IP Financial Advisory Services
IP Financial Advisory Services LLC is a Charlotte-based SEC-registered investment advisory firm with an affiliated FINRA/SIPC broker-dealer, providing RIA/IAR services, insurance, investment, and retirement solutions, plus 15 specialized consulting services to independent advisors, employers, insurers, and government agencies.
- Company typePrivate
- Founded2020
- HeadquartersCharlotte, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What IP Financial Advisory Services does
IP Financial Advisory Services LLC (DBA: IPFS) is a Charlotte, North Carolina-based, privately held SEC-registered investment advisory firm with an affiliated FINRA/SIPC broker-dealer. The firm operates two offices at 5950 Fairview Road (Suites 140 and 140-B) and is positioned as a hybrid advisory, brokerage, and consulting practice serving independent RIA advisors, corporate employers, insurance companies, and federal government agencies.
The core product portfolio spans Insurance Solutions (term, universal, whole life; fixed, index, and equity-indexed annuities), Investment Solutions (managed accounts and model portfolios across equities, fixed income, ETFs, mutual funds, options, alternatives, and structured products), and Retirement Income Solutions (Cash Balance Retirement Plans, pension buyout strategies, 401(k)/IRA products). Distribution to the RIA channel is anchored by an "up to 100% payout, no proprietary products, no ticket charges, no hidden fees" value proposition, supported by open-architecture relationships with multiple custodians and trading platforms. A separate RIA/IAR Services line targets breakaway advisors from wirehouses with setup, transition, and back-office support.
The consulting arm is unusually broad for a firm of this size, listing 15 specialized services including actuarial consulting, benefits consulting, distribution consulting, economic scenario generation, enterprise risk modeling, environmental and carbon consulting, financial management services, investment and strategy consulting, loan servicing and asset management, mortgage delinquency risk modeling, program/project management, survey services, technology consulting, training services, and outsourcing of recurring commercial activities. Revenue is generated via advisory fees, brokerage commissions, insurance and annuity commissions, and project-based consulting fees; pricing is not publicly disclosed. The firm describes its team as "veteran" with 50+ years of combined experience spanning actuaries, attorneys, and financial professionals, and references multiple billions in assets under management/advisory.
IP Financial Advisory Services firmographics
Firmographics- Name
- IP Financial Advisory Services
- Legal name
- IP Financial Advisory Services LLC
- Website
- https://ipfinancialservicesllc.com
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- IP Financial Advisory Services LLC is a Charlotte-based SEC-registered investment advisory firm with an affiliated FINRA/SIPC broker-dealer, providing RIA/IAR services, insurance, investment, and retirement solutions, plus 15 specialized consulting services to independent advisors, employers, insurers, and government agencies.
- Ownership category
- akta.pro rank
IP Financial Advisory Services industry classification
Industry- Product category
- Financial Advisory Services
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Comprehensive/Full-Service RIAs & Independent Wealth Managers (FSAAACAA)
- akta.pro secondary industry
- Corporate Retirement Plan Advisory RIAs (ERISA 401(k)/403(b)) (FSAAACAF)
Keywords
Where IP Financial Advisory Services is headquartered
LocationHeadquarters
- HQ city
- Charlotte
- HQ country
- United States
- HQ region
- North America
Offices2 records
Markets served
IP Financial Advisory Services business model
Business model- GTM type
- B2B
- Offering type
- Services
Revenue model
- Investment Advisory and Brokerage Services: SEC registered investment advisory firm providing RIA services to independent advisors, including broker-dealer services. Revenue derived from advisory fees, brokerage commissions, and processing fees for insurance and annuity products.
- Investment Management and Advisory Fees: Fees from managing separate managed accounts, model portfolios with lifetime minimum guarantees, and providing investment solutions including equities, fixed income, ETFs, mutual funds, options, alternative investments, and structured products.
- Employee Benefits Consulting: Consulting fees for benefit and compensation planning including life, health, accident insurance, disability income, long term care, supplemental executive retirement plans, and pension/retirement benefits.
- Actuarial Consulting Services: Fees for actuarial consulting including product development and pricing, reserving, financial reinsurance, plan analysis, enterprise risk management, risk analysis, and risk-based capital analysis.
- Insurance and Annuity Products: Commissions from term life insurance, index universal life, whole life, long term care products, guaranteed rate annuities, equity index annuities, and group insurance products.
- Environmental and Carbon Consulting: Fees for carbon credit project development, consulting services for N2O, CO2, and methane gas reduction, and carbon finance business development services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Cash Balance Retirement Plans (CBRP) |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
IP Financial Advisory Services product offering
Product offeringCore offering
IP Financial Advisory Services LLC is an SEC-registered investment advisory firm with FINRA/SIPC broker-dealer affiliation that delivers financial, investment, and insurance solutions (life insurance, annuities, managed accounts, retirement plans) to individual clients, while providing RIA setup and breakaway services to independent advisors. The firm also operates a broad management and financial consulting practice spanning actuarial, benefits, enterprise risk, environmental, technology, training, and program management services for corporate, insurance, and federal government clients.
Product overview
IP Financial Advisory Services is a financial advisory and consulting firm offering a unified suite of financial products and professional services. The core product portfolio includes Insurance Solutions (life insurance, annuities, and riders), Investment Solutions (managed accounts, equities, fixed income, alternatives), and Retirement Income Solutions (Cash Balance Retirement Plans, pension buyouts). These are complemented by RIA/IAR Services for independent advisors. The consulting arm provides 15 specialized services spanning actuarial, benefits, distribution, enterprise risk, environmental, financial management, investment strategy, loan servicing, mortgage delinquency modeling, project management, survey services, technology consulting, training, and other advisory offerings. The company is SEC-registered as an investment advisor with FINRA/SIPC broker-dealer affiliation.
Differentiator
Problem solved
Functional benefit
Products and services
- Insurance Solutions
- Investment Solutions
- Retirement Income Solutions
- RIA/IAR Services
- Actuarial Consulting
- Benefits Consulting
- Distribution Consulting
- Economic Scenario Generation
- Enterprise Risk Modeling
- Environmental Consulting
- Financial Management Services
- Investment and Strategy Consulting
- Loan Servicing and Asset Management
- Mortgage Delinquency Risk Modeling
- Other Consulting Services
- Outsourcing Recurring Commercial Activities
- Program and Project Management Services
- Survey Services
- Technology Consulting
- Training Services
Quantifiable outcome
- Up to 100% payouts for independent advisors with no proprietary products, ticket charges, or hidden fees
- +1 more outcomes
Companies that use IP Financial Advisory Services
Customer profileNamed customers2 records
Segments4 records
IP Financial Advisory Services technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
IP Financial Advisory Services partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Innovation Partners LLCcoreInnovation Partners LLC is a partner entity that operates a login portal through IP Financial Advisory Services platform. The partnership enables independent advisors to access services under the Innovation Partners brand through IPFS infrastructure.
Scale indicators2 records
Recent moves5 records
Expansion highlights5 records
IP Financial Advisory Services competitors and assessment
Company assessmentDirect peers
- Avantax (formerly Blucora): Independent broker-dealer and RIA wealth management firm serving tax-focused financial advisors and their clients. Comparable to IP Financial Advisory's focus on independent advisor enablement with multiple custodians.
- Cetera Financial Group: Independent broker-dealer and RIA support platform serving breakaway and independent advisors with custodian-agnostic, multi-affiliate model. Closely comparable to IP Financial Advisory's open-architecture, multi-custodian advisor partnership value proposition.
- Cambridge Investment Research: Independent broker-dealer supporting financial advisors with RIA capabilities, multiple custodians, and high-payout economics. Direct comparable to IP Financial Advisory's breakaway and independent RIA service lines.
- Kestra Financial: Independent wealth management platform supporting breakaway advisors and independent RIAs with multiple custodian relationships and high-payout structures. Functionally analogous to IP Financial Advisory's RIA/IAR services.
- Commonwealth Financial Network: Privately held independent broker-dealer/RIA supporting breakaway advisors with backend infrastructure, technology, and consulting. Highly analogous to IP Financial Advisory in target customer and open-architecture approach.
Broad incumbents
- LPL Financial: Largest U.S. independent broker-dealer and RIA custodian, providing advisor affiliation, technology, and custody to thousands of independent practices. Direct competitor to IP Financial Advisory's independent RIA/IAR services offering, though at vastly greater scale.
- Ameriprise Financial: Large financial services firm with an independent advisor channel, RIA platform, and broad product set including investment solutions, retirement planning, and insurance. Comparable in product breadth and multi-channel distribution to IP Financial Advisory.
- Focus Financial Partners: RIA rollup and partnership platform providing infrastructure to independent wealth management firms; while primarily a partnership model rather than a breakaway BD, it competes for the same independent-RIAs-pooling-to-gain-scale demand.
- Osaic (formerly Advisor Group): Large independent broker-dealer network (subsuming FSC Securities, Woodbury, Royal Alliance, etc.) serving independent RIAs and breakaway advisors. Comparable to IP Financial Advisory in offering but operates at meaningfully greater scale.
Emerging players
- Hightower Advisors: RIA platform supporting breakaway and independent advisors with technology, custody, consulting, and back-office support. Direct comparable to IP Financial Advisory's "supporting advisors in independence" positioning, at a larger scale.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
IP Financial Advisory Services social profiles
Digital presenceIP Financial Advisory Services financial estimates
Financial estimateRevenue estimate
Valuation estimate
IP Financial Advisory Services leadership team
Management profileNumber of profiles
IP Financial Advisory Services funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
IP Financial Advisory Services M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about IP Financial Advisory Services
What does IP Financial Advisory Services do?
IP Financial Advisory Services LLC is an SEC-registered investment advisory firm with FINRA/SIPC broker-dealer affiliation that delivers financial, investment, and insurance solutions (life insurance, annuities, managed accounts, retirement plans) to individual clients, while providing RIA setup and breakaway services to independent advisors. The firm also operates a broad management and financial consulting practice spanning actuarial, benefits, enterprise risk, environmental, technology, training, and program management services for corporate, insurance, and federal government clients.
Is IP Financial Advisory Services a public or private company?
IP Financial Advisory Services is a private company. It is currently operating.
When was IP Financial Advisory Services founded?
IP Financial Advisory Services was founded in 2020. It employs 11 to 50 people.
Where is IP Financial Advisory Services based?
IP Financial Advisory Services is headquartered in Charlotte, United States, in the North America region.
How does IP Financial Advisory Services make money?
Six revenue lines are on record. Investment Advisory and Brokerage Services are the primary driver. The others are investment Management and Advisory Fees, employee Benefits Consulting, actuarial Consulting Services, insurance and Annuity Products and environmental and Carbon Consulting.
Who are IP Financial Advisory Services's main competitors?
Direct peers on record are Avantax (formerly Blucora), Cetera Financial Group, Cambridge Investment Research, Kestra Financial and Commonwealth Financial Network. Broad incumbents are LPL Financial, Ameriprise Financial, Focus Financial Partners and Osaic (formerly Advisor Group). Hightower Advisors is listed as an emerging player.
Does IP Financial Advisory Services have an API?
No public API is recorded for IP Financial Advisory Services.
What industry is IP Financial Advisory Services in?
IP Financial Advisory Services's product category is Financial Advisory Services. Its primary akta.pro industry code is FSAAACAA, Comprehensive/Full-Service RIAs & Independent Wealth Managers, with a secondary code of FSAAACAF, Corporate Retirement Plan Advisory RIAs (ERISA 401(k)/403(b)). Its NAICS code is 523940 and its SIC code is 6282.