ERSI
ERSI is an independent wealth management firm founded in 1983 in Englewood, Colorado, serving closely held business owners, high-net-worth families, and corporate retirement plans through a team-based model delivering integrated wealth, retirement, estate, insurance, executive benefits, and exit planning services via Cambridge Investment Research and The AmeriFlex Group.
- Company typePrivate
- Founded1983
- HeadquartersCentennial, United States
- Headcount11–50
- GTM typeB2C
- OfferingServices
What ERSI does
ERSI (legal name Exit and Retirement Strategies, Inc.) is an independent wealth management firm founded in 1983 and headquartered in Englewood, Colorado. The firm serves closely held business owners, high-net-worth families, and corporate retirement plans with an integrated suite of services including wealth management, retirement and financial planning, estate planning, insurance, executive benefits, business exit and succession consulting, and 401(k) plan advisory. ERSI operates a team-based advisory model in which clients access the full firm rather than individual advisors, supported by senior team members with decades of tenure and credentials spanning CFP, AIF, CLU, ChFC, and CPFA designations.
The firm has no proprietary technology platform; service delivery depends on third-party infrastructure. Securities are offered through Cambridge Investment Research, Inc. (broker/dealer, FINRA/SIPC member, a minority owner of The AmeriFlex Group), and investment advisory services are offered through The AmeriFlex Group (independent RIA). Client-facing digital tools include AssetMark for portfolio management, eMoney for document vault, Everplans for estate planning, and Fiduciary Briefcase for employer 401(k) plan administration. Exit planning backroom support is provided by the Business Enterprise Institute (BEI) under a long-standing partnership dating to the late 1990s.
ERSI generates revenue from three primary streams: recurring investment advisory fees through The AmeriFlex Group, transaction-based securities commissions via Cambridge, and professional services fees for executive benefits and exit planning consulting. The firm holds securities licensing in 25 U.S. states and is privately held under consistent Brubaker family ownership since founding. Historical growth has been driven by tuck-in acquisitions (Manning Financial Group, 2011; Life Transition Planners, 2017), progressive service-line additions (wealth management in 2005, 401(k) advisory), and advisor hiring. Pricing is individually negotiated and not publicly disclosed.
ERSI firmographics
Firmographics- Name
- ERSI
- Legal name
- Exit and Retirement Strategies, Inc.
- Website
- https://ersiwealth.com
- Company type
- Private
- Founded year
- 1983
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- ERSI is an independent wealth management firm founded in 1983 in Englewood, Colorado, serving closely held business owners, high-net-worth families, and corporate retirement plans through a team-based model delivering integrated wealth, retirement, estate, insurance, executive benefits, and exit planning services via Cambridge Investment Research and The AmeriFlex Group.
- Ownership category
- akta.pro rank
ERSI industry classification
Industry- Product category
- Wealth Management
- NAICS
- Trust, Fiduciary, and Custody Activities (523991)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Corporate Retirement Plan Advisory RIAs (ERISA 401(k)/403(b)) (FSAAACAF)
Keywords
Where ERSI is headquartered
LocationHeadquarters
- HQ city
- Centennial
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
ERSI business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Investment Advisory Services: Fees for investment advisory services offered through The AmeriFlex Group, an independent registered investment advisor. Services include investment management, financial planning, retirement income planning, and comprehensive wealth management.
- Securities Brokerage: Securities offered through Cambridge Investment Research, Inc., a broker/dealer member FINRA/SIPC. Revenue generated from securities transactions and related brokerage services.
- Executive Benefits Consulting: Executive benefit services including business succession/exit planning consulting, pension administration, and related advisory services for business owners.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
ERSI product offering
Product offeringCore offering
ERSI is a wealth management and financial advisory firm that helps business owners and high-net-worth individuals plan for retirement, business exits, and estate transitions. Its core offerings include personalized financial planning, retirement income strategies, estate planning, exit strategy consulting for business owners, executive benefits, insurance planning, and 401(k) plan advisory services for small businesses.
Product overview
ERSI (Exit and Retirement Strategies, Inc.) is an independent wealth management firm offering a comprehensive suite of financial services. The firm operates as a unified offering rather than a platform-plus-modules architecture, providing investment services, financial and retirement income planning, insurance strategies, executive benefits, and exit strategy consulting as integrated components of personalized wealth management. The team approach means clients have access to all services as needed rather than purchasing discrete products.
Differentiator
Problem solved
Functional benefit
Products and services
- Wealth Management Services Comprehensive wealth management services including investment management, financial planning, portfolio management, and personalized advisory services for high-net-worth individuals, business owners, and professionals in the Denver/Colorado area.
- Exit Strategy Planning Specialized planning service for business owners who want to transition from their business, helping them understand what to do next and coordinating the exit with retirement, estate, and lifestyle planning.
- 401(k) Plan Advisory Services Advisory and management services for employer-sponsored 401(k) plans, including plan design, investment selection, and ongoing fiduciary management for small businesses in the Denver/Colorado area.
- Retirement Income Planning Personalized retirement income planning for individuals approaching or in retirement, focused on creating sustainable income streams that last through their lifetime.
- Estate Planning Estate planning services that help clients organize and document their wishes for the future, including legacy planning, beneficiary planning, and coordination with the Everplans platform.
- Insurance Planning Insurance planning services covering life insurance, long-term care, disability, and other protection products to help clients manage risk and protect their families.
- Executive Benefits Planning Executive benefits planning for business owners and key employees, including deferred compensation, executive bonus plans, and other selective benefit arrangements.
Companies that use ERSI
Customer profileSegments3 records
Ideal customer profiles3 records
ERSI technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
ERSI partnerships and signals
Strategic signalPartnerships
Seven partnerships are on record, tiered core and support.
- Cambridge Investment Research, Inc.coreSecurities offered through Cambridge Investment Research, Inc., a broker/dealer, member FINRA/SIPC. Cambridge is a minority owner of The AmeriFlex Group. Securities licensed in 25 states including AK, AZ, CA, CO, FL, GA, ID, IL, KS, MA, MI, MN, MO, MT, NC, NE, NM, NV, OH, OK, OR, SD, TX, UT, WA, WY.
- The AmeriFlex GroupcoreInvestment advisory services offered through The AmeriFlex Group, an independent registered investment advisor. Cambridge Investment Research is a minority owner of The AmeriFlex Group.
- AssetMarksupportPlatform providing clients access to their financial portfolio and investment management tools.
- eMoneysupportOnline vault solution for clients to safely store and share sensitive financial documents.
- EverplanssupportPersonal online filing cabinet solution for ERSI clients for estate plans, important documents, passwords, final wishes, etc.
- Fiduciary BriefcasesupportEmployer access to 401(k) plan details and online vault for sharing sensitive documents related to retirement plans.
- Business Enterprise Institute (BEI)coreBackroom support for exit planning processes. ERSI hired BEI in the late 1990s to support their business succession/exit planning consulting services.
Scale indicators3 records
Recent moves11 records
Expansion highlights5 records
ERSI competitors and assessment
Company assessmentBroad incumbents
- Creative Planning: One of the largest independent RIAs offering comprehensive wealth management, retirement, estate, and business exit planning. Much larger than ERSI but addresses the same client needs at scale; representative of the consolidator pressure on small RIAs.
- Edelman Financial Engines: Large national wealth management firm combining advisor-led planning with 401(k) plan advisory — directly overlapping ERSI's wealth management and 401(k) advisory lines. Operates at far greater scale and competes for the same HNW business-owner segment.
- Mercer Advisors: Large RIA specializing in HNW retirement income, tax, estate, and investment planning. Comparable target client and planning depth to ERSI but operating through a national multi-office footprint built via roll-up acquisitions.
- Carson Wealth (Carson Group): Large RIA platform supporting independent advisors with comprehensive wealth management services for HNW individuals and business owners. Comparable service mix to ERSI but at substantially greater scale through advisor recruiting and M&A.
- Mariner Wealth Advisors: National RIA providing wealth advisory, retirement, estate, and exit/succession planning to HNW families and business owners. Overlaps with ERSI's full-service offering but with significantly broader geographic footprint and institutional scale.
- LPL Financial: Largest independent broker-dealer in the U.S., supporting thousands of affiliated advisors (including many offering exit planning and 401(k) advisory) under a similar Cambridge/AmeriFlex-style model. Representative of the institutional alternatives competing for ERSI's advisor talent and clients.
Others
- The AmeriFlex Group: Independent registered investment advisor through which ERSI delivers investment advisory services; Cambridge is a minority owner. Functions as ERSI's RIA platform rather than a competitor, but other AmeriFlex-affiliated advisors compete for similar clients in overlapping states.
- Cambridge Investment Research: Independent broker-dealer through which ERSI offers securities and holds 25-state licensing. Not a competitor but a critical infrastructure partner — comparable in that other Cambridge-affiliated RIAs offer competing wealth management services in the same geographies.
Direct peers
- Commonwealth Financial Network: Independent advisor-support platform with affiliated RIAs serving HNW and business-owner clients. Comparable to ERSI in providing wealth management, retirement planning, and exit/succession services through affiliated advisors with a similar relationship-driven GTM.
- Buckingham Strategic Wealth: Mid-sized independent RIA serving HNW individuals and business owners with team-based financial planning. Closely comparable to ERSI in target client (closely held business owners), service breadth (retirement, exit, estate), and team approach.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
ERSI social profiles
Digital presenceERSI financial estimates
Financial estimateRevenue estimate
Valuation estimate
ERSI leadership team
Management profileNumber of profiles
Profiles9 records
ERSI funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ERSI M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ERSI
What does ERSI do?
ERSI is a wealth management and financial advisory firm that helps business owners and high-net-worth individuals plan for retirement, business exits, and estate transitions. Its core offerings include personalized financial planning, retirement income strategies, estate planning, exit strategy consulting for business owners, executive benefits, insurance planning, and 401(k) plan advisory services for small businesses.
Is ERSI a public or private company?
ERSI is a private company. It is classified as family owned and is currently operating.
When was ERSI founded?
ERSI was founded in 1983. It employs 11 to 50 people.
Where is ERSI based?
ERSI is headquartered in Centennial, United States, in the North America region.
How does ERSI make money?
Three revenue lines are on record. Investment Advisory Services are the primary driver. The others are securities Brokerage and executive Benefits Consulting.
Who are ERSI's main competitors?
Broad incumbents on record are Creative Planning, Edelman Financial Engines, Mercer Advisors, Carson Wealth (Carson Group), Mariner Wealth Advisors and LPL Financial. Others are The AmeriFlex Group and Cambridge Investment Research. Direct peers are Commonwealth Financial Network and Buckingham Strategic Wealth.
Does ERSI have an API?
No public API is recorded for ERSI.
What industry is ERSI in?
ERSI's product category is Wealth Management. Its primary akta.pro industry code is FSAAACAF, Corporate Retirement Plan Advisory RIAs (ERISA 401(k)/403(b)). Its NAICS code is 523991 and its SIC code is 6411.