing over two decades of experience in construction financing, insurance, and capital investment. The subsidiary is a key lever for growth in the mortgage financing segment.
• CPX Immocom GmbHcoreStrategic or Co-development PartnerCPX Immocom GmbH is a subsidiary of compexx Finanz AG specializing in real estate services, managing over 60 million euros in real estate volume. It complements the parent company's offering by providing specialized real estate expertise within the compexx expert network.

Scale indicators8 records

Recent moves5 records

Expansion highlights3 records

Direct peers

• MLP SE: Germany-headquartered financial advisory and wealth management group serving private and SME clients through a large independent consultant network. Closely comparable in business model (commission-based, multi-product, holistic advisory) and target customer segments in Germany.
• Deutsche Vermögensberatung (DVAG): Germany's largest independent financial advisory distribution network, operating through thousands of self-employed Vermögensberater distributing insurance, banking, and investment products. Directly mirrors Compexx's selbstständige Finanzberater-led distribution model and broad product-partner approach.
• Swiss Life Select Deutschland: German arm of Swiss Life's advisory distribution, running an independent financial advisor network distributing insurance, investment and pension products. Comparable to Compexx as a 'platform + independent-advisor' model and similarly anchored in holistic client advisory.
• Dr. Klein Privatkunden AG: German financial distribution and Baufinanzierung specialist, distributing mortgage, insurance and investment products through a partner/advisor network. Direct overlap with Compexx's Zinskonzept construction-financing subsidiary in both product and channel.

Emerging players

• Honorarfinanz AG: German fee-only financial advisory network pushing back against commission-driven advisory. Useful comparator for the regulatory-shift scenario and for the portion of Compexx's customer base that may migrate toward fee-based models.

Broad incumbents

• Allianz Deutschland (Allianz Beratungs- und Vertriebs-AG): Largest German primary insurer with proprietary tied-agent distribution serving private and commercial clients across insurance, investment, and pension products. Broader than Compexx but overlaps directly on customer needs and product categories Compexx advises on, including partnership-level relations.
• Debeka Gruppe: Major German mutual insurer and Versicherungsverein auf Gegenseitigkeit with in-house field advisory covering life, health, property and pension. Significant overlap with Compexx's insurance and Altersvorsorge product categories and SME customer segment.
• ARAG SE: German insurer with strong specialty lines (Rechtsschutz, health, property) and an active distribution/advisory organization. Comparable to Compexx's Geschäftskunden business-customer advisory proposition and insurer-side distribution capability.
• Zurich Versicherung Deutschland (ZVDK): German arm of the global Zurich Insurance Group, distributing life, P&C and investment products through tied agents and partner channels. Overlaps with Compexx on retirement, Sachversicherung and wealth-building products for private and SME clients.
• Stuttgarter Versicherungsgruppe: German mutual insurance group with a strong advisory channel in southern Germany (geographically proximate to Regensburg) distributing life, pension and insurance products. Comparable in product mix and in the regional/independent-advisor advisory orientation that overlaps with Compexx.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/compexxa
• YouTubeyoutube.com/channel/UC1dxADt8luMgB80weNIQbag
• Facebookfacebook.com/compexxFinanzAG
• LinkedInlinkedin.com/company/compexx
• Instagraminstagram.com/compexxfinanz

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Compexx Finanz