Liberty Home Equity Solutions

What Liberty Home Equity Solutions does

Liberty Home Equity Solutions was a U.S. financial services company specializing in reverse mortgage lending, founded in 2003 and headquartered in Rancho Cordova. The company operated a single core product, the Liberty Reverse Mortgage, which enabled homeowners—primarily seniors—to convert accumulated home equity into cash flow without monthly mortgage payments and without selling their property. Its customer base was narrow and clearly defined: U.S. homeowners and seniors seeking liquidity through reverse mortgage products, with a segment description of "Homeowners/Seniors seeking reverse mortgages" and use cases centered on reverse mortgage loan applications and servicing for existing reverse mortgage holders. The company operated with 251–500 employees and pursued a horizontal segmentation approach targeting this single persona.

The business was channeled through direct phone-based loan originations (reachable at 800.218.1415) and was supported by an informational platform branded as "Reverse Mortgage Guides." Liberty Home Equity Solutions was associated with PHH Mortgage Corporation (now rebranded to Onity Mortgage Corporation, NMLS ID #2726), and effective March 23, 2026, the Liberty Reverse Mortgage and Reverse Mortgage Guides websites were discontinued, with existing reverse mortgage servicing migrated to Onity Mortgage at reverse.mortgagequestions.com. Pricing was not publicly disclosed; loan inquiries were handled through the phone channel. The product line has been recorded as discontinued, and the operating status of Liberty Home Equity Solutions is reflected as acquired/absorbed into Onity Mortgage Corporation.

Underlying technology is not described in the source data beyond a conventional NMLS-licensed lending stack and a customer-service chatbot interface placeholder. The company had no disclosed app, no API, and no documented AI, data, or integration capabilities. No funding rounds, investor information, subsidiaries, or patent/trademark portfolio are recorded, and no management team or leadership details are available in the input data.

Name

Liberty Home Equity Solutions

Legal name

Onity Mortgage Corporation

Website

https://libertyhomeequity.com

Company type

Private

Founded year

2003

Operating status

Acquired

Headcount range

251–500 employees

Short description

Liberty Home Equity Solutions was a U.S. reverse mortgage lender offering the Liberty Reverse Mortgage product to homeowners and seniors seeking to convert home equity into cash without monthly payments. Operations were discontinued on March 23, 2026, with servicing absorbed by Onity Mortgage.

Ownership category

akta.pro rank

Product category

Reverse Mortgage Lending

NAICS

Other Nondepository Credit Intermediation (52229)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Reverse Mortgage Origination (HECM & Proprietary) (FSALAIAA)

akta.pro secondary industries

Reverse Mortgage Brokerage & Lead Generation (FSALAIAB), Reverse Mortgage Securitization & Secondary Market (HMBS/Whole Loan Trading) (FSALAIAD)

Keywords

• Reverse mortgage lending
• Home equity conversion
• Mortgage servicing
• Senior homeowner lending
• Home equity loans

Headquarters

HQ city

Rancho Cordova

HQ country

United States

HQ region

North America

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Distribution channels1 record

Core offering

Liberty Home Equity Solutions offered reverse mortgage lending products through its Liberty Reverse Mortgage platform, enabling homeowners—primarily seniors—to convert home equity into cash flow without selling their property or making monthly mortgage payments. The business was discontinued as of March 23, 2026, with existing loan servicing transferred to Onity Mortgage (formerly PHH Mortgage Corporation).

Product overview

Liberty Home Equity Solutions offered a single reverse mortgage product designed to help homeowners access their home equity without requiring monthly mortgage payments. The Liberty Reverse Mortgage product has been discontinued as of March 23, 2026, with both the Liberty Reverse Mortgage and Reverse Mortgage Guides websites becoming unavailable.

Differentiator

Problem solved

Functional benefit

Brands

• Reverse Mortgage Guides: Reverse mortgage information and guidance platform operated by Liberty Home Equity Solutions.

Products and services

• Liberty Reverse Mortgage Reverse mortgage lending product allowing homeowners to convert home equity into cash without monthly mortgage payments. Targeted at homeowners, typically seniors, seeking liquidity without selling their property. The product was discontinued as of March 23, 2026.

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Onity Mortgage (formerly PHH Mortgage Corporation)coreOthersPHH Mortgage has rebranded to Onity Mortgage. As of March 23, 2026, Liberty Reverse Mortgage and Reverse Mortgage Guides websites are no longer available. Onity Mortgage now handles all reverse mortgage servicing for loans previously under Liberty, accessible at reverse.mortgagequestions.com. The relationship represents a corporate transition/absorption of the Liberty reverse mortgage business.

Scale indicators1 record

Recent moves3 records

Market position

Competitive moat2 records

Key risks5 records

Key highlights4 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Liberty Home Equity Solutions